I have devised a new strategy for beating the stock market. All you have to do is own gold. Because gold has outperformed World equities for the past 30 years for UK investors! Surprised? Well check out the annualised returns: Time horizon Gold (%) World equities (%) One year 40.2 9.1 Five years 11.4 7.2 Ten years 11.9 9.6 20 years 9.2 6.7 30 years 6.1 6 Data from The London Bullion Market Association, and […]

Like many dividend investors, when we started our dividend growth investing journey, we were obsessed with one particular number – how much dividend income we received each month. While watching dividend income coming in every … Read more

🎙️Episode #478 – If homes in your city cost $2M and don’t cash flow, you don’t have to quit investing. Learn how investors build rental portfolios… The post If Your City Is Too Expensive to Buy Rentals, Do This Instead appeared first on Coach Carson.

The stock market outlook remains in a downtrend

I finally got around to updating my sharesight portfolio tracker with my latest quarterly Investment Bond contribution transactions (processed on 17 Feb). Currently the quarterly contribution is around $1,825 each quarter, and I will continue to increase this by 125% annually until it reaches $50Kpa (which is approximately what my ‘surplus’ tax-free self-funded pension income will be). In the

Ten years ago, we bought our very first home — a 3-bedroom, 2-bathroom condo in the inexpensive city of Gainesville, Florida. And after living there ourselves for a while, it became our very first rental property investment — providing us with extra income as we traveled the world from Canada to Australia to Iceland. After what felt like a very successful decade of homeownership and landlording, we just sold that condo and ran the final […]

Over three years later, and my Worth Bonds are worthless. I reported back in August 2022 that Worthy Bonds were having liquidity problems. Last month I received the following email: Hi Joseph, As of February 2nd, 2026, after exhausting all available debt-recovery and asset sale efforts, Worthy Peer Capital has determined that no further funds remain for distribution to bondholders. As a result, any securities held in this offering should at this time be considered […]

When I bought physical gold for the first time in 2024, it surprised some people — including myself who used to advocate Warren Buffett’s take on gold. Gold doesn’t generate income. It doesn’t compound. It doesn’t fit neatly into the discounted cash flow models I’d spent years studying. And yet, it felt inevitable. The Wrong Lesson First My first encounter with gold came during COVID-19. Markets were crashing. Governments were printing money at unprecedented scales. […]