We are there guys! We and by we, I mean I hit $10,000 in my high interest savings account this past month. Woot, woot! So now it’s time to turn my eye to my remaining debt – time to pay off those student loans. Finally! This is the balance as of today. Debt DescriptionOctober, 2023 TotalInterest RateMinimum PaymentCurrent Total Payoff Date (Est) Student Loans$22,1212.875%$307$18,246 CC – Apple**$500$0May, 2025 CC – Frontier$3,85729.99%$0$0May, 2025 – Closed Dad – New Furnace$2,6000%$0 $0 May, 2025 CC – USAA$5,00019.15%$0$0May, 2025 CC – Sam’s Club$0May, 2025 (again) CC – Amazon$0May, 2025 (again) – Closed CC – Southwest$0May, 2025 Painter$0May, 2025 CC – AMEX$89429.24%$0$0Mar, 2024 – Closed CC – Sams$1,10629.99%$0$0April, 2024 Personal Loan #1$2,5000%$0$0July, 2024 Personal Loan #2$2,5000%$0$0August, 2024 CC – Wander$1,63029.24%$0$0August, 2024 – Closed CC – Amazon$1,49729.99%$0$0September, 2024 Total$44,206$307$18,246

Image source: shutterstock.com If you grew up in the 80s or 90s, you likely heard the phrase ‘tough love.’ In short, it was a catch-all for parenting tactics that prioritized resilience and obedience. Parents told us it ‘built character.’ Looking back, however, many of these common practices were not just ‘tough.’ In fact, they were deeply damaging. Modern psychology, for example, has shown us the profound, negative impact of these methods. Consequently, we now correctly […]

Are you struggling with overwhelming debt and searching for real solutions to manage your finances more effectively? A debt consolidation loan may be the strategic answer you’ve been seeking. By combining multiple high-interest debts into…

If juggling multiple high-interest debts feels overwhelming, a debt consolidation loan could be the lifeline you need. This comprehensive guide will show you how a debt consolidation loan works, and reveal 17 smart ways to…

For a lot of people, buying a house is a dream come true. But homes these days are crazy expensive, and you might be feeling discouraged because saving for a down payment or applying for a mortgage has been a challenge. Choosing a rent-to-own home might sound like a good alternative to buying a house, but you probably have some questions. Like, What is rent-to-own? and, How does rent-to-own work? You also may be wondering about the different types […]

A coalition of 21 Democratic-led states, Washington D.C., and several major cities has sued the Trump administration, arguing that a new rule from the U.S. Department of Education unfairly restricts eligibility for the Public Service Loan Forgiveness (PSLF) program. The states claim the rule effectively punishes teachers, nurses, and public workers whose employers engage in activities that the administration deems “unlawful.” Read the rest

You’ve been dating for six months now, and it’s feeling right. He gives you butterflies when he walks into the room. You think he could be “the one.” The problem is that you’ve been withholding some information from him. You’re not sure if you should even be bringing up such a topic so early on in a relationship – and quite frankly, this secret has the potential to make your new love interest run for the […]

Refinancing a car loan can be a smart financial move if you’re seeking to lower your monthly payments, reduce your interest rate, or alter the terms of your current car loan. Understanding how to refinance…

🎙️Episode #456 – He didn’t flip or speculate… He bought steady, cash-flowing rentals and hit $100K per year in income. Here’s how simple properties built… The post How One Investor Quit His Job With $100k Rental Cash Flow appeared first on Coach Carson.

Author – Matt Moffat MLIBF CeMAP CeRER | Managing Director | Mortgage One 29th October 2025 www.mortgageonefinance.co.uk How to Avoid the 5 Most Common UK Mortgage Mistakes If you’re looking at a mortgage in the UK—whether you’re buying for the first time, remortgaging, or moving to a new home—there are several repeat errors borrowers often make when choosing a deal. Spotting and avoiding these pitfalls early on can save time, stress and potentially thousands […]

What is the denominator on our 28T national debt? I am worried that the national debt has hit 28T. But consider personal debt. Someone who owes $28K may have a lot of debt or not, depending on the denominator. […]

Millions of borrowers have leaned on student loan forbearance as a safety net when times get tough. But what feels like relief now could become a much tighter squeeze later. Starting in 2027, the federal government will sharply limit how long borrowers can pause their payments, ending a long era of lenient extensions that quietly fueled ballooning debt balances. Read the rest

In this powerful and transparent episode of Journey to Launch, I sit down with Nika Booth, award-winning financial coach, content creator, and founder of Debt Free Gonna Be, to unpack how she paid off more than $200,000 in debt while refusing to sacrifice joy along the way. From student loans and credit card balances to IRS debt and government furloughs, Nika shares the raw truth behind her financial journey, the highs, the setbacks, and the […]