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I travel much more than the average person. I’m often asked how I do it. Some of it’s my travel fund. But I also save money on travel through other strategies. I’ve never been much of a penny pincher. Even during the days I was forced to pinch pennies, I didn’t like doing it. I dreamed of the time when I no longer needed to watch every penny. Today, I don’t have to be as […]
Best Books on Home Organization: The Most Popular Guides to a Clutter-Free Life If you’ve ever looked around your house and thought, Where do I even start?, you’re not alone. Home organization can feel overwhelming, especially when you’re juggling work, kids, and the general chaos of everyday life. But the good news? There are some incredible homeContinue Reading The post Best Books On Home Organization (By Personality). appeared first on The Busy Budgeter.
If you’re a parent of a child with ADHD, you already know how chaotic daily life can feel. Executive function struggles make it tough for ADHD brains to follow predictable routines, stay on task, and manage time effectively—which means getting out the door, starting homework, or even remembering to brush teeth can feel like a battle. That’s exactly why I created freeContinue Reading The post Free Printable ADHD Routine Charts for Busy Families appeared first on The Busy Budgeter.
Most taxpayers realize that the sooner they file their tax return, the quicker they will receive a refund. Beyond that simple common sense truth, however, there are a number of compelling reasons to file your tax return as early as possible. And, as someone who has often historically waited until the last few weeks before the tax deadline to file my return, I wanted to share the reasons why I’m now a “file early” convert. Let’s start with some logistics. Employers are required to send out income related tax forms (e.g. W2, 1099-MISC, 1099-NEC, 1099-K, etc.) by January 31st each The post 7 Benefits to Filing your Taxes As Early as Possible appeared first on 20somethingfinance.com.
For the past 15 years, we’ve had a habit of waiting to buy technology a few years after it’s released and using it a few years longer than it’s officially supported. Not only has this made us richer, but it’s had a positive impact on the environment — keeping e-waste out of landfills longer. Doing this with smartphones can be tricky though, because it almost feels as if companies like Apple and Samsung slow down […]
Retirement planning without a framework is like taking a road trip without a map—you might get where you need to go, but it won’t be without some unnecessary detours and stress along the way. A structured financial plan helps guide you toward your long-term goals while keeping you on track during times of uncertainty. Inevitably, there will be times when your natural behavioral biases will attempt to derail your plan. When emotions run high, decision-making […]
WiseStacker The 3 Best Australian REITs To Buy The 3 Best Australian REITs To Buy Some readers asked me what I believe are the best Australian REITs that are listed in both the U.S. and Europe, hence I got to work. Company Dexus Charter Hall Goodman Group Ticker $DEXSF $CTOUF $GMGSF Category Best Office REIT Best Diversified REIT Best Industrial REIT Headquartered Australia (Sydney) Australia (Sydney) Australia (Sydney) Revenues, in US$ $0.3 Bio […]
Raising kids is one of the most rewarding experiences in life, but let’s be honest—it can also be incredibly expensive! Between diapers, clothes, extracurricular activities, and never-ending grocery bills, the costs can quickly add up. However, we savvy, frugal moms have mastered the art of raising kids on a budget by making smart financial choices, being resourceful, and finding creative ways to save money. I’m here to tell you, that you don’t have to spend […]
If you’re just starting out on your financial journey, one of the first things people usually tell you to do is track your spending and create a budget. That sounds good in theory, but where the heck do you even start? How much should you be spending in each category?!? To get rid of some of the overwhelm, one thing you can do is follow a recommended budget or budget guidelines. One of the sample […]
Want to manage your money better? You could use a budget sheet! (This is my attempt at making budgeting sound interesting). But seriously, budget sheets can really help you get a handle on your finances. We’ll get into what exactly budget sheets are, and I’ll show you some awesome FREE budget sheets that you can use yourself! Doesn’t matter if you’re a printable lover, or prefer a digital option, I’ve got something for you on […]
One of the best things you can do for your financial life is to increase your income because let’s face it, there’s only so many things you can cut out or save money on. So I made you a list of things you can do to increase your income! (You’re welcome). 😏 This list is broken down into: Extra Money: These are things that you can start doing TODAY to bring in extra income. You […]
It’s that time again! The Ides of April approacheth. Time to pay the piper, render under Caesar what is Caesar’s, and pay your dues, for there is nothing sure in the world save death and our topic for the day. Yes, that’s right: It’s officially tax season yet again. RUDE. Over the years we’ve covered many aspects of taxes—from how to file them for free to what to do if you fuck ’em up. So today I’m gathering all our scintillating tax season advice together in one place. For no matter how little money you make, nor how full of moths your wallet, the tax man comes for us all. How to pay your taxes HERE IT IS: our official primer on how to file your tax return, updated annually as the laws change. If you’re just a wee baby taxpayer who has never gone through the process before, start here: How to File Your Taxes FOR FREE in 2025: Simple Instructions for the Stressed-out Taxpayer And for those of you advanced enough to have fucked up your taxes at least once in your lifetime… congrats and welcome to the club! We’re all very cool here and also based—which my nieces tell me is a word I’m never allowed to use! Here’s our advice on how to troubleshoot a tax fuck-up: Go Ahead and File Your Taxes Right Freakin’ Now Screw Up Your Taxes? Here’s How To Get Out of Paying Tax Penalties My Taxes Are a Little, uh, Creative. What’s My Risk of Being Audited? Would You Rather Owe Taxes or Get a Tax Refund This April? The Answer Might Surprise You! Taxes: Your Annual Fee for Membership in Civilization I got 1099 problems but this Bitch ain’t one We know a large portion of our readership are not full-time salaried workers. So for all of our beloved freelancers, contractors, part-timers, and service industry professionals, we’ve got some supplemental reading for you: 11 Awful Mistakes I Made as a Self-employed Freelancer, and How You Can Avoid Them “Independent Contractor” My Ass: How to Stop Wage Theft Through Worker Misclassification Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?” Ask the Bitches: My Boss Won’t Give Me a Contract and I’m Freaking Out Investing Deathmatch: Traditional IRA vs. Roth IRA Barbara Sloan’s New Book Dares To Suggest Service Industry Professionals Deserve Financial Stability Too Taxes and relationships No matter what your situationship, it will affect how you handle your taxes. Here’s what I mean: How To Get Married: Bureaucracy, Finances, and Legal Paperwork To Do Before “I Do” Season 3, Episode 8: “Should I Get Married for Tax Purposes? My Boyfriend Swears We’d Save Money, but
I’m still occasionally asked what my FIRE number is and while I did have a number in mind when I started my journey, I realised that over time, it was not so simple as it really depended on what kind … Continue reading → The post My Annual Spending appeared first on Quietly Saving.