The month of February 2026 is another month of dividend income landing in my accounts. Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to […]

Every month, I write an article that shows my passive income and my growth toward my life goals. February was a busy month with lots of snow shoveling. Our area of RI got three feet of snow over a couple of days. People compared it to the famous (in New England) Blizzard of ’78. It actually surpassed that for us. Public schools were shut down for a week. It reminded me a bit of the […]

Investors have a disparate standard for winning than the New York Yankees. Creating wealth is all about consistency, not championships. The Yankees, on the other hand, have defined a successful season as winning it all; nothing less will do. This edict rings hollow since their last championship was in 2009. Delusion runs rampant in the Bronx. This point brings us to their beleaguered manager, Aaron Boone. Since taking ove…The post Investors Don’t Need To Win The World Series appeared first on A Teachable Moment.

Basis in IRAs is a funny thing. It necessitates the Pro-Rata Rule, one of the least understood tax rules affecting financial planning. IRA basis creates all sorts of confusion, making traditional IRAs less user friendly. Further, the value of basis in a traditional IRA is whittled away by inflation. Basis is generally the undistributed prior […]

I finally got around to updating my sharesight portfolio tracker with my latest quarterly Investment Bond contribution transactions (processed on 17 Feb). Currently the quarterly contribution is around $1,825 each quarter, and I will continue to increase this by 125% annually until it reaches $50Kpa (which is approximately what my ‘surplus’ tax-free self-funded pension income will be). In the

Ten years ago, we bought our very first home — a 3-bedroom, 2-bathroom condo in the inexpensive city of Gainesville, Florida. And after living there ourselves for a while, it became our very first rental property investment — providing us with extra income as we traveled the world from Canada to Australia to Iceland. After what felt like a very successful decade of homeownership and landlording, we just sold that condo and ran the final […]