Want to start living with less? These simple frugal living tips can help you have a simpler, freer life.  These tips are so easy to incorporate into your day-to-day life. You don’t need to overhaul everything you are doing to feel more free and less weighed down with… stuff. With a little practice, you’ll soon be living a much simpler and stress-free lifestyle! 1. Declutter Your Living Space Decluttering your living space is a simple, cost-effective way to live with less. Get rid of things you no longer need or use for a fresher, lesser space. You’ll also save money by having fewer things in your home: you won’t lose stuff as often, and you won’t spend money on storage containers.  Feeling overwhelmed by clutter? Join the 30 Bags in 30 Days Declutter Challenge and take the first step toward a more organized home! This free printable makes it easy to stay on track with one simple goal each day—no stress, just steady progress. Download it now and start clearing space for what truly matters. 2. Limit Impulse Buying Limiting your impulse buying can prevent you from purchasing things you don’t need and won’t use. Don’t buy stuff you don’t need. Don’t go shopping for fun or as a stress-relief; choose something else productive or calming to do instead. Buy only what you need to reduce waste and naturally live with less. 3. Practice Minimalism Minimalism is the practice of owning only things that hold value for you. Following this practice is a therapeutic way to live with less. 4. Downsize Your Home When downsizing your home, you’ll learn to let go of items you no longer need or want. 5. Avoid Unnecessary Gadgets Unnecessary gadgets can be fun, but they often end up unused and take up space. Not all kitchen gadgets are essential, and many can be eliminated or replaced. Sometimes, a good knife set can replace several different gadgets. Limit tech accessories, like phone cases or gadgets, to ones that you actually use. 6. Use Less Clothes Trying to start living with less? Why not go through your clothes and donate or sell anything you no longer wear? Having fewer things in your closet means you’ll actually wear the clothes you have.  7. Limit Entertainment Subscriptions There are so many subscription services out there these days, and it can be tempting to have them all. But do you really need every single one? Try limiting your entertainment subscriptions to grow comfortable living with less. 8. Use a Smaller Vehicle Using a smaller vehicle is eco-friendly, cost-effective, and takes up less space! It’s a win-win. 9. Borrow Instead of Buying Try borrowing items from friends, family, or neighbors before buying them. You never know who might be willing to lend you what you’re looking for! 10. Cut Down Takeout Fast food might be convenient, but it often comes with more negative effects than positive ones. Cutting down on fast food can help you to minimize

Booming stock markets. Job dissatisfaction. The explosion of 401(k)s since the 1980s. The itch to travel. The desire not to worry about Monday morning.  We may be on the threshold of an early retirement boom. Many potential early retirees will find the lion’s share of their financial assets are in a traditional 401(k) or traditional […]