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Spring bulbs may fade after their spectacular display, but annuals, perennials, and carefully chosen foliage plants can fill the space while bulb leaves finish storing energy for next year – Shutterstock Spring bulbs put on a spectacular show, then pull the gardening equivalent of leaving the party without saying goodbye. Tulips, daffodils, crocuses, hyacinths, and other early bloomers can turn a sleepy garden into a colorful celebration, but their flowers eventually fade and their foliage […]
These days, many sellers are offering “porch pickup” options for buyers looking for something safe, convenient, and easy – Shutterstock Selling items online is one of the easiest ways to declutter and earn extra cash. But for many people, the most awkward part is arranging the actual handoff, especially after COVID-19 changed how comfortable many people feel with in-person exchanges. That is where porch pickup comes in. This simple, contact-free method makes it easier to […]
Looking to save money on lunch? With some smart spending, you can stretch a dollar all week long – Shutterstock Several years ago, I posted an article by my Registered Dietitian wife, Stacie. She put together a sample menu of frugal, yet nutritious, lunches that included peanut butter and jelly (PBJ) sandwiches. Well, since beginning my new job, I have been trapped at work, and getting out for lunch is just too much of a […]
One of you wants to track every dollar. The other would rather not look at the numbers at all. Somewhere between those two instincts is a real conversation about money, and it usually starts with a fight instead of a plan. Budgeting as a couple does not have to mean one person controlling the spreadsheet while the other tunes out. Here is how to build a shared budget that actually reflects both of you. Why […]
Save, invest, prosper with My Own Advisor. Your Free Playbook to Retirement Income Planning There’s a lot to think about when it comes to achieving your retirement goals. I know. I think about it a lot. I write about it a lot. And as of spring 2026, well, I retired earlier than most – so I know a thing or two about retirement… Early retiree thanks to DIY investing in stocks and ETFs. The article Your […]
A shopper interacts with a digital app on his smartphone while standing in a supermarket aisle. Moving away from traditional paper circulars to store specific applications unlocks deeper discounts through personalized rewards. These applications track your shopping frequency to offer customized store coupons on products you regularly buy, matching your exact household habits better than a generic paper coupon sheet. Shutterstock. The days of cutting paper coupons from the Sunday newspaper are fading. Modern shoppers […]
Retirement planning feels more urgent when you don’t like your career. I’ve always admired people who genuinely love their work. But I didn’t like my career from the early days. Instead of pivoting to something else, I decided to hunker down and save and invest my way out. Trying to achieve an early retirement largely… The post Brute Force is Not a Retirement Plan appeared first on Retire Before Dad.
Choosing a retirement planning tool today is a lot harder than it was a few years ago. When I first started planning for financial independence, there weren’t many sophisticated options for DIY investors. Today, there are several excellent platforms that can help you test retirement scenarios, model different spending levels, estimate taxes, and answer one of the biggest questions we all have: Am I actually on track to retire? Two of the best options I’ve […]
I find myself coming back to the FBI’s cybercrime stats over and over, because they’re just mind-blowing. Over the last decade (2015-2025), annual losses to cybercrime for people age 60+ grew by an annualized rate of 39%. For comparison, NVIDIA’s annual revenue also grew by 39% annualized from 2015-2025. And over that time NVIDIA went from being a company most people hadn’t heard of to being the largest or second largest company in the world. […]
🎙️ Episode #497 – Everyone says good deals have disappeared, but the best investors know where to look, and how to make deals work anyway…. The post How to Buy Investment Deals When Everyone Says It’s Impossible appeared first on Coach Carson.
Have you ever noticed that some frugal habits don’t just save money…they actually make everyday life easier? I’ve been thinking about that a lot lately. When I was younger, I thought being frugal was mostly about stretching a paycheck. Like many young families, we had more dreams than dollars, so we clipped coupons, watched grocery sales, bought secondhand whenever we could, and looked for simple ways to make one income go a little further. Looking back now, […]
As much as I might not want to admit it, I’m a sucker for complicated tax technical issues. See my writings here and here. Recently an odd issue has come up: does income created by an in-plan Roth conversion count as modified adjusted gross income for purposes of determining eligibility to make an annual Roth […]
Iceland has a reputation for being pricey. But after four epic trips to the “Land of Fire and Ice,” I’ve found plenty of ways to stretch a travel budget without missing the glaciers, waterfalls, and hot springs that make the trip worth it. This Iceland on a budget guide covers where to see real savings […] The post How To Visit Iceland On a Budget: A No-Fluff Money-Saving Guide appeared first on The Thought Card.