Success and having a great life can be created from intentional action, and your actions come from creating a plan for your days and weeks. Learn how to create a 7 step plan for your success this year and get on the path to achieving your dreams.
Are you looking to take control of your life this year? Would you like to make a change this year and start living the life you want and deserve? Will you make this year your best year of many to come and set yourself up for happiness?
Creating a plan for success is not only possible, but easy – and once you have your plan, then you can get on to taking action and living your best life.
However, how do you make this plan for success?
In this post, I’m going to share with you how you can create a 7 step plan to create the life you want and deserve.
What is Success… for You?
First, before creating a plan for success and for the life you want this year, we need to answer some questions.
First, what is success? What does being successful mean?
I pose these questions first because I want to make a point here – trying to answer the two questions above are useless unless you personalize them.
So, the questions become, what is success for you, and what does being successful mean for you?
For some people, success means making a lot of money or having a prestigious job. For others, success is being able to travel the world and experience many things. Other people might just want to be able to spend time with family and give their kids and loved ones time and gifts to make them happy.
Before creating a plan, we need to define what success is for you so that we can build a plan around those dreams and thoughts.
For me, for example, I want to have financial stability to be able to provide for my family, to be able to live stress free, and to do projects that I enjoy.
For you, what activities do you love doing that bring you joy? What is important to you? Is there anything in your life that you need and never want to let go?
All of these questions are important to keep in mind before getting to the planning process.
Creating a 7 Step Plan for Success
Creating a plan for success can be done by taking some time for yourself and following the steps below to define what is necessary to make the changes you need.
The 7 steps I’m going to talk about in the rest of the post are below here. You can keep scrolling or click on the following links to go to the section you want.
- Decide to Take Full Responsibility of Your Life
- Take Note of Where You Are and Where You Want to Go
- Define What You Want Specifically in the Future
- Believe in Yourself
- Create a Daily Plan to Attack Your Goals
- Plan to Reassess Over Time to Stay on Track
- Stay Consistent and Let the Power of Time Take Over
Below, I’ll go into detail to give you more details on these steps.
1. Decide to Take Full Responsibility of Your Life
The first step in making this year the best it can be is deciding to take full responsibility of your life.
You are the only person that can positively affect what happens in your life.
If you want more, you need to go and get it – no one else is going to give it to you.
Taking responsibility of your life means making a plan for yourself and working towards it each and every day.
You can’t just sit on the couch waiting for the world to change – you need to get out there and do what’s best for you and your goals.
While you might believe some people are just more lucky than others, you can begin to create your own luck through your work and habits.
2. Take Note of Where You Are and Where You Want to Go
Before planning, you need to take note of where you are and also understanding where you want to go.
For example, if you want to increase your salary at work, you can first start to understand where you are in the organization, what skills you have and how your skills and experience are valued.
Next, where do you want to be and what is required at your desired position? Do you need to get more education? Is a different or more prestigious degree required? These are questions you’ll need to answer for whatever goal and dream you have.
If you are currently an analyst and make $50,000, and want to become a manager making $75,000, what are the skills, habits and experience needed to get to this level?
Understanding all of this will be important for the next step in defining your plan.
3. Define What You Want Specifically in the Future
Now that you know that you are the only one who can change the future, and you understand where you are and want to go, now it’s time to define exactly what you want to begin to start making your plan.
For example, let’s say you have some debt and you want to pay it all off.
That’s a great goal, but it’s lacking specifics.
Some questions I would have for this goal are:
- What’s your timeline for this goal?
- How much debt do you have and how much can you pay off each month?
- Is there any way to pay more each month to speed this process?
Changing your goal from “I want to become debt-free” to “I want to become debt-free in 24 months by paying $100 extra towards my loans and credit cards” is WAY more powerful and concrete.
When you shift your goal to the second, you will force yourself to start creating exactly what you need to do on a daily, weekly, or monthly basis to find your success.
4. Believe in Yourself
Going back to the first step, you are the only person who can affect change and for that reason, you need to believe in yourself.
Having confidence in yourself can be hard, but you can do it.
Belief in yourself is something you can work on over time, and you can improve your belief in yourself through positive thinking and affirmations if you struggle with it now.
The point is that you need to believe that you are enough and you can achieve anything in life.
No barrier is too much and anything is possible with time and effort.
5. Create a Daily Plan to Attack Your Goals
Even though we have been talking about setting goals for the entire year, the way that you will achieve those goals is through daily actions.
For example, let’s say you have a goal to lose weight this year.
To achieve this, you might have decided that you are going to eat better and do some more exercise.
Well, how can you set daily actions that will ensure you are eating better and doing exercise?
This could involve having two meals a day which are completely clean and do not include sweets.
Your daily plan could be that you are going to walk for 30 minutes a day and stretch or do bodyweight exercises for another 30 minutes.
Of course, this can be implemented at the weekly level as well (for example, I’ll work out 3 times a week), but what I’ve found is you are less likely to put off what you want to do if you are focused on daily actions.
For me, I try to do a little exercise each day, do some learning each day, and do some work on my creative projects to keep everything going for my future goals.
6. Plan to Reassess Over Time to Stay on Track
When creating a plan, something that you need to keep in mind is flexibility is very important in your plan.
Sometimes things can change in an instant, and for that reason, you want to build some flexibility into your future plans and have periodic reviews of your actions.
For example, if you are trying to lose weight and after 1 month, you haven’t achieved the results you wanted, maybe you need to cut more sweets, add more exercise, or switch your diet.
Doing the same thing over and over won’t lead to the results you want if you aren’t doing the right things.
Experimenting and figuring out what is best for you will be crucial in creating the life you want – over time, your wants and dreams might change in the short term, and for that reason, flexibility is crucial.
7. Stay Consistent and Let the Power of Time Take Over
Here’s something that you should know and internalize as it’s very critical for your success.
Growth is NEVER linear.
In a world filled with instant coffee, instant breakfast, instant credit, instant shopping, instant information, and 24/7 news, we have come dangerously close to losing touch with reality and believing we have access to instant life. But life is not a clickable link.
Starting out in any area you want to become better in, growth is incredibly slow.
Think back to a time you were a beginner in something you wanted to become better at.
I love the example of when I started working out: I was weak and barely could do a few push-ups.
The next time I worked out, I could only do 1 more push-up, but it was progress. The next time, I could do 2 sets of 5. After a few sessions of working out, I was up to 3 sets of 8.
After a few years of working out, 30 push-ups in a row is easy and I can do more than 50 in a row. What started with less than 5 push ups in a row turned into many. It’s the same concept in life in whatever you want: personal finance, education, health, etc.
Understand that over time, you can accomplish anything and for you, anything is possible. Being patient, staying consistent and trusting in the process will get you to where you want to be.
Plan for a Successful Future and Live the Life You Want and Deserve
With this post, I’m excited to see what you come up with for your dream year.
Again, you deserve the best and with your plan, you can achieve and create the best for yourself.
In a year, you’ll thank yourself for taking action and living your life to the fullest.
Readers: what makes you happiest? What are your plans for making this year the best it can be? Are you making big changes or little tweaks?
Your level of success is rarely exceeded by your level of personal development, because success is something you attract by the person you become. If you want success, you need to develop good personal habits. In this article, you’ll learn 8 easy habits to do for success and personal development.
Have you asked yourself why there are some people who seem to have better lucky, or have certain characteristics that attract success when you struggle to see the same results?
Sometimes, we think that we can never become like those successful people, or know the secret to their success.
But, the true secret, which is 100% attainable for everyone, starts with realizing that success comes from simple daily habits.
The truth is that there is nothing that can stop us from becoming what we want to be – rich, successful, happy, etc. The difference between those who achieve their dreams and those who don’t is in their habits.
This is the grand secret of success – finding success come down to who is able to change their existing habits and re-align their actions to continue on the path to achieving their goals.
Deciding today is the day to dedicate time and effort to yourself and your dreams is a start, and then each day, doing a little will help you on your way to the ultimate goal of success and happy.
In this article, I’m going to share with you 8 simple daily habits for success and how you can start living an intentional life geared towards achieving your dreams.
Successful people are simply people with habits geared towards success.
8 Easy Daily Habits for Personal Success in Life
There are 8 daily habits that I try and do each day to move a little bit closer to my goals. Below, I’ve listed those 8 and in the rest of the article, I’ll describe how you can do each of these habits on a daily basis.
- Read More
- Wake Up Early
- Be Active and Exercise
- Eat a Healthy Meal in the Morning
- Activate Your Mind with Games and Learning
- Establish Goals and Plan For Success
- Practice Gratitude
- Give Yourself Space with Silence
Let’s dive deeper now into each of these habits for success.
1. Read More to Find Success in Life
According to Forbes, 88% of millionaires read at least 30 minutes a day.
Reading is a form of mental exercise, and reading activates parts of your brain that you also use when you speak or learn. Reading can help us connect the dots between different subjects and thoughts.
Also, reading can help you keep your mind fresh, as studies have shown that adults that spend their time doing creative and intellectual activities (like reading) do not experience a substantial decline in cognitive ability as they age.
For you, you don’t need to read a book a week, or try and read 100s of pages each day.
Instead, you can start with 10-15 minutes a day of reading in whatever subject or genre you want, and after you have done this for a few days, you can see how you feel with your progress and see what makes sense for you going forward.
Also, if you are trying to learn something, reading can help with that as well! 15-30 minutes a day of a new subject will add up fast – you’ll be proficient soon!
For me, I try and read at least 30 minutes a day. Usually, I will read blogs from my favorite writers, but also, I will read some pages from some books I have to continue to practice this skill.
2. Wake Up Early
You might roll your eyes at this recommendation, but I’m not going to say “Wake up at 5 AM” like so many other “personal development” bloggers would tell you.
Instead, what I mean when I say “wake up early” here is that going to bed and getting up at a reasonable hour will help you establish a routine for success.
For me, I try to go to bed around 10:30, and get up around 7. There are days that I wake up a little earlier, and there are days that I sleep in past 8.
The point is that if you wake up earlier, you can get more done in the day because in the early morning, there usually isn’t much to distract you.
If you want to achieve success, you need to set aside time to work on yourself and your goals.
By waking up earlier, you can spend an hour or two on your goals, and then after, you can spend quality time with your family, friends, or doing other hobbies.
For example, I used to live with some people who would wake up at 11 AM on the weekends. By the time 1 PM rolled around, they had just finished up eating and getting ready for the day – and the day was more than half over!
Usually, they would go out with friends during the afternoon and the night, and after getting home, would crash on the couch for an episode or two of Netflix before going to bed.
While this life might sound great to you, for someone who wants to achieve success in their life, there is a lot of wasted time in that schedule and many areas to improve.
So while you don’t need to get up at 5 AM every day (I never do), getting up at a reasonable hour can add many hours to your week.
3. Get Up and Be Active With Exercise
As humans, we each have a body which allows us to do amazing things.
We can walk, run, bike, swim, jump, play sports, climb, do yoga – the list is endless!
However, there are other benefits to exercising and being fit that do not stop with actually activity.
If we want to be successful, doing a little bit of exercise each day is essential.
Getting blood to your brain and different body parts will help you think more clearly, feel more energetic, and bring you a sense of accomplishment.
Being successful and being a well-rounded person involves exercising both your brain and your body.
While you don’t need to be some ultra-marathoner or body builder, exercise is important.
Even 15 minutes of walking a day is beneficial!
For you, if you haven’t been prioritizing exercise, start small – walking a mile, biking for 20 minutes, doing some weights, all of this will get you on the right track.
If you want to get more fit, I have done a few challenges over the years which may inspire you to get more in shape:
4. Eat a Healthy Meal in the Morning
You have probably heard the marketing phrase “Breakfast is the most important meal of the day!”
While this phrase was created to sell sugary cereals (which probably aren’t the best for you), there is still some truth to this statement.
Getting a meal in the morning which is high in protein and contains fruits and vegetables will help you obtain the energy necessary to crush your responsibilities for that day.
I don’t usually eat traditional breakfast (since I intermittent fast), I do look at have a healthy meal in the later part of the morning to give myself the energy I need for the rest of my day.
I love eating bananas, yogurt, granola, and eggs as a way to give myself the vitamins and nutrients I need to be successful.
5. Activate Your Mind with Games and Learning
Turn off social media for a little bit and activate your mind for a little while. As we age, it’s important to keep our minds fresh and active.
Having a powerful brain is something we all have, but our brain is also a muscle which needs stimulation and exercise.
Activating and exercising our mind is important to do on a daily basis (just like exercising our bodies), and by doing so, over time, you will keep your brain sharp and able to problem solve in difficult situations.
Things you could do are do crossword puzzles, do a sudoku, read a book, learn a second language, do a puzzle, bake, play board games with family, do crafts (sewing, painting, writing, etc.) – there’s really so much you could do to activate your mind.
For me, I’m looking to become fluent in Spanish, and so each day, I look to spend at least 30 minutes doing flash cards, reading articles, or watching videos in Spanish.
Other things I do are play strategy games on my phone (yes, that’s not the best use of my time, but it’s still fun and takes some thinking), and listen to self improvement podcasts.
6. Establish Goals and a Plan for Your Life
Setting goals and having a game plan for your life is essential if you want to be successful. If you don’t know where your destination is, how will you reach it?
Establishing goals is very important in both the long-term, but also the short-term. This article is about daily habits, and one of the best daily habits to have is having a daily list of things to get done.
You can make this list in the morning, or the night before, and this list should be a reflection of what you want to accomplish during the day.
With your daily to-do list, with each item that you check off, you get the satisfaction of completing something and can then feel good about moving on to the next task.
This list should also be aligned with your medium and longer term goals. Living an intentional life geared towards success is all about doing little things every day which add up to achieving your ultimate dream.
7. Practice Gratitude
Living in the present and being aware of where we are in life are two pillars of working towards and living a life of success.
Practicing gratitude can bring you back to the present and help you center yourself on what you have in life.
I find that when I’m struggling with not reaching my goals, I try to look at the positives and look at what I have achieved in my life.
For example, if I’m not happy with how my body looks, I’ll instead say, I’m thankful for the fact that I’m not sick, and I’m thankful for the fact that I can do exercise.
Likewise, being thankful for family, friends, your job, and other things is also very important to recognize. Not everyone might be in the same situation as you, so it’s important to recognize this.
By practicing gratitude, you will spend more time in a state of happiness since you are thinking of the positives in your life.
8. Have Moments of Peace and Calmness in Silence
Giving yourself space and time to think and heal is a great habit to practice each day. While you don’t need to become a master yogi or master mediation, giving yourself 5 minutes of peace and silence during your day can be very helpful.
When I drive, sometimes I don’t turn on the radio. I like to just let my mind wander and think about what’s going on in my life.
It’s calming to be able to relax and think just for those minutes on the highway, instead of blasting some music or listening to a podcast.
Occasionally, I do listen to podcasts when I drive, but there are times when silence is good.
By practicing giving yourself time and space for a few minutes a day, you also practice mindfulness and living in the present.
Living in the present is so key for success, and by increasing your ability to live in the present, you will see increased focus when you do other tasks requiring your full effort and attention.
Which of These Daily Habits Will You Start Today?
I hope that you’ve enjoyed this article and it has given you food for thought on how you can start to plan your days to get on the path to success.
While you don’t need to do all of these starting today, which one of these daily habits will you look to start soon? Are there are I’ve missed?
Patience is a virtue and a skill which can unlock great benefits in your life. By working on patience and looking to become more patient, you will create many favorable situations for yourself. In this post, you’ll learn about the benefits of being patient, the importance of patience, and ways you can be more patient in life.
Over the past few months, I’ve been meeting a lot of amazing women and going on a fair amount of dates. Something I’ve had to work on is being patient with some of the women I meet. I tend to get excited to hang out again, while they are slower to be open to seeing me again.
This push and pull is part of the dating game these days, and patience is very important for letting attraction build naturally.
I’ve been thinking a lot about patience recently with my focus on going out with new women, but I’ve also been thinking a lot about patience with regards to my level of physical fitness.
When looking to get into shape, there’s a lot of pain, sweat and suffering that goes into every workout.
4 sets of 10 of a certain exercise leads to no visible results the next time you look in the mirror. Doing it another day leads to more nothing after the next exercise.
Over time though, your body starts to change and you do see the results. With consistency, action, and patience, you can reach your fitness goals.
While you might not see the results in the first week or month, over time, you can get there.
Why is patience so important? What are the benefits of being patient? How can you be more patient and what are some ways to become more patient?
In this post, I will share with you why practicing patience is important for success, what are the benefits of being patient, and some tips for becoming more patient in life.
Why Practicing Patience is Important for Success
Patience is very important for success in life.
But first, what is patience?
Patience is defined as the the quality of being patient, as the bearing of provocation, annoyance, misfortune, or pain, without complaint, loss of temper, irritation, or the like.
Patience can be thought of of as being zen, and being unaffected by the crazy world around us.
When we are impatient, or not completely in control of our lives, we can get distraught, distracted and discouraged.
Think about a time when you were frustrated by the lack of your progress in a certain area.
Becoming frustrated didn’t lead to instant results, and may have even made the situation worse.
I know this has happened to me, especially in sports when trying to perfect a new swing and technique.
Recently, I’ve been rock climbing a lot, and as I’ve improved and gotten stronger, I have had to learn a ton about keeping a tight core and positioning my body in ways which will help me keep more balance.
It’s very frustrating when I fall off the wall because I’m slightly out of position. Instead of getting frustrated though, I need to stay calm, be patient, and keep working on the moves.
What are the Benefits of Being Patient?
There are many benefits of being patient in life.
Some of these benefits of practicing patience include:
- Helping you focus on longer term outcomes and goals, rather than short term pleasure
- Helping you with making good choices, rather than making impulsive decision
- Forcing you to show empathy and kindness towards others
By being patient, you will become a more peaceful, empathetic and kind human over time, and also, with a clearer mind, you can start to make better and rational decisions.
Being patient involves slowing down, understanding where others are coming from, and making a rational plan.
Becoming more patient doesn’t mean you are throwing emotions out the window – it just means that there are a time and place for certain emotions, and a time and place for being level-headed.
Now that we’ve discussed why being patient is important, let’s talk about some tips for becoming more patient, and also give some examples of the importance of being patient in different situations.
7 Ways to Be More Patient in Life
Below are 7 tips for becoming more patient in life. The overarching thought of becoming more patient is slowing down in life and looking to live intentionally.
Whether you are trying to be more patient in the workplace, be more patient at home, or be more patient in general, these 7 ways to being more patient will help you with your goal.
The 7 ways to be more patient are as follows:
- Slow Down
- Focus on What’s Important
- Communicate Your Thoughts with Others and Yourself
- Use Affirmations to Get in the Right Mindset
- Understand Time Can Heal
- Be Mindful of Your Progress and Current Situation
Let’s get into each of these tips for becoming more patient in more detail.
1. Becoming Patient Involves Slowing Down
Going one hundred miles an hour isn’t always the most optimal way to get to success.
Figuring out the right balance between when to push and when to pull back is tough, but is helpful for assessing the situation at hand.
Slowing down could mean taking a step back from the situation, pausing for a few seconds, pulling over on the side of the road, and once there, thinking to yourself, “What’s the best step I can take next?”
2. Breathing Will Help With Patience
Our bodies run on oxygen and getting this oxygen in times of need can be very helpful.
After slowing down, taking a few deep breaths can help with patience. There are many benefits of breathing, one of those benefits being that it quite literally is lowering your stress hormone cortisol!
By taking a few deep and slow breaths, you can reduce your level of stress, and work on making your next step a good one.
3. Focus on What’s Important
After slowing down and taking a few deep breaths, it’s important to figure out what is important and then act on this plan.
Another way to think about this step in becoming more patient is to completely ignore what you are stressed about and focusing on other tasks.
I know that if I’m stressed about a mistake, a misstep, or lack of progress, if I start doing something else, I can forget about what I’m stressed about and move on.
4. Communicate With Those Around You and Yourself
Frustration and anxiety can be internal, or external. In either case, asking the right questions of others or yourself can be helpful.
Asking, why am I stressed, or why am I not progressing, rather than getting frustrated and not doing anything about it, can be helpful.
Likewise, asking those around you about your situation can be helpful. Also, asking questions and looking to understand the other person’s position can help.
If you are frustrated with a child who keeps whining, trying to understand why they are whining can result in a better situation than complaining or yelling (though every situation is different – tough love could make sense too!)
The key here is to try and gain information you can use in a logical and rational way. There are times to be emotional in life, but when looking to become more patient, being calm is better.
5. Use Affirmations to Get in the Right Mindset
“I am a patient person.”
When you wake up tomorrow morning, say this 3 times.
“I am a patient person.”
“I am a patient person.”
“I am a patient person.”
Affirmations are incredibly powerful because you can quite literally reprogram your brain to think the way you want to think.
Getting in the right mindset is incredibly important for life in general, and is especially critical for becoming more patient.
6. Understand Time Can Heal
Unfortunately, time can sometimes be the best medicine for stress and anxiety. Giving yourself a break for a day, or week, can help your situation in times of impatience.
One example here is with training to get in shape.
Did you know your body actually grows when you are resting, rather than when you are in the gym?
Listening to your body and resting is sometimes the optimal way to proceed. If you are hurting, pushing to get one more workout in before the week ends might actually do the opposite of healing.
In a similar way, giving space to others when they aren’t living up to their responsibilities or doing what you want can work.
This is especially true in relationships, and is something I need myself as an introvert – space.
By giving space, you allow time to heal your frustrations, give the other person time to think, and after a while, you can revisit where you are going.
7. Gain Perspective on Where You’ve Came From and Your Current Situation
Looking back on where you have came from is a very powerful way to remain patient. This is something I experience when I look at my financial situation.
When I get stressed about money, and wish I had more, I look back on where I’ve came in the past 5 years and feel good about my progress.
I also think about those around me, and how many people would want to change places with me, and this also helps me gain a better perspective on my thoughts.
Seeing where you’ve came from, looking at those around you, and slowing down can help you with patience.
Now that we have talked about these tips for becoming more patient in life, let’s talk about the application of patience in a few different areas of life.
How to Find Patience in Different Areas of Life
You just learned about 7 tips you can take to apply in your life to become more patient, but now I’m going to share with you a number of situations where patience can help.
These situations are areas that I struggle with patience, and hopefully by sharing these situations with you, you can start looking at your life and make adjustments for the better.
The 4 situations I will share with you regarding patience are:
- Patience with Other People
- Patience with Exercise and Fitness
- Patience in the Workplace and in Your Career
- Patience with Money
Let’s dive into each of these four areas of life and talk about how being patient can help.
1. How to Be More Patient with Other People and in Relationships
As I discussed in the introduction of this post, I struggle with patience in my relationships from time to time (especially new relationships).
When meeting a new and attractive woman, I have to remind myself that I need to stay focused on my mission and purpose in life. When learning about someone else for the first time, there are a lot of things to get comfortable with, learn and do before attraction and comfort set in.
Having patience in my new relationships involves slowing down and having a longer term focus on my actions.
For existing relationships, friends, and co-workers, patience really boils down to understanding that other people have different goals and wants, and communication and empathy are very important.
Communicating with others when you have differences is the key to good relationships. If you can slow down, compose yourself, and understand where the other person is coming from, then you can navigate different social situations much easier than if you get upset.
2. How to Find Patience in Exercise and Fitness
Losing weight, “getting in shape”, improving in a sport, and gaining strength all require patience.
No one becomes an Olympic athlete overnight, even with so many diets and workout programs promising a quick fix.
Finding patience in exercise and fitness comes from an understanding that the body cannot change over night.
Weight is a simple “calories in minus calories out” equation, and while fasting can be beneficial, eating and getting the proper amount of nutrients is very important for general health.
Consistency and action are truly the most importance traits to cultivate when looking to get into shape, and by understanding this, you can develop patience towards your body.
3. How to Be More Patient in the Workplace
A very common question is how to be more patient in the workplace and how can I be more patient when I’m working.
One of the most frustrating things in my career is the lack of progression in responsibility and results, and how certain people at work can have no awareness of how they are working with others.
With working with annoying co-workers, if it’s really bad, then there are times when leaving your current role needs to be an option on the table.
If the situation is not that bad, then practicing empathy, breathing, and taking a long term view on why you are going to work is important here.
Sometimes, a crappy job in the short term is necessary to build skills, build savings, pay down debt, or provide for your family.
With waiting for a promotion, recognition, and results, understanding the goals and views of your organization are important for gaining perspective on the situation.
Again, some companies are not great companies and do not have a plan in place for you.
However, by communicating your goals and wants with your manager, and understanding the big picture, you can find clarity in the situation.
4. How to Find Patience with Money
Finally, if you are struggling with patience and your personal financial situation, there is hope.
I want to become rich at a young age. Becoming rich and financially free in my 20s or 30s would be an amazing accomplishment, but unfortunately to do so, I need to (a) make a lot of money, and (b) save a lot of money.
Becoming a millionaire, creating passive income, and becoming financially independent does not happen overnight.
Most months, my savings go up a few hundred dollars, and other months, a few thousand dollars.
$1,000, while a lot of money, isn’t enough to retire on, or enough to fall back on in the world today.
I sometimes get impatience at my lack of progress, but when I zoom out, I see some great results.
Start Working on Being More Patient Today
Practicing patience with yourself and with others will pay dividends for you in your life. Working on becoming more patient can result in great success, but it will take work.
Breathing, focusing on other tasks, communicating with others involved, becoming more self aware, and understanding sometimes time will cure things are great ways to become more patient.
Over time, through working on becoming more patient, you will become a more patient and positive person.
With this post, you now know a number of ways to be more patient, and how to become more patient in the workplace, become more patient at home, and become more patient in your daily life.
As we talked about, the importance of patience can’t be stressed any more, and with many benefits of being patience, you can’t not work on becoming more patient this year.
Slowing down and practicing patience can lead to less stress and more happiness. Will you give patience a shot?
Readers: how do you practice patience and how do you work on becoming more patient with those around you and yourself?
Thank you for reading!
Many people want to find a way to create a success and live the best life they can live – a life with success, money, strong relationships, or some other dream. Getting on the path to your dreams sometimes requires a shift in mindset, and one such shift is removing limiting beliefs. In this post, I’ll share how you can change your limiting beliefs and mindset to help you get on the path to living your dream life.
Having control of your mind and living with a positive outlook on life is so helpful on the path to success. Working on your skills and abilities is important for success, but having confidence in yourself is equally, if not more, important.
How to you become more confident and how can you have confidence in yourself?
One thing which always limits us is our limiting beliefs. Do you believe you are enough? Do you believe you can do it? Or, do you think you can’t do it?
If you believe you can do it, then you’ll be in a better position to accomplish your goals. Having confidence in yourself is so important, but it’s very hard to grow confidence when trying to reach a huge goal.
So, how can we overcome our limiting beliefs and achieve our goals? First, what are limiting beliefs, and how are they holding us back? How can we grow and reach success?
In this post, I’ll answer these questions and by the end, hopefully you’ll have an action plan to gain confidence and overcome your limiting beliefs.
What are Limiting Beliefs and How Do They Hold You Back?
The realization that it is your subconscious that contains all those memories, is what helps you to have a greater consciousness and to make a change in thoughts and behavior that prevents our false beliefs, negative emotions and self-destructive behaviors from directing our destiny. Our destiny is now determined by knowing each other well enough to take effective action in our daily lives.
These negative ideas translate into limiting beliefs, which are those things that you inadvertently say to yourself to justify what is happening in your life, to stop yourself from making a change or simply to settle for what you currently have. This is all an internal dialogue, something now called the inner critic or your negative inner talk.
Most of these limiting beliefs begin with the phrases “I can’t” and “I’m not.” They are based on our dreams, emotions and relationships. Limiting beliefs are irrational and prevent us from living our lives better! Do you want to live that life that you admire and dream of?
11 Simple Ways to Change Your Limiting Beliefs and Create the Life You Want to Live
Creating the life you want and deserve is not easy. I’ve been trying to create a life for myself that is full of success for many years and still am in search of what is right for me.
However, creating a life which is fulfilling and full of promise and hope is easier with the right mindset.
Getting into the right mindset can be done by changing your limiting beliefs, using the power of positive thinking and affirmations to affect change in your life, and living intentionally.
Below are 11 simple ways and strategies you can use to change your limiting beliefs and create the life you want and deserve to have. You can click on the links below to go directly to a detailed section of the strategy on this page, or continue scrolling to read the sections in order.
- Stop Comparing Yourself to Others
- Change the Way You View Errors
- Believe in Yourself
- Love Yourself
- Drop the Victim Mentality
- Stop Blaming Others
- Replace Negative Thoughts with Positive Thoughts
- Recognize Your Strengths
- Set Goals for the Future
- Pursue Your Goals and Dreams with All Your Might
- Understand Failures Will Happen
Let’s dive deeper into each of these steps to change your mindset and limiting beliefs.
1. Stop Comparing Yourself to Others and Start Appreciating Yourself
It’s human nature to look around and compare ourselves to our peers. One of the most common beliefs is that you need to keep up with your peers, and if you aren’t, then you are failing at life.
Comparison is a theft of happiness, and constantly comparing yourself to others is a recipe for disaster.
This habit of continually comparing yourself to other people arises from low self-esteem, from not knowing your own worth, and from lacking self-confidence. These constant feelings make us fail to recognize our true potential, and make us feel defeated even before starting the race.
One of the things that can help you eliminate this belief is working on yourself, developing a confidence in yourself that prevents you from constantly comparing yourself to others.
Realize that everyone is on their own path and you are able to write your own story. You can create the life you want, and it will be different than everyone else.
Start celebrating yourself!
Remember all the things you have accomplished, focus on your own successes and on your own path. Regardless of whether or not you are celebrated, the most important thing you can do today is to start celebrating yourself.
Accept and celebrate your own achievements, successes and even your own failures. When you are happy with yours, you can be happy with the success of others.
When you are happy for the success of others, you won’t be worried about comparing and you will be able to continue to improve and go down your own path.
2. Change the Way in How You View Errors and Mistakes
One of the worst things you can do is to tell yourself you are a failure. Thinking you are a failure based on something that happened in the past is one of the simplest ways to take away the power to create your life as you wish.
We are humans, and humans are not perfect. Mistakes will happen – it’s part of the process of growth and accomplishment.
How you view mistakes and errors will determine how you proceed – are they barriers and the end of the road, or are they just a speed bump?
We need to see mistakes as opportunities to grow. Making mistakes is something we should avoid, but if they happen, it’s time to take advantage of the situation to analyze what went wrong and what went right.
After an error, give yourself the opportunity to find out if there are things you can do to change or take advantage of that event.
It is this reflection where growth happens because you will know that after this mistake, you’ll be back on the right path.
3. Believe and Trust in Yourself
When you say “I can’t,” “I’m not capable,” “It never works out for me,” “I never can…”, “I’m not meant to be happy or successful…” you’re limiting yourself to everything you can do. You are telling yourself who you are and that you are not capable of being, doing or having.
These negative thoughts are affecting your subconscious mind, and they restrict you from getting to your goals.
If you instead replace those negative thoughts with positive thoughts, you will start creating a persona within who accomplishes everything in life.
What you say about yourself and what you think you can achieve is what you constantly see in your life, because you are constantly creating it. The moment when you justify and accept that you cannot stop making the effort to change your situation.
Don’t let these limiting beliefs run your life and keep you from achieving what you really are capable of.
4. Love Yourself Because You Deserve Love
I firmly believe that the relationship you have with others is a reflection of the relationship you have with yourself.
If you don’t love yourself, you can’t expect others to love you. If you don’t respect yourself, the others won’t.
We cannot go through life looking for love on the outside, when it’s first very important to love yourself deeply. After you love yourself, you can then share that love with someone else. Through this self-love, we create healthier and deeper relationships with other people.
The only way we can free ourselves from this limiting belief of not loving ourselves is to work on personal development and growth.
Through working on yourself, you will develop love for yourself and begin to affirm that you deserve love, you deserve respect, and you deserve the best that life has to offer.
5. Drop the Victim Mentality
Here’s a belief I have which I will never let go of: I’m in control of my life and I’m the only person who can make positive changes for myself.
The government, my boss, my friends, my family – no one can change my life for the better. I can ask for advice, I can ask for help, but these actions need to come from ME and from believing in myself.
I’m responsible for my life and I need to be the one out there taking action. I’m choosing to be the VICTOR, not a VICTIM in any moment.
When you put yourself in a victim role you take away the possibility of solving or changing your life. Personal development is about accepting that you have the responsibility
You are responsible if you decide to suffer, you decide if you want to stay in the situation you are in right now. No matter what happens to you in life, remember you always have total control over how you feel, how you react to the situations that arise. When you accept this power, you discover that your outlook on life will change dramatically.
People are quick to blame others for their misfortune. They tell themselves that they cannot do something because of an external condition.
For example, they say “I can’t get a job because companies aren’t hiring.” This is simply blaming other conditions on your own sad situation. This is a limiting belief that quickly becomes a habit. The way to eliminate it is to stop it at once.
Take responsibility for your situation and if you don’t like it, do something about it.
6. Stop Blaming Others for Your Failures
Sometimes in life, accidents happen. Unfortunate situations arise where we had nothing to do with it, and now we have to clean up the mess.
In some cases, you have to suffer for something due to the action or inaction of someone else.
This leads to another very common false belief – “It’s not my fault – it’s everyone else’s fault!”
While it might not be your fault, how you deal with the situation is completely on you.
Constantly thinking that someone else is to blame for something that happens in your life becomes a habit that takes away the power to make a change.
No one else can change your situation, no one else can decide for you. Only you have that power.
7. Replace Negative Thoughts and Beliefs with Positive Thoughts
The way we think affects the way we see the world. Any limitation in our mindset and thoughts results in limitations in our reality.
The way we think is determined by our past experiences, but it’s completely possible to rewire and realign your thoughts to drive results and accomplish more.
Doing affirmations, practicing positive self-talk and celebrating your successes are all ways to think in a positive way.
Saying “I’m a success”, “I can do anything”, “I can learn to become more”, “I can do better”, are all great first steps in positive thinking.
Mindset is everything and you can do it.
Be brave enough to chart your own path and you will find your fortune there.
8. Recognize Your Strengths and Work on Yourself and Abilities
What are your strengths? What are you good at? Are you an expert in anything?
We are all good at something.
The problem is many times, we want to focus on our failures and weaknesses.
While it’s important to improve the things we aren’t good at, we need to celebrate and work to maximize the time spent doing what makes us great.
If you paid more attention to what you like, what you are capable of doing and all your skills, you would be able to feel much better about yourself, feel confident and sure of yourself.
Being more self-aware is very important in life, and while it’s good to work on your weakness and become more well rounded, you also have to understand that your strengths are what will take you the farthest in life.
9. Create Goals and Live Intentionally
Living intentionally is how you will create change and become the person you want to become in life.
First, it starts with asking yourself a number of questions:
- What do you want in life? What would make you happy?
- Who do you want to spend your time with?
- What’s keeping you from living your best life? Is it money, a job, a house, a car, etc.?
After figuring out what you want in life, it’s time to set goals and start working on your dream.
There are many people who simply don’t have the life they want because they don’t know it or don’t want to. It is as if they are afraid of being disappointed for not achieving it, or for fear of being rejected and then they get used to not asking. This results in a life where you are not satisfied with yourself or with life.
Make a habit of asking yourself what you want, what you want to achieve right now. Set objectives and goals that gradually open up the horizon for you.
10. Pursue Your Goals and Dreams With All Your Willpower
Once you have your game plan, it’s time to attack it will all your willpower.
Are you going to be average, or are you going to be great? Are you going to be a victim, or a victor? Do you have what it takes?
The answer to these questions is YES – you can accomplish your goals and dreams.
You have the energy, power and potential to do anything you want in life.
If you don’t give it your all, you are letting yourself down. If you don’t go for greatness, you’ll be settling for average or worse.
Accepting mediocrity affects you deeply, because inside you know that you want to be, do or achieve something else in your life.
Eliminate this belief by being aware that your dreams can come true, of course you will have to do something to achieve it, change your beliefs, believe in yourself and motivate yourself along the way, but trust that you can achieve it.
If you fail, if you fall, trust that it is part of the way. No matter how long it takes you, just chasing your dreams will make you feel much more fulfilled than if you stayed where you are. Failures are only part of the process. When you fall, you get up again, and try again with even more desire. This is how we reach the goal.
Give it your all and you’ll be closer each day to your goal.
11. Understand Failures Will Happen, But You Can Bounce Back
Without failure, there is no success. If you achieved success in everything you did, where would the growth be? How would that be a great story?
Failure and struggle is part of human nature, and overcoming that struggle is how you grow and become better.
Being honest with you, setbacks happen and they suck. I’ve had injuries in sports where I had to sit out for some time – it sucked and it made me thankful for the times I was able to play. It made me reassess my game and be smarter with my head.
However, when I recovered, I was rested and ready to give it my all, and I started playing better than before.
You can bounce back from any mistake and get back on the road to success. You are capable of achieving anything and it’s important to understand that failure is temporary.
Get on the Path to Success and Overcome Your Limiting Beliefs
Do you want success in your life? If you are like me, you do and you will be willing to work and grind for your goals.
Gaining confidence in yourself is one of the steps to achieving these goals and to do this, part of it will be overcoming your limiting beliefs and replacing those beliefs with positive thoughts.
You are enough and you are capable of doing anything you want in life.
I hope this article has given you some good food for thought and has given you a game plan for improving your mindset.
Readers: what are some limiting beliefs you have? How are you overcoming those limiting beliefs?
Deliberate practice, or intentional practice, is the key to learning and improving at any skill, hobby or interest. Instead of going through the motions, having a plan with deliberate actions for improvement will be very beneficial.
Everyone has heard the old adage “Practice makes perfect”, but that’s not actually an accurate statement.
Actually, practice makes permanent.
If you practice spelling the word “business”, but actually memorize it incorrectly as “buziness”, it’s going to be much harder to correct that mistake in the future, because you’ve already built up the memory of the misspelled word.
The way you practice is just as important as setting aside the time to practice itself. And there’s a dynamic approach to practice that will help avoid practicing incorrectly. It’s called deliberate practice.
What is Deliberate Practice?
Deliberate practice isn’t just using repetition to craft a skill. Repetition, while important, can only get you so far.
Instead, deliberate practice is the practice of breaking down each aspect of what you’re trying to master and identifying the patterns and techniques that will propel you towards mastery and help you achieve confidence in the area you want to master.
The practice is systematic and purposeful. The goal is to increase intense focus and perfect the activity you’re practicing. You start with big picture ideas and break them down into bite sized chunks. Then you practice perfecting those smaller tasks, and eventually, you’ve mastered an entire skill set.
5 Steps to Use Deliberate Practice to Improve in Life
Using deliberate practice will help you unlock your full potential and start getting the life that you want. It takes your skills and brings them to the next level by consistent, systematic practice.
Below, I have laid out 5 steps you can take to use deliberate practice in you life to reach your goals:
- Identify Your Goals and Dreams
- Create a Game Plan for Deliberate Practice
- Be Intentional in Your Practice and Take Action
- Be Consistent with Your Actions
- Reassess and Tweak Your Plans Over Time
Let’s dive into each of these in more detail now.
1. Identify Your Goals and Dreams
You want to look at your future and ask yourself realistically, where do you see yourself and who do you want to be as a person?
Answering those two questions will give you a good idea of where to start.
You want to focus on things that you can develop, like career skills or maybe you want to learn a new language, or hit a home run during the company wide softball game. They should be skills you can develop or goals you want to achieve – rather than objectives, like making partner at your firm in two years.
Objectives are good to have as well, but we really want to hone in on the skills that might get you there. Like learning C++ or mastering Excel.
You want to make sure that you’re being clear about what you want.
You might even want to consider using the SMART goals guidelines when dreaming about who you want to be. SMART goals help you create specific, measurable, attainable, time-bound goals. I have a great tutorial about how to get started here.
If you’re more specific and calculated about what your goals and dreams are, then you’ll have a clearer picture to use to create a game plan.
2. Create a Game Plan for Deliberate Practice
You know your goals, now it’s time to come up with a game plan.
You have your dream. What do you have to do to MAKE it happen?
That’s where deliberate practice comes in. Deliberate practice is the science of devising a plan to help you get from where you are today to where you want to be. It allows you to stop self doubting because you’ve built a firm foundation.
Making your dream happen requires you creating a game plan for action. The 5 steps for creating a game plan for your life is as follows:
- Identify Experts to Emulate
- Start Slow and Practice Often
- Spend Time Self Critiquing and Evaluating Technique
- Celebrate Small Wins Along the Way
Let’s dive into each of these steps to create a practice plan for yourself below.
Researching is the most important step of making an action plan for your success.
You want to look at where you are, and figure out the best step going forward. The more informed your research is, the better your deliberate practice will be, because you’ve taken the time to make sure you’re understanding what you’re trying to perfect.
Say your goal is to learn yoga, you want to figure out what kind of yoga you’re interested in: karma, bhakti, jnana, or raja.
You also want to figure out the most basic poses for that specific type of yoga, and best practices in order to practice them.
Next, you’d want to build a more complicated sequence, and continue exploring methods and poses.
This gives you your guideposts and metrics to know what is correct posture, and what is not.
Identify Experts to Emulate
You also want to find experts to emulate. This could mean several things. Either attending a yoga class taught at your local community center, or following a yogi on YouTube and watching their videos.
Finding a class is the more preferred method. It gives you direct feedback on your form and posture. Along with some structure and method techniques that you might not get self teaching.
However, if a class is not accessible to you, finding videos on YouTube could prove a useful substitute. You can watch proper form.
Start Slow and Practice Often
This is the most important part of preparation. You want to make sure that you’ve set aside time every day (or several dedicated times a week) to practice your craft.
But almost more importantly, you want to make sure that you’re progressing slowly. Dedicated practice is systematic. And these systems only work if you’ve designed them to give yourself enough time to master the basics before moving onto intermediate work.
This is how Joe DiMaggio got so good at baseball. He started with the basics. He practiced them often and he built on existing skills. But he couldn’t do that without making sure he was dedicating enough time to the craft.
So make sure that you’re taking the time you actually need to practice. Instead of trying to get good insanely fast, as this often leads to bad technique and burnout.
Spend Time Self Critiquing and Evaluating Technique
Another crucial aspect of planning is to make sure you’re allowing space and time in your process to self critique and evaluate your own technique. As mentioned above, the best way to do this is to have an instructor advise you, but there are other ways to prepare for this.
If you’re practicing child’s pose, record yourself following along to a yoga session from YouTube. Then watch both videos simultaneously. Make sure to note where your form doesn’t mimic the instructors, and then critique your learning plan to spend time perfecting that specific pose.
Celebrate the Small Wins Along the Way
And make sure you’re planning to celebrate the small wins along the way. Part of deliberate practice is learning to self motivate.
Choosing specific milestones in your practice plan to celebrate will help keep you going and pushing towards that goal.
Maybe that’s holding a pose for 45 seconds for the first time, or mastering a specific salutation. What the milestones are don’t matter as much as taking the time to map them out.
This final step really helps solidify your action plan and gets you psyched for deliberate practice.
3. Be Intentional in Your Practice and Take Action
Now that you’ve spent a considerable amount of time planning your goals and routine and the milestones you celebrate.
What does being intentional mean?
First, it means showing up. You’ve spent all this time crafting the perfect set of steps to get you from point A to point B, but they’re absolutely useless if you don’t spend the time practicing.
Second, it means showing up wholeheartedly. You’re here, you’ve put in the time and you’re ready to go, but you still need to make sure that you’re leaving everything at the door.
Take a moment to write down what thoughts are popping into your head about whatever distraction might make you pause and wonder if practicing is important. Then, put your phone away, turn off your notifications, do whatever you have to do to pause distractions.
Finally, take action. Review your deliberate practice plan. Set up whatever things you need to help you succeed. I find that it’s helpful to set a timer, so that I don’t have to continue to watch the clock to know how long I’ve been practicing. And just practice.
Use the guidelines you’ve given yourself from your deliberate practice plan to guide the session, but ultimately, putting in the time and working on the craft is going to be what makes you better. As long as you’re continually critiquing yourself and striving for more perfect repetitions.
4. Be Consistent With Your Actions
Consistency is key throughout this process. Spending a consistent amount of time every week is going to help you master your skill.
This is due to several factors.
First, muscle memory is built by repetition.
You want to make sure that you’re spending enough time on each action to get it ingrained into the body. But make sure that you’re integrating more experience techniques and making sure you’re practicing the technique correctly and critiquing yourself when you need to be.
And second, habits are built over time.
If you only work at something sporadically, you might get better. But you won’t be building a habit. And so much of mastery comes from habit making.
If you want to get better at yoga, setting the habit of practicing yoga is half the battle. The habit is how you maintain consistency.
That’s why deliberate practice focuses so much on the planning phase. We want to set you up for habitual success by taking as much decision making out of the process as possible.
5. Reassess and Tweak Your Game Plan Over Time
This step cannot be stressed enough. It’s the key to deliberate practice and what sets deliberate practice apart from repetitive practice. It takes time and patience. It definitely won’t happen overnight.
Reassessing your practice plan allows you to look back on progress and look forward to skills you’re hoping to acquire. It also makes sure that you’re giving yourself enough time to make sure you’re practicing to perfection.
And if, for some reason, you’re not perfecting something, it allows you to step back and make sure all your steps are aligned with your goals.
Practice makes permanent, and this allows practice to morph into something perfect, not just permanent.
Stop Going Through the Motions and Employ Deliberate Practice
Deliberate practice is a great way to learn mastery of something.
Instead of going through the motions, use deliberate actions for improvement and put your deliberate practice plan in place.
I hope that this article has given you some great tips and food for thought on how you can use deliberate practice to reach your goals and dreams, and I’ll look forward to hearing how you are doing in your life as you make a game plan and put it into action!
Readers: what’s your goal? Are you going to use deliberate practice to reach your goal? What’s your plan?
Thanks for reading!
Are you in good financial shape? How do you know if you are on the path to financial success or financial failure? In this post, you’ll be able to take a short, 7 question quiz to see if you are in good financial shape or not, and learn more about improving your personal financial situation.
How are you doing with your finances? Are you looking to improve your financial situation this year? Do you know if you are in good financial shape right now?
Before improving your personal finance situation, let’s see where you are currently with your personal finances.
In this post, I have created 7 easy to answer questions to determine your financial shape.
With this personal finance quiz, you can understand where you are in your personal finance journey and get some recommendations to better your financial future.
Let’s get into this personal finance quiz now!
7 Questions to Determine if You are in Good Financial Shape
How can you know if you are in good financial shape? What are the principles and foundations of personal finance, and how can you get started on your financial journey?
To answer these questions, I’ve created a simple 7 question quiz for you to take to determine if you are in good financial shape.
Below, I’ve listed the 7 questions you can answer to determine if you are solid financial shape, and in the following sections of this post, you can see the scoring for each of these questions.
- Do you track your income and expenses?
- Do you know your net worth?
- On average, how much time do you spend a month learning about personal finance?
- Do you have any debts?
- Do you have an emergency fund?
- Do you have any investments for the future?
- Do you have any financial goals?
Let’s get into each of these questions to determine your financial shape now.
Make sure to grab a pencil or something else to track your score!
1. Do You Track Your Income and Expenses?
The first question is easy: do you track your income and expenses? Do you use a spreadsheet or use a personal finance tracking software tool to understand how much you spend on different categories each month?
Knowing your income and tracking your expenses is one of the most important things to do if you want to improve your financial situation.
One of my favorite quotes is “What gets measured, gets managed.” If you know how much you spend on food, you will be able to adjust your spending habits if it’s too much.
Likewise, if you don’t know your spending habits, then you won’t be able to improve on them!
If you track your income and expenses on a monthly or yearly basis, you get 1 point. If you don’t track your income and expenses, then you get 0 points.
2. Do You Know Your Net Worth?
The next question is similar to the first question: do you know your net worth?
Your net worth is the what you get if you add up all of your assets and subtract your liabilities.
If you know your net worth, then you have a snapshot of your current financial position.
Personal finance is similar to navigation: tracking your income and expenses is like knowing how fast and in which direction you are going, and your net worth is your current location.
If you know your net worth, you get 1 point. If you don’t know your net worth, then you get 0 points.
3. On Average, How Much Time Do You Spend a Month Learning about Personal Finance?
Next, let’s look at your habits.
On average, how much time would you say you spend learning about personal finance on a monthly basis?
Learning about personal finance could include:
- reading personal finance books
- listening to podcasts or videos about personal finance
- reading personal finance blogs
- talking with professionals in the personal finance industry
By learning personal finance, you can start to discover more tips to further improve your financial situation.
If you spend over 5 hours a month learning, reading or thinking about personal finance, you get 1 point. If you don’t spend over 5 hours a month on learning, reading or thinking about personal finance, then you get 0 points.
4. Do You Have Any Debts?
Next up, do you have any debts?
While being in debt isn’t necessarily bad, being debt-free is amazing and a fantastic goal.
Do you have a mortgage? What about credit card debt? Do you have student loans or other personal loans?
Again, being in debt isn’t necessarily bad. Honestly, I have some debt and sometimes debt can be a good thing to have.
However, having no debt can be very beneficial for being in good financial shape.
If you are debt-free, then you get 1 point. If you have any debts, then you get 0 points.
Bonus: Do You Pay More Than the Minimum Payment on Your Debts?
If you have debt, have no fear! You can still get a point for this question.
Do you pay more than the minimum on your debts?
If you pay more than the minimum on your debts, you will be able to crush your debt much faster.
Paying more than the minimum payment on your credit card, for example, is essential for getting out of debt.
Even paying $100 more than the minimum a month can be extremely beneficial for your debt situation.
If you pay more than the minimum on your debts, you get 1 point! If you only pay the minimum on your debts, you get 0 points. If you are debt-free, you don’t get an extra point.
5. Do You Have an Emergency Fund?
Next, do you have an emergency fund?
The common definition of an emergency fund is if you have 3-6 months expenses saved in a safe account.
These 3-6 months of expenses are important in case of emergency (loss of job, medical emergency, broken down car, etc.)
At the very least, having an emergency fund is good to have to sleep well at night.
If you know you don’t have to worry about emergencies, then you’ll be able to sleep soundly.
Saving $1,000 is a great start for your emergency fund, but over time, getting to 3-6 months of expenses is a great goal to have.
If you have an emergency fund, you get 1 point! If you don’t have an emergency fund, you get 0 points.
6. Do You Have Investments for the Future?
Next, let’s talk about your future plans. Do you have any investments for your future?
Do you have any of the following?
- Rental Properties
- Precious Metals
If you have some of these assets in your possession, and you plan to keep them to sell in the future, then you are investing for the future.
Investing for the future is a fantastic
If you have investments for the future in a brokerage account, retirement account, rental properties or other investment vehicles, you get 1 point. If you don’t have any investments for the future, you get 0 points.
Bonus Question: Are You Using Any Tax-Advantaged Accounts?
Another bonus question for you!
If you are using a tax-advantaged account, such as a 401(k), IRA, 457(b), etc, then this is great!
These tax-advantaged accounts allow more flexibility in your investing and financial situation.
If you are using tax-advantaged accounts for your investments, you get an extra 1 point! If you aren’t using tax-advantaged accounts for your investments, you don’t get any extra points.
7. Do You Have Any Financial Goals?
The 7th and final question is do you have any financial goals?
Financial goals can help you align your current actions with where you want to be in the future.
However, your financial goals need to be specific.
You can’t just say, “I want to become rich someday.”
What is rich? When is someday?
Instead, a true financial goal is “I want to save 30% of my income this year” or “I want to pay off $5,000 of debt this year”.
Concrete goals will bring clarity to your situation and help you focus on improving your financial situation.
If you have any concrete financial goals, you get 1 point! If you don’t have any financial goals, you get 0 points.
What’s Your Total Financial Situation Score?
How was this financial quiz? Hopefully it was pretty easy to complete!
Now, let’s take a look at your final tally. How many points did you have?
If you have over 7 points, then you are a financial superstar! You are in great financial shape and are most likely on your way to achieving financial success.
If you have a score of 4, 5 or 6 points, you are in pretty good financial shape. With a score of 4, 5 or 6 points, you have taken some steps to building wealth, but still have some work to do. Overall though, you are in a great spot.
If you have a score of 1, 2 or 3 points, maybe you just started on your personal finance journey or don’t know where to start improving your financial situation. Luckily, getting a better financial score can happen by taking some simple steps for building wealth!
If you have a score of 0 points, then it’s time to get to work!
Whatever your score is from this quiz, it just represents your current situation, and does not have any affect on your future financial situation.
You can now take this score and start making plans for a successful future.
Now, let’s learn now how you can get into better financial shape today.
How You Can Get into Better Financial Shape Today
After taking this quiz about personal finance, you now have a better understanding of your personal finance situation.
At this point, what’s next? What are the next steps you can take to learn more about personal finance and improve your personal finance situation.
On this website, I have a few resources you can read to learn more about personal finance and grow your savings.
I’ve listed them below:
Free Personal Finance Articles and Resources for You to Read
Hopefully with this personal finance quiz and personal finance article, you can get on the way to achieving the financial success you want!
Thanks for reading!
Planning for your best year ever is important if you want to have your best year ever. First, by figuring out what you want, you can then make an action plan for a fantastic year.
With only a little bit more time until the start of the new year, it’s time to start planning for what you want in the next year.
What if I said you could have your best year ever next year?
Do you want to have a great year? What would having a great year look like? Is there anything in the way from making this happen?
Here’s a fact: you deserve the best and you have the potential to CREATE the best for yourself.
You are smart, powerful, and the creator of your life.
In this post, I’m going to present you with the steps you can take to plan for your the year of your dreams.
First, it’s important to figure out what you want, and then after, you can start setting goals and creating an action plan to making next year the best year ever.
Two Questions to Answer for Planning Your Best Year
First, without questions, there are no answers.
Planning for your best year can’t start without breaking it down into smaller questions which get at the core of who you are, how you enjoy your time, and what you like to do on a daily, weekly, and monthly basis.
I believe there are two question sets which will get you started towards creating your dream year. The first part of the two sets of questions is:
When are you most happiest and what are you doing when you are experiencing this joy?
This is a simple question. When do you feel happiest? What activity or thing are you doing which brings the happiness?
For me, happiness comes from having new experiences and connecting with others to learn and help them grow.
Happiness also comes from doing things on my own terms and having the freedom to create what I want when I want.
What’s your answer? After you have it, you can move on to the next question.
The second part of this set of questions is:
How often are you able to do these activities, and what’s holding you back from experiencing them whenever you’d like?
If you are already doing what makes you happy all the time (from the first question), then the second question doesn’t really make sense.
In my opinion, your best year will be about pushing towards doing what makes you happiest and understanding that while today might not be where you want to be, over time you can get there.
Right now, I’m starting to plan for my next year. There’s so much I want to do, but mainly I want to travel, keep exercising, and improving my relationships.
For you, again, it starts with answering the two questions above, and having these thoughts in your head for when you go to create your goals and a plan.
Now that you have these thoughts in your head, below are 5 concrete steps for you to take control of next year and make a plan for success and happiness.
5 Steps for Planning Your Best Year
When beginning to think ahead about next year, we first need to start with questions and goals.
First, let’s identify what you want with your year.
We both only have one year and limited time. In my year, I want to be doing things I enjoy and that are bringing joy to the people around me.
After understanding your goals and dreams, then it’s time to come up with a game plan, and take bold action.
The 5 steps for making next year your best year are:
- Identify Your Goals and Dreams
- Create a Happiness Game Plan
- Be Intentional and Take Action
- Be Consistent with Your Actions
- Plan to Reassess and Tweak Things Over the Next Year
Let’s dive into each of these steps individually now in more detail.
1. Identify Your Goals and Dreams
What are your goals? What makes you happiest? Where do you want to be in 1 year?
As we discussed in the last section, there is a lot that goes into answering these difficult questions.
However, with a picture of what you want, you can start to work towards your dream year and ideal situation.
Split your goals, thoughts, and dreams into multiple buckets:
Some example questions for you may be:
- Do you want to get a promotion or change in responsibilities at work?
- Would you want more money in the bank?
- Would you be happy if your business made an extra $1,000 a month?
- Do you want to be able to take more vacations with your family?
- Are you looking to start a new hobby?
- What things stress you out?
- Do you want to lose 10 pounds?
After asking yourself these questions, KEEP GOING! Let your powerful brain do some more work!
After getting some answers to the questions which matter to your situation, now it’s time to work backwards.
2. Create a Happiness Game Plan
You know your goals, now it’s time to come up with a game plan.
You have your dream. What do you have to do to MAKE it happen?
Let’s take the example of losing 10 pounds.
If you want to lose 10 pounds, it’s time for more questions. Let’s see how this line of thinking plays out:
- How is a person’s weight determined?
- A person’s weight is determined through a number of factors, but changes come from daily habits and a simple equation: calories in minus calories out.
- If weight changes come from calories in minus calories out, then how do I decrease this amount for myself?
- First, what does this equation look like for you today? What gets measured, gets managed!
- After measuring where you are at on a daily basis, are you in a calorie surplus or calorie deficit?
After you’ve asked and answered these questions for yourself (and there are probably 3+ more levels to go if you want to go that deep), again KEEP GOING!
Let your powerful brain and body work towards your goals and dreams!
Writing down your thoughts, creating S.M.A.R.T. goals, and telling others about your plan are all great ways to set goals once you’ve came up with your plan.
After coming up with your game plan for success and happiness, it’s now time to take ACTION.
3. Be Intentional and Take Action
It’s great to know what you have to do, but if you never take action, you will never achieve your goals and dreams.
Intentional living is all about taking action and working on bettering your year situation.
Sitting on the couch and watching Netflix is fun and relaxing, but it probably won’t lead to a very fulfilling year (unless watching Netflix 24/7 is part of your dream year…).
Taking action (for me) involves getting out and into the world.
Start today with your actions and live intentionally. You’ll be pleased as you start to see your dream year come to fruition.
“A journey of a thousand miles begins with a single step.” – Lao-Tzu
“An ounce of action is worth a ton of theory.” – Ralph Waldo Emerson
4. Be Consistent With Your Actions
Humans overestimate what they can do in a day, but underestimate what they can do in a year.
Have you ever started on your goals only to stop? Did you end up reaching your goal?
Each day, if you can spend at least 10 minutes working towards your goals, you’ll be amazed at your progress.
At the end of one year, you will have spent 3650 minutes, or 60 hours.
60 hours over a year? How much closer to your goals would you be after 60 hours?
That’s the power of consistency. Consistent actions over time WILL lead to massive success.
5. Reassessing and Tweaking Your Game Plan Over Time
From time to time, you will need to see if you are still on track.
I stay accountable to myself monthly. You can do a personal check-in weekly, monthly, or every few months. It’s up to you.
If you aren’t on track, make the necessary changes to your actions and daily habits to ensure you are working towards your goals.
It’s okay if you realize you aren’t on track; this doesn’t mean you failed.
All this setback means is you now have the opportunity to pick back up where you left off and keep getting better!
Just because you eat one unhealthy meal doesn’t mean your whole healthy eating plan is ruined. It just means you ate one unhealthy meal. You can always continue eating healthy for your next meal, and it will in fact be beneficial.
This outlook works for every part of your plan.
Being self aware on your path to the year you want and deserve will help tremendously.
Living an intentionally requires patience and understanding, and also will require some flexibility.
Having your best year obviously won’t happen in the first day, but the next 12 months, through tweaks and consistency, you’ll get there. 🙂
Starting Planning for Your Best Year Ever and Make it Happen
With this post, I’m excited to see what you come up with for your dream year.
Again, you deserve the best and with your plan, you can achieve and create the best for yourself.
In a year, you’ll thank yourself for taking action and living your life to the fullest.
Thanks for reading!
Readers: what do you want to make happen next year? What does your best year look like? What steps do you need to take to make your best year happen?
Consistent actions over time will result in massive success. If you have a great plan, you need to take action and execute. This post is all about how you can be consistent in your life.
The most important habits for success are consistency and action.
You may have the right idea, the best game plan, and a fantastic strategy.
But without ACTION and consistent actions, those ideas and plans mean nothing and will not lead you to success.
In this post, I want to share with you a number of thoughts on consistency, the importance of taking action, and how you can become successful through consistency.
First, I’m going to share with you the story of my introverted friend. This story originally was posted as a guest post on this website, and I’ve re-purposed it for this article.
The following is his story and his perspective of how consistency helped him overcome social anxiety and introversion.
How Consistency Helped Me Overcome My Introversion
A bit of backstory, I was painfully shy back in high school. I’m talking next level… having no friends and spending my entire time in the library.
Of course, there’s nothing wrong with that. Other than the fact that I was miserable.
You see, it’s not that I didn’t want to meet people. It’s just that I didn’t know how. So comes time to go to college and I had enough.
I swore to myself I’d learn how to be social and meet people anywhere. That was my goal.
Now, one of the perks of being a bookworm is that you read a lot. Thinking of a way to get out of my shell, I thought back to a book I had read: The Power of Habit, by Charles Duhigg.
The idea in the book was simple. Do something enough times so your mind is accustomed to it. You no longer have to exert willpower to do it.
Make it Routine and Don’t Break the Chain
Think to your day to day routine. When you wake up, do you actively have to think about putting on your slippers?
No, you don’t. Do you have to think about brushing your teeth?
Most likely not. You just full on entering zombie mode and waddle yourself across to the good ol’ washroom and start brushing away.
You’ve done these tasks enough time that your mind doesn’t need to think about it anymore. I wanted socializing to be one of those things.
Now I knew what to do. But how long would I have to do it?
After doing a bit of research, I found my answer. A while back there was a trend going on the internet called ‘Don’t break the chain.’ It was pioneered by Jerry Seinfeld, he used it as a way to make sure he practiced his comedy routines.
Look at the calendar below:
What Jerry would do is really basic. Every single day, he would practice and he’d put an X on the calendar.
What happens next is fascinating. When he put down a few X’s it became much harder for him to skip practice. Because he was so used to feeling satisfaction from putting an ‘X’ down, that he just couldn’t do it.
Hence, I also tried to ‘not break the chain’.
Meet a New Person Each Day
I decided on a pretty difficult goal: every single day I would talk to a new person. No matter the situation.
Whether or not I was busy, had a midterm or wasn’t in school that day, I would go out and say hi to one new person.
The first few days, every fiber of my body was pulling the other way not to do it. It was painful.
For me, personally, it’s usually the first eight to ten days I decided to take on a new habit. It’s just very painful to go through with it.
Because you leave your comfort zone. I hate to admit it, for most people including me, my comfort zone is laziness.
Not doing is much easier than doing, which usually my mind gravitates towards. But something magical happens after the first ten days.
I started to enjoy talking to people. A lot.
Socializing started to become a part of my life. And I got my X’s, all 30 of them.
And whenever I’d go to parties, be in class or go to a networking event, meeting new people was something I wanted to do.
This seemed too easy to be true. Is talking to one person a day really enough?
Let’s break it down.
Today: I’ve talked to one person.
This week: I’ve talked 7 people.
This month: I’ve talked to 30 – 31 people.
This year: I’ve met 365 people.
Now that’s some networking right there. Imagine how much better your social skills would be if you met 365 new people this year?
Make Excellence a Habit
Aristotle had a great quote to reflect this:
We are what we repeatedly do. Excellence, then, is not an act, but a habit.
Every single day you wake up, you decide what kind of future you want.
People who amass huge wealth through personal finance and reach tremendous heights don’t do it in a day.
Everyone wants to see the great result at the end of someone’s journey.
They want to see Michael Jordan scoring the game-winning basket.
They want to see the glory when SpaceX has a successful launch on their latest rocket.
But no one thinks about:
How many hours he’s practiced basketball. Doing little drills over and over again just to get them right.
How many failed launches SpaceX has had and how many all-nighters Elon Musk had to pull through to get that one successful launch.
Small disciplines performed over a long period of time will bring you life-changing results.
For me, I want to become a freelance writer and make a living from it. When I first started it was really scary.
I had no idea how to start or what to even do. But I thought about it and came to a conclusion: if I write every single day for an hour a day, I’ll be a good writer. I keep at it day in and day out and make sure I write every single day.
Hey, if you’re reading this far I’m probably doing something right 🙂
And doing this day in and day out has opened doors I never thought would be open for me. For the first time in a while, I finally feel like I’ll be able to make it in the wild west of freelancing!
The only thing I have to thank is consistency.
What a great story!
Now it’s your turn.
What are your goals?
What are your goals? Is there something you are striving to accomplish this year? What is something you are passionate about and want to achieve?
I’d love to know what goals you have.
And if you already have goals, or are just starting on your goals, consider the following:
- What can I do today to get a bit closer to my goal?
- Are there any actions I can take this week to get closer to your goal?
- What can I do this month?
- What can I do this year?
Big goals are scary.
Breaking them down into mini goals gives you the confidence to achieve them.
With your goals and your game plan, the next step is ACTION and consistency.
The rest of this post will be showing you how consistency and action will bring you success.
Consistent Efforts Daily WILL Result in Massive Success
Things don’t happen over night. Becoming an overnight success takes many years.
That being said, the power of compounding is alive and well in the world.
Start today, and you won’t be sorry. Consistent efforts daily WILL lead to massive success.
A few examples of this in my life has been with my woodworking projects, and also with my exercises and health.
The Importance of Consistency When Becoming Physically Fit
At the end of March 2019, I decided it was time to get back into shape. I wasn’t going to half-do it either, I was going to go all in.
What did all in mean?
Consistent actions with my workouts, my diet, and sleep.
In college, I worked out a ton and was in great shape. However, after college, I let this slip and was not consistent with my efforts.
Starting April 1st, I decided I would work out 3-4 times a week, add a number of supplements to my diet, and look to get 8 hours of sleep a night.
I started out using this 21-day bodyweight bootcamp, and after getting back into the swing of things, have since just been doing different bodyweight exercises (push-ups, squats, planks, pull-ups, etc.).
In addition to these bodyweight exercises, I started rock climbing 1-2 times a week, biking 2-3 times a week, and going on hour long walks 2-4 times a week.
My workouts are fairly intense, but none of this is something the average person couldn’t work up to doing.
My Results From 4 Months of Consistent Exercise and Diet
Writing this in August 2019, it’s been 4 months since I’ve been all-in on my exercise and diet.
I honestly couldn’t be happier with how I’ve progressed, and truly believe this has been the result of consistency and execution.
Here are some pictures from March 31st:
While yes, I didn’t look horrible back in March, I was not physically fit. I could only do 15 push-ups in a row, and struggled with doing 10 minutes in a row of any exercise.
Fast forward 4 months of grinding and here are some pictures I took at the end of July:
I’ve added a lot of muscle to my chest and back, and have also dropped a couple pounds around my waist.
In terms of strength, I can do 30 push-ups in a row without sweating, and did 65 push-ups in a row at a work competition. I’m able to push through my workouts without getting winded.
I feel great about my progress, and again, I believe this is all due to consistent efforts added up over time.
3-4 exercises a week, a healthy diet, and good sleep has lead to this physique, and I’m so happy with my decision.
Now, I’ll share with you another hobby of mine, and how consistency helped me improve.
My Woodworking Hobby
Back in October 2018, I started a new hobby, woodworking.
One of my thoughts was the fragile nature of having the majority of my skills being “digital”.
Being able to make a killer spreadsheet, design a website just right, and run code on large data sets is great in all, but that’s not the real world.
Humans naturally aren’t supposed to be in front of screens all day. We came from the Earth and will return to the Earth someday.
With this recent thought, I decided it was time to become more handy and work on a tangible skill: woodworking.
After a few runs to Home Depot to get tools and wood, I dove into practicing cuts, trying to figure out how to use a chisel, and blankly staring at the block plane I bought.
Unsurprisingly, after 2 weeks, I sucked at it.
Pictures of My Bad Woodworking Cuts
To give you a picture of what my new hobby looked like up until this point, here are some of the pictures of the cuts I made.
I decided I was going to focus only on using hand tools (saws, chisels, planes, etc.).
For my first project, I decided I would build a joiner’s mallet.
To do this, I needed to cut 2 sides to 3″x7″. The first cut was not straight at all. The second cut was straight in the X and Y dimensions, but not in the Z dimension.
As you can see, I was not good.
I needed to work more on my cuts before starting the project.
Once I figured out how to actually cut straight with my hand saw (I just needed to a few more practice cuts), I then started on the joiner’s mallet.
My First Woodworking Project: a Joiner’s Mallet
When thinking about my first woodworking project, I figured I should start somewhat simple.
Since chisels are in my tool belt, a mallet made sense to make. Also, the cuts and instructions seemed pretty simple to make, as I read online.
I got some oak boards from Home Depot and got to work.
As you saw above, my first cuts were not great.
After practicing some more with my saw, and watching YouTube videos on how to cut straight, I got back to it.
After making some of the initial cuts, I had to figure out how to use my chisels the right way.
On the mallet handle, I wanted to round the edges and smooth it out. That way when I held it, it would be comfortable.
It took a little bit of time, but I finally started to understand out to pare with the chisel.
I was learning!
After spending a bunch of hours, I finally finished the mallet.
Here was the final product:
All in all, this project took me about 8 hours (from start to finish). If I were to do it again, I definitely wouldn’t need to take that much time, and also, now I actually understand how to use my tools.
Again, I started with something, took action, was consistent, and reached my goal.
The Importance of Taking Action: Success Through Failure
We are capable of so much more than we give ourselves credit for. Why then, do most of us settle for a less-than-ideal life?
The answer is simple: Society has taught us to fear failure.
As a consequence, we are hesitant to step out of our comfort zone and dream big. Instead, we take the easy way out and settle with a this-is-good-enough mindset.
I hope that after reading this article, you will embrace failure and start to break down the imaginary wall between you and your goals.
Addressing the Fear of Failure Head-On
From the beginning, society convinces us that failure is not acceptable.
At a preschool soccer game, every team earns a trophy regardless of place to ensure that no player feels like he/she has failed.
This everybody-is-a-winner mentality persists throughout our childhood and into early adulthood. By the time we enter high school or college, we have an innate fear of failure and rejection.
This fear binds us from taking risks and pursuing our passions. It’s a lot easier to go through the motions and follow the crowd than to branch out and try something different.
Despite what society says, you don’t have to sit in misery at the nine-to-five job you settled for!
Remember when you were young and when asked “What do you want to be when you grow up?”, you’d respond with tremendous goals and dreams?
“I want to be an astronaut.”
“I want to be the president.”
Systematically, the conversing adult would respond “That’s great! You can do anything you set your mind to.”
Fast forward to adulthood – what happened to those colossal dreams and desires?
Chances are, society convinced you that these feats were too difficult to achieve. In order to avoid failure, you took an easier route to ensure that you would “succeed”.
I challenge you to reinvigorate the excited little kid from your past and begin to chase your dreams and passions.
The Importance of Taking Action
The reason I mentioned our innate fear of failure was not to demand that we can succeed at everything, but instead, to highlight that dreaming big and failing can cultivate future success.
Let’s look back at the elementary-school student who said: “I want to be the president when I grow up”. In order to prepare for this monumental goal, she would need to practice the necessary presidential skills.
These skills may include public speaking, negotiating, writing, networking, and many more.
For years, the dreamer hones and refines her presidential skill set. Unfortunately, she never makes the presidency.
However, she goes on to become one of the most respected senators in U.S. history.
Did she fail at becoming the president?
BUT the skills she gained from her journey to achieve this goal allowed her to become wildly successful in the Senate.
Everything does not always work out in the exact way that we want it to. However, you will never achieve any degree of success if you do not try in the first place. A failure can teach us infinitely more than a success can.
Try, fail, and try again.
The skills and lessons gained from your failures will eventually generate success. Take action and never look back.
Success in Life Requires Making Choices and Being Consistent
Here’s a fact: life is a series of choices.
Each and every day, we face 100s of choices. You reading this sentence? That’s a choice.
You don’t have to be here. You could be taking a walk. Maybe you could be talking to a friend. You could be driving to visit family. There are so many things you could be doing in this moment, but you chose to read this post.
Thank you for choosing to continue to read on.
I’m choosing in this moment to continue writing and my hope with the rest of the post is to make it enjoyable for you.
Life is a series of choices. Each day, we face 100s of choices. Either these choices can be positive, and lead us to our goals, or negative, and distract us from going towards our goals.
With these choices, there’s a thought and decision to be made.
Are you going to control your life? Are you going to make the right choices leading towards success? Or are you going to decide to not take control and let life happen to you?
Life is a Series of Choices
Starting right now, you have the ability to steer your life in whatever direction you want it to go.
Yes, everyone’s starting point is different. Everyone is unique and has had a different set of circumstances growing up.
However, where you are today is a result of your past choices and where you are going to be tomorrow is a result of your present and future choices.
Compounding is incredibly powerful, and it goes both ways: make positive efforts over time and you’ll see massive results; make negative efforts time and you’ll see poor results.
While in the moment you might feel forced to do something, it is still your choice on whether or not you do it.
Of course, there are consequences with every decision. If I decide to eat go out to eat, instead of eating in, that will result in more money spent. At same time, there will be less effort spent on my part to feed myself.
Controlling what is going on in your life is much better than letting life happen to you.
Where I Am Today is A Series of Choices from Where I Was Yesterday
I met one of my good friends in middle school. Both of us shared a lot of the same interests, and both of us enjoyed math.
Going into high school and looking at colleges, we both had thoughts around getting degrees in math.
Both of us earned a score of 28 on our ACT, and I entered college with 23 credits (from AP and College in the School courses), and he entered college with a slightly higher amount of college credits.
Up until this point, you could say that we had a similar starting point, and many of the same characteristics on our transcript. (28 ACT, 20+ college credits, same high school, similar neighborhood, similar interests).
When I got to college, I decided I was going to graduate in 3 years. A 4 year degree, at the state college I went to, took 120 credits. Each semester, 16 credits was considered a full load (4 classes) and consequently, 32 credits was a full load for the year.
3 years of 32 credits would be 96 credits. 96 + 23 was 119 credits, leaving me one short for graduation in 3 years.
“I can find 1 more credit over 3 years to get to 120 credits”, I told myself.
I wanted to save money, time, and effort.
One Decision Can Have a Huge Effect
I finished my school in three years and saved money, time and effort.
Next, I decided I needed more schooling and went for a Master’s. This was my decision, as if I didn’t go for a Master’s, I would have needed to learn more on my own in programming or math. At the time, I was working in a job paying $12 an hour, and since I had not made enough efforts networking, I didn’t have any salaried job prospects.
Fast forward 2 years, and after my decision to get a Master’s, I landed a job paying $63,000.
I did finance some of my Master’s program with a $15,000 student loan, and understood the consequences if I didn’t land a real job in my field.
5 years after starting college, I had a $63,000 job, and I was in a position to buy a house when I made a ridiculous decision to house hack. I paid off my student loans and now am saving for the future.
My friend, on the other hand, finished in 4 years and struggled to find work for a while, and found a full time job in the 5th year (I’m not sure his salary, but he stayed at home for a while to save up some money).
He is still paying off his student loans, and is smart and I know he will be fine.
It’s just very interesting to see where starting from the same spot can yield different paths and different results.
Every Decision Can Have a Huge Effect
There a compounding which happens over time as well with decision making.
If I didn’t graduate in 3 years, I might not have gone for a Master’s.
I probably won’t have landed a high paying job out of college if I didn’t go for a Master’s.
If I didn’t land a high paying job out of college, I would’t have house hacked at 23 years old.
Not house hacking at 23 years old would have lead to a much lower net worth at age 24, 25, and 26 years old.
One decision to graduate in 3 years lead to a waterfall of great experiences and outcomes.
Not to be dismissive, at each point in this 8 year period (from 18 to 26), there were a number of decisions and experiences which I didn’t talk about: studying, going to class, going out on the weekends and drinking way too much, having fun, traveling, getting into and getting out of relationships, learning on my own and side projects, networking, going golfing with my classmates, hanging out with family.
Each one of these decisions and choices could have gotten me off course. Maybe luckily, or maybe not luckily, I have been able to continue utilizing the power of compounding to continue to succeed with my finances and career.
I can eat cheeseburgers and no greens today, or have a mixed diet. Today, it probably won’t matter, but over time? I’ll become fat or I’ll be healthy. I can make this choice.
Now, what other choices can I make to lead me to success?
Which Decisions Will You Make Today?
Let’s revisit the question from a few paragraphs ago. Are you the owner of your life? What decisions will you make today that will lead you to your goals? Are you going to be consistent and work daily to improve?
Consciously and subconsciously, you will make 100s of decisions today… what to wear, what to eat, who to talk to, where to go, how to walk, what to say, etc.
Are these decisions going to be pushing you in the direction you want to go, or pulling you away from your goals?
I’m making the decision to be the owner of my life. Are you going to make a choice to be the owner of your life and become consistent with your actions and efforts?
Consistency and action are the most important habits for success.
Cultivating a mindset which emphasizes action will lead to great achievement and accomplishment.
Becoming more confident at work can have a great benefit for your career. In this post, you’ll learn 6 things you can do to be confident in work and life.
Self-confidence is an important trait to have in all aspects of life. Specific to the workplace, self-confidence can affect your communication skills, your decision-making ability, your overall job performance, and your job satisfaction.
Confidence is also a highly visible character trait. Your colleagues will notice your self confidence, or lack of. It may help to build trust in your skills and abilities.
Confidence in your work can also boost the morale of the team, especially when you are in a managing or supervising role!
Luckily there are some techniques you can implement immediately at work to improve your self-confidence.
How to Build Self-Confidence to Live the Life You Want
In this article, I’m going to share with you 6 steps you can use to build confidence in your life and work.
The 6 steps you can use to become more confident are the following:
- Use Affirmations to Become More Confident
- Focus on Small Daily Accomplishments to Build Consistency
- Know When to Ask For Help to Get Advice
- Expand Your Skillset to Grow Personally
- Know Your Worth to Get Paid Appropriately
- Look the Part and Look Good to Feel Good!
While this article focuses on your professional life, you should also realize that these principles could be applied to other parts of life, such as relationships, health, and money!
Let’s dive in to each of these specific tips! 🙂
1. Use Affirmations to Become More Confident
Using affirmations is one of the most underrated self-improvement techniques out there, and one of my favorites.
An affirmation is quite simply just a statement of truth. The power of positive thinking through making affirmations effectively convinces yourself that you are someone great, that you will do something today.
Affirmations are best made in the morning before work. You can self-reflect using your phone, pen and paper, or just by talking to yourself. Here are some examples of affirmations that involve your professional career:
- I am a valued member of my team at work.
- I have a great work life balance right now.
- I do deserve a pay raise.
- I am asking for that pay raise today.
- I give my best effort at work, today and every day.
You may notice three similarities with the above affirmations. These will help you write affirmations of your own:
- I started my affirmation with “I”
- Taking control of your life is critical to becoming better.
- I wrote in the present tense
- Right now, I’m focused – not, I’m going to focus (if I’m going to, I never will)
- The affirmation was positive
- Positive thinking is incredibly powerful and will lead you to where you want to go.
Don’t forget that these can be made for other areas of your life, such as personal finance or fitness. I encourage you to give these confidence-boosting affirmations a try. You may be surprised at how effective they can be!
2. Focus on Small Daily Accomplishments to Build Consistency
You will not be able to change yourself and build self-confidence all at once. It still takes time, no matter how hard you try.
In that case, you should work smart, not hard. Small improvements on a daily basis can have tremendous results in the long term. Improving 1% every day means you are improving 7.2% per week, 36.1% per month, and 3778.3% per year! This is exactly why I think focus and consistency outperforms hard work.
In the workplace, daily accomplishments may look like:
- Catching up on all your emails
- Re-organizing your office / desk
- Giving a successful presentation
- Completing a specific task, or well-defined sub task
A daily planner is a surprisingly effective tool for tracking consistent small accomplishments. I recommend writing down a couple career related tasks at the beginning of the day, and review the list at the end of the day to see what you accomplished.
Remember, your daily accomplishments don’t have to be limited to your professional life! Going to the gym is a great daily accomplishment, and so is having a “no spend day” where you make no unnecessary purchases.
3. Know When to Ask For Help to Get Advice
Knowing when to ask for help may seem counter intuitive at first. How can needing help be a confidence builder?
Part of self-confidence is knowing your current limitations, not just your strengths. Failure to do so may make you overconfident. If you don’t know something, accept that you don’t currently know it, and proceed to figure it out.
“If somebody offers you an amazing opportunity but you are not sure you can do it, say yes – then learn how to do it later!” – Richard Branson
This applies to both knowing how to do something, and knowing about something as well. You should be asking questions and learning all the time during your career.
You should also share knowledge with others! Being confident enough in your knowledge and abilities to teach others is a powerful trait.
You may be afraid to ask questions early on in your career. You may be afraid of looking clueless or incompetent as well; this is common especially when starting a new job. These feelings are normal, but you need to overcome them.
It is better to ask questions and possibly be annoying, than not ask questions and possibly make costly mistakes.
4. Expand Your Skillset to Grow Personally
One way to improve confidence in yourself is to literally improve yourself. Developing a new skill can be very rewarding, both personally and financially! The harder the skill, the more income you can earn.
Technical skills are always in high demand, especially coding. Picking up a relatively easy to learn language such as Python, Java, C++ , or even Visual Basic can set you apart from others in your field (assuming this is not a skill that is already a requirement in your field.)
People with soft skills tend to be “a dime a dozen”, but they are still essential. You can have the best technical skills in the world but no one will want to work with you if you have zero soft skills (especially communication).
Luckily, soft skills can always be improved! These skills are highly correlated with self-confidence.
For example, someone who has self-confidence is more likely to excel at public speaking, negotiation, etc., and vice versa.
Building these skills through practice is a great way to build self-confidence, since they are so interconnected.
5. Know Your Worth to Get Paid Appropriately
Know your worth, and then add tax!
Being underpaid is discouraging. Many people sadly take what they can get when it comes to new jobs or pay raises, being too afraid to negotiate with the employer. This in turn can lower job satisfaction and even possibly your self worth.
If this sounds like you then you have a big hurdle to leap, however it is worth it. In fact, it is the best way to increase your income with no side hustle!
How do you know how much you deserve to be paid? My favorite tool is payscale.com. This site has the biggest data pool of salary information on the web to dig into.
Follow the instructions and enter as much information as you are comfortable inputting; the more information, the more accurate the answer.
With this newfound information, you can see if you are being paid what you’re really worth.
6. Look the Part and Look Good to Feel Good!
Finally, don’t forget to look the part. Take care of yourself, your appearance, and your workspace. You don’t need to wear designer clothing, but you should at least wear high-quality and presentable clothes that you feel good about yourself in.
Your workspace is also a reflection of yourself, especially if you work in an office.
Next time you work, come in a little early to the office and organize your desk. Clean out unnecessary stuff and old paperwork.
By tidying up, you can help your productivity, and make you feel mentally organized and capable as well. After all, you are a product of your environment!
Building Self Confidence In All Aspects of Life
With these 6 steps to becoming more confident, you can start showing confidence at work and building the career you dream of building.
Although this post focused on your professional life, many of these concepts can be applied to other parts of life as well.
Affirmations can set a positive mindset for whatever you will do, and tracking your daily accomplishments will reward you for it.
Asking questions will help you avoid making costly mistakes anywhere in life, and expand your skill set in the process!
Finally, feeling good about your appearance and your environment will lead to great things, whether it be at work or out with friends.
Thank you for reading!
Taking control of your life and creating a lifestyle you want to live is possible and a great goal. If you want to create something with your life, and become something in life, then you can do so with the right action and behavior. With the 15 steps in this article, you can become great in life and become the person you want to be.
What does your dream life look like? Are you living your dream life? What if you could become the master of your life, and do whatever you wanted?
Becoming the master of your life is possible, if you want to take control of your life and achieve your wildest dreams.
What’s your purpose? What are you passionate about? Do you have a bucket list?
All of these questions can help you form a picture of your dream life, but getting to your dream life will require a journey and effort.
No one is an overnight success.
However, you can do anything you put your mind to.
Are you ready to become the master of your life? Do you want to become great in life?
15 Steps to Take to Become Great in Life
Creating a great life for yourself will take some time, but it is possible with effort and focus.
Life mastery is pushing your limits to become better each and every day. Some days will be better than others, but over time, you’ll be achieve your wildest dreams.
Below are the 15 steps you can take to become the master of your life, and to create a fantastic life for yourself.
- Be Proactive and Live Intentionally
- Tap into the Power of Positive Thinking
- Work to Live with an Abundance Mindset
- Set Goals for Success
- Apply the Concept of Compounding in Your Life
- Manage Your Spending and Live Within Your Means
- Explode Your Income
- Get Your Diet Right
- Exercise and Get Your Blood Flowing
- Learn How to Become a Better Learner
- Learn Emotional Intelligence and How to Cultivate Strong Relationships
- Understand it’s Okay to Say “I Don’t Know”
- Remove Noise and Focus on What Matters to You
- Network with Mentors and Those More Experienced than You
- Find Balance in Work, Play and Rest
Let’s dive into each of these steps in greater detail below.
1. Be Proactive and Live Intentionally
The first step to becoming the master of your life is changing your mindset and attitude towards your life.
No longer are you going to react to what your environment and surrounding is giving you. Instead, you do what you want and live with purpose.
Proactive behavior is all about planning and taking action on your plans.
If you want to get in shape, get rich, or get into a relationship, no one is going to be able to accomplish these things except for you!
You are the only person who has the power to control how your life.
You have the keys to your life. It is up to you to unlock your full potential and lead a great life. Through proactive behavior, you can take control of your life and create the success you crave.
Related full articles about proactive behavior and action:
2. Tap into the Power of Positive Thinking
Our minds are incredibly powerful and can quite literally create its own reality.
Using positive thinking can manifest itself in living the life you want to live.
Telling yourself you are a positive person will result in you becoming a more positive person.
You are what you say you are.
Saying, “I’m a negative person who can never accomplish anything” is a reinforcing trap. Saying this sort of thing will result in you being a negative person who will never accomplish anything.
Likewise, telling yourself, “I’m a positive person who can accomplish anything” will lead to accomplishments beyond your wildest dreams.
Using positive thinking can help guide you on your path to life mastery.
Related full article about positive thinking:
3. Work to Live with an Abundance Mindset
In life, rarely are situations win-lose, where you can win, and I lose (or vice versa).
Many situations in life are win-win, where through helping others and giving selflessly, we both can gain and improve over time.
Living with an abundance mindset is all about understanding there is enough to go around for all of us, and having the patience and understanding to share and give.
Related full article about living in abundance:
4. Set Goals for Success
If you don’t know where you are going, you will never get there.
Setting goals helps put a bulls-eye on the wall for you to aim at with your actions.
By setting goals, you can start to put structure to your future.
For me, I love action based goals.
For example, one of my goals right now is to do some exercise each and every day. My want is to be in shape and to look better physically. With a little bit of exercise each day, I know I’ll be able to reach this want and goal, and will be successful.
What do you want? How will you get there? It’s time to set a goal!
Related full article about goal setting:
5. Apply the Concept of Compounding in Your Life
Simple consistent actions WILL lead to success over time.
When starting off, it’s very tough to see any progress.
However, the power of compounding is incredibly powerful.
Think about pushing a massive rock – at first, you can barely push it. But, after pushing more and more, all of a sudden, the rock starts to move and turn over on itself.
As time goes on, you barely have to push.
That’s the power of compounding and consistency.
So many people fail to get to that breaking point, and instead give up.
Consistency WILL bring success and clarity to your situation. You need to commit to consistency if you want to find success and master your life.
Related full articles about compounding:
6. Manage Your Spending and Live Within Your Means
From my experience, I’m most happy when I have money in the bank, and when I’m making purchases on things which bring me direct joy.
Living paycheck to paycheck, or having debt, is no fun.
If you want to master your life, you need to get a hold on your spending and live within your means.
Saving money isn’t hard, but it does require discipline.
By saving more, you can have money in the bank to take a vacation, buy a car or house, invest in a business or a new lifestyle, and live the life you want.
Related full articles about saving money:
7. Explode Your Income
There are two ways you can improve your financial situation in the short term: earn more money, or save more money.
While saving is great, there is a lower bound to how low you can drop your expenses.
On the flip side, with earning potential, there is no bound to how high you can grow your income.
Becoming the master of your life includes mastering your money and becoming more valuable towards others.
With a higher value, you can attract more responsibility and work, and with more responsibility and work, you can demand more pay.
Exploding your income is important because our time is limited. If you are stuck in a job you don’t like, with more savings, you could make a lifestyle change or take a lower paying job.
With growing your income, you can achieve these goals faster.
Related full article about increasing your income:
8. Get Your Diet Right
Have you ever heard of the saying, you are what you eat?
Putting garbage into your body will result in having a garbage physique and mental state.
Getting your diet right is a piece of mastering your life because food is what fuels you to take action on your goals.
Everyone will be different in what kind of food they can eat, but getting your diet right involves eating healthy foods and drinking a lot of water.
For me, eating healthy means eating a high fat, high protein diet with a lot of fruits and vegetables mixed in.
Experimentation is important for your diet, but it is certainly a very important piece of becoming the master of your life.
9. Exercise and Get Your Blood Flowing
Just like diet, exercise is another important piece to life mastery.
For me, I try to do a little bit each day. I enjoy doing bodyweight exercises, biking, walking, rock climbing, and playing basketball with friends.
I don’t have a gym pass, and don’t subscribe to the thought that you need to be a meat head to be in shape.
Instead, doing a little bit each day, 30-60 minutes of activity will be good for your health and wellness.
Getting your blood pumping will help with brain activity and will also keep you strong.
Related full article about fitness:
10. Learn How to Become a Better Learner
On your journey to realizing your goals, at some point, you most likely will have to learn something new.
What if you could learn something and make it stick in the next week? Wouldn’t that be great?
It is possible to learn how to become a better learner.
By understanding how to become a better learner, you can develop the confidence to venture into new subjects and pick them up fast.
Related full article about learning:
11. Learn Emotional Intelligence and How to Cultivate Strong Relationships
Humans are social creatures, and with many situations, we have to interact with other people.
At work, for example, you most likely have to interact with a number of people: your boss, your co-workers, your clients and customers, etc.
Being able to communicate, understand emotions, and navigate through different social situations is very important for success in this world.
Communication and emotional intelligence are two skills which are arguably the most important skills to improve upon.
Working on these will take time, but they certainly worth improving and building over time.
Related full articles about relationships:
12. Understand it’s Okay to Say “I Don’t Know”
“The only thing I know is that I know nothing at all.” – Socrates
The quote above is a great example of this life mastery step.
Being eternally curious, and looking to learn more and more, will lead to success over time.
Understanding that there are holes in your knowledge and understanding of things will be beneficial for your growth.
Being closed minded and living in an echo chamber is not helpful for achieving your goals.
Get out of your comfort zone, embrace uncertainty, and say “I don’t know”. It’s freeing and a lot of fun!
Related full article about growth:
13. Remove Noise and Focus on What Matters to You
There is so much noise in the world: news outlets, social media, advertisements, the list goes on and on.
What’s important to you? Is grandma’s constant Facebook posting important to you, or can that be ignored?
Focus and removing distractions will help you do what matters and get you to your goals and dreams faster.
Multi-tasking is possible, but focusing in on one task at a time is far superior.
By removing noise and distractions, you can accomplish what you need to and get on to the next step.
Related full article about removing noise:
14. Network to Gain Perspective and Understanding
One of my favorite quotes is “You are the average of the five people you spend the most time with.”
For me, I know I don’t know everything, and don’t have a full perspective on my goals and life.
However, I can ask others who are more wise and knowledgeable than me to help me on my journey.
Through networking and meeting other people, you can gain a better perspective and learn about how to better your skills and knowledge.
Related full article about networking:
15. Balance Work, Play and Rest
Balance is so critical in life.
While it seems you need to work every hour and day of your life to be successful, leading a fulfilling life involves balance with time for play and rest.
If you notice above, I’ve included diet, mindset, money, relationships, and exercise in the steps to creating your dream life and becoming the master of your life.
While work and action is very important, sleep, rest and having fun is equally as important!
Our bodies don’t build muscle in the gym! Our bodies build muscle during rest!
Apply this same concept to your work, and you’ll go far.
Related full article about balance:
Become the Mastermind and Creator of Your Dream Life for a Great Life
With the points and articles listed above, you can start to take the next steps to create and live the life you want and deserve.
Self improvement is a life long endeavor, and life mastery is an extreme goal.
Getting to your dream life won’t happen today, it probably won’t happen tomorrow.
It might not even happen this year!
Heck, I’ve been taking steps towards “improvement” over the last 8 years and STILL feel I’m not to my goals yet.
However, with the right guidance and consistent efforts over time, you can and WILL achieve your goals.
Are you ready and motivated to take control of your life?