I follow an X/Twitter account that regularly posts the following chart, updating it frequently. The chart compares the Nasdaq’s performance — between Netscape’s 1994 release and the year 2000 (dot-com bubble peak) — with its performance since ChatGPT’s launch (red) in late November 2022. Netscape’s release in December of 1994 marked the beginning of the… The post The Bull Market Runs Until it Doesn’t appeared first on Retire Before Dad.

Work’s been really busy and has been leaving me pretty exhausted. Or maybe it isn’t really that busy and it’s probably just a combination of me needing a holiday and menopause symptoms.  I am in need of a break. Anyway, … Continue reading → The post September 2025 Savings, plus other updates appeared first on Quietly Saving.

Even if you feel like you’re stuck in a financial rut, there’s something about the New Year that seems energetic and filled with momentum! Here’s what to know. The post New Year, New Budget: How to Get Your Finances in Order for 2026 appeared first on The Budget Mom.

There’s no doubt about it: it sucks when you’ve lost your job. Job loss is stressful under normal times, and even more so with everything going on right now. We’re living in some unusual times, to say the least. So what can you do when you lose your job? First, whether or not you have emergency savings to fall back on, tuck any scary feelings you may be having now away for the future. Because […]

After winning a Golden Globe in 2006, Phillip Seymour Hoffman replied to a question about how he got to this moment in his life. Nearly two decades later, his response is more relevant than ever. “Even if you are auditioning for something you know you don’t like or are never going to get, whenever you get a chance to act in a room that someone else has paid for, it is a free chance to […]

Before the article, check out the latest on my podcast, Personal Finance for Long-Term Investors: On Apple Podcasts On Spotify On YouTube Now, here’s today’s article: Reader Liz writes in: Hi Jesse. We’re a 40-year old couple with two kids, earning about $200K a year, and saving what we can. We both have a parent who ran businesses for years, and we both always knew (based on our upbringings) that our parents likely had amassed considerable wealth. We recently learned that when my parents pass, we’ll inherit half of (what is currently) $10M. When my husband’s parents pass, we’ll inherit one-third of (what is currently) $12M. $5M or $4M (or both!) would immediately put us at our FIRE number (about $2.5M). But…we don’t have that money yet, and might not receive it for decades to come. How do we adjust our financial plan? It’s a good problem to have… What a fascinating question, Liz! And very much a “good problem to have.” I’ve heard similar quandaries from clients before, and I suspect we’ll hear this question much more over the coming decades, as the ~67 million Baby Boomers continue to age. But considering the number of uncertainties about these future inheritances, how do we adjust our financial plans today? Or do we simply carry on as if that inheritance doesn’t even exist? What Could Possibly Change? I think the best place to start this answer is by addressing the specific uncertainties surrounding inheritance. Timing This is the big one. Liz’s parents could pass away tomorrow…or live another 30 years. The timing clearly affects when she gets access. But it also affects how much the inheritance might grow, and what it will be worth in today’s dollars (due to inflation). The timing also affects Liz’s own life stage. She might receive it while she’s working and accumulating. She might inherit it when the kids are still at home, or pre-college. Or perhaps not until she’s already retired and empty-nested. Amount $10 million today isn’t guaranteed to be $10 million later. If most of their assets are in investments, the portfolio could rise or fall dramatically. Liz’s parents may use their wealth for lifestyle, healthcare, long-term care, travel, philanthropy, or helping other family members. Taxes matter too. Federal estate taxes, potential state estate/inheritance taxes, or income taxes on specific assets (such as IRAs) can reduce the inheritance. Today’s tax laws might change too, altering what Liz is currently assuming. Medicaid and long-term care laws may affect what’s left for Liz, too. Structure How Liz inherits can vary widely. She could get it all at once. It may come in a trust, to be distributed over time or restricted by age, milestones, or the trustee’s discretion. Family Changes Families change and so do estate plans. What if Liz’s parents revise their wills or trusts to change amounts, beneficiaries, or conditions? You may not want

Quali sono i migliori broker per investire grosse somme? Quale è il migliore? Ricorda: Investire comporta rischi di perdite. Informati a dovere, valuta bene la tua propensione al rischio e non investire in strumenti che non comprendi.Nota: Investimi potrebbe guadagnare una commissione sulle vendite realizzate dai partner grazie ai link contenuti in questa pagina. In accordo con le nostre linee editoriali, le opinioni e le valutazioni non sono in alcun modo influenzate da tali accordi […]

Finding safe, reliable, and free transportation for senior citizens is a huge deal. It’s a critical topic and a key part of our main guide on finding all the free stuff available to seniors. It’s how you keep your independence and stay connected to everything you love. And when you can’t drive anymore, even a… Continue… The post Free Transportation for Senior Citizens: How to Find Rides Near You appeared first on MoneyPantry.com.