“Didn’t you guys say you’re going to Valencia?” “Yeah?” “So, it got flooded yesterday and it’s now a natural disaster zone!” “WHAT?!” I had no idea the city we were planning on visiting would experience an emergency like this just days before our arrival. We were taking a trans-atlantic cruise and had zero Wifi. Luckily another digital nomad family on the ship had Wifi paid for by their company and told us. The second our […]
Today I have a guest post from personal finance enthusiast Dan Griffin. While Dan is not a practicing financial planner, he passed the CFP exam in 2010 and holds an Executive Certificate in Personal Financial Planning from Duke University as well as an MBA from the University of North Carolina. Dan shares his analysis of… The post Case Study: Optimizing Current ACA Subsidies vs. Roth Conversions for Long-Term Tax Planning appeared first on Can I Retire Yet?.
If you have money goals, there’s a good chance you already understand the importance of knowing what you spend and knowing what you save. But managing your money–and all those spreadsheets–can get complicated! Monarch Money can help. In our Monarch Money review, we’ll share our favorite aspects of this tool and how it stacks up to its competitors. Who is Monarch Money? It’s more than just a budgeting app. Monarch is a personal finance tool […]
In my last article, I detailed my personal process to achieving dual citizenship. This also included how much money I spent throughout said process. It took me over two years and thousands of dollars, which, for the record, is unusually fast! And cheap! For other people who can take the same citizenship route I did, they can definitely get it even quicker and cheaper. All of my first cousins have dual citizenship eligibility, which is […]
My Sweet Retirement Singapore Savings Bonds SBJAN25 GX25010E As you could see from above, the effective interest rate for Singapore Savings Bonds (SSB) January 2025 (SBJAN25 GX25010E) is 2.86% if you held it for 10 years. The interest rates had been recovering slightly … Singapore Savings Bonds SBJAN25 GX25010E My Sweet Retirement
Want a simple tip to help you save money on Christmas gifts all year long? Well, have I got the episode for you. I’m sharing the one thing I do to save time and money each and every year. And…it really is simple. Ready to find out what it is? If so, let’s get started. Links for This Episode Check out these DIY Resources and Templates Download your FREE Family Budget Worksheet Join the Financial […]
Savings Christmas savings Is your scale going up while your bank account goes down? Time to flip the script! Try these 13 Christmas savings hacks to keep your wallet jolly—and fend off that holiday credit card hangover. 13 Christmas savings tips Halloween trashed last year’s resolution to lose weight (curse you, fun-sized candy bars), and Thanksgiving came in hot to hammer the final nail in that coffin—with gravy. Now December rolls around, dragging in its […]
The “Golden Rule” to building wealth is to spend less than you earn and invest the difference wisely. Embedded in the rule are three levers that drive the wealth equation and ultimately determine not only the level of wealth you build but also the speed at which you can ultimately achieve financial freedom. Those three levers are: (1) EARN: I’ve always believed that a high income is the fastest path to a high net worth. […]
Mega high-yield savings accounts are a topic I’ve dealt with in great detail on this blog (a full list of previous posts I’ve written about this topic can be found at the end of this post). What counts as a mega high-yield savings account might vary depending on who you ask, but my definition is that a mega high-yield savings account is a savings account that offers 5% or more interest. Generally, these accounts are […]
Apologies, this post might end up dragging on a bit. I had a great holiday (more on this later), though not entirely relaxing in parts, but enough that my batteries have been mostly recharged and I feel more in control … Continue reading → The post November 2024 Savings, plus other updates appeared first on Quietly Saving.
The time is here! We are officially into December and the holiday season. It’s a time of joy and celebration, but it can also be a a time of the stress of big spending. But don’t worry! With some smart planning and creative thinking, we can have a wonderful Christmas without breaking the bank. We’ll jam through some practical ways to save money during the holidays while still creating lasting memories and to keep the […]
Let me tell you something — if you’re reading this, you’re already winning! Why? Because taking time to do a year-end financial review is like giving yourself a money wellness check-up. And just like you wouldn’t skip your annual physical (right? 👀), you shouldn’t skip this financial check-up either. Listen, I get it. Looking at your finances can feel overwhelming, especially after a whole year of spending and saving (or trying to save). But here’s […]
This article offers a fun and practical guide to navigating Cyber Monday with expert tips for finding the best deals, staying secure, and maximizing your savings. The post Maximize Your Cyber Monday Savings: Smart Shopping Made Simple and Fun! appeared first on Time In the Market.