Is Mechanics Bank open on 4th of July? No, Mechanics Bank is not open on 4th of July.
If the holiday falls on a weekend, then 4th of July will be observed either on the previous Friday or the following Monday.
Even though that the branches aren’t open, the ATMs and website for Mechanics Bank are still available for you to use your money.
To learn more about the hours and locations of Mechanics Bank, you can visit their website here: https://www.mechanicsbank.com/.
Why Banks and Credit Unions are Closed on Federal Holidays
Throughout the year, there are 11 federal holidays and, on these holidays, banks and credit unions are closed.
This is because the Federal Reserve is closed. The Federal Reserve helps banks and credit unions perform various services such as ACH transactions and wire transfers.
Since the Federal Reserve is closed because it is a government entity, these financial institutions cannot perform their services and are closed as well.
Which Days are Federal Holidays in the United States?
Below are a list of all of the federal holidays observed in the United States:
- New Year’s Day
- Martin Luther King Day
- President’s Day
- Memorial Day
- 4th of July
- Labor Day
- Columbus Day
- Veterans Day
- Christmas Day
As mentioned above, on these federal holidays, banks, credit unions and government entities will be closed.
Hopefully this article has been helpful to you to learn about if Mechanics Bank is closed or open on 4th of July.