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About: This is a blog about my journey towards financial independence/retiring early in Australia, with the aim of continuing to earn a high passive income after attaining FIRE. Many blogs in this sphere are focussed on financial independence through extreme savings and a fairly lean income at retirement, and are often directed towards those with a low to average income during working life. Those blogs are still great and that style of FIRE is completely valid! However my aim as a higher income earner is to try to attain financial independence while enjoying the journey there, as well as setting myself up for a very comfortable life after retiring from work – sometimes referred to as FatFIRE, though I prefer the healthier sounding term coined by Aussie HIFIRE. This blog therefore will be about my journey towards this goal – and the optimisation to my lifestyle that will still be necessary to achieve it!
Year Started: 2020
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Update: September 2021October 1, 2021
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We’re a married couple living in Melbourne, Australia in our mid-30s with a toddler and a dog. Ms FireMum primarily writes on this blog. Both Mr FireDad and Ms FireMum work full time in corporate jobs. We don’t hate our jobs, but it would be nice to have the option to choose to work, instead of needing to work. Our parents taught us the importance of putting money away for a rainy day, and passive investing. In our minds we always thought that the reason we invested was to avoid being on the pension (which is a great safety net provided by the Australian Government, but really not enough to live on comfortably). So we started investing in property in our mid twenties with not much of a plan beyond thinking that we’d pay it off in 30 years, and that would allow us to retire comfortably at 60. Then I stumbled across the FIRE movement, and found out that some people were able to retire in their 30s. I thought that was impossible without winning the lottery or coming into a large inheritance, but the more I read about FIRE, and, the more hooked I became. Why target financial freedom at 60, when we could aim for 50? Or even 40?
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To start with, let me tell you a little about myself. I am a mom to two boys and a daughter. My husband and I came to America in our twenties and together we have been blessed with opportunities. I came with 2 suit cases, $200, lots of wisdom, hope, vision and dreams. He also had 2 suit cases, although more money; $500 that he borrowed and had to pay back. Through this blog, I hope to grow and learn with you through my experiences, written literature, tried/true ideas and…maybe some experiments :-). I promise you no one will get in trouble 🙂 . I will share some of our parenting tips and ideas as we raise our kids and teach them how to make money work for them. Through this experiences, we can face the challenges that confront our generation, change the negative perspective about money, rewrite our stories and spread the message that financial liberty is for everyone. Come along and lets journey to ABUNDANCE with LITTLE.
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We are a financially independent family of 3 who reached FI in 2018 at the ages of 32, 30, and 1. We are looking to help others on their path to financial freedom and are here to show there is no cookie cutter way to FI. We are valuists and focus on being mindful, minimalist, and frugal. A happy life does not have to be an expensive life.
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A Journey We Love started as a brainstorm project of Ruby & Peter to help inspire others to live life to the fullest. We’ll try to document everything on A Journey We Love to hold us accountable & to hopefully inspire you that life is fun, and it’s not as expensive as you think it may be: regardless of what your goals are.
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In 2016 we retired early from our corporate jobs to live our dream of traveling. We renovated a few foreclosed homes, turned them into rental properties, and got rid of all our belongings. If things go according to plan, our diverse investments should keep us on the road indefinitely. Our travel is slow travel in hopes to get to know each country better and enjoy what it has to offer. In each country, we look for at least one volunteer opportunity. These opportunities allow us to give back a little, and they also give us more insight into each country and put us on the path of some pretty awesome people that we meet along the way. We embrace minimalism and travel with only our backpacks utilizing public transportation. We love the freedom to move when and where at the drop of a hat. Occasionally, as a break from traveling, we house sit. This allows us time to relax, enjoy a home and usually a few pets. We use that time to catch up on our online activities and sometimes binge-watch a series or two. This blog is about stories from our nomadic life. We hope that our stories provide insight into other cultures and encourage our readers to travel to new places.
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Musings from an international school teaching couple about investing wisely, retiring early, and living an adventurous and rewarding life. Learn about our journey towards early retirement and some steps to take to reach financial independence. Follow along on our adventures and be inspired to create some of your own experiences. And discover ways to find purpose during early retirement and how to give back to our world.
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