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A sign featuring the state of Texas alongside a toy piggy bank highlights the upcoming tax-free weekend. From May 23 through May 25, Texas residents can purchase water-efficient appliances and irrigation supplies without paying state sales tax, providing a welcome opportunity to save on home improvement projects. Shutterstock. Texas residents can save money on important home upgrades during the upcoming sales tax holiday. This special event runs from May 23 through May 25 and covers […]
Florida Gov. Ron DeSantis has unveiled a sweeping property tax proposal that would significantly expand homestead exemptions and create a pathway toward eliminating property taxes for most Florida homeowners. The proposal, called the “Save Our Homes from Excessive Property Taxes” plan, would raise Florida’s homestead exemption from its current maximum of $50,000 to $250,000 and require lawmakers to establish a schedule that could eventually eliminate property taxes entirely on homesteaded properties. Read the rest
Property taxes have risen across nearly every single metropolitan area in the United States, forcing seniors to recalculate their budgets. Pexels As you enter retirement, many people assume their bills will be less. You might have even paid your house off before you retired, which everyone has touted as a surefire way to truly experience financial freedom. But that’s not always the case anymore. As property taxes have gone up, many retirees are being hit […]
Grocery bills have a way of rising quietly, tightening your budget long before you realize what’s happening. A quick look at your everyday shopping habits can reveal simple places to save and stretch your dollars further. With a few intentional tweaks and more mindful choices, you can keep food costs under control and make your … Read more
Happy 5/29 Day! Regular readers probably already know that a 529 is a college savings plan. For those new here, well, I guess you just found out! I first started looking into college savings plans in 2007, when my nephew was born. I wanted to give him a little head start. I loved the idea my gift would be multiplied thanks to the power of compound interest. Now, he’s 18 years old! He’ll be off […]
Some items are great to find secondhand, but some are not – Pexels Garage sale season is hitting its peak, and savvy shoppers know this month can deliver some of the best bargains of the year. Warmer weather means more families are decluttering garages, attics, and storage units before summer gets busy. That creates a rare opportunity to score high-value items for a fraction of retail prices. Still, not everything belongs in your trunk after […]
Tomatoes and basil go together like peanut butter and jelly in your garden – Shutterstock Companion planting turns an ordinary garden into a coordinated, productive system where plants support each other in surprising ways. Certain crops release natural chemicals that repel pests, while others improve soil health or provide shade and structure for neighbors. Gardeners who use smart pairings often notice fewer pest problems, stronger yields, and better use of tight garden spaces. Instead of […]
You’re doing the math again. One paycheck. The rent, the groceries, the utilities, the minimum payments. By the time you get to the bottom of the list, there’s almost nothing left. And somehow, everyone online seems to be talking about “extra money” you’re supposed to have lying around for debt payoff or savings. It doesn’t feel real from where you’re standing. Budgeting on a single income is not the same as budgeting on two. The […]
[Happy 5/29 day! While it’s not as popular as May 4th (Star Wars) or May 5th (Cinco de Mayo), it may be much more important to your life than either. I originally wrote this article in 2007 after days of reading about to best gift money for my nephew’s college. Nearly 20 years later, the specifics of the plans may have changed, but the overall lessons and logic remain the same. My nephew and niece […]
The April 2026 CPI number came in hot, confirming what most of us are feeling in our pocketbooks — rising prices. The Consumer Price Index (CPI) for April crept up to 3.8%, the highest since May 2023. Core Inflation, an adjusted number that excludes food and energy prices, rose to 2.8%. This one isn’t as… The post Inflation Creep and Your Financial Plan appeared first on Retire Before Dad.
Everyone refers to 529 plans as college savings plans for kids. And that’s how they started out. But these tax-advantaged plans have evolved into so much more. You can benefit from your own 529 plan. Whether or not you’re in school right now. Even if you don’t have kids and never plan to. If you think you might ever want to get more education… if you’re current profession requires continuing education… if you’re thinking about […]
Over all the years I’ve been writing this blog, Ben Carlson is among the top few writers I’ve linked to most often (Jim Dahle and Christine Benz are probably the competitors). Ben recently released a new book, which I just finished reading: Risk and Reward: How to handle market volatility and build long-term wealth. In short, it’s excellent. It would be on my short list of books to recommend to a new investor, and I […]
Most retirees spend decades preparing for retirement taxes, but many never spend much time thinking about what happens to those taxes after they are gone. Early in retirement, the focus is usually on generating sustainable income and keeping taxes manageable each year. But for households likely to leave assets behind, the planning process eventually starts to shift. As the focus moves towards leaving a legacy for your loved ones, tax planning becomes more about […]