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When poor folks complain about their lot in life, onlookers often inspect their choices, grabbing onto anything they can put the blame directly into the … Read more
On Money Income Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop […]
Financial independence started as a formula: save and invest 25 times your expenses, then step away from the job. In this solo episode, I respond to an Instagram post from Ashley Evans asking whether the FIRE movement has lost the plot, as more of the conversation shifts toward making more money, growing businesses, and owning more. I explain the 25 times rule and the 4% draw down math that first drew me in 12 to […]
Today
Joey and I just returned from Naples, Florida, where we stayed in a small, cozy Airbnb with the water right in front of us. Smaller homes surrounded us, though larger houses were beginning to change the neighborhood. One morning at Starbucks, the woman ahead of me was telling the cashier about her oncology appointment later that day. The cashier shared that she was a cancer survivor. I mentioned my brother Jonathan, whom we lost to […]
How effective is the ICO? I’ve been thinking recently about the Information Commissioner’s Office (ICO), whether it is providing good value for money and whether it is properly led. The ICO was founded in 1984 and has grown from being a small organisation of 10 people to now having more than 1,000 employees and an annual income of £111 million. See ICO Financial report March 2026. It is supposed to be a regulator and enforcer […]
We spend enormous amounts of time talking about how to make, save, invest, and optimize money. We spend much less time deciding what the money is actually FOR. “I don’t want to waste my money on foolish things,” one of my clients said to me one day. “No one does,” I replied. “But what does foolish mean to you?” She looked at me, a little confused. “Your priorities aren’t someone else’s,” I said. “What might […]
lost 50 pounds in 4 months after having my third son, and since then, I’ve helped many moms lose weight, too. Along the way, I’ve developed some pretty strong opinions about what actually matters for weight loss—and what we’re making way more complicated than it needs to be. In this episode, I’m sharing the weight loss hills I will die on: why exercise is ancillary to weight loss, why you probably need to change very […]
Do you want to start investing in commercial real estate? Some real estate platforms don’t require a million-dollar investment, and one of them is CrowdStreet. Let’s dive more into this CrowdStreet review. CrowdStreet is a real estate crowdfunding platform that makes commercial real estate investment much more affordable to its investors. But does CrowdStreet really achieve that? Read on to learn more about how CrowdStreet works. How Does CrowdStreet Work? CrowdStreet is a crowdfunding site […]
We received this message via our contact form: “Can I retire with a corpus of Rs. 3 Crores?” How could I reply yes or no when there is no other information? Rs. 3 crores could be anywhere between ample, to a grey area, to inadequate. It all depends on the lifestyle of the retiree and… The post Can I retire with a corpus of Rs. 3 Crores? appeared first on freefincal.
Amazon’s “Prime Big Deal Days” is back October 6th and 7th (end of day). I’m not a year-long Prime member, however, I do usually sign up for an Amazon Prime Trial around Prime Days and pay close attention to Prime Day deals in order to share the best deals that I see with readers. A lot of the “deals” that you’ll find on Prime Days aren’t spectacular, but there are usually a few that I deem to be worthy of sharing with readers. Below, you’ll find the best of what I’m seeing so far (I’ll update if I see anything The post Amazon Prime Day Deals that are Actually Good (Ends October 7) appeared first on 20somethingfinance.com.
Amazon and American Express are once again offering a discount of up to 50% on Amazon purchases when you redeem American Express Membership Rewards points for a portion of your payment. Note that this is a targeted offer and the percentage discount, maximum amount saved, and number of points you need to use can vary per customer. More details and link to offer can be found below. AmEx Pay with Points Promotion Details & Link When you enroll an American Express credit card with Membership Rewards, you can link your points to Amazon as a form of payment. With this The post Amazon: Save up to 50% with AmEx Membership Rewards Points appeared first on 20somethingfinance.com.
There are 137,000 households in America that control 15% of household wealth. The average wealth of this top 0.1% is around $200 million. According to The Wall Street Journal, the wealth for this group has risen nearly $15 trillion this decade alone. The rich are getting richer, as always. The good news is that so is everyone else. Owen Zidar and Eric Zwick show there is a large group of households that are even bigger t…