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Image Source: 123rf.com When the temperatures drop and the world seems to go quiet, you might assume that bees, butterflies, and hummingbirds have all packed up and headed for warmer climates. But here’s the truth—some pollinators are still out there, braving the chill in search of food. And if you’re a gardener who loves keeping life buzzing year-round, there are plenty of plants that keep the buffet open even when the rest of the garden […]
Image Source: 123rf.com As the leaves start to fall, fall bulb planting promises a burst of color come spring. But timing is everything. If the air is getting crisp, you may be running out of time. Many gardeners assume they can plant bulbs right up until the ground freezes, but late planting often dooms bulbs before they ever bloom. Cold, soggy soil, insufficient root time, and unpredictable weather can sabotage even high-quality bulbs. So, what […]
Image Source: 123rf.com Every autumn, nature puts on a show that rivals any fireworks display—trees burst into flames of red, orange, gold, and purple, transforming entire landscapes into kaleidoscopes of color. But as you crunch through those vibrant leaves, you might wonder: what actually causes this magical transformation? Is it just the cold? The shorter days? Some secret plant alchemy? The truth is, the dazzling hues of fall are the result of complex chemistry, biological […]
Image source: 123rf.com Not every investment is designed with heirs in mind. Some financial strategies can generate income or growth during your lifetime but leave little or nothing to pass on. For individuals who aren’t worried about creating generational wealth, these approaches can make sense, but they may leave your heirs empty-handed. Understanding which investments work only for you—and not for the next generation—can help you align your money choices with your personal goals. Let’s […]
Building a house is one of the most exciting and emotional journeys in a person’s life because it’s not just about putting walls and roof together, it is about creating a safe space for yourself and your family where memories will be created and cherished. However, along with the excitement and fun, comes the responsibility […]
PFS Buyer Club is an organization that helps source in-demand items from their army of buyers. I’m one of those buyers. There’s no membership fee or anything to join the club, you just get in. If you want an invite, email me and I can get you one. And from time to time, PFS Buyer Club will email you an offer. I usually get the ones where there’s a limited release coin from the U.S. Mint. 📢 Right now, they have an offer for the 250th Anniversary United States Navy American Eagle One Ounce Silver Proof Coin that the Mint is releasing on Friday, October 10th. You buy it for $110.95 and they will pay you $141, which is a profit of $30.05. Here’s what the process was like when I did it last time: Table of ContentsWhat An Offer Looks LikePFS Communication Was GreatGetting PaidWhat Are The Risks? What An Offer Looks Like In the last offer I did, it was for a 2025 Laser Engraved American Eagle One Ounce Silver Proof Coin that was going to be on sale for $105 plus $5.95 shipping. The offer from PFS Buyer Club was that they would pay you a $30.05 commission for you to buy it and ship that coin to them in the original sealed box from the U.S. Mint. With these U.S. Mint releases, they set a time and then randomize everyone who is queued up ahead of the release time. If you get there before noon, you get a random place in line. If you get in after, you get put at the end. PFS recommends you sign in at 11:35 to 11:40AM for a noon release. PFS provides all kinds of instructions to make this as easy as possible, even identifying potential bottlenecks. Here’s what that waiting queue looks like: The return? $30.05 on a $110.95 spend is a quick 27% return just to slap a label on something and drop it in a FedEx box. You agree to a few conditions on the deal: You must place the order by 1PM (it’s a noon release) If they go on backorder, purchase anyway because you still might get it. Once you get the order filled, copy the number USMXXXXXX and enter it in your PFS account with your shipping zip code. The terms of the deal are that you fill this out by 7PM ET. You will get a FedEx shipping label, just put it on the box that you receive (without opening it) and ship it out within two days of receipt. Once the package arrives at their location in New York, they pay you. Normally, you can get paid via PayPal but they’re running issues at the moment with Mass Payments. So, for now, payouts are done by eCheck, which is emailed to you in “up to 7 business days.” You can print it out and deposit to your account as you would a normal check. PFS Communication
This is the last post in our series on The Villages (TV), Florida. So far we’ve covered what there is to like and not like about TV as well as how to make the most of a Lifestyle Trip there. Today we’re going to assume you eventually decide that you want to buy a place in The Villages…and we’re going to share details on how to do that. I’ll begin by telling you that buying […]
The holiday season is the time of happiness, togetherness, and love, but along with the joy, the season brings financial stress with multiple expenses hanging over your head. From pricey decorations to hosting family feasts, the expenses for Chrismtmas can pile up quickly and without a plan, they may leave you behind wondering where all […]
You’ve saved diligently, fine-tuned your withdrawal strategy, and run your portfolio through more stress tests than you can count. But what happens when the alarm clock stops ringing and work no longer fills your days? Money is the oxygen of retirement, but it’s not the whole story. Work provides more than a paycheck. It gives you purpose, identity, community, and structure. Step away from it, and you may find yourself gasping for more than financial […]
When people talk about budgeting, the first thing that usually comes to mind is restriction. No lattes… No dinners out… No fun. But here’s the truth: fun money isn’t optional. It’s essential. Why Fun Money Matters Think about it: a budget is just a plan for your money. However, if that plan doesn’t leave space […] The post The Truth About Adding Fun Money to Your Budget appeared first on financiALLI focused.
Want to get a fast track to financial independence? These 24 frugal living tips can help you get there and fast! Head to the Local … Read More 24 Frugal Living Tips That Put You on the Fast Track to Financial Independence
Listen to the pod How to make a budget, stick to it and grow wealth for the long term Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ https://upthegains.co.uk/investing-checklist ——— In this episode of the Money Gains Podcast we welcome Brian Mitchell from Frugal Spender to the show. We chat about why your budget keeps failing, how car finance is silently destroying your wealth, and why the person you marry matters […]
September is winding down, which means it’s time to get your October budget ready. What do you need to make sure your budget is ready for the month? The post EIGHT OCTOBER BUDGET MUST-HAVES appeared first on a life on a dime.