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This is a debt mutual fund screener for portfolio selection, tracking, and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors seeking to invest in money market funds, banking PSU funds, and similar instruments. The credit quality of the portfolio’s bonds and the bond maturity profile can be tracked. Instead… The post Debt and hybrid mutual fund screener (Feb 2026) for selection, tracking, learning appeared first on freefincal.

I also answered questions about when to turn off your dollar cost averaging into stocks, how UCITs work, home equity as a false kind of wealth, owning your home for a short period of time and how to invest in your 401k. Further Reading: The Economics of a 50 Year Mortgage 1Why didn’t I just use mortgage calculators that were already available? The Claude AI version looks nicer. And it’s simpler. The post Earl…

Bank of America has a press release that their “Preferred Rewards” program is changing to “BofA Rewards” on May 27, 2026 (hat tip Bogleheads). Notable changes include the tier names, their required balances, and higher requirements for credit card rewards boosts. Here is a comparison of the old and new tiers. Preferred Rewards Tiers (OLD; Current) Gold – $20,000 to < $50,000 combined balance Platinum – $50,000 to < $100,000 combined balance Platinum Honors – […]

Some people are shocked to hear that, even after paying off six figures of debt, we still use credit cards. For us, credit cards were never the problem. Our debt was law school student loans. But credit cards are so often misused, causing debt problems or making them worse, that the two are understandably inextricably associated. Used wisely, credit cards can help you reach your financial goals. Used recklessly, they can be your financial downfall. […]

Most people assume that once you reach A‑list status, money problems magically disappear, but that couldn’t be further from the truth. Even the biggest stars can make disastrous financial decisions, fall victim to bad investments, or simply live far beyond their means. In fact, several well‑known celebrities are now facing lawsuits, tax liens, foreclosures, and massive unpaid balances that would shock the average fan. Here are five A-list celebs that are actually drowning in debt […]

Understanding how do reverse mortgages work is essential for homeowners considering ways to unlock the equity in their homes. In this comprehensive guide, How Do Reverse Mortgages Work 37 Essential Facts Explained, we explore everything…

In this guide, we’ll review the 10 best lifetime mortgages in 2026. We’ve analyzed key factors like product offerings, flexibility, fees, and customer protections to help you make an informed decision. Each provider on this list has been selected based on their reputation, experience, and ability to meet the needs of homeowners aged 55 and above.  Whether you’re looking for fee-free advice, flexible repayment options, or access to a wide range of lenders, we’ve got […]

Finding the right broker can make or break a short-term property deal. Whether you’re buying at auction, bridging a chain break, or funding a refurbishment, the speed, structure, and reliability of your financing depend heavily on who arranges it. That’s where experienced bridging loan brokers come in. These firms act as the link between borrowers and lenders, negotiating terms, managing paperwork, and keeping timelines tight. In this guide, we’ve selected some of the best bridging […]

This overview on how to pay your taxes with a credit card (to the IRS) has been updated for the 2026 tax season. Want to take a bit of the sting out of paying taxes? Good news. You can easily and quickly pay taxes with a credit card and simultaneously profit from doing so. I didn’t know this was possible until a few years ago and it definitely makes my “financial knowledge I wish I had known sooner” list. You do, however, have to pay attention to the details when paying your IRS taxes with a credit card. Otherwise, you The post How to Pay Taxes with a Credit Card (and Profit) in 2026 appeared first on 20somethingfinance.com.

Before our post today, I just wanted to let you know our new book got a rave review from Publishers Weekly! “Readers will find this a welcome counterpoint to alarmist narratives about the cost of starting a family.” Until Feb 17, you can get “Parent Like a Millionaire (Without Being One)” for only $13 USD! After this date, the price goes back up to $20 USD. If you buy both our books, you get the […]

Beginning next month, March 1, I have officially decided to operate on a cash only basis. I will be working this month to prepare for this really big change. Getting Ready Last month I moved my LLC from GA to TX. I’ve got to finalize the legalities of that move. New EIN, new business bank accounts and so on and so forth. I’ll be closing my one and only business credit card account this month. As a security measure, I will have one personal and one business checking account with no debit card, no ties to any 3rd party accounts (Venmo, CashApp, Paypal, etc.), essentially as isolated as I can make it. Then I’ll alternate accounts for debit and 3rd party transactions. I’m hoping this will prevent my primary cash accounts from ever being compromised. Because I’ve been operating like this with my personal accounts for some time, or rather, had two accounts already that I used for different functions and had existing debit cards and scheduled transactions, I will set up a 3rd checking account that will become my primary/isolated account. Auto Transactions Next, I will be working through my existing budget and transferring all my auto-pays and subscriptions to the appropriate account debit card – personal or professional. I’ll have to be eagle eyed on my accounts to make sure I don’t overdraw anything. But I know I can do this. Big Move This is a HUGE shift for me. If I don’t have the cash, I can’t do it, buy it, spend it. There is no more…I’ll pay it when I get my next paycheck. There is no more just spending with no immediate consequence. I’m also working on a brand new budget. I fully intend to, like Proverbs says…pursue a debt free life with Gazelle intensity. And with this new budget, I will actually be using some actual paper cash. At least that’s the goal. But then I started to worry about all these places that are now “cash free”. But never fear “Apple Cash” to the rescue. I’m going to fund my “Apple Cash” from my checking account. That will still allow me to use the convenience and security of the tap, but I think it will also allow me to feel the PAIN of spending. My thought is if I only fund it once a month…gas money, fun money, etc. then I will hesitate more to spend because I know when it’s gone, it’s gone. This is a work in progress. But it’s scary and a going to be a BIG MINDSET change for me. HUGE.    The post First Credit Card Free Month appeared first on Blogging Away Debt.

Parenting can look great on paper and still feel heavier than it should. In this episode, I break down five common parenting mistakes that quietly weaken connection with your kids — even when you’re trying hard and care deeply. These aren’t obvious mistakes like yelling or punishments. They’re subtle patterns I see over and over that create pressure, over-functioning, and disconnection. I share what these mistakes look like in real life and what to do […]

🎙️Episode #473 – More rentals don’t always mean more freedom. Here’s why selling down to 8 properties can create more cash flow, less stress, and… The post Why 8 Rentals Beat 21 (For Real Life Freedom) appeared first on Coach Carson.