Personal Finance Blogs
Featuring the Best Personal Finance Blog Articles
Today's Debt Freedom Articles
View articles only on the topic you search below.
123rf.com The school year ends, the backpacks hit the closet, and suddenly… your house is full of noise, snack requests, and endless cries of “I’m bored!” Surviving summer break as a parent isn’t for the faint of heart. It requires energy, creativity, patience, and a really solid hiding place (preferably with chocolate). Whether you work from home, stay at home, or juggle a bit of both, keeping kids entertained, fed, and alive for two-plus months […]
If you only pay the minimum on your credit card Canada, you’re not alone. A 2023 report by the Financial Consumer Agency of Canada found that nearly 1 in 5 Canadians regularly carry a credit card balance. While it might feel like you’re staying on top of your bills, paying just the minimum can lead to a long, expensive cycle of debt. In this detailed guide, we’ll break down exactly what happens when you pay […]
123rf.com Let’s be honest—parenting stress is real, and it doesn’t care if you’re on your third cup of coffee or just trying to fold laundry in peace. It sneaks into your day through tantrums, endless messes, sleepless nights, and the daily circus of trying to keep small humans alive and happy. But then, just when you’re ready to scream into a pillow, a small moment happens. A giggle. A squeeze of your hand. A sticky […]
123rf.com Before becoming a parent, most of us have some version of the dream scenario in our heads—gentle bedtimes, Pinterest-worthy birthday parties, and smiling kids in matching pajamas. We picture ourselves guiding little ones with wisdom and calm, coffee in hand, as we juggle home and work like seasoned pros. And then it happens. Real-life parenting hits with spit-up, sleep deprivation, tantrums in Target, and the kind of messes that leave you speechless. If you’ve […]
Growing up, I always dreamed of having my own place. A cozy little apartment that I could decorate just the way I wanted, with no rules or restrictions. And after years of sharing dorm rooms and cramped apartments with roommates, that dream finally came true when I landed my first job out of college. I found a cheap apartment in the bustling city of Chicago, just a few blocks away from my office. It was […]
As I sit here, sipping my morning coffee in our cozy living room, I can’t help but reminisce about the early days of my adult life — the years when I was navigating the world on my own, finding my way in the bustling city of Baldwin, PA. It was a time of independence, excitement, and a lot of uncertainty. One thing that stands out in my memory is the first apartment I rented after […]
Image Source: pexels.com Being a single parent is tough. You juggle work, home, and everything in between. Money can feel like one more thing on your plate. But you’re not alone, and you can handle this. Smart financial choices can make life easier for you and your kids. Here are practical financial tips for single parents that can help you feel more in control and less stressed. 1. Build a Realistic Budget A budget is […]
Today, I have the not-so-joyful task of collecting my suit from the dry cleaners. This instrument of torture is, of course, for a wedding I’m attending in a few weeks. Suzie and I are close friends with the bride’s family, and for the past 18 months, we’ve been “in the loop” on all the drama and discussions surrounding the planning. It seems every visit to a bridal show adds a new “must-have” addition to what’s […]
Today
The Amazon account has been closed. The Frontier account has been closed. Money has been added to my Ally savings account. And I was able to pay a bit more toward my students loan this month. Current Debt Debt DescriptionOctober, 2023 TotalInterest RateMinimum PaymentCurrent Total Payoff Date (Est) Student Loans$22,1212.875%$307$20,891 CC – Apple**$500$0May, 2025 CC – Frontier$3,85729.99%$0$0May, 2025 – Closed Dad – New Furnace$2,6000%$0 $0 May, 2025 CC – USAA$5,00019.15%$0$0May, 2025 CC – Sam’s Club$0May, 2025 (again) CC – Amazon$0May, 2025 (again) – Closed CC – Southwest$0May, 2025 Painter$0May, 2025 CC – AMEX$89429.24%$0$0Mar, 2024 – Closed CC – Sams$1,10629.99%$0$0April, 2024 Personal Loan #1$2,5000%$0$0July, 2024 Personal Loan #2$2,5000%$0$0August, 2024 CC – Wander$1,63029.24%$0$0August, 2024 – Closed CC – Amazon$1,49729.99%$0$0September, 2024 Total$44,206$307$20,891
By Dr. Kelly Wright, Guest Writer Over the past decade, I’ve redeemed 6.4 million points and miles for $380,000 worth of travel. Travel rewards earned through credit cards (and, to a smaller extent, actual travel) have allowed me to take vacations I’ve never dreamed I could, to see far-reaching corners of the planet, and to stay in luxurious places for next to nothing. Travel influencers may hawk the idea of these luxury trips as “free.” […]
One of my biggest regrets is being unable to splurge on my parents – buy them expensive gifts, take them on holidays, etc. My dad died when I was in debt (due to his hospital bills), and my mom became ill soon after. So I keep telling young people that there is a small window… The post Five things to do when parents are still young! appeared first on freefincal.
“Stop wasting your money on paying rent” is likely a phrase you’ve heard often. After all, the common version of the American dream consists of owning a home. But is renting really all that bad? No, and sometimes it’s actually better than buying your own home. Yes, it’s true! In some cases, and for some families it’s smarter to rent than to buy. However, that’s not the advice we often hear. I was personally suckered into […]
A sweeping Republican-backed education and tax bill, endorsed by President Trump, now forces colleges to share responsibility when their graduates default on student loans. This “skin‑in‑the‑game” provision penalizes institutions whose students fail to earn enough from their degrees to repay loans; marking a dramatic change in how higher education is funded and scrutinized. Read the rest