Personal Finance Quotes for Motivation to Become Wealthy

Post Last Updated: February 19, 2019

personal finance quotes to ponder on

Powerful quotes can have a huge impact on your journey to success. If you can find a quote which you love, you’ll have a guide on your path to success.

Below, I’ve gathered up a number of personal finance quotes to inspire you to become wealthy.

Financial freedom is a fantastic feeling, and it is something I hope everyone can experience in their live.

Hopefully, one of these quotes resonates with you and provides you some motivation to get out of debt, increase your income, save money, and build wealth.

Windfall experiment what would you do with $5,000,000Inspiring Personal Finance Quotes

Personal finance can be boring, but having lots of money is far from boring.

Here are some inspiring quotes on money, wealth, and life to get the motivation flowing:

Money is better than poverty, if only for financial reasons. – Woody Allen

Money is a good servant but a bad master. – Sir Francis Bacon

Riches are not an end of life, but an instrument of life. – Henry Ward Beecher

You can be young without money, but you can’t be old without it. – Tennessee Williams

Remember the golden rule: he who has the gold makes the rules. – Unknown

Money isn’t everything, but it’s right up there with oxygen. – Zig Ziglar

When I was young, I thought that money was the most important thing in life; now that I am old, I know that it is. – Oscar Wilde

Wealth is the ability to fully experience life. – Henry David Thoreau

Money can’t buy happiness, but it can make you awfully comfortable while you’re being miserable. – Clare Boothe Luce

millionaire by 30

Saving Money Quotes

We all know that saving more money is important, but sometimes it’s hard to cut your expenses. Having a big bank account is better than having a small bank account.

Let’s get motivated from some of the greats like Ben Franklin, Warren Buffett, and Abe Lincoln!

The question isn’t at what age I want to retire, it’s at what income. – George Foreman

A penny saved is a penny earned. – Ben Franklin

If you can count your money, you don’t have a billion dollars.-J. Paul Getty

Save a part of your income and begin now, for the man with a surplus controls circumstances and the man without a surplus is controlled by circumstances – Henry H. Buckley

Prosperity is the fruit of labor. It begins with saving money – Abraham Lincoln

Save money and money will save you. – Unknown

Do not save what is left after spending, but spend what is left after saving. – Warren Buffett

Save your money. you’re going to need twice as much money in your old age as you think – Michael Caine

All days are not the same. Save for a rainy day. When you don’t work, savings will work for you. – Unknown

If saving money is wrong, I don’t want to be right! – William Shatner

pay cut before reaching financial independence

Money Investing Quotes

Growing wealth over time requires consistency, remaining calm and choosing the appropriate assets. 

Whether you are a beginner or pro investor, hopefully you can learn from these quotes on investing.

The goal of the nonprofessional should not be to pick winners – neither he nor his “helpers” can do that – but should rather be to own a cross section of businesses that in aggregate are bound to do well. A low-cost S&P 500 index fund will achieve this goal. – Warren Buffett

When you look at the results on an after-fee, after-tax basis, over reasonably long periods of time, there’s almost no chance that you end up beating the index fund. – David Swensen

Surprise, the returns reported by mutual funds aren’t actually earned by investors. – Jack Bogle

An investment operation is one which, upon thorough analysis, promises safety of principal and an adequate return. Operations not meeting these requirements are speculative. – Benjamin Graham

Risk comes from not knowing what you’re doing. – Warren Buffett

Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves. – Peter Lynch

Life and Money Quotes

Becoming successful with your personal finances allows you to live the life you want and deserve. Here are a number of quotes for some motivation on your path to getting rich (both financially and in living a rich life).

Whatever the mind of man can conceive and believe, it can achieve. – Napoleon Hill

Those who have a “why” to live, can bear with almost any “how”. – Victor Frankl

The most difficult thing is the decision to act, the rest is merely tenacity. – Amelia Earhart

The man on top of the mountain didn’t fall there. – Vince Lombardi

A journey of a thousand miles begins with a single step. – Lao-Tzu

He who chooses the beginning of the road chooses the place it leads to. It is the means that determines the end. – Henry Emerson Fosdick

Your choices are made in a moment, but their consequences will transcend a lifetime. – MJ DeMarco

debt eliminationPaying Off Debt Quotes

Debt sucks! Debt restricts you from living the life you want to live. Getting out of debt is possible, but will take some motivation and consistency.

If these quotes don’t motivate you to get out of debt and stay out of debt, I don’t know what will!

The rich rule over the poor, and the borrower is slave to the lender. – Proverbs 22:7

Good times are when people make debts to pay in bad times. – Robert Quinlin

What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience? – Adam Smith

When you get in debt you become a slave. – Andrew Jackson

Christmas is the season when you buy this year’s gifts with next year’s money. – Unknown

Running into debt isn’t so bad. It’s running into creditors that hurts. – Unknown

Rather go to bed supperless, than rise in debt. – Benjamin Franklin

Never spend money before you have it – Thomas Jefferson

If I owe you a pound, I have a problem; but if I owe you a million, the problem is yours. – John Maynard Keynes

If you think nobody cares if you’re alive, try missing a couple of car payments. – Earl Wilson

Become Inspired to Build Wealth and Become Rich

Building wealth is not overly complicated, but will take time. Hopefully, you can use these personal finance quotes to motivate you on your path to financial success.

Personally, my favorite is:

Christmas is the season when you buy this year’s gifts with next year’s money.

That’s bad, but it’s a little bit sad because it’s true. People seem to go into credit card debt because they don’t have the cash to buy gifts… hopefully this isn’t you!

I also really liked the quote,

All days are not the same. Save for a rainy day. When you don’t work, savings will work for you.

This quote is about the concept of passive income – if you and I can build up passive income streams, then we won’t have to work for our money.

Take a scroll through these quotes again before you go and pass them on! Maybe a friend or family member could use some financial motivation!

Thanks for reading!

What is your favorite personal finance quote? What are some of your financial goals and do any of these quotes motivate you to become better?

Personal Finance Quotes to Help You Become Wealthy