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Welcome to another monthly review of Lazy Man and Money. We’re into the second trimester of the year and almost halfway through. Personal Update May was, as they say, “A Month.” I feel like I aged 3 years in a single month. My wife was on work travel for the first ten days of the month. It’s been quite a while since I had the kids myself. They are into so many activities outside of […]
If credit card debt has been weighing on your mind and wallet, you’re not alone—and you’re not stuck. For many women over 40, credit card balances quietly pile up during years of caregiving, career shifts, emergencies, or simply trying to keep up. It’s easy to feel overwhelmed or even ashamed. But here’s the truth: you … Read More about How to Pay Off Credit Card Debt: 7 Proven Strategies That Actually Work The post How to Pay Off Credit Card Debt: 7 Proven Strategies That Actually Work appeared first on Budgets Made Easy.
Sammie Ellard-King I’m Sammie, a money expert and business owner passionate about helping you take control of your wallet. My mission with Up the Gains is to create a safe space to help improve your finances, cut your costs and make you feel good while doing it. Facebook Most of us weren’t taught proper money skills at school, were we? I certainly wasn’t. When I left uni over a decade ago, I was knee-deep in […]
The job was editor-in-chief. The goal was to become the platform. And she did. Once she made it to the top, she didn’t just edit Vogue. She reinvented the power structures beneath it. This episode unpacks how a British girl who couldn’t type built the most bulletproof career in media, survived five decades of disruption, and made herself indispensable to fashion, politics, and culture. You’ll hear how she weaponized speed over perfection, fired half the […]
Everyone’s Instagram makes van life look like a perfect dream — sunsets, cozy beds, epic views. And yes, it can be amazing. But here’s the truth: there’s a lot of stuff that no one really talks about until you’re living it yourself. So, here’s the reality of van life and an unfiltered peek at some of the messy, awkward, and downright weird parts of life on the road. Welcome to… van life expectations vs reality. Peeing and pooping: the awkward realities Traveling alone is one thing, but when you are two, gets a bit more interesting. Let’s start with the awkward stuff immediately: doing your business, one of the struggles no one really warns you about. So, peeing in front of my boyfriend? A totally normal thing now, in the compost-dry toilet. It wasn’t always like that, but van life has a way of breaking down all your little privacy walls. Pooping, though? That’s a different story. When one of us needs to do our business, the other knows to get outta there – no matter the time or weather – privacy is sacred. Doing your business in nature is great but you gotta collect your used TP to avoid polluting the environment. So not exactly glamorous either. And forget about the cleanliness of gas station or campground toilets – most of the time is a bit grimy and more gross than you want to admit. Weather: freezing cold or sweating buckets Another classic case of van life reality is that you’re at the mercy of the weather. The day we switched from our winter blanket to our summer one was the day we crossed into Germany (in June), hoping for warm summer nights. Instead, we got 7-degree temperatures and cold butts. Also, rainy days hit differently in a van. There’s something kind of cozy about it… for the first hour. After that? Two people in a tiny metal box, muddy shoes, and wet jackets with nowhere to dry. Van life reality of cleanliness: the never-ending chaos I’m a very tidy person. I don’t like collecting dishes in the sink, I like the floors clean, and I feel most relaxed when my space is in order. But the van life reality is that in such a small space, things get messy, quickly. And somehow, the sink is always full of dishes. Just one tiny step inside with shoes brings all sorts of dirt in immediately. If anyone knows how to keep a tiny home clean when you’re constantly in and out, please send me your secrets. The bed? For me, it used to just be a place to sleep. Now? It’s office, storage, and chill area. During the day, things are tossed all over it – then at night, everything is thrown off so we can sleep. And as a bonus, things get magically lost constantly. Van life wi-fi struggles: deadlines and zero connection Waking up to stunning views with no distractions? That’s beautiful. But when
…and yes, you can steal every single one of them Let’s get something straight: Millionaires aren’t just lucky. Sure, some hit it big on timing, but most didn’t manifest their bank accounts with a crystal and a vision board. They used habits. Boring, consistent, repeatable, genius habits. And if you’re a mom trying to juggle kids, a business, and sanity — or just someone tired of spinning your financial wheels — these millionaire money habits […]
Have you heard advertisements about creating lifetime income for a secure retirement? I’m always skeptical about annuities because they are so confusing, even for those of us who pay attention. It turns out that the term “lifetime income” is a marketing phrase intended to demystify annuities by highlighting their primary benefit. Unfortunately, a PR campaign… The post How to Build Lifetime Income Without Annuities appeared first on Retire Before Dad.
Surprise! Fritz here. I know I said I was retiring from full-time blogging, but we’ve just started a two-month home expansion project (a 700 sq ft addition), and our house is a construction zone. My treehouse writing studio is an oasis from the chaos, so I’ve had some time to write. Here’s what our front hallway looks like at the moment (you can see why I’m hiding writing in my studio): PS: You can watch […]
If you’ve ever looked around your home and felt overwhelmed by stuff, or checked your bank account and wondered where did it all go?, you’re not alone. Many of us are realising that chasing more—more things, more obligations, more spending—isn’t making us happier. In fact, it’s making us stressed, stretched, and stuck. That’s where minimalism … Read more
Japan is known as one of the most expensive countries in the world—and unfortunately, there’s a lot to this reputation. From the cost of hotels and traditional ryokan in major cities, to the fact that all but the simplest meals will set you back thousands of yen, Japan is not a country the most bare-bones travellers can afford to visit, … Read more
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Our kids’ school sent out a list of summer reading programs that we’ll look to get our kids involved in. It’s great that so many books stores and organizations are getting in on the action that was once the domain of Pizza Hut and their Book It program! (and if you happen to live in Howard County, Maryland, the Howard County Library System has this summer program too) Table of ContentsBarnes & Noble Summer Reading Journal (1st thru 6th)Pizza Hut BOOK IT! (Pre-K thu 6th)Books-A-Million (All Grades)Chuck E. Cheese (All Grades)Mensa Kids (All Ages)Scholastic (All Ages)Half Price Books (All Ages) Barnes & Noble Summer Reading Journal (1st thru 6th) This is for kids in Grades 1 through 6, but you can get a free book through this program. Read any eight books this summer and record them in this Summer Reading Journal.Tell us which part of the book is your favorite, and why. Bring your completed journal to a Barnes & Noble store between July 1 and August 31, 2025. Choose your free reading adventure from the books listed below. 👉 Download the Summer Reading Journal Pizza Hut BOOK IT! (Pre-K thu 6th) This is for kids Pre-K through 6th grade and can be done through the BOOK IT! app. You use the app to set goals, track your progress, and then redeem rewards such as a personal pan pizza. Program ends in August. 👉 Learn more about BOOK IT! Books-A-Million (All Grades) Read any four books from the summer reading adventure feature in-store or online and then write about the books you’ve read in your summer reading adventure logbook. Then bring it to the store and get a Dog Man drawstring backpack, while supplies last. 👉 Download the Adventure Logbook Chuck E. Cheese (All Grades) Read every day for two weeks and get 10 free play points, which can be used to play games, win tickets, or redeemed for prizes. Program expires 12/31/025. 👉 Download Reading Rewards Calendar Mensa Kids (All Ages) If you are a strong reader, join the Mensa Reading Program and read an entire list of books to earn a t-shirt and a certificate. It’s for the entire year, not just the summer, and there are multiple lists based on the age of your reader starting with Kindergarten and going through Grade 12. Scholastic (All Ages) Visit the summer zone in Scholastic Home Base, download the Home Base app (or use the webapp), and complete reading streaks to win virtual prizes, free books, and learn about author meetups. This program runs through September 12th. Half Price Books (All Ages) Complete a reading log and get a $5 in Bookworm Bucks that you can use at Half Price Books. The post Summer Reading Programs for Kids 2025 appeared first on Best Wallet Hacks.