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I use a Solo 401k plan because it lets you contribute the most tax-deferred money for a modest amount of self-employed income. At the end of each year, I can more clearly estimate my total income for 2019 and thus my maximum contribution limits. There are several online calculators out there (try Dinkytown or BCM Advisors), although I would cross-check your answers to make sure they agree. Your Solo 401k contribution has two components: Employee […]

The post [Ep. 220] The Life-Changing Reason You Need Emergency Savings with Sharon Epperson appeared first on Jessica Moorhouse.

Bharat Bond ETF is an exchange-traded fund with a target maturity date that will invest in bonds of Central public sector enterprises (CPSEs), Central Public Sector Undertakings (CPSUs), Central Public Financial Institutions (CPFIs) and other Government organizations.  The NFO offer period is 12-20th Dec 2019. Since it has a mandate to its average portfolio credit rating close to AAA, a relevant question to ask is if Bharat Bond ETF is the solution to credit risk […]

Australia is currently experiencing unprecedented bushfires. Right now as I write this, there are 117 fires in our state (NSW) and many more in other states. We are quite safe here and theres no fires in our immediate area, the closest are about 45 minutes away and being controlled, but the air pollution has been the highest ever over the last 48 hours, over 200 at the moment. Yesterday

This post generates so much hate, I can’t even begin to tell you – Why I plan on not leaving an inheritance to my children. […]

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Parkinson’s law, made famous by Cyril Northcote Parkinson, states that “work expands so as to fill the time available for its completion.”  If something is to be done in a year, it will be done in a year.  If something is to be done in a week then it will be done in a week and so forth. Think back to when you were in school.  A teacher would give you an assignment that was due in 2 […]

I love DIY because I make it amusing. Design is fun, especially when you nail it. So is construction. Except when you nail your hand. Never mind. Drinking a beer after looking at a great space you created is fun too. Just don’t drink the beer beforehand or you’ll nail your hand even more. During construction, I love to leave easter eggs. Not real eggs, that would be gross. I’m talking about fun artifacts for […]

This post may contain affiliate links. Please view my disclosure policy for more information. Hi, everyone! It’s been about a month since I updated you all on our savings and property progress, so I figured I’d take a few minutes to share the pictures I took when we stopped by the house this past weekend. But first, I want to give you guys a quick savings update! You may recall that on September 1 of last year, we started […]

Steinbach Credit Union is Canada’s seventh-largest credit union and the largest credit union in Manitoba. Other popular credit unions in Manitoba are Assiniboine, Cambrian, Access, and Crosstown Civic Credit Unions. This review of Steinbach Credit Union covers the many financial products and services they provide to their members. Want to find out more about credit […] The post Steinbach Credit Union Review appeared first on Savvy New Canadians.

In this post I’ll discuss 8 of the best budgeting tools I’ve been able to uncover in my research. Three of these I’ve personally used. I hope I can help you decide which budgeting tool is best for you. I’ll be honest. I’m the weird guy that’s been attempting to do a budget since he got out of college. My system today looks so much different than before but I’ve just never been able to […]

Renting out your home for a couple of weeks a year is an easy side hustle and you can do it without paying any taxes. The post Rent Out Your Home Tax-Free appeared first on Cash Confident.

Going Server-less! Continue reading on Making of a Millionaire »

When you’re young, Mom’s the easiest person on your holiday list to “shop” for – she’s generally happy with whatever her kids give her. In fact, a handmade card or beaded necklace warms a mother’s heart like nothing else. Some of my most cherished possessions are those made by my son. But when you’re an […] 40 Best Christmas Gift Ideas for Mom (on Every Budget) is a post from Money Crashers.