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This post is not a reaction to the rising political tensions in the Middle East, with the U.S. targeting Iranian nuclear sites on the weekend. Mostly, ‘got oil and gas stocks’ is a common question on this blog. You’re then ready for an oil shock. An oil shock can’t disrupt your lifestyle, in fact it would likely enrich you and your portfolio. With oil and gas stocks in the portfolio mix you’ll have a nice […]

This region has long been a favored direction for   investment funds , furnishing a flexible and well-regulated sphere for capital…

What caught my eye this week. With AI chatbots and search overviews now vigorously putting the boot into an online media that was already on its knees, quality independent websites covering investing and money are shrinking faster than violets at an OnlyFans convention. Good news then that the curation site Snippet Finance has started maintaining a content hub for investors, with links to all kinds of resources. You’ll find a few Weekend Reading favourites in […]

If you are like me and have kids, a house and a long to do list , your free time can seem to disappear. But worst of all is that your time off work is limited by your employer not giving you back the time that you’ve sold them and your kids having loads of time off – especially during the summer. Well, there’s a simple solution to make things a bit easier for you, […]

It’s common to hear about an impending “retirement crisis” due to the modest levels of savings that most people have as they move into old age. And indeed, per the Federal Reserve’s SCF (Survey of Consumer Finances) data, the median person age 65-75 has $200,000 in savings (as of 2022, anyway). In other words, using the 3-5% retirement spending rates that people often discuss, the median retiree is looking at retirement income that could be […]

Sammie Ellard-King I’m Sammie, a money expert and business owner passionate about helping you take control of your wallet. My mission with Up the Gains is to create a safe space to help improve your finances, cut your costs and make you feel good while doing it. Facebook The UK property market just hit an unusual bump. Average asking prices dropped by 0.3% in June to £378,240. That’s a £1,277 decrease from last month. What’s […]

The stock market outlook stays in an uptrend, despite intensifying conflict on the world stage.

Send us a text Join us on Average Joe Finances as our guest Gian Pazzia an expert in tax and accounting for real estate. They discuss Gian’s background, from his family’s humble beginnings in Italy to his current role helping businesses and real estate owners find tax savings through cost segregation studies. Gian explains the […] The post Podcast 300. The Future of Cost Segregation and Real Estate Investing with Gian Pazzia appeared first on Average Joe Finances.

                             The month of May 2025 is another month of dividend income landing in my accounts.  Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings.  The investment portion is going to my TFSA. Any […]

Save, invest, prosper with My Own Advisor. May 2025 Dividend Income Update Hey Folks! Welcome to our latest update: our May 2025 dividend income update. A reminder for anyone new to the site, this series is a monthly update related to our hybrid investing approach for semi-retirement funding that I started some 15+ years ago. This is how we invest: We invest… Join the million dollar portfolio journey. The article May 2025 Dividend Income Update […]

Welcome to another monthly review of Lazy Man and Money. We’re into the second trimester of the year and almost halfway through. Personal Update May was, as they say, “A Month.” I feel like I aged 3 years in a single month. My wife was on work travel for the first ten days of the month. It’s been quite a while since I had the kids myself. They are into so many activities outside of […]

Think for a moment about your favorite vacation that you’ve taken in the last 10 years. Where did you go (i.e., what city or general geographical area)? Where did you stay (i.e., what did you select for hotel/lodging)? Where did you eat? What activities did you do? This was a vacation that you truly enjoyed. But how likely is it that the vacation you ended up taking was the very best vacation possible for you? […]

The Investor is unwell, I mean on holiday. Definitely not too drunk to write his column this week. Nuh-uh. No way, Jose. Nope.  Hi! The Accumulator here. Just covering while my good friend The Investor is having a nice rest. OK, links is it? I’ve got loads. Because we’ve been planning this for weeks. Sure have. Anyway, one article that sobered me up this week is a penetrating critique of defined contribution (DC) pensions written […]