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People who read this blog and know me in real life are sometimes surprised by my choice of possessions. On one hand, I can be seen frugally squeezing life out of a 6-year-old smartphone, sharing a single used vehicle with my wife, and typing this blog post from a secondhand laptop. But when it comes to frivolous hobby items, I often opt for the finest — snapping photos with a $6,000 camera* through a $2,000 […]

Gaining clarity in both personal and financial health is about understanding what truly matters and aligning actions with core values. It involves self-reflection, cutting through distractions, and making intentional choices that support long-term well-being. In personal life, clarity means recognizing meaningful relationships, setting boundaries, and prioritizing growth over fleeting connections. Financially, it requires assessing needs versus wants, managing resources wisely, and building a sustainable future rather than chasing short-term gratification. Clarity empowers better decision-making, reducing […]

This article compares my stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. We post this comparison each month. Before we begin, new readers need to appreciate the context of these investments. Update: We recently added a new tool to the freefincal investor circle… The post My Stock Portfolio Analysis: March 2025 appeared first on freefincal.

Sweet mini bell peppers are stuffed with a tangy cheese mixture. Baked and broiled, the peppers are tender with a gooey center. Finished with a drizzle of balsamic and fresh basil, this low-carb snack or appetizer is sweet, refreshing, and savory all at once!  What can I expect? This recipe has the creamy consistency and bold, tangy flavor you expect with roasted goat cheese dip. However, instead of being served with tortilla chips or crostini, it’s stuffed into peppers. As a result, you get a low-carb snack or appetizer full of flavor and nutrients.  All you have to do is hollow out the peppers, add the goat cheese mixture, and bake! The oven does all the hard work, delivering a handheld option all your guests will love in just 20 minutes. These stuffed peppers are so tasty you won’t even miss the carbs!  Are Roasted Goat Cheese Stuffed Mini Bell Peppers Healthy?  Let’s take a look at the main ingredients:  Mini bell peppers Goat cheese Asiago cheese Red onion Mini bell peppers and red onion are natural, nutritious food sources. Use them to add color, nutrients, and flavor to a variety of recipes.  But what about goat cheese and asiago cheese? Is dairy healthy? Here’s what we know. Dairy is full of vitamins, minerals, protein, and natural fat energy. But if everyone consumed dairy all of the time, dairy farming would become abusive and unsustainable… Let’s be mindful of our dairy intake. Buy dairy that comes from pasture-raised cows and try to eat less.  Sugar is what makes food unhealthy. It’s common to dig into roasted goat cheese dip with a full bag of tortilla chips. But tortilla chips are made from white flour (which is practically sugar). In only one serving of chips (and who stops at one serving of tortilla chips), you’re already up to 14g of sugar. Next, you’re looking at heartburn with an energy crash. (And you’ll be scouring the pantry for your next sugar snack within the hour.) Swap the flour tortilla chips with bell peppers, and this recipe becomes nourishment. The ingredients provide vitamins, minerals, protein, and quality, whole-food energy.  Enjoy these roasted goat cheese stuffed mini bell peppers knowing they support your well-being. Learn more

The stock market outlook remains in a downtrend, though the indicators improved throughout last week.

This decade of life has revolved around coming to terms with betrayals of the body. Following the first year of the pandemic, I sold my both my beloved surf kayak as well as my stashed in bushes on the beach workout kayak because the lifting and loading was taking a toll on my back. In comparison to many people I care about, I’ve had it relatively easy. Two colleagues are facing serious cancer diagnoses. Another […]

Asset management A victim of non-stationarity of data There is a dilemma. About twenty-five years ago, about a year after the collapse of the Dot Com bubble, Warren Buffett wrote an article about the stock market in which he said that, in spite of certain limitations, the market value of all publicly traded securities as a percentage of GNP is “probably the best single measure of where valuations stand at any given moment.” (Emphasis added) […]

The status of the Social Security and Medicare trusts is well known. I’m not going to rehash it here. Unfortunately, the amount of misinformation and false information about SS on social media is incredible and scary. No serious effort at necessary reform has occurred since 1983 and certainly not now which is sad given fixing SS is not that hard or necessarily that painful. One key question is how, if at all, should changes be […]

Image Source: YouTube/tlc uk If there’s one thing reality TV fans love, it’s drama—and no show delivers quite like Sister Wives. At the heart of the controversy is Kody Brown, the polygamist patriarch whose actions have stirred up intense reactions for over a decade. From favoritism to public criticism, his treatment of his four wives has repeatedly pushed fans to the edge. Social media forums light up after each episode, filled with outrage, memes, and […]

Are you thinking about buying a house? It can be hard to decide whether to buy a house now or wait until all your financing options are in order. In this post, you will learn when is the best time to buy a house for your situation. Owning a home has always been considered a great and safe investment. Whether you are a first-time homebuyer or someone looking for their dream home, home-buying is a […]

Image Source: YouTube/Brooklyn and Bailey Brooklyn and Bailey McKnight, the charismatic twin sisters who took the digital world by storm, have turned their engaging online presence into substantial wealth. Initially gaining fame through appearances on their mother’s YouTube channel, these dynamic twins quickly carved out their own impressive path in the competitive landscape of digital content creation. What does all of this mean for Brooklyn and Bailey McKnight’s net worth? Continue reading to find out. […]

Image Source: YouTube/TLC Ethan Plath, known to viewers as one of the standout stars of TLC’s popular reality show “Welcome to Plathville,” has captivated audiences with his journey from sheltered farm life to reality TV prominence. Fans have closely followed Ethan’s struggles and successes, curious about his life beyond the family drama and emotional storylines. So, what is Ethan Plath’s net worth? Keep reading to find out. Early Life and Family Background Ethan Plath was […]

When trying to get out of debt and save, buying a new car can feel counterproductive. Yet, life throws curveballs, like outgrowing a car or a catastrophic breakdown, that will leave you looking for your next car. Buying a new car can feel like stepping onto a battlefield. There are prices to haggle over, tactics to navigate, and a lingering fear that you’ll leave the dealership with less money and more regret. Thankfully, you don’t […]