The EV Tax Credits will Now Expire 9/30/25 A PSA to readers who have recently considered the purchase of an electric vehicle (EV): the EV tax credits now have an expiration date of September 30, 2025. Technically, any eligible EV purchase must be delivered by that deadline (not just purchased). This applies to both new and used eligible vehicles (full lists of every EV still eligible below) for qualified purchasers (details below). The EV tax credits, which were modified in the Inflation Reduction Act in 2022, previously had an expiration date of December 31, 2032. That has changed. They will prematurely The post The EV Tax Credits Now Expire 9/30/25. What you Need to Know. appeared first on 20somethingfinance.com.

Field of play Wonderful companies at knock down prices J.P. Morgan is reputed to have said, when asked about the future course of stock market prices: “They will fluctuate.” (Graham, The Intelligent Investor, fourth revised edition.  1973) p23 Simple and obvious as this observation seems, it contains a truth that investors need to reflect on. In this post I will look at how investors can turn drawdowns from something nasty to something to take advantage […]

Click Here to Read the Transcript for This Episode Ellyce Fulmore, Canadian Queer and neurodivergent financial educator, joins the Journey to Launch podcast to talk about how she paid off high interest debt, ADHD and money, and her new book, “Keeping Finance Personal.”  Ellyce is a full-time content creator and founder of Queerd Co., a financial literacy company. Her approach to finance goes beyond the conventional, focusing on the intersectionality of identities and lived experiences.  […]

It’s not all bad having to register to collect and remit GST/HST as a small business. You know why? Input tax credits! These credits allow you to get some of that money back in your pocket. But before getting to that, let me go over who has to register for GST/HST in the first place. […] The post Input Tax Credits Canada Explained appeared first on Jessica Moorhouse.

It was my birthday this month and I celebrated by attending a gin festival for something different! Some gins nearly blew my head off, a couple tasted awful, a few were great. I did come away with an overpriced bottle. … Continue reading → The post June 2025 Savings, plus other updates appeared first on Quietly Saving.

As you have likely read, last week Congress passed the One Big Beautiful Bill Act, and the President signed it into law. You can find the full text of the law here. I’m not going to provide a full write-up of the various tax changes made by the new law. Instead, please see this excellent summary from the AICPA’s The Tax Adviser publication. (Don’t stop reading when you get to the heading “Business Provisions.” There’s […]

Let’s be real—figuring out how to build an emergency fund on a low income can feel downright impossible when you’re stretching every dollar just to keep the lights on and food on the table. Saving money might seem like a luxury only the wealthy can afford. But here’s the hard truth: emergencies don’t check your bank balance before they show up. Whether it’s a flat tire, a surprise medical bill, or an unexpected job loss, these […]

How Much Should You Have in Emergency Savings in Canada? Life is unpredictable. Whether it’s a sudden job loss, medical emergency, or unexpected home repair, having emergency savings in Canada can make the difference between staying afloat and falling into debt. But how much is enough? There’s no one-size-fits-all number, but we can help you calculate a target that fits your life and financial situation. In this guide, we’ll break down how much emergency savings […]