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Students need a checking account without excessive fees or unrealistic balance requirements. These low-cost, low-balance bank accounts give them what they want — and some have cash back and opening bonuses to boot. Source
The interest rates noted in this post were updated on July 31, 2025 but may change in the future. Here is a fully updated list of all the highest interest rates on savings accounts in Canada currently available. As you’ll note, these are all online banks because none of the brick-and-mortar big banks in Canada […] The post High-Interest Savings Accounts in Canada 2025 appeared first on Jessica Moorhouse.
More than a few readers have asked us a variation of this question: “why save for retirement when the world is on fire?” In fact, they’ve asked often enough that we decided to dust off the ol’ podcast and address the doomerism head-on. We try to keep things light around here. Or rather, we try to lighten up the dark times with a liberal application of 90s pop culture gifs and dick jokes.* For the most part, we’re successful! If we can give you a sensible chuckle or a hearty snort-laugh while you’re reading about the racism and classism inherent in the credit scoring industry, then we consider it a job well done. But there’s no denying that right now… shit’s bleak. A handful of our followers have therefore asked us some variation on a concerning theme: If everything’s going to hell in a hand basket, why should I even bother saving for a future retirement that won’t exist? Like I said: bleak. We’re happy to have an opportunity to show off our rarely-glimpsed optimistic sides. These times are unprecedented—but they’re also super precedented. History is brimming with excellent guides for surviving turbulent times, and we can learn from them how to brace ourselves and protect what’s important. It’s a conversation worth tuning in for, even if you’re feeling more hopeful about the future. *Bitches Get Riches: It’s not just dick jokes about money… it’s also money jokes about dicks! This week’s question The doomerist question at hand came to us from a follower who prefers to remain anonymous. So we’ll call them Cricket. The question is: “BGR, I have some money that I can put in a retirement account, but I’m having trouble bringing myself to do it because the world seems like it’s on the verge of ending (not to be dramatic). I’m in my early twenties and it’s hard to imagine current financial institutions still existing in 50 years, for better or for worse. Why should I even bother saving for retirement when the world is on fire?” We completely understand what’s got this question-asker feeling so demoralized about the future. We share their yearning “for better” as well as their fears of “for worse.” With so much traditional advice being chucked out the window, is saving for retirement still a worthwhile endeavor? Our answer [embed]https://youtube.com/watch?v=wkQEho126qo&feature=oembed[/embed] Climate change, authoritarian regimes, the rollback of rights for women and minorities, unfettered capitalism and billionaire oligarchs… it can all seem like an overwhelming tsunami, sweeping progress and decency and a decent quality of life away from our grasp. But if I may spoil the episode a little bit, we believe there’s plenty of hope. But more importantly, we think there’s still something worth fighting for. Here’s where we suggest you start
So you’ve made that very difficult first step and decided it’s time to do something about your debt. Maybe you’ve reached the end of your financial rope. Perhaps you signed up for a money management program, enrolled in a debt relief plan, or maybe you’re doing it all on your own. You’re excited about the prospect of finally getting your finances on track and starting down the path to achieving this thing called financial freedom that […]
Vanguard recently released the 2025 edition of their How America Saves report. The report looks at the behavior of more than 5 million participants in employer-sponsored Vanguard retirement plans. Over the years of reading this report, I’ve come to think of the combination of “employer-sponsored plan with automatic enrollment and a target-date fund as the default investment option” as on par with index funds in terms of the dramatic improvement they’ve provided to the typical […]
As a CPA, I help a lot of people with their taxes. A lot of times, they’re pretty unhappy with their tax situations. Truthfully, most of us only think about taxes at tax time. But by then, it’s too late to do any planning. It’s too late to minimize your tax bill. That’s why I talk to my clients year-round as things come up. And we work together to do some mid-year tax planning. These […]