I recently had the opportunity to join Christine Benz and Amy Arnott for Morningstar’s The Long View podcast. We discussed my new book and a variety of themes relating to cybersecurity, as well as how to keep ourselves (and our family members) safe as we age. Mike Piper: Scammers Are Getting Smarter. Is Your Financial Security Keeping Up? Other Recommended Reading Final Regulations Clear the Path for Debit/Credit Card Payments to IRS from Martha Waggoner […]

Today’s Talk Your Book is brought to you by Calamos: To learn more about Calamos click here: www.calamos.com/ETFS On today’s show, we discuss: “Peak 65” – The largest number of American’s turning retirement age in history The three types of annuity products and their ETF counterparts How ETFs have begun to offer similar characteristics to annuities in a liquid wrapper How rising …

Author: Ben Fraser, President & CIO, Aspen Funds Editor’s note from Peter: Aspen Funds is one of our sponsor partners. We asked them to share how they think about where to put capital when the economy is unpredictable. Their core business is real estate private credit, which is worth understanding whether or not you ever invest with them. As always, this is education, not a recommendation. Do your own due diligence. Here’s their take. Full […]

California Gov. Gavin Newsom and Democratic lawmakers approved an estimated $14.3 billion in annual tax and fee increases during the 2025-26 legislative session, according to a report from the California Tax Foundation. The changes include a tax on digital software sales, limits on business tax credits and a renewed tax on health plans, with some costs potentially passed on to consumers. Read the rest

We’re staying home for Christmas this year, on a small budget and with a lot less pressure. So I asked the followers of my Facebook page for your best low-cost ideas, and you didn’t hold back. More than 40 of you shared gifts, meals, traditions and games that cost next to nothing, and I promised … Read more

Pensions are gone. Not really, but in the private sector they are scarce in 2026. State and federal workers and many colleges (especially public institutions) still benefit from traditional pensions. Today about 14% of private-sector workers have access to a defined benefit (DB) pension plan. (BLS data for March 2025/2026). The highest percentage of private-sector workers with a traditional defined benefit (DB) pension was in the mid-to-late 1970s, peaking around 45%. The value of employer […]

You swipe your card for groceries this week the same way you did last week. The total feels different anyway. Prices keep inching up, and more households are relying on credit cards to close the gap. NerdWallet’s Consumer Financial Resilience Index came out October 20, 2026. It found 38% of Americans now expect to rely on credit for at least some expenses this month. That is up from 36% in August and 35% in September. […]

Earlier this year, I was sick for two weeks. Unfortunately, I’ve had asthma since I was a kid. So when a respiratory illness hits, I tend to cough and suffer longer than the average person. During COVID, my asthma flared up more often, likely due to the stress of having a baby during a pandemic. […] The post Beware, A Disability Can Force You Into Early Retirement appeared first on Financial Samurai.

When I was 17, I got into reading in my free time. I remember reading books like Crime & Punishment, American Psycho, Post Office, etc. I loved it. Before I finished one book, I would buy the next one and got excited about starting it. Reading was so important to me, that I had this urge to write books myself. But it wasn’t until I was 28 that I actually started writing a book. Before […]

Year 7 of COVID in the Bay Area. Year 7, Day 174: Farnoosh of So Money has started using her email list again. Turns out that I signed up for it, must have been a decade ago?, and I haven’t yet decided if I’m going to unsubscribe or not but this bit happens to align […]

Wow, it’s hard to believe that Q3 is already in the books. For new readers, I have been setting goals and resolutions since 2019 as a way to challenge and improve myself. Long time readers … Read more

Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. This interview took place in April. My questions are in bold italics and their responses follow in black. Let’s get started… OVERVIEW How old are you (and spouse if applicable, plus how long you’ve been married)? I am […]

🎙️ Episode #511 – Brian Waters owns 20+ rentals across the country, many in markets he’s never visited. He shares lessons from turnkey rentals to… The post He Bought 20 Rentals 2,000 Miles Away. Here’s What Happened appeared first on Coach Carson.