Here’s my monthly roundup of the best interest rates on cash as of November 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the same level of safety by moving to another FDIC-insured bank or NCUA-insured credit union. Check out my Ultimate Rate-Chaser Calculator to see how much extra interest you could earn from switching. Rates listed are available to everyone nationwide. […]

Many young freefincal readers appear to be overconfident about their equity investments. This could spell trouble for their dreams. I hate to break it to you, but there is no proof that long-term equity investing will always give you “good returns”. All those arguments about the economy growing and the equity market reflecting those returns… The post How Overconfidence in Equity Could Hurt Your Investment Portfolio! appeared first on freefincal.

The S&P 500 is up 27% in 2024. We’re quickly closing in on a 30% gain for the calendar year. How rare is that feat? It happens more often than you would think. Here’s a look at every calendar year return on the S&P 500 going back to 1928: The 30% gains are highlighted. By my count, there were 18 years in which the stock market finished with a gain of 30% or more. So that’s roughly 20% of the tim…

Today, we’re continuing with our 4-part series on how to create content to promote your business. In this episode, we talk about what it takes build an engaging email list that converts to sales. What You’ll Learn How to keep your open rate high How to drive sales with every send How to keep your subscriber engaged with your list Sponsors SellersSummit.com – The Sellers Summit is the ecommerce conference that I’ve run for the […]

The post The List of Dividend Champions in 2024 appeared first on Dividend Power. This article provides an updated list of the Dividend Champions in 2024, select financial data and analysis. The list and data are updated monthly and located at the bottom of the article. The Dividend Champions 2024 companies on United States stock exchanges have raised their dividend for 25+ consecutive years. This list is a select list of only 135 companies. This number is […]

The Big Picture On Earning Infinite Returns Through Real Estate Investment: Infinite returns mean pulling out your initial investment to reinvest elsewhere while still earning on the property. Focus on properties you can renovate and refinance to start building equity fast. The BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat) is popular for achieving infinite returns in rental properties, but it requires careful planning, especially around managing refinancing costs and market fluctuations. Real estate syndications can offer infinite returns without day-to-day management but keep an eye on potential risks, like debt levels and market downturns, which can affect cash flow. Disclaimer The information provided on this website is for general informational purposes only and should not be construed as legal, financial, or investment advice.  Always consult a licensed real estate consultant and/or financial advisor about your investment decisions.  Real estate investing involves risks; past performance does not indicate future results. We make no representations or warranties about the accuracy or reliability of the information provided.  Our articles may have affiliate links. If you click on an affiliate link, the affiliate may compensate our website at no cost to you. You can view our Privacy Policy here for more information.    If you earn $1 on a $0 investment, what’s the rate of return? What about $100? $1,000? The answer’s the same: any return on a $0 investment is an “infinite return” since you’re dividing it into zero. You earn something on an investment of nothing. But how does that actually work in the real world? Doesn’t it “take money to make money” and all that? Sort of.   What Are Infinite Returns? When you invest money in real estate — or anything else, for that matter — you ideally earn a return on it. However, real estate has a unique advantage over other assets: you can borrow money against it relatively cheaply at a high loan-to-value ratio (LTV). Even better, you can force appreciation through property improvements. That combination means you can buy a fixer-upper, renovate it to boost its value and create equity, and then refinance it to cash out that newfound equity. And in doing so, pull your original down payment back out of the property, potentially leaving you with $0 of your own cash invested in it. Every dollar you earn in returns from that point onward represents an infinite return on your $0 investment in the property. You can earn infinite returns on direct property investments or through real estate syndications. Strategies for Generating Real Estate Returns Without Capital at Risk Strategic positioning is the secret to achieving returns without having your capital tied up long-term. Sounds simple, right? Yep, but it’s not as easy. Strategy Type Key Requirements Main Benefits Forced Appreciation Construction or renovation expertise; Good contractor network Property value increases under your control

This year, I simplified the two monthly articles that I’ve done for years – passive income and goals/resolutions. I’ve combined them and added some personal details. Personal Monthly Recap The month started with my wife deployed for Hurricane Helene. We went to a local Harvest Festival and entered my cousin’s zucchini, which won first place. Our kids did some tug of war and sack races – lots of old-fashioned fun. We had a special trip […]

Green bonds have emerged as an innovative financial instrument, offering investors a unique opportunity to support environmentally friendly projects while earning returns. These bonds differ from traditional bonds in their specific use of proceeds, exclusively funding initiatives that benefit the environment. Green bonds trade at slightly lower yields than conventional bonds from the same issuer, […]