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Think Critically. Personal Finance is Personal. Do What’s Right for You.

What stocks should I invest in? Why do I need to have 30% of my assets in bonds? What is the optimal saving rate for retiring in 10 years? Why should I not invest in silver? Are Roth IRA’s better than Traditional IRAs? Should I draw down on my HELOC for investments? Why am I being shamed for spending my money on avocado toast?? When learning about personal finance, there are so many different questions […]

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Why Financial Literacy is Important

“Let’s go out to eat!!!” I had just played in a college kickball tournament on a Sunday afternoon and the team was hungry. “Sounds good, where are we going?” “How about Potbelly’s? It’s close and a lot of us really enjoy it.” “Okay, I’ll join – but I don’t think I’ll eat and get something at home.” It was sophomore year, and I only had $50 in my bank account. After paying for my Spring […]

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