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Earlier this year, I wrote about stepping away from full-time work at the end of 2026 or early 2027. The idea is to either retire early and focus on my hobbies and passions, or transition … Read more
Managing finances on a retirement budget requires careful planning and smart spending. With a fixed income, retirees need to make every dollar count and avoid unnecessary expenses that can strain their finances. Understanding which purchases to avoid can help retirees maintain their financial health and enjoy a more secure and stress-free retirement. 1. Timeshares Timeshares might seem like a great way to guarantee a vacation spot every year, but they can be a financial drain […]
I was raised in a loving home by two parents who practiced frugality in every sense of the word, mostly out of necessity. Looking back, I realize they were quietly teaching me one of life’s greatest lessons…the treasured benefits of frugal living. For them, living frugally wasn’t a trend or a challenge, it was simply a way of life. I also realized that my mom could have written the book on how to live happily on […]
Father’s Day is meant to be about showing appreciation — not maxing out your credit card on fancy gadgets or overpriced gifts. The best Father’s Day memories usually come from thoughtful, simple gestures that don’t cost much at all. Whether you’re celebrating a dad, stepdad, granddad, or another father figure, here are 25 budget-friendly Father’s … Read more
Can you believe the prices of groceries lately? As my yardstick, I always counted the number of bags and multiplied by $10. That is, if I spent $100, I usually had about 10 bags of groceries. But my recent average was $160, and I only got 5 bags of groceries! In these tough economic times, saving money is more important than ever. As a former Extreme Couponer and self-proclaimed frugalista, it’s time for me to […]
As a family of eight with financial goals, we are all about saving money on the things that don’t matter to us so that we can be free to spend on the things that are our priorities. My husband and I were both raised in frugal families, so we aren’t strangers to the frugal life, but our priorities are a little different than our parents’ were. Your frugal probably looks different than my frugal, too. […]
WiseStacker Why I’m Buying This German FMCG Dividend Stock Why I Am Buying This German FMCG Dividend Stock As a long-term dividend enthusiast, I’m always hunting for resilient companies that deliver consistent returns over decades. After years of patient observation, I’m thrilled to add the German dividend stock Beiersdorf (OTCPK:BDRFF) to my All-Weather Portfolio. Many might not know the name, but I am sure everyone knows its iconic skincare brands like Nivea, Eucerin, and LaPrairie, […]
Budgeting is one of the best ways to create financial stability in your life and protect your family’s future. By setting a plan and sticking to it, you can pay bills on time, build an emergency fund, eliminate debt, and invest with confidence. And thanks to today’s tech, tracking your expenses couldn’t be simpler. Whether you’re budgeting with your spouse, your kids, or even extended family, there are tools designed to make the process easier. […]