(Sorry guys, this post isn’t likely to be directly useful to you, but you can share these tips with the girls in your life and look really knowledgeable and respectful about girlie things.) Makeup is one of those items that I have a love/hate relationship with. I love trying new colors, dolling up my best friend’s teenage daughter for prom, and goofing around with the girls for a spa night at home. Now, don’t get […]
Just the numbers really as I’m flat out at work and at home. Plus I’m exhausted. But holiday soon though, hence the ‘busyness’. And my wrist is better, though not 100%. Anyway, here goes for October! I saved 22% of … Continue reading → The post October 2024 Savings, plus other updates appeared first on Quietly Saving.
The IRS recently published the annual inflation updates for 2025. If you have questions about a particular amount that I do not mention here, you can likely find it in the official IRS announcements: Rev. Proc. 2024-40 contains most inflation adjustment figures, Notice 2024-80 contains figures relating to retirement accounts, and Rev. Proc 2024-25 contains figures relating to health savings accounts (HSAs). Single 2025 Tax Brackets Taxable Income Tax Bracket: $0-$11,925 10% $11,925-$48,475 12% $48,475-$103,350 […]
The Economic Impact of Daylight Saving Time: Why Permanent Standard Time Makes Financial Sense Did you know Benjamin Franklin first proposed daylight saving time in 1784, but it was first implemented during World War I as a way to conserve coal. The Uniform Time Act of 1966 standardized daylight saving time across the United States. The energy crisis of the 1970s prompted further changes, and the law has been modified several times since then, most […]
What is the Saver’s Credit? This Saver’s Tax Credit article has been updated with info for the 2024 and 2025 tax years. The Saver’s Credit (aka the ‘Retirement Savings Contribution Credit‘) is a lesser known, highly advantageous tax credit that the IRS offers to incentivize low and moderate income taxpayers to make retirement contributions to an IRA, 401K, 403B, 457B, or any other IRS recognized retirement account. What is nice about the Saver’s Credit is that it is an actual tax credit – not merely a tax deduction. If you’re not sure how the two differ, a tax deduction simply The post Saver’s Tax Credit Qualifications for 2024 & 2025 appeared first on 20somethingfinance.com.
The post Earn Up to 5.0% APY (or More) – Top Savings Accounts for November 2024 appeared first on Club Thrifty. Tired of earning next to nothing in your savings accounts? Me too. Still, we have to save our money somewhere, right? If you’re looking for the best spot to stash your savings, emergency fund, or vacation fund, consider using a high-yield savings account. The best online savings accounts can provide exceptionally higher rates and […]
The holidays are approaching fast! If you completed your Christmas Saving Challenge, it’s time to make that money stretch for fun and gifts. But even if you haven’t saved enough, there are plenty of ways to give heartfelt gifts without breaking the bank. Here are some tips to help you navigate your holiday shopping. 1. […] Read more… The post 8 Ways to save this Holiday season appeared first on Budget to be Free.
Today we have a very special interview for Bitch Nation. Recently I sat down with the inimitable (and individual!) Kara Perez, author of the upcoming book Green Money: How to Reduce Waste, Build Wealth, and Create a Better Future for All. Now, I don’t say this lightly, but… this book is giving me hope. Green Money “shares a vision of how you can break free from outdated financial advice and live a fulfilling life that values community, sustainability, and financial well-being. Filled with real-world anecdotes, cutting-edge research, and hands-on money exercises, this book equips you with the tools needed to take immediate action towards a brighter, greener future.” Essentially, this is your guide to putting your money where your climate is—making financial choices to support a greener, more environmentally sustainable future. For those of you squinting skeptically right now, I know what you’re thinking. But this is not another well-meaning finance guru offering individual solutions to systemic problems. Rather, Kara approaches the topic with the spirit of a community organizer and activist. Green Money is about our collective influence as much as it is our individual hopes for the future. It’s as optimistic and creative as it is ready to win this fight. And I don’t know about you, but I will be putting on my thrifted boots and following this movement (via public transit) all the way! Let’s get to the interview. [embed]https://youtube.com/watch?v=B7ShZArav1E&feature=oembed[/embed] Activist-turned-author Kara Perez You guys… we love Kara Perez. We’ve loved her for years, in fact. She was one of our first friends in the personal finance space and over the years it has been an absolute thrill to watch her blossom into… well, this: I haven’t seen that level of swag since we attended a financial media conference in bathrobes and sunglasses. She is eating. Kara is the founder of Bravely Go, an award winning international financial education company. There, she teaches us how to make sustainable money choices that benefit us and our world, focusing on money as a tool, not an end goal. And she has the millennial bona fides we use as a litmus test: she clawed her way up out of debt, student loans, and service industry jobs to eventually attain stability. She’s a Latina who grew up on food stamps, she adores thrift shopping (MY GIRL), and she’s an unrepentant progressive, intersectional feminist. So I guess what I’m saying is… pay attention to what this woman is doing, ok? Preorder Green Money today Green Money by Kara Perez is coming out on November 13th from John Wiley & Sons. That’s just a few short weeks away! But I’m not going to tell you to wait. In fact… don’t wait.
In this digital age, the role of Artificial Intelligence (AI) has become more and more significant in revolutionizing processes and enhancing efficiency of various sectors. Particularly, AI applications pave the way in the development of real estate business especially in dealing with customers. Indeed, AI is a must for real estate companies to excel in […]
Both my husband and I grew up with frugal parents, so we come into frugality naturally and it has served us well. Carefully and intentionally minimizing expenses was a huge part of how we were able to pay off six figures of student loan debt in three years. I love helping people learn to be more frugal. If it doesn’t come naturally to you, don’t worry! You can learn to be frugal! Since my last […]
The interest rates noted in this post were updated on October 28, 2024, but may change in the future. Here is a fully updated list of all the highest interest rates on savings accounts in Canada currently available. As you’ll note, these are all online banks because none of the brick-and-mortar big banks in Canada […] The post High-Interest Savings Accounts in Canada 2024 appeared first on Jessica Moorhouse.
Does the holiday season leave your wallet feeling lighter than Santa’s sleigh after gift delivery? You’re not alone! Learning how to start a Christmas fund is your ticket to a merrier, debt-free holiday season. Whether you’re tired of January credit card blues or simply want to be more intentional with your holiday spending, this guide will show you exactly how to make your Christmas savings dreams come true. Let’s get started. Key Takeaways Start your […]
It happened. The frontrunner for the Presidency said “Sure, . . . why not?” when asked if he would eliminate the income tax on the Joe Rogan podcast. Whoa!!! Okay, let’s calm down. Let’s not plan on never filing a tax return again just yet. Tax planning is all about probabilities. Over the 2024 presidential […]