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Here we go again. Or with respect to our stock portfolios and net worth perhaps the right framing is ‘here we grow again’. And once again, it is tech stocks driving the market in the U.S. While a stellar earnings report from Shopify gave the Canadian markets a jolt. Shopify is once again the most valuable publicly-traded company in Canada. It plays ‘trading places’ with RBC for the most part. That means that Shopify has […]
At a Glance: 100% Bonus Depreciation Is Permanent Qualified Opportunity Zones (QOZs) Made Permanent Expanded Low-Income Housing Tax Credits (LIHTC) Disclaimer The information provided on this website is for general informational purposes only and should not be construed as legal, financial, or investment advice. Always consult a licensed real estate consultant and/or financial advisor about your investment decisions. Real estate investing involves risks; past performance does not indicate future results. We make no representations or warranties about the accuracy or reliability of the information provided. Our articles may have affiliate links. If you click on an affiliate link, the affiliate may compensate our website at no cost to you. You can view our Privacy Policy here for more information. How the 2025 Tax Law Creates Massive Advantages for Real Estate Investors Whether you love it or hate it, the new 2025 tax bill is here and real estate investors just hit the jackpot.The “One Big Beautiful Bill Act,” is a sweeping 940-page piece of legislation that’s made major waves in the world of taxation. While many provisions are complex or narrow in scope, real estate investors are emerging as one of the biggest beneficiaries.If you’re currently in the market—or even considering dipping your toes into real estate here’s what you need to know about the four major tax changes that can seriously improve your return on investment in 2025 and beyond. 1. 100% Bonus Depreciation is Back (and Permanent) Let’s start with the showstopper: 100% bonus depreciation is not only back it’s permanent. This means that if you invest in real estate, you can now write off the full depreciation of qualifying assets in the same year you purchase them. Prior to this change, bonus depreciation was being phased out under the 2017 Tax Cuts and Jobs Act, reducing to 40% in 2025 and down to 20% in 2026 before vanishing completely. Thanks to the new law, real estate investors can now: Write off 100% of building improvements and qualifying components (e.g., HVAC, roofing, security systems) in year one. Accelerate tax savings and reduce upfront taxable income. Enjoy major deductions even in passive investment deals, like real estate syndications. This is especially useful in models like the “Lazy 1031 Exchange,” where investors reinvest capital gains into new passive real estate opportunities, using upfront depreciation losses to offset taxable gains from previous deals without the red tape of a traditional 1031 exchange. (article continues below) Real estate investments? Awesome. Being a landlord? Less fun. Learn how to earn 15%+ on passive real estate investments in our free video course. Access Free Course 2. Qualified Opportunity Zones (QOZs) Made Permanent Originally introduced in 2017 to spark investment in low-income communities, Qualified Opportunity
Send us a text Join us on Average Joe Finances as our guest Larry Kriesmer and Bernard Surovsky discuss their innovative approach to investment management. They delve into their investment strategy, which evolved from their experiences during market downturns in the late 1990s and 2008, leading to the creation of their trademark ‘Synthetic Equity’ and […] The post Podcast 307. Mastering Market Volatility with Larry Kriesmer and Bernard Surovsky appeared first on Average Joe Finances.
Learn how to use the ‘Stocks in Play’ ticker list to improve your day trading strategy. Discover screening criteria, real-life examples, and actionable tips.
Save, invest, prosper with My Own Advisor. Weekend Reading – Selling my U.S. stocks Hello! Welcome to some new Weekend Reading about selling some of my U.S. stocks! In case you missed other recent posts…. I believe income investing works well. Investing for Income Works I have some proof of that income oriented approach in this latest dividend income update here. July… Join the million dollar portfolio journey. The article Weekend Reading – Selling my […]
🎙️Episode #434 – 15% returns sound great—but are they actually possible with rentals? Coach Carson breaks down the numbers and shows how smart investing and… The post Can You Really Earn 15% Returns on Rental Properties? appeared first on Coach Carson.
International investors are now eagerly seeking residency through Golden Visa programs that provide long-term settlement opportunities in exceptionally stable and opportunity-filled countries overseas. These programs typically provide residency rights in return for significant investments from individuals and their families, provided they satisfy specific requirements. Minimum investment criteria lie at the core of every Golden Visa … Read more
In the world of investing, managing cash efficiently is just as important as selecting stocks or bonds. For Vanguard investors, the Vanguard Settlement Fund plays a pivotal role in this process. Often referred to as the core of a Vanguard brokerage account, this fund ensures seamless transactions while earning a competitive return on idle cash. If you’re new to Vanguard or looking to optimize your portfolio, understanding the Vanguard Settlement Fund can help you make […]
Save, invest, prosper with My Own Advisor. Selling my U.S. stocks For many years on this site, I have highlighted various portfolio buys, sells and holds. Given those changes over the years related to How We Invest, I figured it might be interesting to share how I’ve actually sold off most of our U.S. stocks over the years in favour of a… Join the million dollar portfolio journey. The article Selling my U.S. stocks is […]
The past 6 months have seen so many scary economic headlines that you just kind of get numb to it. Tariffs are going up! No wait, they’re paused! Now they’re back on again! But last Friday really took the cake. It started with (yet) another announcement of tariffs. Across-the-board tariffs of 10%-15% tariffs on all countries, plus a bunch of other random numbers that were made up targeting specific countries. India’s at 25%, Switzerland’s is […]
We took about half of July off to go on a road trip, where we spent 6 nights camping and 4 nights in hotels. We drove to Banff and Calgary. Our kids did better than expected in the long car ride. We put our soft … Read moreJuly 2025 Dividend Income Update The post July 2025 Dividend Income Update appeared first on Genymoney.ca.
Send us a text Join us on Average Joe Finances as our guest Mike Ivany to discuss his diverse background in law, marketing, finance, and investment. Mike Ivany shares his journey from working at Homeland Security to starting a law practice, diving into marketing, and ultimately working in finance and alternative investing. The conversation delves […] The post Podcast 306. The Future of AIand Investing With Mike Ivancie appeared first on Average Joe Finances.
Asset allocation 45-years to recover In over 50 years of investing, I have never put a penny of our family’s retirement savings into gold. Based on what I write below, I don’t intend to. I last wrote about gold five years ago. In my post Gold is not an investment I wrote in the conclusion: “I came at this post with some preconceived notions about gold. I have tried to re-examine my thinking in light […]