Personal Finance Blogs
Featuring the Best Personal Finance Blog Articles
Today's Investing Blog Articles
View articles only on the topic you search below.
The stock market has been on a fantastic run. Then, in the third quarter, it decided to sit this one out. Rising bond yields, persistent inflation worries and a little less enthusiasm for expensive equities put the brakes on the rally. But this wasn’t a market meltdown, or even a technical correction. Far from it. It was more of a pause, with investors taking a closer look at valuations and rotating toward sectors that can […]
Listen to the pod According to Moneybox data, one first-time buyer every 10 minutes got the keys to a first home in 2025. Brian Byrnes, Head of Personal Finance at Moneybox, explains what it takes and what is next for the Lifetime ISA. Brian Byrnes is Head of Personal Finance at Moneybox and has given evidence to the Treasury Select Committee on the Lifetime ISA. He joins host Sammie Ellard-King on The Money Gains Podcast […]
Silo Markets is an investment rewards program that will pay you points for holding your portfolio there. Your assets are held at Interactive Brokers, a publicly traded brokerage firm with 5+ million customers and nearly a trillion dollars in customer equity. Interactive Brokers is a member of SIPC. Silo Markets is relatively new, having been founded in late 2023, but their model involves giving you rewards on your portfolio’s assets. In return, you pay an annual fee. You’re essentially earning rewards for putting your assets with Silo (really, with Interactive Brokers). Quick take: Silo pays 0.5 points per dollar (worth 0.5% in cash) on your balance each year, minus a $95 to $960 annual fee. It works best for buy-and-hold investors with at least $80,000 to move, and Platinum only beats Gold above about $344,000. The Platinum transfer bonus ends September 30, 2026. Here’s how Silo Markets could put more money in your pocket: Table of ContentsPlatinum Transfer Bonus: Up to 300,000 Points (Ends Sept. 30, 2026)You Earn Silo Points Every YearWhich Plan Is Best for Your Balance?How Much Are Silo Points Worth?What Does It Cost to Trade?What’s The Risk?How Does This Compare?Frequently Asked QuestionsIs Silo Markets safe?How much are Silo Points worth?When does the welcome bonus post?Do Silo Points expire?Is there a minimum balance? Platinum Transfer Bonus: Up to 300,000 Points (Ends Sept. 30, 2026) New Silo Platinum members can earn bonus points on money they move to Silo. Transfers (ACH, wire, check, ACATS, or an internal Interactive Brokers transfer) must be initiated by September 30, 2026 at 11:59 p.m. PT. (After the deadline, the maximum you can get is only 250,000 points) The bonus is tiered: 0.5 points per dollar on the first $200,000 (up to 100,000 points) 0.25 points per dollar on the next $800,000 (up to 200,000 points) Nothing on transfers above $1,000,000 That’s a maximum of 300,000 points ($3,000) under the Platinum bonus terms. Blue Rewards only gets you a $5,000 point bonus while Gold Rewards are listed with a 100,000 point welcome bonus. Amount transferredBonus pointsCash value$100,00050,000$500$250,000112,500$1,125$500,000175,000$1,750$1,000,000+300,000$3,000 Bonus points post on the 10th of the month after the deposit window closes, or once all assets have settled, whichever is later. It’s one welcome bonus per Social Security number across all Silo accounts. Platinum costs $960 a year and requires at least $25,000 in the account, so the bonus only makes sense if you’re moving a significant balance. 👉 Learn more about Silo Markets The “Up to X points per year” includes the new account bonus. You Earn Silo Points Every Year The welcome bonus is a one-time offer but every year you can earn more Silo Points based on your net liquidation value (NLV). NLV is calculated as the value of the brokerage account if everything is liquidated. This is calculated by Interactive Brokers at the market close on the last business day of each month. Here’s how much you’d earn each year holding your assets at Silo Markets: PlanAnnual feeBalance earning
A friend called me recently. A few of his investments had slowed down, one had stopped paying entirely, and we spent twenty minutes working through what the losses might look like and whether he could write any of it off. Then he mentioned, almost in passing, that the money he’d put in wasn’t his. He’d borrowed it. That changed the conversation completely. We weren’t talking about investments that might underperform anymore. We were talking about […]
In June 2023, I did a thorough case study and analyzed whether we had enough to live off dividends. That analysis was based on our 2022 dividend income of $42,305.81 and I converted USD to … Read more
🎙️ Episode #507 – Real estate isn’t passive at first, but it can become passive enough. Here’s how I got 96 rentals down to 2… The post How I Manage 96 Rental Units in 2 Hours a Week appeared first on Coach Carson.
In this week’s stock market outlook, Joel Wenger examines the current market trend, price performance, and headline risks.
In a market saturated with frothy AI bets, we believe our investment in the paradoxical Dr. Max Goldstein, a practicing family physician and a Mendocino farmer, is just what the doctor ordered. Born out of organic demand from over 30,000 patient visits, Dr. Max spent 5 years prototyping products in his kitchen before commercializing his modern apothecary. In an era where parents are expected to be amateur toxicologists, navigating complicated ingredient labels and judging Yuka […]
As we grow our wealth and approach retirement, our finances tend to get more complicated and messy. We have more credit cards, bank accounts, investment accounts, and more holdings inside our investment accounts. One day we wake up, our finances are scattered, and we start to think about who’s going to deal with it if… The post The Streamlined DIY Investor appeared first on Retire Before Dad.
Investing in stocks is one of the ways that Jamaicans can build wealth over the long term, but I think there is still a perception that investing in the stock market is complicated or only for people who have a lot of money. It really doesn’t have to be. If you have money sitting in a regular savings account, you are probably already familiar with the frustration of seeing very little return on it. Investing […]