About: The Sovereign Millennial is a blog about personal finance, investing, and passive income aimed at the globetrotting digital nomad Millennial audience. We give insights from the perspective of living a global lifestyle, which differs from traditional FIRE strategies in some ways (e.g. more legitimate ways to minimize tax, best ways to exchange currency, personal/private long term investments instead of 401k’s and Roth IRA’s, etc.).
Year Started: 2018
Over the arc of my life and career a shift started to happen where I realized that I was at the point where I could stop working for other people to get financial independence and start working for myself to achieve happiness. I couldn’t find a good manual for how to do this so I started doing a bunch of reading on my own and this site was born. Learn more ►
Hi there! glad to have you on my blog. I am a big fan of personal finance and I am looking forward to sharing everything I know as well as point you to a plethora of resources available at your disposal. Now, a little bit about me. I was born in Maracaibo, Venezuela in 1980 and I think that makes me a border line millennial with some behaviors from Generation X. I was raised by frugal parents who taught me the value of hard work and saving for the future.I truly believe my journey to FI started with the lessons my parents taught me when I was a kid. I can still remember my dad saying .. “son, when things are going great that is when you should be saving the most because you don’t know when things are going to go bad“. In the context of FI, I can say this has been one of the most important lessons in my life so thanks Dad!
The journey continues but now I plan to bring others on my quest for achieving Financial Independence. Learn more ►
Thank you for stopping by the Best Interest. I’m Jesse Cramer. I’m an engineer and an avid reader/writer. The Best Interest started as my creative outlet, but it’s gained national recognition for explaining complex personal finance ideas in simple terms. And now I want to bring those ideas to you. Learn more ►
The goal of my work on Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, I want you to live a smarter, richer life. Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. I am sure of this because of the hundreds of hours of research that went into the more than 200 posts currently published on this blog. Learn more ►
Today I am financially independent, I run a cool little company (PopUp Business School) with a team of 12, changing the way entrepreneurship is taught globally and I spend my time travelling around the world working with some of the coolest people. Life wasn't always this way! At school I was the shyest kid you could meet, I struggled talking to strangers, I was paralysed by fear approaching girls, making phone calls or anything else. My family went from wealthy to £millions in debt and we had to do car boot sales (yard sales) at the weekend to raise the money to buy food. So what changed? This is what I want to share with you and it is going to be in 3 main parts:
entrepreneurship, financial independence, and
making dreams come true. Learn more ►
I was already overdrafted on my checking account by the time my pay was deposited, I had no savings, and worst of all, I cashed out my most important financial asset - my retirement account. Thankfully, that was a while ago and a lot has changed. To keep me green and growing, I share stories of how I save more to explore. Learn more ►