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Here’s my monthly survey of the best interest rates on cash as of September 2026, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of idle cash, and you can often earn more interest while keeping the same level of safety by moving to another FDIC-insured bank or NCUA-insured credit union. Check out my Ultimate Rate-Chaser Calculator to see how much extra interest you could earn from switching. Rates listed are […]
When a side hustle is new, most people use whatever is already open. Client emails go to a personal inbox. Files land on the desktop. Video calls happen in the same browser used for school messages, online shopping, and everything else. There is not much to organize yet, so setting up a separate work system […] The post Before your first client arrives, give your side hustle its own digital space appeared first on Wealthysinglemommy.com.
The IRS and Treasury Department are proposing new rules for allocating deductions when certain U.S. companies calculate foreign tax credits and deductions connected to foreign-derived income. DK_STUDIO29/Shutterstock U.S. companies doing business overseas could face updated rules for calculating important international tax deductions and foreign tax credits under a new proposal from the Internal Revenue Service and Treasury Department. The proposed regulations, published September 11, are intended to implement international tax changes Congress enacted in the […]
As the world becomes more voice‑driven, people are finding remarkable ways to turn their vocal talent into real income. From creative side hustles to full‑blown careers, individuals are using their voices to build profitable opportunities in ways that didn’t exist just a few years ago. This growing shift shows just how powerful and lucrative the … Read more
Every dollar you contribute to a traditional 401k or deductible IRA lowers your taxable income for the current year. At a 22% marginal rate, a $5,000 IRA contribution saves you $1,100 in federal taxes today. The tax break is immediate, and the investing benefits compound from there. Source
The month of August 2026 is another month of dividend income landing in my accounts. Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist […]
Hey Everyone! I just realized it’s been 30 years since I moved to Portland. Wow, that feels like a lifetime ago. In 1996, I graduated from UCSB and moved up to Portland to start a job at Intel. It was a golden era for us (me and Intel). The internet was ramping up, and it was a great time to be a young engineer. All my college friends were able to secure jobs relatively easily. Ahh, what I would give to be 22 again! Life was so much fun when I was young. It’s a very different story in the age of AI. The job market for recent college grads seems much tighter and more competitive than ever. My son doesn’t even want to study Computer Science because he heard it’s so difficult to get an entry-level position. The cost of living is also far higher today than it was in 1996. My first apartment cost just $550 a month. I could comfortably afford a one-bedroom apartment on my RCG salary. Even so, because I grew up without much money, I remained frugal. I lived alone for only one year before taking on roommates again to save money. Today, I’m sharing our 30-year house hacking journey because it is officially coming to an end. Here’s how life changed over three decades. The Timeline 1996: I signed a lease and lived by myself for a year in Beaverton, close to the Intel campus. After sharing a bedroom throughout college to save money, I was tired of roommates and wanted more privacy. 1997: Suburban life turned out to be extremely boring for my younger self. I made a lot of friends and decided to move into a two-bedroom apartment in NW Portland with a roommate. That neighborhood was awesome back in the 90s. It was packed with great eateries and cool shops. We lived in an ideal spot to meet up with friends before hitting town on the weekends. My old apartment building, The Envoy. I think we paid $850 for a 2-bedroom apartment, $425 each. I loved it. Our apartment had hardwood floors, old-timey central boiler radiators (free heat in the winter), and a little office. In retrospect, we should have taken the 3-bedroom penthouse and gotten another roommate. That would have been amazing. 1999: After college, Mrs. RB40 joined the Peace Corps and went to Uzbekistan for almost three years. When she returned, she visited me in Portland, and we decided to get back together. We moved into a one-bedroom apartment downtown and got married shortly after. All my friends thought I got her pregnant, but that wasn’t it. We just decided we were better off together. 2000: We purchased a 3-bed/2-bath house in Hillsboro to be closer to my work. I figured my bachelor days were over, so I might as well have a shorter commute. The master suite was on the first floor, and there were two bedrooms
Taxes are a funny thing. No one likes paying them. Everyone does their best to minimize them when possible. A dollar saved on taxes feels multiple times better than a dollar earned from a paycheck. People hate paying taxes even more than they enjoy making money. Yet when investing, paying taxes means you’ve won the game. Something you bought went up in price, giving you gains and enabling the government to take its…
How to Have a Successful Nail Business If you have ever considered a nail, beauty or any side hustle, this interview is for you! Laura Wattie and Rebekah Drew, co-founders of LA-BEK. Mornington, Victoria share incredile advice and experience. What is your side hustle? We’re LA-BEK, an Australian gel nail wrap brand. We sell salon-style […] The post Side Hustle and Business Tips from LA-BEK appeared first on The Thrifty Issue.
Every month since 2017, I have written an article about the slow and steady growth of our passive income. Several years ago, I added some of my annual goals (New Year’s Resolutions) in a separate article. In the last couple of years, I’ve combined them into one monthly post. I often use this space to look back over the last month and highlight what’s been going on with the family. The big event for us […]
Save, invest, prosper with My Own Advisor. August 2026 Dividend Income Update Hi Readers, Welcome to our August 2026 Dividend Income Update! For established readers (and any new readers that recently joined my free newsletter here (thanks folks!)), this is our monthly update to share how we are earning and now spending our annual dividend and distribution income in early retirement… Our… Early retiree thanks to DIY investing in stocks and ETFs. The article August […]
My Mari Credit Card review. Why a no-annual-fee, 0% FX card with 1.5% cashback is the ideal first card even if you have no income, how the S$500 no-income route works, and where it falls short. The post Mari Credit Card Review (2026): The Best First Card Without $30k Income Requirement appeared first on Turtle Investor.
Looking for new bank promotions in Canada? Here are some of the Canadian bank account promos available and their caveats! Some of these new account bank promotions come on more regularly than others. For example, the iPad promotion from the Royal Bank of Canada (RBC) … Read moreCanadian New Bank Account Promotions September 2026 (FREE iPad or $400 Cash) The post Canadian New Bank Account Promotions September 2026 (FREE iPad or $400 Cash) appeared first […]