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Need more money? You’re not the only one trying to pay down debt faster, build a cushion for emergencies, keep up with the rising cost of living, or just want a little more breathing room in your monthly budget. Extra income can make a real difference. The good news is you don’t need a business degree or a big upfront investment to start. Some of these ideas take a weekend to set up; others build slowly over months, but all are realistic starting points for 2026. Sell Items You No Longer Use Facebook Marketplace, Poshmark, and local buy-sell groups make it easier than ever to turn clutter into cash. Start with anything sitting untouched in a closet or garage. Read This Next: Where To Sell Used Items for Cash Freelance Writing If you can write clearly, businesses and blogs are always looking for content. Sites like Upwork and Fiverr are a starting point, but pitching directly to small businesses often pays better. Read This Next: 14 Sure-Fire Ways To Get Freelance Writing Jobs for Beginners Virtual Assistant Work Entrepreneurs and small business owners need help with email, scheduling, and admin tasks. This is flexible, remote work that fits around another job or family schedule. Tutoring If you’re strong in a subject, whether it’s math, a foreign language, or test prep, tutoring can be done in person or online through platforms built specifically for connecting tutors with students. Pet Sitting or Dog Walking Apps like Rover connect pet owners with sitters and walkers in their area. It’s flexible, doesn’t require special equipment, and pays well in most cities. Rent Out a Spare Room If you have extra space, short-term rental platforms can turn it into steady income, especially in areas near tourist attractions or event venues. Deliver Groceries or Food Apps like Instacart and DoorDash let you set your own hours and get paid weekly or even same-day in some cases. Start a Blog It takes time to build traffic, but a blog in a niche you know well can eventually generate income through ads, affiliate links, and digital products. Think of it as a long-term project rather than fast cash. Sell Printables or Digital Products Planners, worksheets, and templates sell well on Etsy and require no shipping or inventory once they’re created. Become a Proofreader or Editor If grammar and detail come naturally to you, freelance proofreading for businesses, students, or authors can be done entirely from home. Drive for a Rideshare Service Uber and Lyft remain a flexible option if you have a reliable car and some free hours during peak demand times like evenings and weekends. Take Online Surveys This won’t replace a paycheck, but sites like Swagbucks and Survey Junkie can add a modest amount of extra cash for time spent during downtime. Start with these surveys: 13 Ways To Earn Money From Paid Surveys At Home and Online Flip Furniture or Thrift Finds Buying secondhand furniture, cleaning or refinishing it, and reselling it can be
A $100,000 cash balance can provide valuable financial security, but keeping every dollar in one place may expose long-term savings to inflation, opportunity costs, and concentration risk – Shutterstock A six-figure cash balance can feel like the financial equivalent of a fortress. The money sits there, untouched, ready for an emergency, a house purchase, a business opportunity, or simply the next expensive thing life decides to throw through the window. But once cash reaches $100,000, […]
A strong salary can still leave retirement feeling distant when lifestyle costs, debt and inconsistent saving consume too much income. A clear retirement target can help turn a vague worry into practical next steps – Shutterstock A good salary at 50 can create a strange, troubling financial illusion. The paycheck looks healthy, the mortgage may finally feel manageable, and retirement still sits somewhere in the distance like a destination that keeps moving every time the […]
As an ETF investor, what do you value more: risk or returns? Your investment priorities will determine which fund you favor in a DGRO vs. SCHD toss-up. This article compares DGRO and SCHD, two exchange-traded funds (ETFs) that can be great additions to your investment portfolio. These two ETFs can be a viable source of passive and steady income as they attempt to replicate the market investment returns of the dependable indexes. As a long-term […]
EDITOR’S NOTE: As the student loan landscape changes, half or more of a student’s loans might need to be private loans. WCI can help and start you down the road to financial literacy at the same time. If you use a WCI-recommended private student loan partner to secure your private loans, you’ll get cash back AND the student version of our signature course, Fire Your Financial Advisor. Check out our student loan providers, and get […]
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Gift cards can be great gifts, but only when they’re for stores or restaurants you actually use. We’ve probably all received a gift card that ended up sitting in a drawer because we had no plans to use it. Instead of letting an unwanted gift card collect dust, you may be able to…
If you’ve searched some version of “does passive income actually exist,” you’re not being naive. You’re being appropriately skeptical. Someone I had just met said it more bluntly at a friend’s house recently. He told me flat out he didn’t believe passive income exists. His reasoning: “It’s a fantasy. The idea that you can do nothing and get paid.” He’s not wrong about the thing he’s describing. He’s just describing the wrong thing. This distinction […]
Every month since 2017, I have written an article that shows the growth of our passive income. Over the last couple of years, I’ve added some of my annual goals (New Year’s Resolutions). This is usually where I add some personal stuff. My wife was on work travel for two weeks, so my time was focused on being able to get the kids to camps, karate, etc. while managing the busiest month of dog boarding […]
Here’s my monthly survey of the best interest rates on cash as of August 2026, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of idle cash, and you can often earn more interest while keeping the same level of safety by moving to another FDIC-insured bank or NCUA-insured credit union. Check out my Ultimate Rate-Chaser Calculator to see how much extra interest you could earn from switching. Rates listed are […]
I don’t know about you but I breathed a sigh of relief when the cash-like asset rules for stocks and shares ISAs were announced. They were nowhere near as bad as I feared. Money market funds (MMFs) are the only investment HMRC has defined as a cash-like asset. .memberful-global-teaser-content p:last-child{ -webkit-mask-image: linear-gradient(180deg, #000 0%, transparent); mask-image: linear-gradient(180deg, #000 0%, transparent); } This article can be read by selected Monevator members. Please see our membership plans […]
This one is a doozy. As you may have heard, Telus cut their dividend by about 55%. This was a big one for the portfolio and my annual dividend income dropped by about $1200. It will take quite a lot more money invested to make … Read moreJuly 2026 Dividend Income Update The post July 2026 Dividend Income Update appeared first on Genymoney.ca.
The month of July 2026 is another month of dividend income landing in my accounts. Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of […]