Personal Finance Blogs
Featuring the Best Personal Finance Blog Articles
Today's Investing Blog Articles
View articles only on the topic you search below.
John Rekenthaler, longtime Director of Research at Morningstar, recently announced his retirement from a 35+ year career with the article Farewell, For Now. As a regular reader of his “Rekenthaler Reports”, I have respected his clear writings that were often about the uncomfortable truths of investing. I am old enough to remember when the “5-Star Rating” from Morningstar was the ultimate goal of every mutual fund, as that meant they could place a huge ad […]
In this article, SEBI-registered flat fee-only financial advisor Swapnil Kendhe discusses how we can implement a unified portfolio approach for all our long-term goals. About the author: Swapnil is a SEBI Registered Investment Advisor and is one of the sought-after advisors on the freefincal fee-only financial planners’ list. You can learn more about him and his… The post How to use the same investment portfolio for all our financial goals appeared first on freefincal.
New to investing? No problem, I am here to help. You want to know which stocks are safe to buy and will earn you money in the process. There are a variety of stocks that will do this for me, but I have handpicked five that I think will set you on the right path. These are solid companies with a solid financial history. Their dividend history is also solid which makes them the perfect […]
With another strong year in the stock market, it’s time for investors to celebrate! While marveling at the growth of your portfolio is satisfying, a more rewarding way to celebrate is to actually spend some of those phenomenal returns on things that bring joy and fulfillment. Stocks, by themselves, provide no utility. We invest in […] The post Cheap, Fun, And Practical Buys With Your Stock Market Returns appeared first on Financial Samurai.
The post 3 Consumer Staples Stocks for Long-Term Dividend Growth & Income appeared first on Dividend Power. The consumer staples sector is home to some of the world’s most well-known dividend growth stocks. In fact, the consumer staples sector has the most Dividend Aristocrats of any individual market sector. Consumer staples stocks also appeal to risk-averse investors as defensive industries such as food and beverage and personal care products see steady demand, even during recessions. The following 3 consumer […]
The Big Picture On Whether Non-Citizens Can Invest In U.S. Real Estate Syndications: Non-citizens can legally invest in U.S. real estate syndications, often through LLCs or limited partnerships, allowing them to participate in investment opportunities even without a U.S. residency. While investing, foreign investors must navigate specific tax implications, including the FIRPTA withholding tax on property sales. They may benefit from consulting tax professionals familiar with U.S. tax law for foreign nationals. Real estate syndications allow international investors to diversify portfolios and enter the U.S. real estate market passively, though they must also manage currency exchange risks and potential shifts in U.S. regulations. Disclaimer The information provided on this website is for general informational purposes only and should not be construed as legal, financial, or investment advice. Always consult a licensed real estate consultant and/or financial advisor about your investment decisions. Real estate investing involves risks; past performance does not indicate future results. We make no representations or warranties about the accuracy or reliability of the information provided. Our articles may have affiliate links. If you click on an affiliate link, the affiliate may compensate our website at no cost to you. You can view our Privacy Policy here for more information. During our meetings with various potential real estate investors for our recent hotel syndication, a frequently asked question emerged: “Can non-US citizens invest in U.S. real estate syndications?” You they can! However, international real estate investors should understand the legal and tax implications and requirements before venturing into U.S. real estate syndications. Consider these considerations before investing and the steps for participating in US-based real estate syndications. What Are Real Estate Syndications? A real estate syndication is an investment strategy where multiple investors come together to buy and manage larger commercial properties. A syndicator, sponsor, operator, or general partner (GP) leads the project and handles property acquisition, management, and disposition. Limited partners contribute capital and share profits proportionally. It’s a private equity real estate investment, not publicly traded on stock exchanges. Investors like syndications for their high returns, typically 15-30%. That includes passive income in the form of distributions and capital gains when the property sells. Real estate syndications also include full tax benefits, from built-in investment property tax deductions to accelerated property depreciation. On the downside, they require a medium- to long-term commitment of 2-7 years and typically a high minimum investment of $50-100K. However, you can invest with less by joining a real estate investment club: our Co-Investing Club invests in a new deal each month, with a minimum investment of $5K. What Foreign U.S. Real Estate Investors Need to Know Before investing money into U.S. syndications, understand the following implications and requirements. Legal Tax Obligations Investing in U.S.-based real estate syndications as a non-citizen comes with tax obligations and implications. Specifically, you need to pay taxes to the U.S. government and sometimes to
Back when I was still in college, I stumbled onto Freefincal. I’d open one article, and the next thing I knew, I’d have 20 tabs open—each leading me deeper into this endless maze of personal finance. It was a strange obsession for someone who had zero money to their name. I read, I learned, and… The post Minimalism, Index Funds, and Staying Calm: My Investing Journey at 28 appeared first on freefincal.
Save, invest, prosper with My Own Advisor. 3 Stocks or ETFs I Want to Buy in 2025 As I approach close to 20 years as a DIY investor, a hybrid investor no less and almost 16 years (!) being My Own Advisor I’ve come to appreciate investing and portfolio simplicity more and more. With that theme in mind, here are 3 stocks or… Join the million dollar portfolio journey. The article 3 Stocks or ETFs I […]
Image Source: Canva Looking to grow your money closer to home? There is a growing trend of an increased number of people investing in community projects. This is due to the social impact of these types of investments as well as accessibility. If you are looking for investment opportunities near you, it can be a great way to diversify your portfolio and support your community. Whether you’re a seasoned investor or just starting out, there […]
The Money Game by Adam Smith (George Goodman) is one of my favorite investment books of all-time. The book was originally published in 1968, but it’s still more than relevant for investors today because it’s a study of behavior and human nature on Wall Street. Human nature is the one constant across all market environments. The quote I always come back to from this book is, “The stock doesn’t know…
There are only three types of annual contributions to individual retirement accounts (“IRAs”). They are: This post discusses when a taxpayer can make one or more of these types of annual contributions. Let’s dispense with what we are not talking about. This post has nothing to do with annual contributions to employer retirement plans (401(k)s […]
The month of November 2024 is another month of dividend income landing in my accounts. Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over […]
Investing can be confusing, especially for beginners. Some basic tips can help beginning investors make informed choices that fit their needs. Each person has a different goal when investing, which greatly impacts how they invest. The following list explains some things beginners should know before investing. Understand that there are no set rules for investing, no guarantees, and no perfect way to invest. Make informed choices. Before investing, you should completely understand how your investment […]