Image Source: Shutterstock Every fall, millions of Americans face the critical task of reviewing their health coverage during Medicare open enrollment. While this period is meant to empower seniors with choices, it also creates a golden opportunity for fraudsters. Scammers know that the process can be overwhelming, filled with deadlines, complex options, and confusing advertisements. They swoop in with fake offers, unsolicited calls, and misleading marketing designed to steal personal information or money. Here are […]

Image Source: Shutterstock Across the country, older renters are finding themselves at the center of a growing housing crisis. With rents climbing faster than fixed incomes, many seniors are struggling to keep up with monthly payments. Social Security and retirement savings often fail to match the pace of inflation, leaving older renters vulnerable. Eviction rates have surged in cities where affordable housing is scarce, creating instability for those who once expected security in their later […]

Image source: shutterstock.com When you and your partner say you don’t plan on having kids, people often assume you’ve either found secret freedom or you’re running from responsibility. What they don’t see is how complicated that decision can feel when money, careers, health, and emotions are all tangled together. On good days, you might feel solid and proud of the path you’ve chosen. On other days, a random comment from a friend or a family […]

When most people search online for “passive income,” they’re not really chasing dollars. They’re chasing something deeper: the ability to walk away from a job they hate, to pick their kids up from school in the middle of the day, or to take a family trip without begging for PTO. But there’s a hard truth … Read more

Image Source: Shutterstock For many seniors, downsizing is presented as a practical choice. Smaller homes reduce expenses, simplify maintenance, and free up resources for retirement. Yet the decision is far more than financial—it carries deep emotional weight. Leaving a home filled with decades of memories can feel like losing part of one’s identity. You look down a hallway and think about first steps, first words, dances, and everyday life there for decades. Downsizing is not […]

December 2025 For many years now, I’ve been bullish on bitcoin, and continue to be, but have not extended that view toward any other cryptocurrency. That decision continues to hold up well. Since I first recommended it in April 2020, it has gone from $6,900 to $126,000, and is currently back down to around $85,000. […] The post Why Most Cryptocurrencies Won’t Accrue Value appeared first on Lyn Alden.

Image source: shutterstock.com Financial relationships become unstable when trust between parties begins to break down. An advisor who no longer serves their client’s best interests becomes hard to detect because they use complex terms while maintaining a professional appearance. People feel something is wrong, but they cannot identify the exact reason. The lack of specific details about a situation leads to wasted time and money and damages the structure that supports enduring financial security. The […]

It’s always helpful to find a few life hacks that can make daily life easier. Find out how you can make your life smoother and easier without making major changes to your life.  Learn To Cook Your Own Meals When you cook your own meals at home, you can save a lot of money on eating out. You also get healthier meals that leave you in control of what’s in them. Learning how to make a few simple meals can be a great way to improve your health and finances with an easy skill and a little time invested.  Always Have a List When Shopping There have been studies showing that when people shop without a list, they tend to buy a large number of impulse items. It’s common to come home with a grocery haul only to have things you don’t need and wasted money on. Avoid this by always taking a few minutes to make a list before you go.  Keep Track of Your Spending Is the month gone, and you aren’t sure where the money went? It’s a good idea to use a convenient way to track your spending so you know what’s available to spend or save. If you’re spending too much in one category, you need to know so you can lower that spending next month.  Want to start tracking your expenses? Grab my free Monthly Budget Planner and start managing your money with confidence. Get it here: Monthly Budget Planner. Practice Good Dental Care It can be tempting to skip the dental routine when you’re tired or in a hurry. However, that can be a very expensive option. You also won’t be as happy with the way your teeth look. Take the time at least twice a day to take care of your teeth no matter what else is going on.  Use a Recipe Photo App If you have no idea what to make, there are apps that will help you by generating a recipe based on the food that’s already in your home. Just send in a picture of what you have, and it’ll tell you exactly what you can make.  Keep Your Produce Visible It’s easy to forget about the fruits and veggies in your fridge when they’re out of sight. How much money have you spent on produce that has gone bad? Avoid this by always keeping your produce front and center in your fridge. Condiments can go in the drawers if needed.  Get In More Exercise During Downtime If you’re waiting for something to be done in the microwave or on the stove, that’s a great time to get in some exercise. Do some stretches or cardio during that time to add to your overall health and fitness.  Learn To Maintain Your Items You can save a lot of money and hassle by taking care of what you own instead of replacing it or paying for professional maintenance. If you can change your oil, for instance, you can save a