🎙️Episode #478 – If homes in your city cost $2M and don’t cash flow, you don’t have to quit investing. Learn how investors build rental portfolios… The post If Your City Is Too Expensive to Buy Rentals, Do This Instead appeared first on Coach Carson.

Here’s my monthly survey of the best interest rates on cash as of March 2026, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of idle cash, and you can often earn more interest while keeping the same level of safety by moving to another FDIC-insured bank or NCUA-insured credit union. Check out my *fixed!* Ultimate Rate-Chaser Calculator to see how much extra interest you could earn from switching. Rates listed […]

The stock market outlook remains in a downtrend

Image source: shutterstock.com If you were waiting for the used car market to finally return to normal, you might be in for a disappointment. After a brief period of cooling, prices are starting to creep up again in several major regions as we move through 2026. You go to the lot expecting a deal on a three-year-old sedan, only to find the sticker price is nearly what it was when it was new. Honestly, it […]

The price of oil can be extremely volatile. This decade alone we’ve seen a barrel of oil trade at a low of negative $37 in the pandemic and more than $130 following the start of the Russia-Ukraine war. But prices have been surprisingly stable over the past couple of decades. Oil prices first touched $60/barrel in the summer of 2005. It was at the same level as recently as a couple of weeks ago. That’s two lost…

I ain’t saying he’s a labor digger, but he ain’t cleanin’ his own messes, is he? A new term popped up describing the approach some … Read more

Whenever I talk/write about the stock market and mutual funds, I get a lot of flak about how “discouraging” or “negative” I am. Even after all these years, I find it bizarre that despite the disclaimers and the warnings, people believe that simply staying invested in the markets will guarantee good returns. And I am… The post Being positive about the stock market will not fetch us returns! appeared first on freefincal.

Nap time is short. Sometimes it’s 27 minutes, sometimes it’s 11. Sometimes it’s cut short by someone yelling “MOMMMM” from the hallway for absolutely no reason. So when I talk about creating passive income during nap time, I’m not talking about some fantasy where you build a seven-figure business in a week. I’m talking about using small pockets of time consistently to build something that compounds. That’s exactly how I built passive income selling digital […]

Save, invest, prosper with My Own Advisor. How much do you need to live off dividends? Yes, investing for income has risks but this doesn’t invalidate many who might desire to live off dividends or distributions to some extent as part of their retirement income plan. How much do you need to live off dividends? This post will share some perspectives. How… Join the million dollar portfolio journey. The article How much do you need […]

My Sweet Retirement LionGlobal Singapore Physical Gold ETF Singapore’s investment landscape is about to welcome a significant new addition. On 26 March 2026, the LionGlobal Singapore Physical Gold ETF will make its debut on the Singapore Exchange (SGX), marking the first time investors … LionGlobal Singapore Physical Gold ETF My Sweet Retirement

In this edition of the reader story, we have a personal financial audit in three parts. (1) A reader’s investing journey and how his thinking evolved, (2) a factual audit of his current financial position, and (3) how he is approaching the road ahead. About this series: I am grateful to readers for sharing intimate details… The post From TV Stock Tips to Index Funds: My Investing Journey appeared first on freefincal.

I used to be a 335-pound liability. For 30 years, I was the “Last Man Standing” in the retail trenches—leading crews through Hurricane Sandy, blackouts, and 3:00 AM transformer explosions. I had the grit, and eventually, I had the $3M net worth to prove it. But I was also a walking “short squeeze.” My joints screamed, I snored like a freight train, and I was trading my health for a 401(k) I couldn’t even touch. […]