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It is not pleasant but it has to be said. To get rich, we must stop behaving like the typical retail investor. We must stop calling ourselves the Aam Aadmi or the middle class. Btw no one reading this belongs to the Indian middle class. They may have a middle-class mindset, but that does not… The post Shift from tax-saving to wealth-creation mode to become rich! appeared first on freefincal.

Save, invest, prosper with My Own Advisor. Weekend Reading – The RRSP is not a tax trap Welcome to a new Weekend Reading folks, suggesting the RRSP is hardly a tax trap! Before that take, some recent posts from my site: Do you still participate in RRSP season? Do you still participate in RRSP season? And….last weekend, whether you contribute to your… Join the million dollar portfolio journey. The article Weekend Reading – The RRSP […]

Many retirees look at their average tax rate as a quick measure of how much they pay in taxes each year. It feels like a tidy summary. The problem is that this number is useful for reviewing the past but surprisingly poor for guiding your next decision. Your average tax rate is mostly a rearview-mirror statistic. It tells you what already happened, but does not tell you what your next decision will cost.  The Impact […]

Understanding how to save for retirement is one of the most critical parts of building financial security and peace of mind. Everyone dreams of enjoying their golden years free from money worries, yet many wonder…

Updated with 2026 promo details. Pennsylvania State Employees Credit Union (PSECU) has a $300 new checking account bonus. That is also my referral link as I successfully did a similar $300 deal previously. PSECU is a digital-first credit union with a very open membership. If you don’t satisfy the available free options, anyone can join with $10: Don’t meet any of the criteria above? No problem! You can still become eligible for PSECU membership by […]

We review our experiences wholesale giant CostCo, covering if you can save money there and if a membership is worth it. The post Is Costco UK Worth It? (2026): Savings vs. Membership Fee Review appeared first on The Financial Wilderness.

Are you tired of paying more taxes than you have to? Do you wish there was a way… The post The Standard Tax Deduction (Updated for 2025-2026) appeared first on Part-Time Money.

Are you wondering where to get your taxes done? What’s the best option for your tax situation? Maybe… The post Where to Get Your Taxes Done (The 3 Best Places & Prices) appeared first on Part-Time Money.

🎙️Episode #475 – Most investors miss a powerful tax tool: self-directed retirement accounts. Learn how IRAs and solo 401(k)s can invest in real estate and… The post This Is the Tax Strategy Most Real Estate Investors Miss appeared first on Coach Carson.

Saving $500 can feel impossible when your budget already feels tight. But here’s the truth: most people don’t need to earn more or cut all the fun; they need a smarter system. When you focus on a few strategic shifts, saving $500 can happen faster than you think. Here are five realistic ways to save […] The post 5 Ways to Save $500 Fast appeared first on financiALLI focused.

Retirement tax planning is often presented as a set of rules. These rules are usually designed to work in isolation or within a single tax year, which makes them appealing but incomplete. While these guidelines can be helpful starting points, they are not finished solutions. Real-life tax planning decisions are more complex because they involve interacting tradeoffs that unfold over decades rather than a single tax year.  At its core, tax-efficient retirement income planning is […]

Halfway through Feb already, so am running very late with this one! Been rather distracted recently – work continues to ramp up and (maybe related or unrelated) my eczema has flared up so I’ve been itching miserably and uncomfortably and … Continue reading → The post January 2026 Savings, plus other updates appeared first on Quietly Saving.

Kids are a pain. One minute you’re funding their entire lifestyle. The next minute they’re off to university or buying their first flat – and you’re still funding their entire lifestyle. But perhaps you want to do even more for the young people in your life? Maybe you want to help give your little ones (another) leg up? Maybe your genes are forcing your hand! You’re not alone. Almost £10bn has been socked away in Junior […]