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This post may contain affiliate links. If you make a purchase through one of them, I may earn a small commission at no additional cost to you. Please see my full disclosure policy for details. As a husband and father to four kids, including three in college and one in high school, I know how overwhelming life can get. With so many plates spinning at once, staying on top of our finances is a challenge. […]
That “Big Beautiful Bill” (which I dislike the name – I’m not a fan of big bills, and the name is indicative of Trump’s limited vocabulary) that was passed earlier this year means that the overtime my wife earns isn’t going to be taxed this year. But – being the paperwork nerd I am – I wanted to know how I’m going to claim that deduction. It’s simple – really: I’ll enter her W-2 tips […]
When I first started to take initiative and improve my finances, the first step was to build a solid savings base. I knew that by having a large pile of savings, I would cover myself if emergencies happened. And having this savings would also allow me to focus on investing my money and growing it faster. Thanks to my finance background, I understood the power of compound interest and wanted to find a savings account […]
Nowadays, calling someone frugal is more of a virtue, like giving a badge of honor to that person. Being frugal or cheap is sometimes used interchangeably, but the terms have subtle differences. According to Merriam-Webster, frugal is characterized by or reflecting economy in the use of resources. On the other hand, cheap has a range of definitions. Cheap has two or more meanings: it can mean charging or obtainable at a low price, and it […]