There’s an old adage that a dart-throwing monkey could beat most professional investors. But that’s just not true because of the way the stock market usually works. There are far more losers than winners when it comes to individual companies so the monkey would have a hard time unless they got lucky. Through the close of the market on Thursday, the S&P 500 was up more than 13% on the year. But the experien…

All Insights | Exchange-Traded Funds | Start Investing Vanguard FTSE Global All-Cap UCITS ETF At 0.07% Grows To $2 Billion In Just A Month europe finally gets THE GLOBAL market in one cheap etf Vanguard has launched the FTSE Global All-Cap UCITS ETF (VGLA / VALL) on multiple European Exchanges. It’s the cheapest single-ticket exposure to the entire global equity market, with large, mid and small caps across developed and emerging markets, at a total expense ratio of just 0.07%.The ETF began trading on 20th of August on Deutsche Börse’s Xetra and LSE, with parallel listings on Borsa Italiana, Euronext Amsterdam and the SIX Swiss Exchange.It is the ETF equivalent of US-listed VT – Vanguard Total World Stock Index Fund (0.06% TER) and the Vanguard FTSE Global All Cap Index Fund long popular with UK investors, but still with 0.23% fee.It’s the first time Vanguard has offered whole-market coverage, small caps included, in a European ETF without an ESG screen. For the first time, the fee is very close to US-listed ETFs, as well. KEY TAKEAWAYS Vanguard’s new FTSE Global All-Cap UCITS ETF started trading on Xetra, Borsa Italiana, the London Stock Exchange, Euronext Amsterdam and SIX. At a 0.07% TER it is the cheapest broad global equity ETF in Europe – half the price of Vanguard’s own FTSE All-World (VWCE, 0.14%) and less than a third of its ESG Global All Cap (V3AM, 0.24%). It matches the 0.07% of the cheapest large/mid-cap all-country ETF (Amundi Prime All Country World, WEBN) while adding small caps, and undercuts the next all-cap fund (SPDR MSCI ACWI IMI, 0.17%) by ten basis points. It tracks the FTSE Global All Cap Index: roughly 10,000 large-, mid- and small-cap stocks across developed and emerging markets – around 98–99% of the world’s investable market capitalisation. Both share classes went live together on 20 August: Accumulating (IE000VAHT5T0) and Distributing (IE000CVUM3N6, quarterly payouts). A currency-hedged class at 0.10% is provided for in the prospectus but has not been listed. Update as of 25th September 2026: The ETF proved extremely popular. VALL/VGLA ETF Assets under management jump to $1 billion in a few weeks and $2 billion in just a month. VGLA starts trading on five exchanges

A friend of mine expects to receive a modest windfall from an inheritance. Their now-deceased relative was sufficiently twice-removed to make the money both unexpected and also unencumbered with emotional baggage. (Notwithstanding my envious side-eye…) “Well, I’d put it in a pension,” I said. Just because the money had effectively fallen out of the sky, that doesn’t mean they should flush it down the toilet. “Of course,” I continued, “I am not your financial advisor. […]

A 401(k) you left at an old job doesn’t follow you, and a small one may already have been moved into an IRA you never opened. Search the Labor Department’s lost-and-found database or call your old plan, then move what you find with a direct rollover, never a check made out to you. Source

We also discussed questions about inflation, defensive stocks, career advice for equity analysts and paying off your mortgage early. Further Reading: Power Laws in the Stock Market The post Can You Be a Boglehead Tech Investor? appeared first on A Wealth of Common Sense. …

All InsightsWeekend ReadingStrategyWheelersVanguard FTSE Global All-Cap hits €2bn, Bucket Asset Allocation & Evolution of Managed Futures ETFs in EuropeSeptember 25, 2026Raph & Francesca ShareAutumn is the mellower season, and what we lose in flowers we more than gain in fruits.Samuel Butler On this page ⭐ Featured📊 Portfolio Construction🎯 Active Investing📈 ETFs🏖️ Wealth Management🚲 Design Your Lifestyle💻 Tech & Economy💡 And Finally On this page ⭐ Featured📊 Portfolio Construction🎯 Active Investing📈 ETFs🏖️ Wealth Management🚲 Design Your Lifestyle💻 Tech & Economy💡 And Finally ⭐ FeaturedBanker on Wheels Resources Live and Let Buy: Which Bond Funds For Your Objectives? Banker on Wheels Fixed Income Fund Types Should Be Aligned With Your Goals – There are eight categories that you may use in portfolio construction. Long-Term Investors In Accumulation Phase – often choose Government or Aggregate Bond ETFs, as they reduce the portfolio volatility. For such funds, most Investors tend to hedge currencies. Inflation Bond ETFs can provide further protection, but their long-duration can be problematic in certain European countries. Retired Investors – often use Investment Grade Corporate Bond ETFs or Mortgage Bond ETFs which de-risk Equity portfolios, while adding incremental yield. Short-Term Investors – can choose Money Market Funds, Short Duration Government or Investment Grade Corporate Bonds. Bonds To Avoid For Most Investors – Include more volatile segments like Emerging Markets or High-Yield Corporates. Both exhibit a stronger correlation with risk-on assets, limiting their utility in simple portfolios. But sometimes they are useful in retirement. NPL Funds – while high yielding – are a great addition, as they are decorrelated. But they are rarely accessible to individual investors. Show more Vanguard FTSE Global All-Cap UCITS ETF (0.07%): Grows To $2 Billion In Just A MonthBanker on WheelsPlatforms: Banker on Wheels Broker Review MethodologyBanker on WheelsInvesting Demystified: Video Series & Book ReviewBanker on WheelsThe Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness (Book Review)Banker on WheelsHow You Can Cycle The World: A Practical GuideBanker on WheelsVanguard Investor UK: Our 2026 ReviewBanker on Wheels Featured Brokers For Italy: BG SAXO Banker on Wheels Over the past couple of years, Saxo has transformed itself from a trading-first platform into one of Europe’s most compelling for long-term investors. In 2024 and 2025 it rolled out a new pricing. Custody fees have been removed across core European countries. Trading commissions are now among the lowest available, sometimes even beating Interactive Brokers.It also launched the SaxoInvestor interface which gives passive ETF investors a cleaner, simpler experience than IBKR’s platform. Tax wrappers, and tax reporting are rolling out across markets like France, Italy, or Belgium. In Switzerland cost-free ETF savings plans are now available. Most importantly – hence our updated review – in 2025, Swiss bank J. Safra Sarasin Group acquired a 71% controlling stake, purchasing it from the previous Chinese majority owner. For European investors, this matters. SAXO is very attractive to investors in their core markets – particularly Italy. Show more Featured Brokers

My Sweet Retirement SIA Shares Price: Dividend Yield and Should I Buy Now? The SIA shares price sits at around S$6.55 as of 21 September 2026. Since the SIA shares price changes throughout each trading day, I always check the live quote on SGX or my broker before … SIA Shares Price: Dividend Yield and Should I Buy Now? My Sweet Retirement

If you’re sitting on a large cash balance waiting for something specific, a home purchase, a practice buy-in, a syndication that hasn’t called capital yet, you have a decision to make that most people never actually make. They just leave it wherever it landed. The cost of that is real but modest. Two hundred thousand dollars in a checking account earning close to nothing, versus roughly 4 percent, is about $8,000 a year. The cost […]