This index fund screener is based on tracking error and returns difference wrt benchmarks (aka tracking difference). It will help users evaluate how efficiently an index fund has tracked its underlying benchmark. It will also help them understand how tracking a midcap index or the Nifty 100 or 500 differs from tracking the Sensex or… The post Index fund tracking error screener April 2025 appeared first on freefincal.

Tariffs suck and they have always sucked. “Tariff” is a synonym for “extra tax,” which I thought Americans were rather infamous for looking to avoid. (Looking at you, American Revolution. And you, main argument against universal healthcare.) But no! Tariffs will always be unpopular at best and will accelerate devastation and political upheaval at worst! This is a lesson the Founding Fathers had to navigate. After them, it was a lesson Americans had to keep […]

I’ve been avoiding logging into my investment accounts lately. Not because I’ve been too busy – but because I knew what I’d see and I wasn’t ready for the gut punch. It’s been a strange season of life. I’m still grieving the loss of my father (oh yeah – and my husband’s 94 year old grandfather just passed, as well). We’ve had several (5, to be exact) meetings with financial advisors. We’re trying to navigate the legal and financial complexities that come with an inheritance and trying to make smart, responsible choices with the money my Dad left behind. But it’s hard to make confident decisions with the market in such a “state of flux” (to put it mildly). I think it’s tough for any/all of us with money invested right now to watch our investments being devalued. But there’s something different about just *barely* inheriting a pretty decent sum of money, only to watch it lose value right before my eyes. It’s been heart-breaking. I saw a funny (the “ouch! that stings” type of funny) meme that said: “Millennials hearing they are about to live through their 4th “once in a lifetime” recession, with a picture of Amy Poehler throwing up peace signs. Hard not to laugh. And then groan.    Market Volatility Reflections So I’ve been doing what I do best: reflecting, planning, and trying to learn something from the mess (good thing 2025 is my year of “peace, planning, and purpose”). Here are a few lessons I’m taking away from this market downturn – not just about finances, but about mindset, patience, and the value of thoughtful decision making. Emergency Funds are worth their weight in gold. As I’ve been considering where to invest money, I’m glad I have maintained a pretty healthy savings account (I just blogged about my high yield accounts with e-trade and CapitalOne360), in addition to some CDs and general savings accounts. These are the only accounts that haven’t been negatively impacted by the market since they aren’t tied to stocks and bonds. And I’m glad we’ve got it in case its needed. Diversification is not optional. All of our investments are diversified, but I wish we had done even more to diversify our portfolio. We have much of our money in target date mutual funds based on retirement dates. While these funds are nice to automatically balance and re-balance our portfolio across time, right now they are “highly aggressive”….which means high loss during times of market downturn. It’s been painful to see.  Debt-free is the way to be! I’m grateful that our debt is minimal. We only have our mortgage and the last remaining bit of my student loans. I’m on the public service loan forgiveness program (PSLF), but who knows if that program will still be a thing next year when my time for forgiveness arrives (I am crossing my fingers and toes it still will be!). Either way, I’m so glad we don’t have a bunch of extra debt

The US Stock market has been so volatile lately, it’s like a toddler on Krispy Kreme’s. Screaming one minute, giggling the next, and nothing anyone says can get it to calm down. This is why we don’t try to time the market. If you’d sold on April 4, after the S&P 500 crashed 10%, you’d have lost out when it rebounded 7% on April 9. Then trying to get back in, you’d have lost more […]

Do you find the paperwork involved in property closing to be an overwhelming nightmare? Traditional real estate closings have proved difficult because they require in-person visits to deal with piles of paperwork along with scheduling conflicts and travel time. But there’s good news on the horizon! Virtual closings transform property transaction processes in real estate. […] The post Navigating the Future of Real Estate with Virtual Closings appeared first on Make Money Without A Job.

Right now, there is no regulation of the term “financial advisor.” Essentially anybody (insurance agents, brokers, etc.) can refer to themselves as a financial advisor. Note that this is very different from the term “investment adviser” which does have a specific regulatory meaning. Of course, most people who don’t work in the financial services industry have no clue as to that distinction. And that leads to situations in which people engage the services of a […]

So, I’m a dude, and I do sometimes kinda feel like investing can be a bit of a boys’ club. In groups I go to, or people I talk to it seems there can be more dudes than dudettes! I do understand we are striving for progress towards gender equality, there can still be a huge imbalance when it comes to who’s building their wealth in the stock market. But I’ve recently learned that when […]

eToro was one of the first platforms for trading cryptocurrencies and has millions of users from over 140 countries. With its powerfully simple and user-friendly interface, it’s grown to become more than just an app to trade cryptocurrencies – it’s built up a thriving community where users get to engage, connect, and learn from one another. It’s free to create an account, and you can dip your toe in by playing with a $100,000 virtual portfolio before putting in your own money. You can also use their CopyTrader technology that lets you mimic, in real-time, what popular traders are doing. Since it’s free, you can sign up and test-drive all aspects of the platform. At a Glance Commission-free trades on stocks, ETFs, and options $50 minimum deposit Bitcoin and Etherum are available in the US CopyTrader features Paper trading Who Should Use eToro eToro is good for those who want to mirror the portfolios of successful traders. You should also consider eToro if you want to invest in crypto along side your stocks and ETFs. One of the challenges of adding crypto to your investment portfolio is having to trade on multiple platforms. We like the straightforward pricing and no-commission stock trades, while the social trading capability of CopyTrader, and eToro’s Smart Portfolios are unique features that aren’t available on other platforms.  eToro Alternatives Minimum initial deposit$100$1$20Available investmentsStocks, ETFs, and cryptoStocks, ETFs, options, futures, and cryptoStocks, ETFs, bonds, optionsAbiliy to copy portfoliosYesNoNoLearn moreLearn moreLearn more Table of ContentsAt a GlanceWho Should Use eToroeToro AlternativesWhat is eToro?eToro Features and BenefitsAvailable InvestmentsStocks and ETFs OptionsCryptoCopyTrader TechnologyVirtual PortfolioeToro WalletSmart PortfolioseToro AlternativesM1 FinanceRobinhoodPublicShould You Invest with eToro? What is eToro? Founded in 2007, eToro claims to be the #1 social trading platform. It has more than 15 million users worldwide, operating in 140 countries around the world.  The company operates internationally with four offices around the world. The US office is in Hoboken, New Jersey, and it has three international offices: Cyprus, London, and Sydney. eToro operates as a diversified trading platform outside the US. You can trade stocks on foreign exchanges as well as currencies – including cryptocurrencies. eToro Features and Benefits FeatureDescriptionMinimum initial investment$50Available InvestmentsStocks, ETFs, Options, and CryptoAcceptable payment methodsDebit card, online banking, PayPal, or wire transferAvailabilityIn addition to being available in 74 countries, eToro is available in all US states, the District of Columbia, Puerto Rico, US Virgin Islands, Northern Marianas, and the US Minor Outlying Islands. Crypto is not available in NY, NV, HI, PR, and USVI.AccessAccessible via web browser and iPhone or Android mobile app. Customer serviceAvailable via AI chatbot or ticketing system No phone contact is offered.You can open a ticket with a response time of up to 48 hours. Members with a balance of at least $5,000 can contact customer service via WhatsApp. FDIC InsuranceCash held at eToro USA is fully FDIC insured. The funds in the account are held in an FDIC insured custodial account, which will be insured for