At a Glance: Various financing options are available for rental properties, including conventional mortgages, portfolio loans, fix & flip loans, and private financing, each tailored to different investment strategies and needs. Loans for investment properties typically feature higher interest rates and down payment requirements compared to owner-occupied mortgages, due to the greater risk lenders associate with these loans. Suggesting creative financing strategies like house hacking and seller financing can secure lower interest rates and down payments, making the ownership of investment properties more achievable. The actual top 10 cities for projected home price gains over the next 12 months are all tiny towns you’ve never heard of. So we sifted through the latest forecast data from Zillow to pull out the top 10 of any significant size: – Atlantic City, NJ: 5.3% – Knoxville, TN: 4.3% – Green Bay, WI: 4.1% – New Haven, CT: 4.0% – Hartford, CT: 3.9% – Manchester, NH: 3.8% – Appleton, WI: 3.7% – Erie, PA: 3.1% -South Bend, IN: 2.9% – Lexington, KY: 2.8% Notice anything? None of them are former pandemic boomtowns in the Sun Belt. Quite the opposite, in fact. Most of these cities are in Rust Belt-y areas in the Midwest and Northeast. They’re not sexy — but they’re still standing after the boomtowns have dragged. Disclaimer The information provided on this website is for general informational purposes only and should not be construed as legal, financial, or investment advice.  Always consult a licensed real estate consultant and/or financial advisor about your investment decisions.  Real estate investing involves risks; past performance does not indicate future results. We make no representations or warranties about the accuracy or reliability of the information provided.  Our articles may have affiliate links. If you click on an affiliate link, the affiliate may compensate our website at no cost to you. You can view our Privacy Policy here for more information.    Top 10 Cities for Home Prices Losses in 2026 Wondering where those former boomtowns like Denver and Austin are? They’re on the naughty list: – New Orleans, LA: -4.7% – Shreveport, LA: -4.3% – Fairbanks, AK: -3.2% – Austin, TX: -2.6% – Corpus Christi, TX: -2.4% – San Francisco, CA: -2.2% – Denver, CO: -1.3% – Cheyenne, WY: -1.1% – Sacramento, CA: -1.0% – Colorado Springs, CO: -1.0% The word “correction” comes to mind. Cities that shot up too far, too fast in the pandemic have crashed back down to earth. Meanwhile, slow-and-steady cities where home prices are still affordable and tied to local incomes are doing just fine. It’s one more reason I feel great about our December investment in the Co-Investing Club: an income-oriented multifamily property in Mansfield, Ohio. It won’t win any awards for sexiness, but it’s projected to pay an income yield over 9% in the first year alone, and only grow from there. P.S. We did