Adjusting to a new spending plan can be a significant challenge. In addition to the impact it has on your finances, it also affects various aspects of daily life, requiring a shift in your mindset and habits. Whether prompted by personal choice, financial constraints, or unforeseen circumstances, navigating this adjustment demands resilience and strategic planning. In this comprehensive guide, we’ll delve into the difficulties associated with adapting to a new spending plan. We will also […]

With real wages declining and interest rates at decade highs you might be wondering how you can get into real estate.  And you may have heard of crowdfunded real estate apps like Ark7.  If you are considering investing in real estate through Ark7, you need to know whether it is a trustworthy investment opportunity. In this article, we will take a look at Ark7, evaluate its safety, and give you an overview of what you […]

I recently wrote about leaving a legacy. About how the decisions we make today will define the stories that are told about us in the future. And about the importance of living a story that inspires and motivates others whenever it’s shared. It’s one of the reasons I am so passionate about minimalism. The less we waste our lives chasing things that don’t matter, the more intention we can direct towards things that do matter—those things that leave a legacy worth sharing. Today, we have a unique opportunity to do just that. Today is Giving Tuesday, a global movement celebrating generosity. Every year on the Tuesday after Thanksgiving, people all over the world come together to give back and make a difference. This Giving Tuesday, I invite you to change a life. And even more than that, I invite you to leave a legacy of hope for orphaned and vulnerable children around the world. The Hope Effect If you’re new to this blog, allow me to provide some background information. In 2015, with the tremendous support of this community, we launched a nonprofit organization called The Hope Effect. Our mission is big: To change the way the world cares for orphans. Millions of children across the globe are growing up without the love of a family. And less than 1% of orphaned children will ever get adopted. So how we care for the remaining 99% matters quite a bit. In developing countries, most of these children are being raised in large institutions, commonly referred to as orphanages. But for decades, it’s been abundantly clear that institutional care has profoundly detrimental, long-lasting impacts on children. In fact some of the first studies on the harmful effects of institutional care on a child’s developing brain date back to the 1930s! Those who spend their formative years in orphanages often miss out on the important personal connections and individualized care that a loving family provides. As a result, their development is stunted, and their ability to learn is either significantly delayed or lost altogether. To picture this, just imagine how a family environment helps a child develop. Think of all the interactions that a child has with his or her family: encouraging them to smile, speak their first word, or take their first steps. Without this individualized attention, affection, and stability, a child will fall behind in almost every stage of proper development because the brain is less likely to associate positive behaviors with positive outcomes. As a result, many of these children eventually age out of orphanages, only to be confronted with a future of crime, prostitution, or trafficking. In fact, studies show that kids who grow up in institutional care are 10 times more likely to fall into sex work, 40 times more likely to commit a crime, and tragically, 500 times more likely to take their own life. This is literally heart-breaking! And almost nobody is talking about it. But we know there’s a better way. That’s why

So, Mint.com (probably the most popular financial app out there) is closing its doors at the end of the year. While it was originally designed to track your spending, many users began to use it as a budgeting app as well. I never really found it to be very effective at budgeting because there isn’t […] The post Mint.com is shutting down… my 2 favorite Mint Alternatives appeared first on .

Are your student loans giving you nightmares? Enter President Joe Biden, donned in armor, waving the banner of Student Loan Forgiveness. But hold onto your hats, because the tale of this program comes with unexpected twists and turns that have left many scratching their heads. The Best Features of Biden’s Student Loan Forgiveness Program Biden promises borrowers a shot at freedom after a set period of making payments: Eligible borrowers can have their federal student […]

According to the company’s website, tvt-capital.com, TVT Capital provides first and second lien loans and is often able to structure a financing that is complementary to an existing credit facility. The company is headquartered at 1407 Broadway New York, NY 10018 and can be reached at 888-998-1674. TVT Capital Business Loan Pros And Cons Supermoney.com […] The post TVT Capital Business Loan Review: What You Need To Know appeared first on CuraDebt.

We discuss how investors can overcome analysis paralysis and confidently make investment decisions. Analysis paralysis is a frequently encountered issue in managing personal finances, impacting individuals in distinct ways. As an illustration, I can swiftly select a mutual fund and invest a substantial amount within 10 minutes. However, when choosing a health insurance policy, I… The post How to Defeat Analysis Paralysis in Investment Decisions appeared first on freefincal.

The post Online Side Hustles: Maximizing Your Income Streams appeared first on Dividend Power. With the way that technology continues to evolve, there’s a wealth of opportunities for individuals to harness the power of the internet and maximize online income streams. With the right tools and a goal in mind, picking up a few online side hustles to supplement your cash flow is possible. With a diverse range of gigs that offer flexibility and financial […]