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Image source: shutterstock.com So, you’ve been cruising through your student loan repayment journey on the SAVE plan — the cushy, income-driven setup that kept your payments low and forgiveness goals in sight. Then reality hits. That safety net is being pulled away, and up to 7 million borrowers are suddenly on the clock to change course before the financial ground shifts beneath their feet. If that sounds like a plot twist you didn’t sign up […]
Tax season doesn’t have to feel overwhelming — but it does get stressful when you’re digging through emails, bank statements, and random folders trying to remember what you need. If you’ve ever thought: “I KNOW I got that form… somewhere.” “Why do I feel so unprepared every single year?” “I just want this done without missing something.” You’re not alone. That’s why having a simple, organized tax prep checklist can make all the difference. Below, […]
Dive into this PayPal stock analysis as I break down why investors are dumping PYPL following poor 2026 guidance and leadership changes. The post The PayPal Paradox: Why Financial Engineering Can’t Save a Shrinking Core appeared first on Time in the Market.
Sammie Ellard-King I’m Sammie, a money expert and business owner passionate about helping you take control of your wallet. My mission with Up the Gains is to create a safe space to help improve your finances, cut your costs and make you feel good while doing it. Share to Facebook If you’re thinking about buying a new car, you might want to check this list first. From 1st April 2026, the first-year road tax on […]
Saving more money is not only about holding back on things you enjoy or being restrictive when it comes to non-essential expenses, it is simply about following financial rules that slowly but surely guide you towards a secure and stable financial future. Financial rules don’t have to be anything strict that makes them hard to […]
Updated for 2026. As the brokerage 1099 forms for the 2025 Tax Year are coming out, here is a quick reminder for those subject to state and/or local income taxes. If you earned interest from a money market fund, a significant portion of this interest may have come from “US Government Obligations” like Treasury bills and bonds, which are generally exempt from state and local income taxes. However, in order to claim this exemption, you’ll […]
Sammie Ellard-King I’m Sammie, a money expert and business owner passionate about helping you take control of your wallet. My mission with Up the Gains is to create a safe space to help improve your finances, cut your costs and make you feel good while doing it. “I can’t save money. There’s nothing left at the end of the month.” Sound familiar? Most people think they need loads of spare cash before they can start […]
Any time you make money from your investments you need to consider the impact taxes might have on your earnings. Fortunately, there are a range of tax-efficient investment strategies that can help minimize the bite taxes take out of your gains. What is tax-efficient investing, and how does it work? By understanding the tax implications of different types of accounts, as well as the investments you choose (e.g. stocks, bonds, mutual funds), you can determine […]
Heading to college is an exciting journey filled with new experiences and opportunities. However, it also means managing your finances, often for the first time. There is no better place to learn how to balance your spending than when you are young. For many students, college is when they learn how to stretch a dollar and make the most of their budget. Living frugally in college doesn’t just help you avoid debt; it also teaches […]
Last Updated on February 1, 2026 at 5:57 pm Budget 2026 has clarified the tax treatment of sovereign gold bonds. They are tax-free only for original subscribers who purchase from banks or the RBI, not from the secondary market and hold them to maturity (8 years). Those who purchase SGBs in the secondary market must pay… The post Budget 2026: Sov Gold Bonds Tax free only for original Subscribers if held to maturity appeared first on […]
18 Ways to Save Money on Groceries in 2024 that go beyond the usual meal planning and buying in bulk! The post How to Save Money on Groceries appeared first on The Thrifty Issue.
Whether it’s tax time or not, taxes are often on the minds of Canadians. When it comes to our investments, this is also true. And while some accounts offer tax-free returns (TFSA), not all investment returns are taxed the same. Understanding how your investments are taxed can help you keep more of your hard-earned money in your pocket. In Canada, there are 2 main account types Canadians can invest in: registered accounts (such as the […]
If you’re pulling in a physician’s salary, you’ve likely hit the income ceiling that locks you out of contributing directly … Read more