I don’t often consider the past to be the “be-all and end-all” of everything. But there are some great things we can learn from the … Read More 7 Frugal Living Tips From the Past That We Should Consider Bringing Back

Financial success is not just about pinching pennies or denying yourself simple pleasures. It’s about finding a sustainable approach to money management that supports your long-term goals. In addition, achieving financial well-being doesn’t necessarily mean adopting an overly-frugal lifestyle. According to a popular internet forum, these financial tips don’t require being overly frugal. 1. Save Your Raise Image Credit: Shutterstock. One of the most effective financial hacks is to save your raise. It is challenging […]

Americans are in love with Costco. However, as wonderful as the wholesale chain is, not every purchase should be made there. Knowing what to buy (and what not to buy) at Costco will continue the love affair and save you money as well.  Fresh Produce Image Credit: Shutterstock. Even when stored properly, fresh fruits and vegetables have a short shelf life. Buying produce in bulk is not a great idea unless you are cooking for […]

It’s the last day of the first month of 2025. I completed my first No Spend Month of the calendar year without going over my “budget” although it didn’t get spent the way I had planned. Instead of groceries, I purchase meds and flowers. I was so sick for the majority of the month, that the food I did have, well, it’s most all still here. That being said, despite being sick, this has been one of the most pleasant months I have had in a very long time. I had a lot of down time. I read a lot. I thought about what I want a lot. I slept a lot. And I didn’t have to worry about anyone else. The Plan I have decided to sell my house. But I have also decided to do the work that I need to do to sell it myself. This includes touch up paint through out and refinishing the hardwood floors. I will use a real estate agent. And my goal is to complete the work and be out of the house be the end of February. For now, my things will remain in storage here in Georgia. I will head to my parents while the house goes on the market. All of the realtors I have interview are confident based on market, comps, and condition of house that it should be under contract the first couple of weeks. If that’s the case, I will return from my parents before closing, complete the clearing of the house. And then decide where to go based on timing. If it’s not under contract in the 2-3 weeks I plan to be at my parents, I will re-evaluate the plan. Full transparency, I am still on the fence as to whether I am to stay here or go somewhere. I know the job market will be better elsewhere, there is no doubt about that. But the cost of living will be higher and the chances of me being able to afford to purchase again…iffy unless I get back into the corporate world. This plan is 100% taking a step in faith and asking God to direct my steps. I’ve been praying for several years for clear direction, and frankly, I do not have it. So rather than waiting on God to appear in a dream. Boy, wouldn’t that be nice. I am taking steps and praying he will guide them as he did with Paul and Barnabas in Acts. If the house doesn’t sell quickly and for the amount we are anticipating, I stay. If it does, I go. Just not sure where yet… Dogs I am down to two dogs, that will remain with me. I will share Opie’s story at a later date, but rest assured it’s a God story all the way through. (Jake will be moving to Texas with Gymnast next time I go.) Work I am working very hard to rebuild my reputation online as a digital marketing/technologist and

As posted previously, when I reach ‘Age Pension age’ (67) I plan on making use of the Home Equity Access Scheme (HEAS) to obtain a loan of 150% of the Age Pension rate each fortnight (about $840 per fortnight), and dollar cost average into a 50:50 mix of VGAD (the Vanguard MSCI Index International Shares (Hedged) ETF) and the new ALFA (the VanEck Long-Short Complex ETF). The interest on a HEAS

The post 4 Tips for First-Time Car Insurance Buyers appeared first on Dividend Power. Many individuals think highly of their car, seeing it as a very valued belonging. Because of this, they tend to feel that they must guard their vehicle and do everything necessary for it to last as long as possible. While car upkeep is one of the most important ways to protect a vehicle, obtaining car insurance is another key measure every person with […]

I was reading Loral Langemeier a few years back. She’s a big advocate of direct investing in business opportunities like self storage, rental real estate and oil wells. The idea of buying an oil well got me intrigued. So I started looking around on-line. Some small wells can be had for around $200,000 to $1,000,000. This type of business works based on how much oil/natural gas, etc. you can get out of the ground. The […]

Does it feel like your paycheck is gone the second you get it? Let’s fix that! In this episode, we’re talking about the power of budgeting—but don’t worry, it’s not about cutting out all the fun. I’ll show you how to create a zero-based budget, give every dollar a job, and finally break free from the paycheck-to-paycheck cycle. Ready to take control of your money? Let’s jump in! Links for This Episode Check out these […]