Student loan debt is no longer just a challenge for recent college graduates. A growing number of Americans in their 60s and 70s are entering retirement while still making monthly loan payments, with some seeing balances grow despite decades of repayment. More than 3 million people age 62 and older now hold federal student loan debt, according to Education Department data. Read the rest

Did you know that you can save yourself a lot of money each month by simply swapping branded goods for generic ones? Most of the time, you won’t even notice a massive difference in taste, effects, or quality, but we can assure you that your savings will. Here, we have listed some of the major ways to save money by simply buying these generic products rather than their more expensive branded counterparts. Medication   Most medications, including prescription and over-the-counter, have the same active ingredients and regulatory requirements when created. Furthermore, the FDA has strict requirements that all pharmaceutical companies must follow, and these apply to manufacturers of both generic and branded medicines. Next time you need to get some medication for yourself or your family, consider opting for the generic brands if you’d like to save some extra money. Snacks and Sweets   If you have been following the prices in supermarkets lately, then we’re sure you would have noticed how much the prices of snacks and sweets have skyrocketed with recent inflation consequences. There are certain eats that generic brands would not live up to, but if and when you can, opt for generic snacks and sweets to save up to 60%! Cleaning Products   Just because a company is spending a lot of money on advertising for their cleaning products does not necessarily mean that they are great and we must buy them. Detergents, bleach, tile cleaners, and such always come in generic versions, and most of the time, they can execute your cleaning job just as well as branded goods can. This means that you can save quite a bit by purchasing generic versions as opposed to the more expensive counterparts with brand names. Kitchen Staples   Fun fact: the FDA has the same set of standards for the production of generic staples like flour, sugar, salt, and spices compared to branded versions. All kitchen staples, whether they are generic or branded, are produced in more or less the same way as they have to follow the strict requirements from the FDA. By purchasing generic staples, you can not only get the same value out of your food, but you can also save some extra bucks. Milk and Juice   There’s a high likelihood that you’ll pay up to 50% more for branded items in the milk and juice aisles of your supermarket. Generic and branded versions of these drinks are comparable in terms of nutrients, and if you’d like to save a bit more every month, why not switch to generic brands instead? Canned Foods   Branded canned foods can sometimes be up to 60% more expensive than their generic counterparts. That’s quite a significant difference, and think of all the money that could be saved if you went for generic canned foods instead. Grains and Cereals   It’s easy for you or your children to fall for the TV advertisements for branded cereal. Cereal brands invest heavily in marketing, which leads to higher product prices.

Despite my protestation, we went to a big box store today, COSTCO to be specific. I am not a fan of these stores. They don’t save people money, they encourage spending and for some people waste as well. It’s all hard to resist, but I try, yet sometimes fail. Today I bought a three foot bag of popcorn and a bag of dried apricots-I never bought those in my life).  These stores encourage people to […]

Do you want to quickly check on your personal finances through the ease of your smartphone? Unfortunately, numerous budgeting apps on the App Store and Google Play Store can be challenging to determine the top budgeting apps that match your goals and lifestyle. Fortunately for you, we listed the best budget apps that can best fit your needs. Are you a fan of Dave Ramsey’s advice and the zero-based budgeting strategy? Or, are you a […]

In a striking break from typical gridlock, an unexpected legislative partnership has emerged aimed at solving one of the nation’s most pressing financial dilemmas. Senators Elizabeth Warren, a Massachusetts Democrat, and Bernie Moreno, an Ohio Republican, recently urged Congress in a joint op-ed for The New York Times to take immediate action to stabilize the country’s retirement safety net. Read the rest

Welcome To Bankeronwheels.com! This article is FREE — but only for humans. We don’t train future AI overlords 🤖🚫 👉 Log in or register (it’s fast & free): Continue with FacebookContinue with GoogleContinue with X .mh-wrapper{ padding;0px; } .nsl-button{ display: none !important; } .custom-social-buttons { display: flex; justify-content: center; gap: 15px; } .custom-button { padding: 6px 20px; border-radius: 10px; font-size: 16px; font-weight: bold; text-align: center; cursor: pointer; width: 40px; border: 1px solid #ddd; } .custom-google-button { display:flex; background-color: #ffffff; color: #db4437; align-items: center; justify-content: center; } .custom-social-buttons .custom-button { border-radius: 8px; transition: background-color 0.3s ease, transform 0.3s ease; transition-delay: 0.1s; /* Adds a slight delay before the hover effect starts */ } .custom-facebook-button { display:flex; color: #ffffff; align-items: center; justify-content: center; } .custom-twitter-button { display:flex; color: #ffffff; align-items: center; justify-content: center; } .custom-google-button:hover { background-color: #D93F2B; transform: scale(1.05); /* Adds a subtle zoom effect */ } .custom-facebook-button:hover { background-color: #365899; transform: scale(1.05); } .custom-twitter-button:hover { background-color: black; transform: scale(1.05); } .custom-button:hover svg path { fill: #FFFFFF; transition: fill 0.3s ease; transition-delay: 0.15s; /* Icon color change happens slightly after the background */ } .mepr-share-button:hover{ background-color: #bd3d59!important; } jQuery(document).ready(function($) { $(“.custom-google-button”).on(“click”, function() { var $googleButton = $(“.nsl-button.nsl-button-default.nsl-button-google”); if ($googleButton.length) { $googleButton.trigger(“click”); } else { console.error(“Google login button not found.”); } }); $(“.custom-facebook-button”).on(“click”, function() { var $facebookButton = $(“.nsl-button.nsl-button-default.nsl-button-facebook”); if ($facebookButton.length) { $facebookButton.trigger(“click”); } else { console.error(“Facebook login button not found.”); } }); $(“.custom-twitter-button”).on(“click”, function() { var $twitterButton = $(“.nsl-button.nsl-button-default.nsl-button-twitter”); if ($twitterButton.length) { $twitterButton.trigger(“click”); } else { console.error(“Twitter login button not found.”); } }); }); OR

You finally sat down and built a budget. Two weeks later, the numbers no longer match reality, and you are wondering if budgeting is just not for you. It is not you. Most first-time budgets fail for the same handful of reasons, and once you can spot them, they are easy to fix. A budget only works if it reflects how you actually live, not how you wish you lived. First-timers tend to build a […]

By Roman Remke, WCI Columnist