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Image Source: Shutterstock Every January, millions of Americans receive a cost-of-living adjustment (COLA) to their Social Security or disability benefits. While that extra money is meant to help with inflation, it can quietly push recipients over the income limits for key assistance programs. From food stamps to Medicaid, these programs update their income thresholds annually, but few people realize just how much those numbers shift. Missing the memo can mean losing benefits you’ve relied on […]

Image Source: Shutterstock As we move through a particularly cold January 2026, many retirees are finding that their winter utility bills are higher than ever. With residential electricity prices now projected to hit 18 cents per kWh—continuing a trend of outpacing general inflation—the “energy burden” on those with a set monthly check is becoming a primary financial concern. Unlike other expenses you can easily cut, heating and cooling are necessities. However, fixed-income households across the […]

Looking for a creative side hustle that generates $15,000 each month to boost your income? These side hustles offer financial freedom, help you reach your financial goals faster, and provide a safety net in case of job loss or unexpected expenses. By tapping into creative side hustles, you can significantly improve your financial stability and … Read more

A how to make money as a teenager list to get your teenager earning money and learning how to manage it. Does your teenager have their eyes set on earning extra cash? Great – send them to this list of ways for teens to make money. It’s up to date and has specific pro tips throughout. I’ve also categorized them by online cash earning opportunities (we’ll start here) and then move to IRL (in real […]

Discovering the best passive income investments can be the key to unlocking true financial freedom and creating streams of wealth that support your goals both now and in the future. Whether you’re looking to supplement…

Image source: shutterstock.com On paper, two paychecks should buy more ease: faster savings, fewer money fights, and the ability to outsource the annoying stuff. In real life, many couples end the week feeling burned out anyway, and the confusion can feel almost worse than the fatigue. The schedule stays packed, the home tasks expand to fill the gaps, and “free time” turns into a recovery block instead of actual living. Add constant alerts, flexible work […]

  In 2026, more people than ever are turning side hustles into meaningful income streams instead of just weekend projects. In fact, a recent Bankrate survey found that more than one-third of Americans report earning extra money from side hustles, with the average side hustler bringing in nearly $891 per month. With new tools like…

Are you searching for actionable passive income ideas to boost your earnings fast? Unlocking new sources of passive income can significantly accelerate your path to financial freedom, reduce financial stress, and offer greater flexibility in…

CDC vouchers are great, but the digital process is a headache for seniors. Here’s my simple solution: I give my parents cash and take over their vouchers. Plus, what I actually buy with $6,800 in CDC and SG60 vouchers. The post How I Turn My Parents’ CDC Vouchers Into Cash For Them (And What I Do With $6,800 In Vouchers) appeared first on Turtle Investor.

Save, invest, prosper with My Own Advisor. December 2025 Dividend Income Update Hey Everyone! Welcome to my final update for 2025 – our December 2025 Dividend Income Update.  Welcome to a new investing year, with some new risks to manage and just as importantly, a new way to report these updates with some extra information and context to share with all subscribers.… Join the million dollar portfolio journey. The article December 2025 Dividend Income Update […]

Activation reminder for 2026 1st Quarter. The credit cards below offer 5% cash back and up on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year without changing your spending habits. You can also buy gift cards for other retailers at places like Grocery Stores and Home Improvement stores with 5% back now but spend the gift cards […]