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When people hear I grew up poor in rural China, they usually imagine everything I lacked. The tiny shack shared by three generations. The lack of safe, drinkable water. The constant worry about money. Those things were real. But there was something I had growing up that has become surprisingly difficult to find in modern life. A village. When my mom injured her back so badly she could barely walk, a neighbor carried her to […]
In February of 2026, Morningstar bought CRSP (the Center for Research in Securities Prices), which until that point was owned by the University of Chicago. CRSP was the entity that operated a bunch of the indexes that Vanguard funds tracked. Earlier this year, Vanguard announced that “Morningstar” would be added to the names of the various funds that track indexes now run by Morningstar (previously run by CRSP). For example, Vanguard Total Stock Market Index […]
If you’ve got a green thumb and a garden full of plants, Etsy might be one of the best ways to turn that passion into real income. The platform has over 39 million active buyers, and plants are consistently one of its most popular categories – meaning there’s a ready-made audience of people who genuinely want what you’re growing. This guide walks you through everything: which plants sell well, how to set up your shop, […]
How do you fund maternity leave when you’re self-employed, and no one’s paying you to take time off? I saved three months of living expenses, took 4.5 months off, and didn’t lose momentum in my business. Here’s exactly how I planned it and what I’d do differently next time. Continue reading or listen to the […] The post How To Plan For Maternity Leave When Self-Employed appeared first on The Thought Card.
It’s that time of the month again; time to get a new budget ready! Here are just a few you might need to include in your August budget. The post EIGHT EXPENSES TO INCLUDE IN YOUR AUGUST BUDGET appeared first on a life on a dime.
Squirrels! Sometimes life has just too many squirrels. In my 20s and even into my 30s used to think I was just bad with money. Like, really bad. The kind of bad where you buy a new pedal for your guitar rig on a random Tuesday and then can’t explain where the money went. lol! Does this resonate with anyone? For years I guess I just chalked it up to being a little scattered. Maybe […]
At the height of the pandemic, housing prices boomed around 2021 – 2022 in many cities around the U.S. In some of these cities, housing…
Retirement planning feels more urgent when you don’t like your career. I’ve always admired people who genuinely love their work. But I didn’t like my career from the early days. Instead of pivoting to something else, I decided to hunker down and save and invest my way out. Trying to achieve an early retirement largely… The post Brute Force is Not a Retirement Plan appeared first on Retire Before Dad.
Have you ever noticed that some frugal habits don’t just save money…they actually make everyday life easier? I’ve been thinking about that a lot lately. When I was younger, I thought being frugal was mostly about stretching a paycheck. Like many young families, we had more dreams than dollars, so we clipped coupons, watched grocery sales, bought secondhand whenever we could, and looked for simple ways to make one income go a little further. Looking back now, […]
As much as I might not want to admit it, I’m a sucker for complicated tax technical issues. See my writings here and here. Recently an odd issue has come up: does income created by an in-plan Roth conversion count as modified adjusted gross income for purposes of determining eligibility to make an annual Roth […]