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This SIMPLE IRA overview has been updated with information for the 2025 & 2026 tax years. This is the third installment in a multi-part series on retirement accounts for self-employment income. We previously covered SEP IRA and Solo 401K basics. In this post, we’ll cover the SIMPLE IRA. You don’t have to be entirely self-employed to find this or the other two retirement account options relevant. If you have any self-employment income (even part-time side income), you could use these accounts to your benefit. What is a SIMPLE IRA? The SIMPLE IRA is a bit of a misnomer. It’s not The post SIMPLE IRA Basics for Self-Employment Income (For 2025 & 2026) appeared first on 20somethingfinance.com.
This Solo 401K overview has been updated with information for the 2025 & 2026 tax years. This is the second of a multi-part series on retirement accounts for self-employment income. I previously gave an overview of SEP IRAs. In this article, I’ll provide an overview of Solo 401Ks. I have started and contributed to both a SEP IRA and a Solo 401K, which has given me experience with each. In a separate article I’ll also cover the SIMPLE IRA. Those who have or plan to have self-employment income (via 1099 income or otherwise) should hopefully find these overviews informative. What The post Solo 401K Basics for Self-Employment Income (For 2025 & 2026) appeared first on 20somethingfinance.com.
For 2025 my main goal is to be profitable. To maintain transparency, I’ve been reporting both on my income and my expenses this year. My day job has been subsidizing my side hustles, which kind of play out as a time-consuming hobby. My goal this year is to turn this around. Working at my business regularly helps me to sleep better at night, but without profit it eventually will just be added stress. I’m still […]
A framework-first guide to parking your cash in Singapore. Covers digital bank savings accounts, SSB, T-bills, fixed deposits, insurance savings plans, and cash management accounts – with the Trilemma to help you decide what matters most: Safety, Liquidity, or Returns. The post Cash Management In Singapore: The Complete Guide (2026) appeared first on Turtle Investor.
You know what’s great about selling digital products on Etsy? You create something once, and then it can sell over and over again while you’re sleeping, watching Netflix, or spending time with your family. After all, that’s the beauty of digital products – they’re truly passive income. Here’s what makes this even better – you really don’t need to be a professional designer with expensive software. Plenty of successful sellers create their products using Canva’s […]
Happy Friday! So I recently did a video training class on how to make money wholesaling mobile homes including my advice with tools and resources to help you become a successful mobile home investor: In the class, you’ll learn exactly how to make money wholesaling mobile homes when you’re first getting started as a mobile home investor. I tell you exactly what you need to do and the basics of mobile home wholesaling. Plus, I give you advice on things you should focus on including what works versus what does not work when networking and talking with mobile home buyers and sellers. I share with you mistakes investors make when approaching buyers and sellers which can save you both time and money. Honestly, with so much information out there it’s hard to know what to do especially when you’re first starting out. I share with you my firsthand experience when wholesaling mobile homes including the benefits of building long-lasting relationships with buyers, sellers and your network to help you succeed as a mobile home investor. Also, I share with you the entire business model of how to wholesale mobile homes including how you fit in as a mobile home investor to work with buyers and sellers to create win/win situations. I share my exact business partnership structure including how I get paid when working with them. In this 1.5-hour video training class, you’ll learn exactly how to make money as a mobile home wholesaler from start to finish when you’re first getting started as a mobile home investor. You’ll learn why it’s so important to network and build relationships including the necessary tools and resources you’ll need. So if you’re interested in learning more, check out this video training class. Hope you enjoy it. Thanks for watching! The post (Video Training) How to Make Money Wholesaling Mobile Homes appeared first on Adventures in Mobile Homes.
Looking for legit ways to earn money as a teen? Whether you’re saving up for something special, building your college fund, or just want some extra spending money, you’ve got tons of options. And I’m not talking about just babysitting and mowing lawns (though those work too!). From making money online in your PJs to scoring real-world jobs that actually pay well, there’s something here for everyone – no matter your skills, interests, or how […]
Welcome to another monthly dividend income update. The market was somewhat volatile in November. The S&P 500, NASDAQ, and TSX all started November relatively strong, then ran into AI bubble concerns in mid-November. This caused … Read more
Strength and Economic performance Attempts to justify the unjustifiable This is a revision of a post originally published July 28, 2025. Thanks go to Michael Ward of Ward Corporate Finance for his collaboration. See >>>Revision below. The topic in this post is cash flow. It is such a reassuringly simple notion. Cash flow is the flow of cash into and out of a company. And I would go so far as to say, understanding cash […]
Treasury Inflation-Protected Securities (TIPS) are often evaluated through the wrong lens. They are compared to stock returns during bull markets or dismissed as unattractive when inflation is quiet. At other times, the focus shifts to whether real yields are high enough today or whether it would be better to wait. All of that treats TIPS as a tactical investment decision. In reality, they are far more useful as retirement income-planning tools. Once retirement begins, the […]
Vanguard recently released a new line of target-date funds: the Vanguard Target Retirement Lifetime Income funds. The new series of funds will only be available in employer-sponsored defined contribution plans (e.g., 401(k), 403(b), etc.). What’s different about them, relative to the existing Vanguard Target Retirement Funds, is that beginning at age 55, they’ll begin allocating a portion of the portfolio to the TIAA Secure Income Account, a deferred annuity. And that deferred annuity can later […]
This is what dividend investing is all about! Investing in dividend stocks allows YOU to earn dividend income, the best passive income stream! Bias, you better believe it. Time to dive into Lanny’s October 2025 dividend income results! Were records set? Almost to financial freedom? One day and one month at a time! (adsbygoogle = window.adsbygoogle || []).push({}); Dividend Income Dividend Income is the fruit from the labor of investing your money in the stock […]
The month of November 2025 is another month of dividend income landing in my accounts. Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and […]