As a tenant living in rented accommodation, your home improvement options will remain somewhat limited. However, this does not change the fact that you deserve to feel a sense of belonging. With the right strategies, there’s nothing to stop you making the house a home. Here are six simple solutions to achieve the outcomes you … The post How To Make A Rented House Feel Like Home on a Budget appeared first on The Thrifty […]
Living frugally doesn’t always mean cutting more or earning extra. Sometimes it’s about learning how to boost your budget without more income. When you’re trying to stick to a tight budget or stretch every dollar, it’s so easy to get discouraged by numbers alone. If your paycheck barely covers the essentials, it might feel like there’s no breathing room. But what if I told you there’s a whole other kind of income that doesn’t come […]
Retirement planning tools are incredibly helpful, until they’re not. Various tools can offer insight into your financial future, but none of them tells the whole story on their own. To make informed retirement decisions, you need more than just a number or a percentage. You need to understand how these tools work, what they assume, and, most importantly, what they don’t tell you. Monte Carlo Simulations: Great at “What Ifs,” But Light on Context Monte […]
If I could go back and start my budgeting journey all over again, I wouldn’t aim for perfection—I’d aim for progress. These are the honest lessons I wish I had known when I was drowning in debt, living paycheck to paycheck, and just trying to find my way. The post What I’d Do Differently If I Were Starting My Budgeting Journey Today appeared first on The Budget Mom.
If you’re reading this, chances are you’re carrying more than just financial responsibilities in your household. You might be managing investments while also being the family’s appointment coordinator, emotional support system, and future planning strategist. Or perhaps you’ve stepped back from financial decisions but find yourself feeling disconnected from choices that directly impact your future. When it comes to financial planning for women, we see women in all stages of their money journeys, and one […]
It’s that time of the month again; time to get a new budget ready! Here are just a few you might need to include in your August budget. The post EIGHT EXPENSES TO INCLUDE IN YOUR AUGUST BUDGET appeared first on a life on a dime.
Send us a text Join us on Average Joe Finances as our guest Chad Ackerman about his remarkable journey from a corporate HR professional to a successful real estate syndicator and business coach. Chad shares his personal story, detailing how he transitioned from his W2 job and navigated the challenges of the real estate investment […] The post Podcast 305. Finding Your Buy Box: Effective Strategies for New Investors with Chad Ackerman appeared first on Average Joe Finances.
As a CPA, I help a lot of people with their taxes. A lot of times, they’re pretty unhappy with their tax situations. Truthfully, most of us only think about taxes at tax time. But by then, it’s too late to do any planning. It’s too late to minimize your tax bill. That’s why I talk to my clients year-round as things come up. And we work together to do some mid-year tax planning. These […]
I love budgeting because it makes so many things possible that otherwise wouldn’t be. When I first saw that our law school debt added up to six figures, I felt physically ill. I couldn’t envision the crushing weight of that debt ever going away, especially when our take-home pay was under $40K a year. But, thanks to faithful budgeting (and a few other great habits), we were able to pay off that debt of $144K […]
Estate planning is a crucial aspect of financial planning that is often overlooked. Planning for the distribution of your assets after your death is crucial to ensure that your loved ones are taken care of and your wishes are fulfilled. In this article, we will explore the importance of estate planning, the implications of dying intestate, the role of beneficiaries, and important documents such as living wills and last wills and testaments. Importance of Estate […]
Buying a home is one of the most significant financial decisions you’ll ever make. Whether you’re a first-time buyer or looking to move into a new property, getting your finances and plans in order before entering the market is crucial. Putting yourself in the best position to buy a home involves strategic planning, a solid understanding of your financial situation, and knowledge of the real estate market. In this article, we’ll explore some essential steps […]