Changing estate-tax thresholds could impact more couples than expected, especially those with homes, retirement accounts, and life insurance policies. Reviewing trusts, beneficiaries, and asset ownership now may help families avoid costly surprises later. Pexels For many married couples, estate planning feels like something reserved for the ultra-wealthy. However, changing estate-tax thresholds are forcing more middle- and upper-income households to pay attention to how their assets are structured and protected. Federal estate tax exemptions have increased […]