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Here’s my monthly survey of the best interest rates on cash as of August 2026, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of idle cash, and you can often earn more interest while keeping the same level of safety by moving to another FDIC-insured bank or NCUA-insured credit union. Check out my Ultimate Rate-Chaser Calculator to see how much extra interest you could earn from switching. Rates listed are […]
You don’t need to buy anything new to make extra money this month. Open the closet, pull out five things from this list, and start listing. It adds up faster than you’d think. Your closet isn’t just storage; it’s a stash of cash you haven’t collected yet. Between clothes you never wear and gear you forgot you owned, most closets hide a few hundred dollars’ worth of stuff that someone else would gladly pay for. Here are 10 things worth pulling out and listing today! Related: Where To Sell Used Items for Cash 1. Clothes You Don’t Wear Anymore Shirts, pants, and dresses that haven’t seen daylight in a year are just taking up hanger space. Snap a few clear photos, write an honest description, and list them on eBay, Poshmark, or a local buy-and-sell group. Someone out there is actively looking for exactly what you’re ready to let go of. 2. Shoes Gently worn or even brand new shoes still sitting in their box can sell fast. Give them a quick clean before you photograph them, since buyers pay attention to condition. Platforms like Poshmark and local resale groups are an easy place to start. 3. Purses and Handbags Designer or barely-used purses tend to hold their value well, especially if you still have the original packaging or authenticity cards. A bag you haven’t carried in months could be worth more than you’d expect to the right buyer. 4. Sports Equipment Outgrown skates, old tennis rackets, or gear from a sport you tried once and abandoned are all sitting there doing nothing. Someone just starting that same hobby would rather buy it secondhand than pay full retail. 5. Board Games Games in good condition, especially ones that are still in print or considered collectible, sell well to game enthusiasts. Check that all the pieces are there before you list them, since a complete set is worth more. 6. Video Games and Consoles Old consoles and games you’ve stopped playing can bring in real money, particularly rare or classic titles. Gaming-specific resale platforms tend to get you a better price than a general marketplace. 7. Old Cell Phones A phone that’s been replaced doesn’t have to sit in a drawer collecting dust. Wipe it, unlock it if needed, and list it as a budget-friendly option for someone who doesn’t need the newest model. 8. Musical Instruments An instrument you or your kids stopped playing can still be valuable to someone learning. Guitars, keyboards, and even smaller accessories like cases and stands are worth listing rather than storing. 9. Baby Items Strollers, carriers, and gently used baby clothes are always in demand from parents looking to save money. Bundle similar items together to make your listing more appealing and save buyers a step. 10. College Textbooks Textbooks lose value fast once a new edition comes out, so the best time to sell is right after your semester ends. List them where students are already looking, and you’ll turn a
You just watched someone stuff hundred dollar bills into labeled envelopes on video, and it looked strangely satisfying. Then you wondered if physical cash could fix spending habits that apps and spreadsheets never touched. Envelope budgeting is not new, and it is not just a trend. Here is what it actually means, how cash stuffing fits in, and whether either method can work for your real budget. This article explains what envelope budgeting is, how […]
I don’t know about you but I breathed a sigh of relief when the cash-like asset rules for stocks and shares ISAs were announced. They were nowhere near as bad as I feared. Money market funds (MMFs) are the only investment HMRC has defined as a cash-like asset. .memberful-global-teaser-content p:last-child{ -webkit-mask-image: linear-gradient(180deg, #000 0%, transparent); mask-image: linear-gradient(180deg, #000 0%, transparent); } This article can be read by selected Monevator members. Please see our membership plans […]
This one is a doozy. As you may have heard, Telus cut their dividend by about 55%. This was a big one for the portfolio and my annual dividend income dropped by about $1200. It will take quite a lot more money invested to make … Read moreJuly 2026 Dividend Income Update The post July 2026 Dividend Income Update appeared first on Genymoney.ca.
The month of July 2026 is another month of dividend income landing in my accounts. Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of […]
Looking for new bank promotions in Canada? Here are some of the Canadian bank account promos available and their caveats! Some of these new account bank promotions come on more regularly than others. For example, the iPad promotion from the Royal Bank of Canada (RBC) … Read moreCanadian New Bank Account Promotions August 2026 (FREE iPad or $400 Cash) The post Canadian New Bank Account Promotions August 2026 (FREE iPad or $400 Cash) appeared first […]
Yes, you can absolutely start a blog for free and make money. I know because that’s exactly how I got started. I… The post How to Start a Blog for Free & Make Money in 2026 (My $0 to $3M+ Journey) appeared first on MoneyPantry.com.
Kids outgrow clothes faster than you can say “laundry day.” One moment you’re trimming tags off a brand-new romper, and the next, it’s riding up like it shrank in the dryer – except it didn’t. But that won’t stop us from buying more – and honestly, it shouldn’t. On the contrary, if you’ve got closets… Read More The post 10 Best Places to Sell Kids Clothes for Extra Cash appeared first on FinSavvy Panda.
By Deborah W. Ellis, CFP®, MBA, CRPC® Deborah W. Ellis is the founder of Ellis Wealth Planning, a fee-only fiduciary financial planning firm. An investor, author, and speaker, she helps individuals and families better understand their finances, navigate important life transitions, and make informed decisions about wealth, retirement, and legacy. Connect with Deborah on LinkedIn […] The post Financial Leverage vs. Debt: How to Make Money Work for You, Not Against You appeared first on […]
Below, find a Dividend Income Calculator that projects the dividend income on a US-listed stock, ETF, or mutual fund. Model reinvestment or cash payouts, monthly contributions, estimated dividend taxes and inflation, and set a monthly income goal for that security to project a target date. Dividend income calculator Interactive Content Here: Visit on DQYDJ to view. Using the calculator Enter a stock, ETF, CEF, ADR, or mutual fund ticker and the parameters of your scenario, […]
This is not personalized financial advice, nor is it a get-rick-quick scheme. It’s a roadmap. If you follow these steps and stay consistent, then you’ll create a cash machine that can supplement and/or eventually replace your paycheque. The more money you invest on the front end, the sooner you’ll be able to support your lifestyle … Continue reading “Build a reliable cash machine.” The post Build a reliable cash machine. appeared first on Millionaire on […]
Human services careers can be a little like being part coach, part problem-solver, and part calm person in the storm. If you want work that helps people and still pays the bills, this field is worth a closer look. Some roles start modestly, but others offer solid income as you gain training and experience. The trick is knowing where the better-paying paths are and what daily life in those jobs actually feels like before you […]