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When was the last time you flipped through a printed newspaper? These days, we mostly get our news online, which is why fewer folks are buying printed papers. But you might still be wondering, “Where to buy newspapers near me?” With so many ways to stay updated – TV, radio, the internet, and even our phones – why even bother with a paper copy? Some people just like clipping coupons, using articles for school projects […]
Apply for a Medicare Supplement (Medigap) policy in the six months that start once you’re 65 or older and enrolled in Part B. In that one-time window, insurers can’t turn you down or charge more because of your health. In most states, Medicare’s fall open enrollment offers no second chance, so don’t wait for it. Source
This HDHP overview has been updated for the 2026 & 2027 tax years. I personally used a high deductible health plan (HDHP) for many years at my prior employer and found them to be highly beneficial for their connection to health savings accounts (HSAs). Most employers are offering at least 1 HDHP as part of their health insurance options and my sense is that a lot of workers see them during open enrollment and decide to move on. So, I wanted to dedicate a full overview to high deductible health plan basics: what they are, deductible amounts, out-of-pocket maximums, HSA The post High Deductible Health Plan (HDHP) Basics for 2026 & 2027 appeared first on 20somethingfinance.com.
Federal data shows average annual spending on groceries increased in 2025, with particularly large increases in spending on meat, poultry, fish, and eggs. Comparing unit prices can help families manage rising costs. https://kaboompics.com/Pexels The grocery cart looks familiar: chicken, eggs, milk, cereal, fresh vegetables, and a few household staples. Nothing extravagant has made its way onto your shopping list, yet the total at checkout keeps creeping upward. You’ve switched to store brands, started watching sales, […]
You don’t need to clip a drawer full of coupons or overhaul your life to spend less. These small, low-effort habits can add up to real savings. When you hear the word “frugal,” you might picture extreme couponing, spreadsheets with a dozen tabs, or a life stripped of every small pleasure. The reality is far less dramatic. The most effective money-saving habits are often the simplest ones, the kind you can start this week without a major lifestyle change. If you want to trim your spending but aren’t interested in a total budget makeover, start here. These nine habits take minimal time and effort, and each one can quietly put more money back in your pocket. Track Your Spending You can’t fix what you can’t see. Tracking your spending doesn’t have to mean logging every purchase by hand. Many banking apps and budgeting tools automatically categorize your transactions, giving you a clear picture of where your money goes each month. Start by reviewing the last 30 days. Most people find a few surprises, such as forgotten subscriptions, frequent delivery fees, or small daily purchases that add up. Once you see the patterns, you can decide what’s worth keeping and what isn’t. Grab this free monthly budget tracker and start easily now! Cook One Extra Meal at Home Each Week You don’t have to give up restaurants or swear off takeout forever. Simply swapping one dining-out or delivery meal for a home-cooked one each week can make a noticeable difference over time, since restaurant meals typically cost far more than the groceries needed to make something similar. Keep it easy. Pick a simple recipe you already know, or double a dinner and eat the leftovers for lunch. Small, repeatable changes are more likely to stick than ambitious meal-prep marathons. Want to start meal planning? It’s easier than you think! Grab this free meal planner and shopping list and get your food budget under control! Use Coupons Only When You Need Them Coupons get a bad reputation because they can tempt you to buy things you wouldn’t otherwise want. The trick is to use them selectively. Skip the stack of mailers and instead look for a coupon or promo code on items already on your shopping list. Before you check out online, take a few seconds to search for a code or check your store’s app for digital deals. If a discount isn’t on something you planned to buy, it isn’t really a savings. You can also upload the receipts of items you already bought and get cashback on the things you already bought! Drink More Water Sodas, specialty coffees, bottled juices, and energy drinks can quietly drain your budget. Replacing even a few of those beverages each week with water is an easy way to save money, and it may benefit your health, too. You don’t have to quit your favorite drink cold turkey. Try a reusable water bottle for daily use and save the
The best travel insurance in Canada in 2026 is not one plan for everyone. A snowbird spending five months in Florida, a family taking one week in Mexico, and a backpacker travelling for six months need three different products. What they share is the same floor:at least $5,000,000 in emergency medical coverage — $10,000,000 is available from Manulife and TD — because your provincial health plan pays only a small flat amount outside Canada, roughly […]
A table for six turns one nice placemat into a surprisingly big purchase. Crate & Barrel’s woven rattan Artesia mats are $25.00 apiece. That is $150 underneath the dinner plates, before anyone has poured a drink. Matching the little things can cost more than you expected. Much of that clean, comfortable look comes from familiar […] The post 30 Dollar Tree finds that give you the Crate & Barrel look on a small budget appeared […]
Are you looking for a store that sells kerosene? If you have been wondering “where to buy kerosene near me?”, this article is for you! Imagine it’s midnight, and you’ve run out of kerosene for your furnace. Calling a friend is out of the question—it’s too late for that. You need kerosene right away, especially with current fuel prices. You might start looking for places nearby that sell kerosene and think about things like fueling […]
Cutting back certain plants in November can remove spring flower buds or winter protection. Hydrangeas, coneflowers, ornamental grasses, and several other favorites may benefit from being left alone. Steven May/Pexels November can make even a beautiful garden look like it needs serious attention. Flower heads have turned brown, stems are leaning sideways, and the urge to grab the pruning shears becomes difficult to resist. But some of those seemingly dead plants are doing important work […]
The IRS requires you to take your full required minimum distribution, or RMD, whether you need to spend the money or not. When that withdrawal exceeds what your budget calls for, you still must account for the income and decide how to use the amount left after taxes. You can keep saving, although there are limits on where that money can go. If charitable giving is already part of your budget, a qualified charitable distribution […]
This ultra-wide screen laptop opens 180 degrees and can lay flat like a tablet. Image source: Amazon This post includes affiliate links. If you purchase anything through these affiliated links, the author/website may earn a commission. For comic book collectors, embracing digital reading can feel surprisingly difficult. There’s something special about holding a physical issue, admiring a glossy cover, and carefully turning each page. Yet owning a digital comics collection has become an increasingly practical […]
California voters have approved Proposition 37, a sweeping $25 billion homeownership initiative designed to help middle-income families overcome one of the biggest obstacles to buying a home: saving enough money for a down payment. The measure authorizes the California Housing Finance Agency (CalHFA) to sell up to $25 billion in revenue bonds to finance loans covering as much as 17% of the purchase price of qualifying newly constructed homes. Read the rest
Buy now pay later late payments have reached their highest level on record. A LendingTree survey fielded in March 2026 looked at buy now pay later users. It found that 47% paid late at least once in the past year. That is up six points from 41% in 2025. It is up thirteen points from 34% two years ago. The rate has now climbed for a second straight year. Buy Now Pay Later Late Payments […]