EDITOR’S NOTE: As the student loan landscape changes, half or more of a student’s loans might need to be private loans. WCI can help and start you down the road to financial literacy at the same time. If you use a WCI-recommended private student loan partner to secure your private loans, you’ll get cash back AND the student version of our signature course, Fire Your Financial Advisor. Check out our student loan providers, and get […]

For years, my wife Nicole and I kept putting off creating a living trust. That became harder and harder to justify. I regularly encourage families to build wealth, invest consistently, and protect what they’ve worked so hard to earn. Yet despite having wills in place for more than a decade, our estate plan hadn’t kept pace with our financial lives. As our family’s net worth approached $2 million, we owned a paid-off home, investment accounts, […]

Managing money as a family isn’t always easy. Between paying bills, saving for your kids’ future, planning vacations, and preparing for retirement, it’s easy to feel like your money has a dozen different jobs. The right budgeting app can bring clarity to the chaos. Over the years, I’ve personally used or tested every budgeting app on this list. Some, like Monarch Money and Crew, have become part of my family’s daily financial life. Others I’ve […]

Your loan servicer sent another email. This one says your SAVE plan payment is changing. Interest is back, your due date moved, and the letter reads like legal language, not help. You are not the only borrower confused right now. The SAVE plan is winding down, and federal student loan repayment looks different in 2026. Here is what changed and what you can do about it. Why the SAVE Plan Is Ending Now A federal […]

Share to Facebook Burnley has been named the cheapest place to buy a house in the UK, with an average price of just £117,636. That is less than half the UK average of £268,132, according to HM Land Registry data pulled together by the HomeOwners Alliance. Burnley tops a list dominated by former industrial towns in the north of England and Scotland, where property prices have never caught up with the rest of the country. […]

Previously we’ve run through how to open an online broker account and how to buy and sell ETFs. Today we’re going to look at purchasing an index tracker fund. Next stop, the world – muhaha! (Oops, did I say that out loud? I meant to write: ‘Next step, a globally diversified passive portfolio’…) What is an index tracker fund? An index tracker fund is typically an Open Ended Investment Company (OEIC). In normal-person speak, this means […]

For many families, supporting parents, siblings, and extended family members living in India is a deeply meaningful commitment. For many of these families, however, that financial support would add to their already difficult work of managing household finances in the United States. In addition to domestic expenses in the United States, many families also haveKeep Reading Bridging the Distance: A Parent’s Practical Guide to Budgeting and Overseas Family Support was originally published on WhatMommyDoes.com

TIPS maturing in 2046 or later are yielding slightly above 3% as of last Friday. (And TIPS maturing 2042-2045 aren’t far below 3%.) It’s important to understand that interest rates are quite hard to predict. And there’s no rule that says that TIPS yields can’t go meaningfully above 3%. So there’s no way to say, “today is the very best time to buy.” But it is fair to say that “inflation + 3%” is a […]