Personal Finance Blogs
Featuring the Best Personal Finance Blog Articles
Today's Personal Finance Articles
View articles only on the topic you search below.
Have you ever encouraged someone to do something positive in their lives for a long time and then FINALLY they do it? This happened to me and I could not be happier with the result. A few years ago, I checked Facebook and discovered this message from my sister: “Look what I found when I opened up the family computer this morning! :-O Thank you so much for having such a positive influence on my […]
The year is 2030. OpenAI has just released its o7 model which they claim is smarter than any human on Earth. Artificial General Intelligence (AGI) has been achieved and we have just entered the world of Artificial Super Intelligence (ASI). There is no intellectual task that can be done by a human that can’t be done even better by an advanced LLM. A market rally ensues. *** If I had shown you this passage a few decades ago, it would have read like something out of a sci-fi novel. But today, there are many who believe that such a future is on the near horizon. Of course, I am not qualified to discuss whether AGI/ASI will ever come to pass (or when). But, let’s assume they are right and that we are only 5 years away from such an event. In this scenario, what will it mean for humans? Some believe that the creation of AGI will reduce the need for humans and human labor, making many of us unemployable. If this ends up being true and capital ends up crowding out labor altogether, how can we prepare ourselves for this coming economic upheaval? How do we invest for a post-AGI world? In this post, I will propose three possible solutions to this problem: Just Own the Damn Robots (Part 2) Hedge Your Labor, Not Your Portfolio Stay the Course (and Paddle Faster) Let’s look at each in turn. Just Own the Damn Robots (Part 2) Back in 2017 Josh Brown wrote a piece called “Just own the damn robots” that reads like it was written today. In it he argued that the solution to a technologically-dominated future was to “just own the damn robots.” In other words, invest in the companies that are trying to replace you with software and machinery. If you had taken this advice back in 2017, you would’ve done quite well for yourself over the next 7 years. And it’s quite possible that “just own the damn robots” is the right choice today as well. But, before you go all-in on Nvidia or the Magnificent 7, consider the fact that this “solution” is already priced in. After all, why do you think these tech companies have outperformed the broader market since 2023? It’s because investors are already anticipating some sort of AGI future and are bidding up prices accordingly. Of course, you may argue that they aren’t investing enough in these companies given your belief about the coming AI singularity, but that’s a separate issue. So if you believe that AGI is going to have us all replaced, then it wouldn’t hurt to own the damn robots. However, I’m of the opinion that such a strategy may prove disastrous if our AGI future doesn’t turn out as planned. In the event we never get to AGI or it ends up being prohibitively expensive or a host of other things derail it, then you may lose a lot of money. As the phrase goes,
Save, invest, prosper with My Own Advisor. Where did Loud Budgeting go? Back in 2024, around this time, a social media trend called “Loud Budgeting” took off. Just one year later, I wonder where did all that hype go? What is Loud Budgeting? The very simple idea here is to provide a tactic to empower more people to be more comfortable about… Join the million dollar portfolio journey. The article Where did Loud Budgeting go? […]
The post What is Cryptocurrency? A Beginner’s Guide to Digital Currency appeared first on Dividend Power. What is cryptocurrency? This digital alternative to money certainly isn’t a scam or a passing trend. It may be difficult to imagine a currency like crypto that challenges traditional notions of money and financial transactions. But cryptocurrency is here to stay, and it’s time to understand what cryptocurrency is and how it will affect the future of finance. What […]
10 Stylish Ways to Age Gracefully and Radiate Confidence <img decoding="async" class="alignnone wp-image-28686 size-medium" title="10 Stylish Ways to Age Gracefully and Radiate Confidence" src="https://www.ourdebtfreefamily.com/wp-content/uploads/2025/02/pexels-rdne-6540123-1024×683.jpg" alt=" Aging is a beautiful journey, and with the right mindset, you can embrace each year with confidence, grace, and style. Aging gracefully is all about making choices that nurture your body, mind, and spirit, while also enhancing your personal style. You don’t need to fight the process—rather, you can embrace […]
Living in a country where we often see temperature swings of 10°C to 20°C from one day to the next, 1.5°C doesn’t sound like a lot. In this month’s lead post for the Climate Change Collective, Molly from Transatlantic Notes provides a comprehensive look at the 1.5°C global warming target and how surpassing it impacts us all. The post How surpassing the 1.5°C global warming target affects us all appeared first on Boomer Eco Crusader.
What would you do if you knew you’d already saved enough money to retire with confidence? This financial milestone has become known as Coast FIRE because attaining it gives you the ability to “coast” into retirement. But is it even possible to reach such a goal without working around the clock? Marko Zlatic, host of the Whiteboard Finance YouTube channel, is living proof that it is indeed. You’re about to discover the strategies Marko and […]
I’ve made air fryer spam so many times I can’t count, and it’s perfect every time. If you’ve never tried spam in the air fryer, you’re in for a crispy treat. This method transforms the humble canned meat into a delicious snack or meal component with a crisp exterior and a tender, juicy interior. Quick… Read More
When you’re in your twenties, you’re just starting to figure out your finances. When you reach your thirties, you are hopefully hitting your stride financially and saving towards your short and long-term goals. Once you reach age 40, your finances should be well-established as you prepare for retirement. How can you be sure that you’re … Read more
Disclosure: Links to platforms may be affiliate links, where we may earn a small commission. Your capital is at risk when you invest. This article is not personal financial advice. Please do more research before deciding whether an InvestEngine Lifeplan portfolio is right for you. Do you fancy the idea of buying an entire portfolio at the click of a button? Do you like the pre-packaged, multi-asset convenience of Vanguard’s LifeStrategy funds? Do you wish […]
Tired of carrying the weight of your finances alone? Good news—you don’t have to! In this episode, we’re talking about how teamwork can make saving money easier—and even fun. From setting family goals to involving your kids in simple challenges, or finding an accountability buddy, you’ll learn how collaboration can turn financial stress into real success. Sound like something you need? Well then, let’s get started! Links for This Episode Check out these DIY Resources […]
Imagine this: you’re drinking your coffee on a quiet Sunday morning, and your bank account is constantly rising without you even thinking about it. Passive income is the magic; the concept that you may earn money without having to labor actively for every dollar. However, it sounds like a fantasy, but with the correct techniques, you may find it achievable. Making passive money allows you the flexibility to pursue other interests, spend more time with […]
FORD MOTOR COMPANY introduced the world to the convertible hard top in 1957 with a car called the Skyliner. It was a marvel of engineering. To retract, the Skyliner hard top first tilted up and away from the front windshield. Then the top folded in half overhead. The trunk lid opened wide. The folded hard top swung into the trunk, which then closed. All by flipping a single dashboard switch. You can see it in […]