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By Dr. Jim Dahle, WCI Founder Some new investors are surprised to learn that their tax bill goes up when they start investing. While investments often receive favorable tax treatment compared to earned income, the income they produce is generally taxable at some point and at some rate. We’ll go over each type of investment and how it is taxed.   Do You Have to Pay Taxes on Stocks? Stocks are generally very tax-efficient assets […]

Understanding the Need to Financially Prepare for a Recession Economic downturns can take individuals and families by surprise, impacting job security, investment value, and day-to-day living expenses. When a recession strikes, those who have proactively…

With each passing day, Indians consume more and more than previous generations. Their aspirations, dreams and wants are often higher than their salaries. Whenever I am invited to speak to a group of employees on the basics of investing, I hear stories of excessive debt. There is a growing mismatch between income and aspirations. People… The post Unrealistic aspirations will make us poor even if we earn in Lakhs! appeared first on freefincal.

Our shadow length calculator shows real-time shadow length and direction for any object height, location, date, and time. See an interactive polar diagram with animation or a table mode, and use CSV/SVG export options for whatever it is you do where you need to predict shadows. Shadow length calculator Interactive Content Here: Visit on DQYDJ to view. Using the shadow calculator The shadow calculator detects your location (with permission) or lets you enter a city […]

Understanding institutional activity is key to following the “smart money”.

When it comes to creating abundance, wise money management and a magnetic mindset are non-negotiables. But what if I told you there’s an energetic ally that can help you stay centered, grounded, and inspired while making smart, practical financial decisions? Enter: crystals. Before you roll your eyes, hear me out. Crystals aren’t a magic wand. They won’t erase debt overnight or deposit extra cash into your bank account. But they can help you align your energy, focus your intentions, and feel more empowered while taking action. If you’ve ever wondered about the best crystals for abundance, keep reading. I’m sharing my favorites, how to use them, and even my own crystal journey. (Watch this episode of the Money is Emotional podcast on YouTube!)  How Crystals Work (and Why They’re More Practical Than You Think) Albert Einstein once said, “Everything is energy.” Crystals resonate at specific energetic frequencies, which is why they’ve been used for centuries in tools and technology. Nikola Tesla (yes, THE Tesla) considered crystals to be conductors and amplifiers of energy.  He famously said: “In crystal, we have a pure evidence of the existence of a formative life principle, and though we cannot understand the life of a crystal, it is nonetheless a living being.” In fact, if you own a smartphone, watch, or even a camera, you’re already benefiting from the stable, energetic properties of crystals! Beyond technology, many people work with them to energetically support focus, intention, and emotional balance. Many ancient civilizations recognized the unique properties of crystals and incorporated them into various aspects of life, from personal adornment and healing to spiritual practices and rituals. They believed that these stones possessed powerful energies that could be harnessed for both physical and spiritual well-being. (So crystals aren’t really “new age.”) How to Use Crystals for Abundance If you’re crystal-curious but unsure where to start, here are a few simple ways to weave them into your money rituals: Hold one while reviewing your finances. Whether you’re balancing accounts or setting savings goals, crystals can help you feel grounded. Meditate with one. Visualize your financial goals while holding a crystal associated with abundance. Wear crystal jewelry. Carry their energy with you throughout the day. Keep them in key places. Place crystals on your desk, in your wallet, or near your vision board to keep your intentions front and center. Crystals don’t do the work for you. They help you stay energetically aligned while you take smart, practical financial action. My Crystal Journey: From Quiet Rebellion to Sacred Integration You might be wondering: “Christine, how did a Financial Dignity® Coach end up talking about crystals?” My crystal journey started as a teenager in quiet rebellion. I wore a hematite necklace because I sensed its grounding energy, but my strict religious upbringing frowned upon anything that seemed “woo.” Years later, after buying crystals again as an adult, I was overcome with guilt and threw them away… in the church bathroom. But something inside me was stirring. I

The 1921 Morgan Silver Dollar stands as one of the most collected U.S. coins, beloved by numismatists for its stunning beauty, rich history, and enduring appeal that spans generations of collectors. This iconic coin represents the end of an era in American coinage. This was the final year the Morgan Dollar was minted before being […] The post 1921 Morgan Silver Dollar Value Guide (PCGS-Graded) appeared first on Make Money Without A Job.

Save, invest, prosper with My Own Advisor. Weekend Reading – Managing Your Debt Burden Welcome to a new Weekend Reading edition about managing your credit and debt burden – if you have one! Here is my recent post in case you missed it – selling most of my individual U.S. stocks. Weekend Reading – Selling my U.S. stocks And even with boring,… Join the million dollar portfolio journey. The article Weekend Reading – Managing Your […]

What if your teen wants to do more than just earn extra cash here and there? Check out these cash-earning business ideas for teenagers. Business ideas for teenagers – this is an article about more than just ways to earn extra cash as a teen. . These are ideas that a teenager could take and potentially turn into a business. Because actual teens are doing these things, right now as you’re reading this! I’ve included […]

Use our analemma calculator to visualize the sun’s annual figure-8 pattern and calculate the equation of time for any day of the year. Generate sundial correction tables, explore seasonal variations, and see how the observation time affects the pattern’s orientation. Interactive Content Here: Visit on DQYDJ to view. Using the analemma calculator Follow these steps to analyze solar position variations: Select Year: Choose from the current year ± 5 years to explore past or future […]

Small town USA revolutionized the modern art scene. Forget overpriced metropolises like New York and Chicago for discovering the freshest contemporary art. The real magic … Read more

If you’ve ever opened a kitchen cabinet only to have a pot lid come flying out at you, you’re not alone. PIN FOR LATER It’s frustrating when the kitchen — the heart of your home — feels cluttered and unorganized. And honestly, buying those fancy organization systems isn’t always in the budget. That’s why I’ve gathered 27 clever kitchen organization hacks that look good, work well, and won’t cost you a fortune. 1. Use Tension […]

Cold weather somehow makes our appetites grow, doesn’t it?The problem is… comfort food can quickly turn into costly food if we’re not careful. PIN FOR LATER Between the rising prices at the store and the temptation to splurge on ready-made meals, feeding the family hearty winter dinners without overspending can feel tricky. That’s why I’ve put together five delicious, cozy dinners that can feed your family for the week — all for around $50 total. […]