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This is a National Pension Scheme Fund Screener to shortlist consistently performing NPS schemes. You can also identify NPS schemes that offer a higher return than the benchmark while maintaining lower risk. This is similar in design to the freefincal Equity Mutual Fund Performance Screener. Inside, you get discounted links to our robo advisory tool… The post National Pension Scheme Fund Screener Sep 2025: Shortlist consistent performers appeared first on freefincal.
One of the biggest surprises in retirement is how the tax rules around charitable giving shift. During your working years, you might have claimed a deduction for every gift you made. But now, with the standard deduction so high—$32,300 for couples 65 and older in 2025—many retirees no longer itemize. That means the tax benefit from donations often disappears. Still, there are strategies that can help you get more impact—for yourself and for the causes […]
This is the scene outside the ship this morning. Icebergs mean we’re now in Greenland. The storm disappeared once the ship reached the fjord in the middle of the night. I woke up at around 3 and realised that the ship had stopped rolling. I was a little disappointed, to be honest. I liked the feeling […] The post The top of the world trip: Greenland, Day 11: A medium/long hike on Bear Island. appeared first on Burning Desire For FIRE.
Get a $100 bonus thanks to ING with the code CNW116 simply by opening a new everyday account and following these steps The post Get $100 for New ING Customers appeared first on The Thrifty Issue.
The stock market outlook continues to show an uptrend for U.S. equities.
PayPal is offering customers a free 1-year trial subscription to Perpexity Pro (press release), which is a premium AI service that usually costs $20/month or $200/year and includes access to the most recent versions of ChatGPT/Claude as well as their new Comet AI browser. So it can save you money on a separate premium ChatGPT subscription as well. I asked Perplexity to summarize the Pro features, and here’s what it said (this list is the […]
I apologize for any issues with accessing this site recently, the server has been struggling from some unknown series of security attacks. I have been unable to solve the problems, so I am in the process of moving to a different service this week. Please pardon the dust. Thank you for reading.
After reading Richard Quinn’s recent post about Medicare, I thought this would be a good place to solicit thoughts. I have a 64 year old brother who is single, has no other immediate family, and is currently on Medicare disability due to mobility issues. He has a medicare advantage plan which has coverage for his prescriptions (Part D), vision and dental. As he is now within 3 months of his 65th birthday, he has the […]
Today was a sailing day with huge waves and rotten weather. Half of the passengers were miserably waiting it out in their cabins. It was either the seasickness patch I bought the night before, or my natural abilities as a sailor, but I felt no queasiness at all. It was probably the patch. Either way, […] The post The top of the world trip: Greenland, Day 10: it’s my birthday! appeared first on Burning Desire For FIRE.
Image Source: 123rf.com The envelope system has been a classic budgeting method for decades. Cash goes into labeled envelopes for each spending category, helping people control expenses. But inflation makes traditional envelopes harder to manage—prices rise faster than envelopes can keep up. Retirees and families need tweaks that keep the method effective today. Here are 10 envelope-system adjustments that actually survive inflation. 1. Adjust Categories Monthly Fixed envelope amounts no longer match shifting prices. Reviewing […]
Image Source: 123rf.com No-spend challenges are everywhere online, promising to boost savings by cutting non-essential purchases. But many people find themselves slipping after just 10 days. What starts with energy often collapses into frustration, guilt, or overspending binges. Retirees and younger families alike struggle with the same patterns. Here’s why the no-spend challenge fails—and how to fix it. Unrealistic Expectations from the Start Many people treat a no-spend challenge as an all-or-nothing game. Cutting every […]
Image Source: 123rf.com For many men, city living once symbolized ambition, opportunity, and excitement. But after age 45, priorities begin to shift, and the hustle of urban life doesn’t hold the same appeal. Rising costs, lifestyle changes, and new perspectives often push men to reconsider whether the city still fits their goals. Instead, many trade skyscrapers for quieter neighborhoods or rural communities. Here are several reasons men are ditching city life after 45. 1. Escaping […]
Image Source: 123rf.com Sending out applications but never hearing back can be frustrating, especially if your resume once landed interviews easily. The job market has changed, and so have employer expectations. What worked a few years ago may now be holding you back. Small mistakes or outdated approaches can quickly send your resume to the reject pile before anyone reads it closely. Here are 10 reasons your resume isn’t getting you interviews anymore and how […]