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Your Christmas shopping rights buying and returning items Christmas is less than two months away and many of us are spreading the cost and making the most of bargains when we see them. Saving money at Christmas can only be a good thing but it can affect your consumer rights. But what are your rights if you are giving or receiving presents for Christmas? @thecomplainingcow Had to complain about a Christmas present. How to return […]
Managing your money can feel overwhelming when your accounts, budgets, and goals all live in different places. Monarch Money aims to fix that by bringing everything together in one clean, powerful dashboard. In this Monarch Money review, I’ll walk you through how the app helps you track spending, manage budgets, and stay on top of your goals. It does this all while giving you a clear, real-time picture of your financial life. I use Monarch […]
I went a few months without sharing a budget update, but I’m back at it. We were still managing our money with YNAB as we always do, I just didn’t write a blog post to share all of our details for the past few months. Why do I share my budget online anyway? Well, most people didn’t formally learn to budget, but had to learn from trial and error instead. I think seeing a real […]
I just got back from the 2025 Bogleheads Conference in San Antonio. One of the pieces of feedback I heard repeatedly was how much people appreciated the session on trusts by estate planning attorneys Jenny Rozelle and Justin Schuhmacher. Not a surprise, given that Jenny Rozelle presented last year as well, and her session was repeatedly mentioned as one of people’s favorites. Coincidentally, Rozelle was Jon Luskin’s guest on the most recent episode of the […]
For investors building a buy-and-hold portfolio focused on growing dividend income over decades, few companies match the combination of a resilient global brand, consistent cash generation and a long history of dividend increases. The Coca-Cola Company (ticker: KO) stands out as an attractive single-stock candidate for a 30-year hold because of its decades-long dividend streak, a mid-single-digit yield, and management’s consistent capital-return policy. This article explains the investment case, shows the key metrics that support […]
Nowadays, calling someone frugal is more of a virtue, like giving a badge of honor to that person. Being frugal or cheap is sometimes used interchangeably, but the terms have subtle differences. According to Merriam-Webster, frugal is characterized by or reflecting economy in the use of resources. On the other hand, cheap has a range of definitions. Cheap has two or more meanings: it can mean charging or obtainable at a low price, and it […]
We lucked into repack eggs at $1.99 a dozen last week – the best price I’ve seen for quite a while. Nationwide, the average* cost of a dozen eggs is about $3.59, according to government research. Back in February, we were paying $7.69 per dozen** – and these were just ordinary eggs, rather than the fancier kinds. I’d blocked the actual price tag. That’s when we got serious about egg substitutes. For the uninitiated, “repack” […]