With Christmas behind us and another year wrapping up, it’s time to make sure your January budget is ready. Here are five expenses you might want to fit into your budget for next month. The post FIVE JANUARY BUDGET MUST-HAVES appeared first on a life on a dime.

Tweet Little islands are all large prisons; one cannot look at the sea without wishing for the wings of a swallow. Sir Richard Francis Burton This recorded journey towards financial independence started nine years ago, with an initial objective of building a passive income of $58,000 per annum by July 2021. Since that time, goals have evolved and changed, with the most recent targets being achieved from January 2024 onwards, as well as temporarily before […]

This post may contain affiliate links. If you make a purchase through one of them, I may earn a small commission at no additional cost to you. Please see my full disclosure policy for details. If you’ve been looking for a budgeting app to replace Mint or take your financial planning a little deeper, you’ve probably come across Monarch. It’s marketed as an all-in-one budgeting and financial planning tool, and for the most part, it […]

I love this quote about borrowing rather than buying. This week think about all the things you’re going to borrow instead of buy in 2026. Continue Reading The post Monday Money Motivation-Borrow Don’t Buy appeared first on My Worthy Penny.

There’s no shame in being frugal! I actually really love being frugal! As a big family with big financial goals, we focus on saving money on the things that don’t matter to us so that we can spend on the things that do matter to us. Of course our financial priorities are going to be different than yours, even if you’re frugal. That’s the beauty of personal finanace- it’s personal! Each family or individual can […]

🎙️Episode #468 – Is 2026 a smart time to buy more rentals or a mistake? I’m joined by Dave Meyer to break down what the… The post Is 2026 a Smart Time to Buy More Rentals? (with Dave Meyer) appeared first on Coach Carson.

This post may contain affiliate links. That means if you click and buy, I may receive a small commission (at zero cost to you). Please see my full disclosure policy for details. Budgeting apps make it easier to track your income, expenses, and savings without the hassle of spreadsheets or notebooks. Whether you’re keeping tabs on everyday spending or working toward big financial goals, the right app gives you real-time insights and smarter money management. Not a […]

If you’re trying to figure out where to buy Ulta gift cards, I assume there is no Ulta Beauty store near you. That’s fine, a lot of other stores sell Ulta gift cards, including some of the major retailers we all know and shop from. There are also some retailers that surprisingly don’t sell Ulta… Continue… The post Where to Buy Ulta Gift Cards: 10+ Stores (& #1 Place to Avoid!) appeared first on MoneyPantry.com.

Treasury Inflation-Protected Securities (TIPS) are often evaluated through the wrong lens. They are compared to stock returns during bull markets or dismissed as unattractive when inflation is quiet. At other times, the focus shifts to whether real yields are high enough today or whether it would be better to wait. All of that treats TIPS as a tactical investment decision. In reality, they are far more useful as retirement income-planning tools. Once retirement begins, the […]

Kids budgeting template: use this 5-minute weekly money check-in to help your child practice saving, spending, and simple goal-setting—without turning it into a lecture. If you want kids to actually learn money skills, you don’t need a big “finance lesson.” You need a tiny weekly routine that turns allowance (or earnings) into simple decisions. This post gives you a 5-minute weekly money check-in plus a copy/paste budgeting template you can use right away. Related: For […]

Chores and allowance system for kids doesn’t have to be complicated—this simple weekly plan helps kids practice earning, saving, and spending without constant arguments. Trying to teach kids about money without constant battles? A simple chores-and-allowance system gives kids real practice with earning, saving, and spending—while keeping expectations clear for everyone. This guide gives you a straightforward plan you can set up in one afternoon, plus age-based chore ideas and allowance tips. Quick start (set […]

The earliest steps toward entrepreneurship often begin long before someone writes a business plan or searches for financing. People tend to imagine a single moment of inspiration, but for many aspiring entrepreneurs the process feels more like uncovering a path that was already forming beneath their daily decisions. Even something as tactical as exploring funding … Read more

It’s a bit late to bring this up – sorry about that – but stacking holiday discounts is the name of the game at this time of year. That’s how DF and I got a free leaf blower and string trimmer. (Well, theoretically free. More on that later.) A few weeks back, he noticed that Ace Hardware was offering a skookum deal on those two yard tools in a combo pack, along with batteries and […]