The post Maximizing Tax Efficiency on Dividend Income: Tips and Strategies appeared first on Dividend Power. Earning dividends is one of the most rewarding aspects of investing. Whether you own individual stocks, exchange-traded funds (ETFs), or mutual funds, dividend payments can provide a steady stream of income while helping your portfolio grow over time. However, what many investors overlook is that taxes can significantly reduce the amount they actually keep. This is where tax efficiency on dividend income […]

The month of July 2026 as ended and it was quite the month! The S&P 500 has been down 0.63% over the last month and up 0.34% over the last 5 days. The S&P TSX Composite index has been down 0.14% over the last month and down 0.48% over the last 5 days. Portfolio Activity Margin Account Activity On July 8, I sold 4 RCI.B.TO 07Aug2026 $54.00 covered call options at $0.07 per contract for a total net […]

Year 7 of COVID in the Bay Area Year 7, Day 90: Hm. It’s possible the depression-like feeling of the past weeks was the physical and emotional fatigue. I’ve had both kids sick, one after the other. I’m trying to fight off some virus myself, anxiety nightmares have been coming back. Particularly with the relatives […]

Every year since 2019 I have set goals and resolutions as a way to challenge and improve myself. I have been using a spreadsheet to track my goals and resolutions and provide quarterly updates here. … Read more

Morning friends! So this is more of a life hack than a money saving one (in fact, it’ll actually cost you more money, lol), but it’s been such a game changer for me that I had to share 🙂 In a nutshell, I buy DOUBLE of the stuff I need or use everyday, and then scatter them all around the house to make everything more convenient! Example: every morning I wake up at 5am and either work out at the gym or take a fun hot yoga class. Being how it’s so early in the morning though, I hate rustling around our main bathroom while getting ready and waking up my wife and kids, so instead I head to our downstairs one to limit the noise. But to use the downstairs bathroom means moving all my toiletries from the top one to the bottom one each night before, and as you can imagine I forget half the time. I’d been doing this for years, and then one day a lightning bolt hit me – why not buy a second toothbrush, toothpaste, deodorant, hairspray, etc and then just leave them all downstairs? That way I have everything I need each morning without doing a thing?! And boy let me tell you – it makes a world of a difference!! One small tweak for daily compounding effects – the best kind of hack 🙂 (And turns out, this particular example doesn’t actually cost you any additional money since you’re only extending the shelf life of your main toiletries since you’re now only using them half the time! It works out nicely! PS: this also works well with shoes) So that’s kinda where this “double everything” idea came from… Which I now employ in other areas of my life too! Here are the other things I’ve doubled up on, or even quadrupled up on! Phone chargers — Why have only one to use, when you can have others spread across different rooms saving you time and energy? (Literally!) No more going back and forth or forgetting your phone in a different room if you have it right there in your current one charging right up… Laptop chargers — Especially helpful if you go to coffee shops or other places to work every day! I used to take my main one from my house every day, but similar to the toiletries I’d often forget and then get stuck somewhere with no battery juice. One time late at night when I was out of town I got stuck in the middle of a project and my laptop shut down. I scrambled like a crazy person to find an open store who sold them and fortunately came across one, but had to spend over $60 for it (!!!). So now I just throw an extra one in my laptop backpack and keep it there so I’m always good to go without ever having to think about it. Laptops themselves! — This may be a bit extreme,

Woo hoo! TEN YEARS of retirement!!!! Let’s celebrate! Hahahaha. Regular readers know that this has been coming as they’ve read some of my “10 Things in 10 Years of Retirement” series posts (there are more to come BTW), and today is the official anniversary date. If you want to go back 10 years and get the full story of how it all went down, check out I Retired!!!! Before we get into today’s post, I […]

🎙️ Episode #499 – This rental looked like a disaster almost immediately. Seven years later, Eric’s original $33K investment had grown to roughly $160K. Here’s… The post The Rental That Turned $33K Into $160K Despite an Eviction appeared first on Coach Carson.

EDITOR’S NOTE: If you ever feel overwhelmed about money and finance, WCI is here to help-especially if you need some 101 guidance. That’s why we’ve created the Financial Boot Camp Podcast. Whether you need to learn about disability insurance, the best way to negotiate a physician contract, or how to do a Backdoor Roth IRA, the Financial Boot Camp Podcast will cover all the basics every Tuesday. Listen up and become financially literate. Your future […]

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Here’s an article about the question “Do married couples efficiently allocate their retirement contributions across their retirement accounts?” Since employer match rates differ, even if you both for example set aside 5% of salary, that may not be the most efficient usage of your potential bonus money. Roughly 20% of couples are not efficiently using their employer match. Of these couples, the average could have earned $757 more in employer match simply by shifting some […]

In this week’s stock market outlook, Joel Wenger examines the current market trend, price performance, and headline risks.

We publish a list of stocks with low volatility and momentum each month. We provide data for BSE 500 and BSE 100 stocks. Update: Starting March 2026, the screening metrics have been significantly updated (details below). There are now three different screener files available. (1) Stocks with low volatility and momentum from the BSE 100… The post Stocks with low volatility and momentum for Aug 2026 appeared first on freefincal.

My Sweet Retirement MPACT 1Q FY26/27 Results The latest MPACT 1Q FY26/27 results have drawn significant attention from investors who track Mapletree REITs closely. With Singapore continuing to anchor the trust’s stability, and VivoCity once again emerging as the standout performer, the … MPACT 1Q FY26/27 Results My Sweet Retirement