Millions of federal student loan borrowers will soon be eligible for a significantly larger interest-rate discount if they enroll in automatic payments, as the Trump administration rolls out a temporary incentive aimed at improving repayment rates and reducing outstanding student debt balances. The U.S. Department of Education announced that borrowers who enroll in autopay will qualify for a 1 percentage point reduction in their student loan interest rate beginning July 1, up from the longstanding […]

Recently, we’ve had eight of our grandchildren here at one point or another. Some stayed for a few days, some stayed for a week, and while it certainly made for a busy house, it also reminded me of something important about frugal grandparenting: Creating meaningful summer memories doesn’t have to cost a fortune. With the cost of nearly everything going up these days, it’s easy to feel pressure to spend money on entertainment. Grandparents want […]

Tens of thousands of federal student loan borrowers received welcome news ahead of a key court-ordered deadline, with approximately 30,000 people notified that their student loan balances had been discharged as part of the long-running Sweet v. McMahon lawsuit. The latest round of loan cancellations represents roughly $12 billion in relief and marks another major milestone in a legal battle involving nearly 500,000 borrowers who accused the U.S. Read the rest

Two pieces of mail showed up this month. One was from a company promising to cut your credit card debt in half. The other was a pre-approved personal loan offer that rolls everything into a single payment. Both claim to solve the same problem, and neither one explains what it actually costs you to get there. Debt consolidation and debt settlement get lumped together constantly, but they work in almost opposite ways, and picking the […]

You’ve decided to get serious about paying off debt. You know you need a strategy. But now you’re staring at two approaches, the debt avalanche vs. the debt snowball, and every article you’ve read seems to contradict the last one. One says pay the highest interest rate first. Another says start with the smallest balance. Neither one explains what to do if you can’t figure out which camp you belong to. Why Your Payoff Strategy […]

Paze is a digital wallet offered by the same company that gave you Zelle and they have this incredible promotion where they will give you a $10 statement credit whenever you spend $10 or more using Paze. You can do this up to ten times before September 10th, 2026 per card. You can read their PR release of the offer. Paze works a lot like other digital wallets. When you go to a merchant that offers Paze, you can select it as a payment option. Then check out as normal. The first time you use it, you have to set it up and link up your cards. In subsequent visits, you just pick the card you wish to use for that transaction. Most of the major credit card issuers are involved with Paze including Bank of America, Capital One, Chase, PNC, Truist, US Bank, Wells Fargo, and Citi. How to take advantage of this offer Newegg will sell you $10 gift cards delivered via email and Newegg accepts Paze. (or you can just shop as normal and accept $10 off your purchases at various merchants) People are just buying $10 gift cards from Newegg. I did it this morning and when you check out with Paze, they even tell you about the offer: You could do this ten times for every single card that works with Paze. That’s $100 in gift cards for every eligible card in your wallet. Remember, the $10 statement credit is per transaction. You’ll want to make ten separate purchases of $10 gift cards. Get $50 from Rakuten too Want to take this to the next level? If you haven’t signed up to Rakuten yet, sign up with my referral link and you will get an additional $50 after your first purchase. Newegg is in their network and pays you 1% cashback. Just make sure you click through the Rakuten website before you go to Newegg to make a purchase. So if you buy a $10 gift card, Rakuten will give you $50 for your purchase and then you’ll earn an additional ten cents in cashback. Tip: Avoid merchants with wonky gift card rules Here’s a quality of life tip – avoid merchants with inconvenient gift card rules. Let me give you an example. As a regular purchaser of Chipotle, their app only lets add one gift card at a time. And you can only use one gift card per app order. Which makes $10 gift cards a real pain to use in the app. You can multiple cards in person, just not on the app. You want to pick a merchant, like Starbucks, that lets you combine gift cards so it’s easier to use. Or a merchant that lets you use multiple gift cards at checkout (Home Depot lets you use up to 10). Act quickly I’m seeing information about this everywhere online – such as this discussion on Reddit about whether multiple transactions would get flagged. So far it doesn’t appear

It’s World Refill Day, a global day of awareness to prevent plastic pollution by accelerating the shift to systems designed for reuse and refill rather than single use. It’s an opportunity for all of us to take another look at the packaging waste on the products we use and resolve to do better. The post World Refill Day is an opportunity to think differently appeared first on Boomer Eco Crusader.

The post B&G Foods (BGS) Dividend Cut Again Because of Debt appeared first on Dividend Power. B&G Foods Corporation (BGS) cut its dividend due to debt, leverage, and poor operating results. Notably, the firm had a significant dividend reduction in November 2022. Weak operating and financial results, soft sales, and negative earnings for a longer than expected time have taken a toll on the company. The firm’s dividend has not been increased in a decade and B&G […]