Financially-free DIY investor, hardcore passive income lover, and hunter of the world’s best dividend stocks. I openly share how I manage my portfolio and what trades I make and what passive income my portfolios generate. My aim is to provide others with inspiration and share tips & tricks on how to gain financial freedom.

Cent By Cent is a personal finance and productivity blog looking to help you with your personal finances.

Dividend Power is a blog about building wealth through dividend growth investing. It is about managing your money so that you can save, invest, and achieve financial independence.

While we educate about investing, this website is not about making you the smartest investor in the market. It’s not about smart investing, it’s about wise investing. There are multiple reasons to that, which we explain here. One that stands out is that over long periods, wise money wins. This is what Naval Ravikant summarized as “Every market I’ve seen eventually punishes clever investors and rewards patient ones”.

Hi. I'm Mike Piper, the author of this blog. I'm a CPA and the author of several personal finance books. The point of this blog is to show that investing doesn't have to be complicated.

I chronicle my journey to financial freedom. I help others learn to invest in quality dividend stocks as well as other financial tips. Come join me on my journey and let’s invest together.