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About: I’m writing from the position of having already achieved wealth and financial independence, and I want to help you get there too. My intention is not to re-hash the basics of the FIRE lifestyle or journey. I like to focus on the behaviors and lifestyle factors that drive money decisions.
Year Started: 2017
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Recent Posts:
Seeing Things Through A Different LensNovember 24, 2020
T.G.I.F. Friday: Volume 30November 20, 2020
Do You Live In A 15-Minute Neighborhood?November 17, 2020
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I created this blog to enlighten, educate, and entertain fellow physicians and other people who may have similar circumstances (high-income, late start, educational debt, etc…). My aim is to help those who want to help themselves and share some unique insights from the perspective of a practicing physician. I hope to leave you informed and inspired to look at life a little differently than you might have before.
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Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely. However, the job became too stressful and Joe retired from his engineering career to become a stay-at-home dad/blogger at 38. Today, he blogs about financial independence, early retirement, investing, and living a frugal lifestyle.
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Hello and thanks for checking out my blog! First off, I go by the moniker "Cubert". Early Retirement, powered by Financial Independence, also known as “FIRE” — that’s the real premise of this blog. My career in technology has had its ups and downs, but for as long as I can remember, I’ve had a nagging itch to take on passion projects. Effectively, I just wanna be my own boss.
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Financial Mechanic brings to mind tinkering with money and learning how to use money as a tool. I wanted to write about my own financial journey to help others hone their own. I hope that by sharing my story, there is one more example for people to use as inspiration on their own financial journey.
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Today I am financially independent, I run a cool little company (PopUp Business School) with a team of 12, changing the way entrepreneurship is taught globally and I spend my time travelling around the world working with some of the coolest people. Life wasn't always this way! At school I was the shyest kid you could meet, I struggled talking to strangers, I was paralysed by fear approaching girls, making phone calls or anything else. My family went from wealthy to £millions in debt and we had to do car boot sales (yard sales) at the weekend to raise the money to buy food. So what changed? This is what I want to share with you and it is going to be in 3 main parts: entrepreneurship, financial independence, and making dreams come true.
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Hey there, I’m Joel. I’m 35 and live in Los Angeles. At first glance I’m just an average guy in every way… Average height, weight, looks, IQ, skills, etc. But there’s a few things I’ve been doing differently the past few years that have elevated my life to above average: Every day I’m learning to make better use of my time. I now get up at 5am every morning. Every day I’m learning to make better use of my money. I’m on a fast track to Financial Independence! Every day I get up at 5am and send a short positive message to friends, family, co-workers and strangers from the interweb.
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