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The right song can completely change your mindset. Whether you’re building a business, growing a side hustle, looking for a new job, or working toward a financial goal, motivation can be hard to find some days. That’s one reason music has always been a part of my routine. I’ve listened to many of these…
Is travel blogging dead, or just evolving? That’s the question I asked Michelle Jensen, creator of Travel Her Story, on a recent episode of The Thought Card Podcast. After 14 years in TV and tech, Michelle now runs a profitable travel blog, visiting 35+ countries on a budget and consistently earning at least $2,000 a […] The post How to Make Money as a Travel Blogger: How Michelle Jensen Makes $2,000/Month appeared first on The […]
Making money while you sleep has a beautiful ring to it. Earning passive income provides the opportunity to do just that. Today’s profitable passive income ideas will help you brainstorm your next money-making venture. What Is Passive Income? Passive income is defined as income that requires minimal effort—or perhaps even zero effort—to earn. Passive income typically enables your money to work for you. It’s a “work smarter, not harder” situation. We can compare it against active income, where your effort is 100% correlated to your income. The best passive income takes the least effort. But today, we will consider many popular passive income ideas that will earn you money, whether you want to pay off a student loan, dig out of credit card debt, or put together a retirement plan. As long as it requires little passive activity, it could be a decent passive income stream. Those who achieve financial independence will tell you that passive income streams are the key to success. The problem is that most supposed passive income ideas that you’ll find are not passive at all. A second job, for example, isn’t passive. Since you’re already busy with your everyday life, you want to find passive income that truly works while you sleep, or play, or socialize, or whatever you want to be doing with your time. Most income sources require you to put in a LOT of work. But that completely negates the idea of “passive” income. Do you want to make passive income? You will need to invest in an asset that produces passive income for you. Since you’re not committing time to earn this passive income, you’ll need to commit another resource (e.g., money). Unless you are receiving money the old-fashioned way (inheriting it), there’s no such thing as a free lunch. The good news is that you don’t need a pile of cash to start your passive income stream. If you already have an asset that you are not fully utilizing, that can serve as your investment. We’ll get to how that works shortly. For now, let’s talk about a few passive income strategies. Stop letting your money stagnate in a bank account and lose its spending power. Some of these next passive income ideas will get you ready to invest in your future. Passive income means you want to start valuing your time and your money. Truly Passive Income Ideas These first ideas—which we call “truly” passive—require a one-time investment upfront and zero future effort. There’s no upkeep, no fuss, no muss. These are some of the easiest passive income ideas that you could implement. 1. Alternative Assets Alternative assets, or alternative investments, are much talked about these days. The volatility of the markets and extremely low-interest rates for the foreseeable future have many people looking for alternative options. There are many types of alternative investments. Some of the more popular offerings are hedge funds, private equity, crowdfunded real estate investments, and commodities like wine or geeky collectibles. Pro: Alternative investments
Many taxpayers have traditionally followed one of two approaches when receiving gifts from specified relatives such as parents, spouse, children, siblings, or certain lineal ascendants and descendants. One school of thought has been that such gifts need not be reported in the income-tax return at all, since they are specifically exempt from tax under the… The post Gifts from relatives can no longer be reported as exempt income in the ITR: Here is why appeared […]
In this episode, I sit back down with Cody Berman, entrepreneur, real estate investor, and author of the book Retire by 30. Cody first came on the podcast in 2018 at 22 years old. By 25, he had reached financial independence through scalable online businesses, strategic real estate, and intentional spending. He quit a corporate banking job after seven months, tried over 30 side hustles, and grew his income from $96K to over $400K in […]
Weekend part time jobs can be a helpful way for people to earn extra money while still having enough free time during weekdays for school, studies, or other responsibilities that take most of their time during the week. Many people look for weekend work because it usually fits better into busy schedules and can help […]
Your student loan payment hit your bank account again. It was more than your car payment, more than your grocery bill, and somehow it still barely dented the principal. You did the math on the standard 10-year plan and realized the monthly payment just doesn’t fit your life right now. That is exactly what income-driven repayment was designed for. Here is what it actually is, how it works in 2026, and how to decide whether […]
Making money online as a 14 year old can feel exciting because the internet now gives teenagers many different ways to earn extra money while staying at home and using skills they already have. You can use your phone, laptop, or tablet to create content, help people online, or even sell things without needing a […]
Our monthly Singapore expense report for February 2026. Chinese New Year spiked our Family bucket 952% while passive income ran light, tipping the month into its first shortfall. As always: track everything, watch the trailing 12-month average, ignore single months. The post FIRE Trial Expense Report — February 2026: Chinese New Year Met A Low Income Month appeared first on Turtle Investor.
Investing in the right blogging courses — and then actually doing the work — can completely change your financial life. I know, because it changed mine. I started this blog in 2015. For the first year, I made basically nothing because I was guessing at everything. Then I started investing in courses, and something clicked. … Read more
How much cash is too much cash? With the stock market at highs, there is a very strong temptation to keep cash “on the sidelines” for the right time to invest. I believe, in the long run, investing now is better than investing later. The massive risk of waiting on the sidelines is that you never get off the sidelines. And when you don’t, your cash suffers. Table of ContentsInflation erodes purchasing powerProductive assets often beat inflationCash is tempting to spendForever sitting on the sidelinesHow much cash do I need? Inflation erodes purchasing power Inflation is always eating away at your purchasing power. Every year, the amount you can buy with a dollar gets less and less. Inflation is also uneven, hitting some areas more so than others. And we’ve felt it very acutely the last few years, especially at the supermarket and at the gas pump. Putting cash in a high yield savings account can limit some of the damage. You get 3-4% interest, pay income taxes on it, and are left with an amount that, in normal years, is probably slightly below the expected rate of inflation. High yield savings accounts, and other inflation pegged instruments like TIPS, only slows the erosion. That’s the cost of liquidity. That’s acceptable for emergency funds and short term goals, where you want that liquidity. It’s unacceptable for cash you won’t use for decades. And if you need to put money in a safe place, consider inflation pegged instruments like TIPS or at the very least get a certificate of deposit. I like checking CD Valet for the best rates since they aggregate them from thousands of banks. Don’t let it languish in cash! Productive assets often beat inflation The appeal of investing is that by taking on additional risk with productive assets, you get the opportunity get returns that exceed inflation. The stock market is volatile, so in the short term it may go up or down, but in the long run it crushes inflation. And that’s the point. When you don’t invest your cash, you lose out on a lot of gains. The opportunity cost is enormous. $100,000 appreciating at 7% a year will double in a little over 10 years. It does nothing if it remains as cash. Cash is tempting to spend This will depend on your temperament and how your finances are structured, but some find a big slug of cash sitting in an account to be dangerous. It’s just very tempting to spend it. If it isn’t already earmarked for something, life has a funny way of whittling away at large balances. If this describes you, it’s even more important for you to put that money to work because otherwise it will leak. Forever sitting on the sidelines For those folks who believe they simply sitting on the sidelines and waiting for a “good opportunity,” that’s laudable but how often does that waiting last far longer than you expect? One week becomes one month becomes
If you can read Amazon reviews, you can make money! When a buyer complains that a meal planner “has no grocery list,”… The post How I Use Amazon’s Worst Reviews to Make Money appeared first on MoneyPantry.com.
This month marked an exciting month for me. We’ll see how long it lasts, the bull market surely has to end sometime, right? Anyway, my portfolio doubled from February 2023. I can’t track my portfolio returns well in Wealthica anymore because I have switched accounts … Read moreMay 2026 Dividend Income Update The post May 2026 Dividend Income Update appeared first on Genymoney.ca.