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Ricorda: Investire comporta rischi di perdite. Informati a dovere, valuta bene la tua propensione al rischio e non investire in strumenti che non comprendi.Nota: Investimi potrebbe guadagnare una commissione sulle vendite realizzate dai partner grazie ai link contenuti in questa pagina. In accordo con le nostre linee editoriali, le opinioni e le valutazioni non sono in alcun modo influenzate da tali accordi commerciali. Opinione Intesa Sanpaolo in breve Il punto forte di Intesa Sanpaolo è […]
Are you optimistic about the stock market this year? Investor sentiment turned negative last week and the stock market sell-off has begun. Will the stock market decline next week? Nobody knows, but the valuation is high and we had a lot of negative news recently. I’m not optimistic. Inflation rose. Core CPI rose to 3.3% year over year. Consumers expect prices to increase and we are reacting accordingly. Consumer sentiment plunges over inflation and tariffs concerns. US economic growth falters. Companies are cutting back on spending due to uncertainties from recent US government policy schizophrenia. Trump is saying all kinds of stuff and businesses don’t know what’s really coming. Trump is alienating all our allies and completely capitulating to Russia. This can’t be good for the US economy. Federal austerity measures will cause more problems than any of us expected. Thousands of federal workers are getting forced out by Musk and his tech bros. Federal funding for wide-ranging services is uncertain. Higher education and many nonprofit organizations are already cutting back. I’m growing more fearful every day. There is too much chaos and uncertainties. Who knows what Trump will say or do next? At this point, I’d be ecstatic with a 5% gain this year. If I’m okay with 5% gains, why not sell all our stocks and put the money in bonds? I have been an investor for over 30 years and I have never been this fearful. I kept investing through the Dot Com Bubble collapse and the Great Recession. Back then, a 50% market decline didn’t faze me. I was young and I could power my way through a bear market. However, I’m at a different point in life now. My active income is very low and Mrs. RB40 probably will retire soon. We won’t be able to put much money into the stock market when it crashes. Also, RB40Jr will head off to college in 4 years. The cost of higher education will inflate our annual expenditure for 4-5 years. I’m already starting to stress out about it. I need to be more conservative with our investments. Timing the market Investors should know timing the market is a fool’s errand. You have to be right twice – when to sell and when to get back in. The market dropped last week because we are all getting fearful, but is it the right time to sell? The market might recover and go up 20% this year. Getting out too early can be costly. Getting back into the market is even more difficult once you’re on the sideline. Nobody knows when the market will hit rock bottom. Most people wait too long and they miss out on a lot of gains. Professional money managers can’t get it right even with all their advantages. It is easier to stay invested. That’s why time in the market beats timing the market. If you’re a long-term investor, just keep buying and you’ll do very well. This was
Reading Time: 2 Minutes Over the weekend, I had an epiphany. It was when I was chasing MiniFrugalSamurai as he wandered off by himself (AGAIN). That boy really has something going on in his head. When he starts to feel bored, or decides to move onto the next task – he just ups and does it. Which is great in a classroom environment, not so great when he’s in a packed shopping centre and his […]
My son and I took a road trip to visit the home I grew up in this past weekend for a celebration with family. My youngest sister is due to deliver her first child, and she and her husband recently moved back to my home town to have more support in place. Over a year after the loss of my father, it was a welcome opportunity to create shared memories around something other than grief. […]
The stock market outlook remains in an uptrend, although Friday’s sell-off damaged bullish sentiment.
Read Warren Buffett’s 2025 letter to shareholders which may be among the last letters he writes. Billionaire Warren Buffett’s letter to shareholders of Berkshire Hathaway is must-reading for investors and those who want to stay in the know. The legendary annual letter to Berkshire Hathway shareholders is considered required reading for those who want to know about the economy, how to invest, liquidity, and managing business. This year’s letter is a celebration of the Berkshire’s […]
Send us a text Join us on Average Joe Finances as our guest Joe Downs, CEO of Belrose Storage Group, shares his 17-year journey in commercial real estate. Joe recounts his early career as a financial advisor, the impact of 9/11 on his career shift, and his ventures, including owning a bar and moving into […] The post Podcast 289. Discovering the Storage Goldmine with Joe Downs appeared first on Average Joe Finances.
Last Updated on February 23, 2025 by Daniella As someone who works in tech for their day job, I’ve also worked my fair share of tech side hustles before too.. My first legitimate side hustle was actually working as a freelance web developer building custom WordPress themes for a small tech firm in St. Louis, MO. I worked 10 hours a month as a freelancer on the side of my waitressing job and made $100 […]
Canadians pay some of the highest investment fees on the planet. Most of the Canadian mutual funds charge very high fees. Those fees directly reduce your returns. Too much of the investment returns end up in the wrong pockets. The very good news is that in 2025 you can move to very good, very simple and very inexpensive investment options. Cutting your fees from the 2.0% area to 0.20% or lower is life-changing. It could […]
We break down our huge $32K budget, show how we took a $12K winter escape on less than $1K, and donate to a top emergency housing charity. Continue reading The Everglades to The Algarve—& USAID (Jan. 2025 Update) at TicTocLife.
Investing for the long run? Get up to S$1,000 welcome rewards! Net deposit amount*(Amount transferred) Instant Rewards*(US Commission Card) Retention Rewards*(Stock Cash Coupons) ≥S$3K S$100 S$100 ≥S$10K S$200 S$200 ≥S$100K S$500 S$500 *T&Cs apply. I have been using TDAmeritrade to invest since the beginning in the US market. When I decided to diversify across different stock exchanges, I switch from DBS Vickers to Tiger Brokers (a cheaper alternative). It is very hard to open an account with […]
You’ve probably noticed something strange about money. Despite spending 12+ years in school learning about everything from algebra to ancient history, most of us graduate without ever learning one of life’s most essential skills: Money. Think about that for a second. We spend years learning how to diagram sentences and calculate geometric angles, but somehow […] The post The 4 Money Skills: What They Never Taught You in School appeared first on .
I’ve been on an extraordinary compounding journey since starting my business in 2019. From the beginning, I built the business with the end in mind—a decision that I believe was critical to the success we’ve achieved. To be clear, when I say “we,” I’m referring to both myself and my partners who helped build the business and who continue to run the practice (our business was integrated as a new practice) within the platform company […]