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People often think that hustle culture is only for men, and they couldn’t be more wrong. If you’re looking for side hustles for women, you’ve come to the right place! The truth is that women still make $0.83 for every $1 a man makes. The gender pay gap is real, and it can lead to smaller paychecks or the need to have a side hustle to add to that income.  There are many jobs you […]

Side hustles ideal for night owls cater to individuals who thrive during late hours and prefer working during the night. These opportunities offer flexibility and accommodate non-traditional sleep schedules, allowing night owls to maximize their productivity during their peak hours. 1. Freelance Writing Writing is a solitary task, best done in quiet times. Night owls … Read more

Most families don’t fall behind financially because they’re careless or uninformed. They fall behind because money decisions are often made reactively, in the margins of busy lives, without a clear system guiding them. Over time, even strong incomes can feel strangely fragile when progress depends on constant effort rather than structure. Some households take a … Read more

Don’t toss that old junk – sell it! The internet offers tons of options for making money off stuff you no longer need. But it … Read more

One of the most confusing things I hear from doctors goes something like this. We’re working hard. We’re earning a solid income. On paper, things look fine. And yet, money still doesn’t feel easy. It’s not that we’re broke, and it’s not that things are falling apart. It’s more subtle than that. There’s a constant awareness in the background, a sense that everything works as long as we keep going at the same pace. Slow […]

Elon Musk’s claim that saving for retirement may soon be pointless didn’t come out of nowhere. It’s the latest chapter in a nearly decade-long argument he has been making about artificial intelligence, automation, and the end of scarcity; an idea he has repeated across podcasts, conferences, and social media over the years. Read the rest

                                                      The month of December 2025 is another month of dividend income landing in my accounts.  Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, […]

Making money as a teen does not mean giving up school, fun, or free time, it simply means learning how to use your time, skills, and energy in a smart way. Earning your own money can boost your confidence, teaches you responsibility, and helps you understand the value of hard work at an early age. […]

Welcome to another monthly dividend income update. I always enjoy writing the December dividend income update because it gives me a chance to not only show how we did for the last month of the … Read more

Ten years of income reports. Ten years of transparency. These reports have evolved over time. A few years ago, I used to do them and the end of the year. However, there was also a few pennies that came in after I wrote the report, so I needed to do them in the beginning of the year. Here are the previous nine income reports: 2024 End of Year Side Income Report 2023 End of Year […]

If you have ever felt the crunch of unexpected expenses or the frustration of watching your business or personal finances stagnate, you’re not alone. The core of financial health revolves around cash flow—the essential lifeblood…

Tweet I love all waste And solitary places; where we taste The pleasure of believing what we see Is boundless as we wish our souls to be. Percy Bysshe Shelley, Julian and Maddalo Twice a year I prepare a summary of total income from my financial independence portfolio. This is my nineteenth portfolio income update since starting this record. As part of the transparency and accountability of this journey, I regularly report this income. As […]

Unlocking the secrets of the cash flow statement is essential for anyone seeking to master their finances and make smarter business decisions. In this comprehensive guide, you will discover the 9 Essential Cash Flow Statement…