About: I created this blog to enlighten, educate, and entertain fellow physicians and other people who may have similar circumstances (high-income, late start, educational debt, etc…). My aim is to help those who want to help themselves and share some unique insights from the perspective of a practicing physician. I hope to leave you informed and inspired to look at life a little differently than you might have before.
Year Started: 2016
I’m a family guy living in Colorado with my wife and two young children. I studied biology and chemistry in college, but somehow turned into a software developer. From as far back as I can remember, I liked to save and earn money. My goal was to build a portfolio of $1,000,000 by February of 2017; 1500 days from the birth of this blog (January 1, 2013). And hey look, I’ve since retired! Learn more ►
Hi there! glad to have you on my blog. I am a big fan of personal finance and I am looking forward to sharing everything I know as well as point you to a plethora of resources available at your disposal. Now, a little bit about me. I was born in Maracaibo, Venezuela in 1980 and I think that makes me a border line millennial with some behaviors from Generation X. I was raised by frugal parents who taught me the value of hard work and saving for the future.I truly believe my journey to FI started with the lessons my parents taught me when I was a kid. I can still remember my dad saying .. “son, when things are going great that is when you should be saving the most because you don’t know when things are going to go bad“. In the context of FI, I can say this has been one of the most important lessons in my life so thanks Dad!
The journey continues but now I plan to bring others on my quest for achieving Financial Independence. Learn more ►
I’m writing from the position of having already achieved wealth and financial independence, and I want to help you get there too.
My intention is not to re-hash the basics of the FIRE lifestyle or journey. I like to focus on the behaviors and lifestyle factors that drive money decisions. Learn more ►
Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely. However, the job became too stressful and Joe retired from his engineering career to become a stay-at-home dad/blogger at 38. Today, he blogs about financial independence, early retirement, investing, and living a frugal lifestyle. Learn more ►
We are Ali and Alison Walker. We met in 2004, married in 2006, reached financial independence in 2017, and retired in 2018. The first thing we did after reaching FIRE (financial independence retire early) was to create a complete and total change from our career-focused lives. In November 2018 we left our Seattle life behind and made travel our new lifestyle. We enjoyed traveling full time and getting to know people in other places for two years. Then COVID-19 changed the world so we changed direction again. We decided to create a new home base for ourselves in Flagstaff Arizona near family. As of February 2021 we will be adjusting to a new post-FIRE routine that includes owning a home along with traveling internationally and within the USA as well. Learn more ►
Over the arc of my life and career a shift started to happen where I realized that I was at the point where I could stop working for other people to get financial independence and start working for myself to achieve happiness. I couldn’t find a good manual for how to do this so I started doing a bunch of reading on my own and this site was born. Learn more ►