Looking for new bank promotions in Canada?  Here are some of the Canadian bank account promos available and their caveats!  Some of these new account bank promotions come on more regularly than others.  For example, the iPad promotion from the Royal Bank of Canada (RBC) … Read moreCanadian New Bank Account Promotions Feb 2026 (FREE iPad or $400 Cash) The post Canadian New Bank Account Promotions Feb 2026 (FREE iPad or $400 Cash) appeared first […]

Interested in learning how to create passive income? Let me guess how this usually goes. You’re scrolling Instagram at night, half-watching Netflix, half-thinking about tomorrow’s to-do list, when someone pops up saying they made $8,432 in passive income this month… while “working two hours a week.” You squint at the screen. Your brain immediately fires back: I know this script well because I ran it on repeat for years. And here’s the uncomfortable truth I […]

Save, invest, prosper with My Own Advisor. January 2026 Dividend Income Update Well hello – welcome to my first update for 2026 – our January 2026 Dividend Income Update.  For new and established readers here at My Own Advisor, like years past, this is our monthly update to share how we are progressing with our hybrid portfolio – a structure that was established… Join the million dollar portfolio journey. The article January 2026 Dividend Income Update […]

The Short Version: AI is already cutting entry-level and mid-level knowledge jobs. A Harvard study found a 22% reduction in entry-level postings at companies using AI. Some careers are more exposed than others. The jobs that survive require human judgment, relationships, or physical presence. Real estate offers two paths to protect yourself: building an active business AI can’t replace, or investing passively for income that doesn’t depend on your employer. The more income streams you have outside your job, the less any single disruption can hurt you. A Harvard study from late last year found a 22% reduction in entry-level job postings at companies that have adopted AI. But senior-level roles? Almost no change. This probably doesn’t surprise you. We’ve all watched it happen in real time. Law firms don’t need as many paralegals when AI can do legal research in seconds. Marketing departments don’t need as many junior copywriters when ChatGPT can crank out first drafts. Customer service teams are shrinking as chatbots get better at handling routine inquiries. The pattern is clear: AI is eating entry-level and mid-level knowledge work. The jobs that require human judgment, relationship-building, and physical presence are (for now) safer. But “for now” isn’t a retirement plan. Ray Dalio made a point recently that stuck with me. He argued that the bottom 60% of Americans are becoming dangerously dependent on the top 1% who produce most of the wealth. And in a knowledge economy where productivity increasingly depends on your ability to leverage AI, those who can’t adapt risk getting left behind entirely. I’m not here to fear-monger. But I do think it’s worth asking: What happens to your income if your job gets automated? Or downsized? Or restructured into something unrecognizable? The answer, for a lot of people, is real estate. Why Real Estate Is AI-Proof (Or At Least AI-Resistant) There are two ways real estate can protect you from economic disruption. The first is active: starting a real estate business. The second is passive: building income streams that don’t depend on you showing up. Let’s start with the active side. Active Real Estate Businesses AI Can’t Replace If you’re worried about job security and you’ve got some hustle in you, real estate offers several paths to entrepreneurship that AI simply can’t take over. Not because AI isn’t useful in these businesses… it absolutely is. But because these businesses require things AI can’t do: physical presence, human relationships, judgment calls, and the ability to manage chaos. House flipping is the classic example. Think about what’s actually involved. You have to find distressed sellers, often through direct mail or driving for dollars. You meet with them in person, sometimes in difficult emotional situations… foreclosure, divorce, death in the family. These are human conversations that require empathy and trust-building. Then you’re physically walking properties, assessing repairs, estimating costs. You’re pulling permits, hiring contractors, managing timelines. Anyone who’s worked with contractors knows this is a full-contact sport.

As I’ve mentioned before, I recently started getting into applying for credit cards not for the purpose of travel hacking, but for the purpose of cash back hacking, on big, expected purchases. I applied for my first 10% cash back credit cards in Canada (the … Read more10% Cash Back Credit Cards in Canada The post 10% Cash Back Credit Cards in Canada appeared first on Genymoney.ca.

Most retirement income plans don’t fail because the math was wrong. They failed because the plan depended on assumptions that no longer felt reliable once retirement began. While this may be the norm, a more durable approach to retirement income planning is to shift away from assumption-based projections and instead think in terms of a balance sheet, evaluating your assets and liabilities.  Viewed this way, retirement planning is less about forecasting returns and more about […]

While owning a car is helpful in many ways, the endless gas and maintenance costs can be a pain in the butt! What if I told you that it is possible to make money online without ever needing a car? Thanks to the internet, working from home has become the norm, mutually helping companies and… Read More The post 10 Best Ways to Make Money Without a Car (Realistic Jobs That Actually Pay) appeared first […]

80+ side hustles you can do this year to make more money around your lifestyle. The post 80+ Side Hustles for 2026 appeared first on The Thrifty Issue.