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It appears to be an overlooked part of retirement planning. While we should always invest within our risk tolerance level we should also match our investment portfolios to the retirement cash flow plan. The plan gives the marching orders for each account. If you create a portfolio to plan mismatch, you could increase the risk of depleting an account too soon. On the other side if you are too conservative where an account has the […]
Recently, we’ve had eight of our grandchildren here at one point or another. Some stayed for a few days, some stayed for a week, and while it certainly made for a busy house, it also reminded me of something important about frugal grandparenting: Creating meaningful summer memories doesn’t have to cost a fortune. With the cost of nearly everything going up these days, it’s easy to feel pressure to spend money on entertainment. Grandparents want […]