Silo Markets is an investment rewards program that will pay you points for holding your portfolio there. Your assets are held at Interactive Brokers, a publicly traded brokerage firm with 5+ million customers and nearly a trillion dollars in customer equity. Interactive Brokers is a member of SIPC. Silo Markets is relatively new, having been founded in late 2023, but their model involves giving you rewards on your portfolio’s assets. In return, you pay an annual fee. You’re essentially earning rewards for putting your assets with Silo (really, with Interactive Brokers). Quick take: Silo pays 0.5 points per dollar (worth 0.5% in cash) on your balance each year, minus a $95 to $960 annual fee. It works best for buy-and-hold investors with at least $80,000 to move, and Platinum only beats Gold above about $344,000. The Platinum transfer bonus ends September 30, 2026. Here’s how Silo Markets could put more money in your pocket: Table of ContentsPlatinum Transfer Bonus: Up to 300,000 Points (Ends Sept. 30, 2026)You Earn Silo Points Every YearWhich Plan Is Best for Your Balance?How Much Are Silo Points Worth?What Does It Cost to Trade?What’s The Risk?How Does This Compare?Frequently Asked QuestionsIs Silo Markets safe?How much are Silo Points worth?When does the welcome bonus post?Do Silo Points expire?Is there a minimum balance? Platinum Transfer Bonus: Up to 300,000 Points (Ends Sept. 30, 2026) New Silo Platinum members can earn bonus points on money they move to Silo. Transfers (ACH, wire, check, ACATS, or an internal Interactive Brokers transfer) must be initiated by September 30, 2026 at 11:59 p.m. PT. (After the deadline, the maximum you can get is only 250,000 points) The bonus is tiered: 0.5 points per dollar on the first $200,000 (up to 100,000 points) 0.25 points per dollar on the next $800,000 (up to 200,000 points) Nothing on transfers above $1,000,000 That’s a maximum of 300,000 points ($3,000) under the Platinum bonus terms. Blue Rewards only gets you a $5,000 point bonus while Gold Rewards are listed with a 100,000 point welcome bonus. Amount transferredBonus pointsCash value$100,00050,000$500$250,000112,500$1,125$500,000175,000$1,750$1,000,000+300,000$3,000 Bonus points post on the 10th of the month after the deposit window closes, or once all assets have settled, whichever is later. It’s one welcome bonus per Social Security number across all Silo accounts. Platinum costs $960 a year and requires at least $25,000 in the account, so the bonus only makes sense if you’re moving a significant balance. 👉 Learn more about Silo Markets The “Up to X points per year” includes the new account bonus. You Earn Silo Points Every Year The welcome bonus is a one-time offer but every year you can earn more Silo Points based on your net liquidation value (NLV). NLV is calculated as the value of the brokerage account if everything is liquidated. This is calculated by Interactive Brokers at the market close on the last business day of each month. Here’s how much you’d earn each year holding your assets at Silo Markets: PlanAnnual feeBalance earning