🎙️ Episode #502 – DSCR loans are changing fast. I brought back mortgage expert Bryan Maddex to break down what’s new in 2026, where investors can… The post No W-2 or Tax Returns? DSCR Loans Explained! (2026) appeared first on Coach Carson.

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I lost 50lbs after having my third son. I did it at a time that was really crazy — I was primary caregiver with 3 under 4 at home, while simultaneously running my business to the tune of working 20 hours per week. I had to figure out how to lose MORE weight doing LESS, so that’s exactly what I did. I lost 50lbs in 4 months and have kept the weight off since then, […]

By Jim Dahle, WCI Founder

Are you overpaying for electricity in Singapore? Discover how to easily switch from the default SP Group tariff to the best fixed, discount-off-tariff, and time-of-use retail plans to save hundreds annually. The post Best Electricity Plans In Singapore (August 2026) appeared first on Turtle Investor.

In this Morningstar market brief, it is revealed that the average self-directed Vanguard investor (7 million accounts!) held an asset allocation of 65% stocks, 24% cash, and 10% bonds. That’s a lot more cash than I expected as well. Then this WSJ article comes up, Wealth Management Has a $3 Trillion Problem: Investors Are Keeping Too Much Cash (gift article). A self-directed investor and former pilot is profiled that keeps 85% in stocks and 15% […]

File the Google Assistant settlement claim before August 27, and file the device one. If you bought a Pixel, Google Home, or Nest Hub since May 2016, it pays an estimated $18 to $56 per device for up to three. Have the serial number and a receipt ready. Source

Hey Everyone! I’m back from my summer vacation. My brothers and I went to visit my dad in Thailand. He had radiation treatment for prostate cancer earlier this year. He seemed much weaker physically after the treatment and we wanted to check on him. Fortunately, the treatment was highly successful and his PSA is much lower now. The doctor said he should be fine for a long time. We also took this chance to visit my aunt in Australia. The flight from Thailand was super cheap on VietJet Airlines. I paid $212 for a one-way ticket from Bangkok to Sydney, with a stopover in Ho Chi Minh City. Maybe it was low season because it was winter in Australia when we visited. The flight was not enjoyable, though. VietJet gave the passengers absolutely nothing for free. No pillow, blanket, drinks, or food service. You have to pay for anything extra. The plane was a “classic” Boeing and had no entertainment screen or charger plugs. They allowed 15 pounds of carryon luggage. You could pay for more additional carryon and/or check in luggage. It was a long no-frill flight. Fortunately, I was able to sleep most of the way and listened to NPR podcasts the rest of the time. I probably shouldn’t be cheap on these long flights. The flight from Ho Chi Minh City to Sydney took 8 and a half hour. Mrs. RB40 and RB40Jr flew from Portland to meet us in Sydney. They flew Air Canada and had a comfortable experience. Air Canada is a good carrier with newer planes, but they recently got rid of their free luggage check in policy for international flights. Now, they charge $75 to check a bag. The segment from Vancouver, BC to Sydney took 15 hours. That was a very long flight. Mrs. RB40 said she doesn’t want to do that again. Next time, we’ll stop in Fiji for a few days or something like that. These long haul flights are getting tougher as we get older. *Blogging update I did not log on to Retire by 40 at all during my vacation. It was awesome to get away completely. I also neglected my business email and missed the renewal notice from Siteground. I had the site set on auto renewal and it renewed for 2 years. Haha… I guess I’ll keep blogging for at least 2 more years. Although, I feel better about blogging after 6 weeks off. It feels good to write again. Thank you for your encouragement in my previous blog post – The FIRE is Gone. I really appreciate it. Thailand 2026 I plan to spend half the year in Thailand after RB40Jr goes off to college. The cost of living there is much lower than in Portland and I’d like to be closer to my dad. He is pretty healthy now, but he is 81 years old. He probably would need more help in a few years. On this trip, we spent most of our