Welcome to another monthly review of Lazy Man and Money. We’re into the second trimester of the year and almost halfway through. Personal Update May was, as they say, “A Month.” I feel like I aged 3 years in a single month. My wife was on work travel for the first ten days of the month. It’s been quite a while since I had the kids myself. They are into so many activities outside of […]
Have you heard advertisements about creating lifetime income for a secure retirement? I’m always skeptical about annuities because they are so confusing, even for those of us who pay attention. It turns out that the term “lifetime income” is a marketing phrase intended to demystify annuities by highlighting their primary benefit. Unfortunately, a PR campaign… The post How to Build Lifetime Income Without Annuities appeared first on Retire Before Dad.
Click Here to Read the Transcript for This Episode This week on the Journey to Launch Podcast, I’m speaking to fellow Journeyer, Christina Cates, a pediatric surgery physician assistant in Florida who pivoted from her career as a dietitian to triple her income and build a path toward financial independence (FI). Christina first discovered the FI movement through the Journey to Launch podcast and went all in—educating herself, shifting her money mindset, and making bold […]
In a population of 8 billion people, there are only 3,000 billionaires on planet Earth. That’s not even one ten-thousandth of one percent! And, seemingly for good reason… You’ve probably seen viral posts about how if you made $100 an hour, you’d need to have been working since 2000 years before the time of Jesus to have earned a billion dollars, or if you earned a million dollars a year, it still would take a […]
Save, invest, prosper with My Own Advisor. Investing for Income vs. Total Return, why choose? Welcome to a new Weekend Reading edition, on an important but seemingly never-ending debate: should you be investing for income or total return? Maybe in the end, why choose one over the other at all??? First up, recent articles on my site. I contributed to this recent MoneySense Best… Join the million dollar portfolio journey. The article Investing for Income vs. Total […]
The Big Picture on Car Washes As Investments: Modern express car washes can generate 5–12% returns with minimal staffing and high automation. Car washes perform well during downturns as people maintain existing vehicles instead of upgrading. Accelerated and bonus depreciation allow significant tax write-offs, especially in the first year. Disclaimer The information provided on this website is for general informational purposes only and should not be construed as legal, financial, or investment advice. Always consult a licensed real estate consultant and/or financial advisor about your investment decisions. Real estate investing involves risks; past performance does not indicate future results. We make no representations or warranties about the accuracy or reliability of the information provided. Our articles may have affiliate links. If you click on an affiliate link, the affiliate may compensate our website at no cost to you. You can view our Privacy Policy here for more information. [embed]https://youtube.com/watch?v=q4NmAG_Gr7E&feature=oembed[/embed] When most people think about diversification, they picture a pie chart split between stocks, bonds, and maybe some real estate. But if you’re only thinking in those broad strokes, you might be missing out on some of the most exciting and overlooked investment opportunities — ones that can offer both cash flow and appreciation. In a recent conversation with Whitney Elkins-Hutten, Director of Investor Education at PassiveInvesting.com and author of Money for Tomorrow, we explored one such niche: investing in express car washes. Yes, you read that right — express car washes. And no, we’re not talking about those quarter-operated stalls behind gas stations or the full-service locations with a dozen employees scrubbing down every car. Whitney’s talking about a totally different beast — the “Chick-fil-A of car washes.” What Makes Express Car Washes So Special? Modern express car washes are highly automated, environmentally conscious operations that can clean 400–500 cars a day with only 2–3 full-time employees. Equipped with long tunnels, barcode scanners, and water reclamation systems, they’re not just efficient — they’re cash-flow machines. Whitney explains that these facilities operate like a hybrid of a business and a piece of real estate, which means you get the benefits of both worlds: predictable income and potential property appreciation. (article continues below) Real estate investments? Awesome. Being a landlord? Less fun. Learn how to earn 15%+ on passive real estate investments in our free video course. Access Free Course But What About Recession Risk? Surprisingly, express car washes hold up exceptionally well during downturns. Data shows that during economic slumps — including the 2008 crash and the 2020 pandemic — people tend to take better care of their current cars rather than trade up. And that means more trips to the car wash. In fact, during the 2020 lockdowns, car washes became a form of family
May was a strange month for my dividend income. Shockingly, we took a step back. Our dividend income dropped by 15% in May! In this article, we will review our total dividend income, learn why our income decreased, and then share a few other observations about our dividend income total. (adsbygoogle = window.adsbygoogle || []).push({}); Why I Invest in Dividend Stocks I invest in dividend stocks to grow a my passive income with dividend income. […]
In a digital age where freedom and flexibility have become integral to living a balanced life, many individuals are eager to tap into the potential of passive income. The idea of earning money while you sleep, or at least with minimal direct effort, sounds like a dream come true. This dream can quickly become a reality with the proper guidance and tools. One of the most promising methods to achieve this is through affiliate marketing […]
In today’s fast-paced digital economy, websites and apps promising free cash seem too good to be true. Among these promises, OhMyDosh has piqued the curiosity of internet users everywhere. With bold headlines such as “Earn Free Cash Instantly with OhMyDosh,” many are left asking, “Is it legitimate, or is it all just hype?” We will examine OhMyDosh’s history, operations, user reviews, and more in our thorough analysis to help you determine whether this platform is […]
I’ve previously written about what working professionals should do to get a good job: tailoring their resume to the role, revamping their LinkedIn profile, and getting in with good recruiters as good starting points. That done, I’m turning the spotlight over to the other side of the table. Getting a good job means working for a good company, and corporate America’s performance in that regard lags pathetically behind that of almost every other developed nation. […]
Financial independence is no longer a distant dream reserved for the wealthy. Technology has reshaped how people earn money, and automated trading platforms are leading the charge. These tools allow everyday individuals to build steady income streams without spending hours analyzing markets. By leveraging algorithms and smart software, anyone with a computer and an internet connection can tap into this opportunity. This post explores how automated trading strategies and passive investing tools are making financial […]
This is what dividend investing is all about! Investing in dividend stocks allows YOU to earn dividend income, the best passive income stream! Bias, you better believe it. Time to dive into Lanny’s April 2025 dividend income results! Were records set? Almost to financial freedom? One day and one month at a time! (adsbygoogle = window.adsbygoogle || []).push({}); Dividend Income Dividend Income is the fruit from the labor of investing your money in the stock […]
(adsbygoogle = window.adsbygoogle || []).push({}); Why I Invest in Dividend Stocks I invest in dividend stocks to grow a my passive income with dividend income. One day, my dividend income will be large enough to cover my monthly expenses and allow us to retire early. That is why we are always relentlessly searching for undervalued dividend stocks to buy. To put our hard earned cash to work. We save a high percentage of our […]