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There’s a personal finance cliche that debt is the devil. This makes sense to me when it comes to onerous debt like carrying a credit card balance. But the more time I spend in wealth management the more I realize that the intelligent use of debt can make sense even if you have a high net worth. Lots of rich people use debt as a tool. When Mark Zuckerberg bought his California home, he took out a 30-year fixed-rate …
As the national average for gas remains relatively stable, California drivers are facing a drastically different reality. San Jose Mayor Matt Mahan, running for the Governor’s office has officially called on state leaders in Sacramento to temporarily suspend the state’s gas tax, characterizing the current pricing structure as a “man-made disaster” that is crushing the budgets of working families. Read the rest
Many people take beautiful photos every day without realizing that those photos can become a real source of income. With the rise of online platforms and digital marketplaces, photographers no longer need a studio, expensive equipment, or professional connections to start selling their work. Even simple photos taken with a good smartphone can attract buyers […]
Wiarton Willie had the last laugh this week as we experienced fool’s spring here in southern Ontario. Learn more in this week’s edition of The Sunday Spark, along with a major renewable energy milestone in Europe, Canadian UFO sightings, and a German city’s fight against single-use takeout packaging. The post The Sunday Spark – Don’t be fooled by fool’s spring appeared first on Boomer Eco Crusader.
It’s incredibly common to assume that saving and investing are about becoming rich; building the biggest pile of money possible. … Read more
By Josh Katzowitz, WCI Content Director
I argue why we should use a personal inflation rate while planning for retirement. My family’s inflation rate was about 8% some years back – Inflation in India: Some Real Numbers. So, that was the rate I started with when planning for retirement. Eight per cent before and after retirement. Then, as our economy grew,… The post Why we should use a personal inflation rate while planning for retirement appeared first on freefincal.
Dear A, In 2002, I was a resident in Emergency Medicine finishing up my training at XXXX. I’d arranged through one of our part-time faculty to rotate through the Nairobi Hospital for about 6 weeks. When my sister mentioned to a friend that I was heading to Nairobi, her friend noted that her older brother’s good friend was working there as a teacher. At that time in life, I was not particularly open to serendipity, […]
Tweet There is no sin but ignorance Christopher Marlowe, The Jew of Malta Bonds have played a limited role in the financial independence portfolio so far. Hollowing the examination of the equity portfolio last month, however, it seemed fitting to complete the picture with a detailed look at the development of, and trends in, the bond and fixed interest holdings. The last detailed examination of the fixed interest and bond components of the portfolio was […]
Retirement is a time to enjoy the fruits of your labor, but sometimes Social Security benefits alone aren’t enough to maintain the lifestyle you desire. That’s where having some side hustles ideas up your sleeve can be helpful. According to the National Institute on Retirement Security, 40.2% of retirees receive income from only Social Security in retirement. Whether you’re looking to stay active, pursue a passion, or earn some extra income, side hustles can be a […]
Do you want to start your own business? But, you’re afraid to quit your job? I think we all feel that, so no worries. I will list seven ways how to start a business without you having to quit your job. When I was contemplating starting my own business, I began to make all of the excuses. I needed to pay my rent. I had studied for this, and I will fail, I won’t be […]
Save, invest, prosper with My Own Advisor. The Best Asset Allocation Entering Retirement The trigger for this post was some recent reading on vacation in Belize. Our morning view from the villa in Belize, March 2026. With retirement just over a month away for me (with my wife already retired since 2025), I’ve been reading a bit more on this subject –… Join the million dollar portfolio journey. The article The Best Asset Allocation Entering […]
The view from my window before breakfast reminded me of something Cindy said on our first day. I can’t remember her exact words, so I’ll give you the gist. She said that we may look at the buildings here and think that some are very shabby and need to be knocked down or repaired. The […] The post Taiwan, Day 4: Taroko Gorge. appeared first on Burning Desire For FIRE.