About: Welcome to 20somethingfinance. I am the author, G.E. Miller. Long story short: I went from zero savings and significant debt after graduation, to saving over 85% of my income in just a few years. I am embracing every aspect of a financially responsible, engaged, environmentally-friendly, frugal lifestyle. And I’m chronicling my journey to financial independence on this site. Spoiler: utilizing the ideology and strategies that I write about on this site, I am now financially independent. 20somethingfinance is 11 years old and has become one of the most popular personal finance blogs in all the land. Also – don’t let the name of the blog scare you off. If you’re not in your 20’s, that’s OK. I no longer am either (but the blog is stuck with the name), and 50%+ of the readers here are over age 30 anyways. Learning and sharing knowledge of personal finance is ageless.
Year Started: 2007
Jim Wang is a thirty-something father of three who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life. Learn more ►
Hi, I’m Peter Anderson, and I believe that everyone can live a life free of debt and financial strain, they just need to have a plan. Hopefully Bible Money Matters can play a small part in helping you create your financial blueprint so that down the road you can give more, save more and live more! I write about 3 cornerstone topics on this site – finances, faith and family – while sprinkling in a fair dose of just about everything else. I hope you’ll take the time to stop by and read! Learn more ►
Today I am financially independent, I run a cool little company (PopUp Business School) with a team of 12, changing the way entrepreneurship is taught globally and I spend my time travelling around the world working with some of the coolest people. Life wasn't always this way! At school I was the shyest kid you could meet, I struggled talking to strangers, I was paralysed by fear approaching girls, making phone calls or anything else. My family went from wealthy to £millions in debt and we had to do car boot sales (yard sales) at the weekend to raise the money to buy food. So what changed? This is what I want to share with you and it is going to be in 3 main parts:
entrepreneurship, financial independence, and
making dreams come true. Learn more ►
Hello everyone, my name is Jared. There is a lot of emphasis online about retired at 30! Well I’m 31, and not retired. In fact, my goal has always been to have the option to retire by 45 from the time I started working. I have a wife, and two young boys. I know I am not going to retire in my early 30’s because I have a family to raise and bills to pay, but my goal of 45 is still in sight. This blog is to document my journey to finding financial independence while having dependents and offering tips and interesting ideas to you. I started with nothing, and have been working since I was 12. My first job was working teaching kids how to swim at the local swim club, from there I moved on to working in fast food, busing tables at a nice Italian restaurant, and eventually working as an apprentice electrician. I acquired my Journeyman Electrical License at the age of 22. Most recently I work in Construction Management overseeing the daily construction of various project types. Learn more ►
Hi there! glad to have you on my blog. I am a big fan of personal finance and I am looking forward to sharing everything I know as well as point you to a plethora of resources available at your disposal. Now, a little bit about me. I was born in Maracaibo, Venezuela in 1980 and I think that makes me a border line millennial with some behaviors from Generation X. I was raised by frugal parents who taught me the value of hard work and saving for the future.I truly believe my journey to FI started with the lessons my parents taught me when I was a kid. I can still remember my dad saying .. “son, when things are going great that is when you should be saving the most because you don’t know when things are going to go bad“. In the context of FI, I can say this has been one of the most important lessons in my life so thanks Dad!
The journey continues but now I plan to bring others on my quest for achieving Financial Independence. Learn more ►
Hey there, I’m Joel. I’m 35 and live in Los Angeles. At first glance I’m just an average guy in every way… Average height, weight, looks, IQ, skills, etc. But there’s a few things I’ve been doing differently the past few years that have elevated my life to above average: Every day I’m learning to make better use of my time. I now get up at 5am every morning.
Every day I’m learning to make better use of my money. I’m on a fast track to Financial Independence! Every day I get up at 5am and send a short positive message to friends, family, co-workers and strangers from the interweb. Learn more ►