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If you are trying to be healthy and save money, you will find it tough to eat organic food on a budget. As the cost of living rises, buying and eating organic food may feel like a pipe dream. We all want to eat healthily, knowing that healthy and nutritious food is the best way to be kind to our bodies, choosing organic is one of the best ways to avoid additives and harmful pesticides. […]

It is SIXTY degrees and sunny today!! Hello spring and warmth. I have seriously missed you. My weekend is going to be spent outside – what about you all? Gardening, biking, walking the doggo. All the outside things, thankyouverymuch. This post may contain affiliate links. Please read my disclosure for more info. Friday’s Frugal Five 1. Since the kiddo’s school changed locations, a bit farther away from work and home, we’ve been settling in to […]

Have you ever wondered how much your annual salary would be if you earned 25 dollars an hour? The fact is, too many people who earn an hourly wage don’t know how much they make in a year. This information is critical if you want to create a budget and manage your money correctly. In this article, I’ll show you how to calculate your annual income by converting a $ 25-an-hour wage to a yearly […]

With the cost of living crisis well and truly taking hold, many of us are using online marketplaces and auction sites for both selling and buying. New research published today (17 March 2023) from Mintel revealed that: 44% of Brits have sold products online in the past year. 60% of online sellers consider themselves experienced online retailers. 35% of online buyers worry the product will be counterfeit or fake. 61% of online sellers say that […]

Looking expensive doesn’t have to mean spending a lot of money. Instead, you can invest in quality basics: Quality basics such as a well-fitted blazer, a classic trench coat, a little black dress, and good quality shoes can elevate your look and make it look expensive. These items don’t have to cost a lot, but they should be made of good quality materials and fit you well. The point is, you don’t have to be wealthy or to win the grand prize of Rainbow Riches game to look like rich people. In this guide, we will share with you a few hacks to look naturally expensive when you are on a budget. Gold-tone jewellery will boost your luxurious look Investing in gold-tone jewellery can be a good option if you’re on a budget and looking to add some luxury to your look.  Gold-tone jewellery is usually much more affordable than actual gold jewellery. This means that you can get the look of real gold without spending a fortune. This type of jewellery is multipurpose and can be worn with various outfits. It can be dressed up or down, depending on the occasion. It is really a classic style that never goes out of fashion. It can be worn year after year and will always look chic and elegant. In addition, Gold-tone jewellery can be mixed and matched with other jewellery pieces, such as silver or rose gold. This allows you to create a unique look that suits your style. Tip: Even though gold-tone jewellery is not made of real gold, it can still be of high quality. Look for pieces that are well-made with attention to detail, and they will look expensive and last a long time. Structured bags are your friend Structured bags are great for adding a touch of sophistication and luxury to your outfit. Structured bags have a defined shape and clean lines, which gives them a polished and put-together look. This kind of look can make you appear more professional and sophisticated, giving the impression that you are successful and wealthy. Also, they are timeless pieces that never go out of style. They are an investment that can last you for years, and their classic design can make you look elegant and refined. Structured bags are very often made of high-quality materials such as leather, which adds to their luxurious feel. In addition, these materials are durable and long-lasting, so investing in a structured bag can be a smart investment in the long run. Furthermore, they come in a variety of sizes and shapes, which means that you can find one that suits your needs and style. They can be worn with formal and casual outfits, making them versatile accessories that can elevate any outfit. Mix and match different pieces to create chic outfits The world of women’s fashion is a dynamic and diverse landscape that is continuously growing. Mixing and matching pieces that suit any occasion can create an endless array of looks. As

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Risk-free government Treasury yields have risen dramatically over the past year. The increase is a direct result of the Federal Reserve rate increases that started in 2022.  Higher short-term yields are good for retirees and give us multiple options to earn risk-free returns on idle cash while maintaining liquidity.  But the fast pace of the… Read more The post When to Sell Stocks and Buy Bonds (According to Peter Lynch) appeared first on Retire Before […]

  I watched the Budget 2023 speech so you didn’t have to, with limited surprises because most of the big changes had been leaked beforehand.  The Chancellor, Jeremy Hunt, was at pains to point out… The post Budget 2023: energy, pensions and childcare appeared first on Much More With Less.

Spring Clean Your Expenses: 10 Budgeting Best Practices is a post originally published on: Everything Finance – Everything Finance – Its all about Money! Spring is usually around the time of year we start to lighten our loads with a bit of spring cleaning of our homes and closets. It is also a great opportunity to spring clean your expenses and give them a bit of attention as well.  Decluttering your finances can come in […]

UK Chancellor Jeremy Hunt has now unveiled his 2023 Budget, but is it good news for your personal finances? This post will explain all… It’s no secret, the economy is in a poor state and many are struggling with their finances at the moment. Without a magic wand, it would be near impossible to fix these problems overnight. So do temper your expectations. However, the 2023 Budget did have some glimmers of hope for your […]

Even if you have the simplest financial situation, managing your money isn’t always that simple. Add in loans, retirement plans, maybe some kids or even a small business . . .  and it gets complicated fast. After all, your financial life is multi-faceted. You may have multiple sources of income, savings accounts, retirement or investment accounts, bills for your home, bills for your family, expenses that are coming up, and things you want to do […]