Earlier this year, I wrote about our early retirement healthcare options in Canada, specifically options for extended health care in early retirement. The research behind that article took a while and I thought the data … Read more

Good morning fellow budgeters and non-budgeters! Been staring at my bookshelf lately and realized I have a few extra copies of some books that’s doing no good just sitting there collecting dust… So I’d like to give them to you this week if that’s okay? 🙂 Each one comes from a personal blogging friend of mine (they are so smart!), and each one is quite different. Let me know which one most resonates with you in the comments below – or via email – and you’ll be entered to win it! Good luck! ****** “Retire Often” by Jillian Johnsrud Via Amazon: Why do we have to work for 40 years and only retire once? Why can’t we take occasional career breaks to focus on the other areas of life that matter: family, friends, adventure, rest, hobbies, our health, and achieving long-held dreams? And what if there was a way of doing so that not only avoided financial or career downsides – but brought profound upsides? Author Jillian Johnsrud has walked the walk – taking numerous mini retirements that have unlocked work-life balance and a more purposeful life, while also helping rather than hindering her career thanks to simple steps and practical principles that anyone can follow. She has coached hundreds of people to achieve the same, and in Retire Often she shares everything you need to make the most of every season of life by retiring not once – but often. Accompanied by a thoughtful foreword from author JL Collins, The Simple Path to Wealth, this book is packed with personal anecdotes, applicable advice, and handy tips, making it a must-buy manual for anyone seeking more freedom and balance in their lives. More here: Retire Often: How Anyone Can Take Multiple Career Breaks to Unlock Adventure, Advance Their Career, and Find Financial Freedom ****** “Millionaire Habits” by Steve Adcock Via Amazon (shortened by me): In this book, popular personal finance educator Steve Adcock delivers a fun, insightful, and hands-on discussion of how to build financial security, retire early, and give back to the community. You’ll learn to focus on yourself and your family first, creating personal wealth for the purpose of giving back to others. Adcock explains that “saving money” isn’t a goal in and of itself, but rather the end product of the personal wealth equation: Wealth = Income + Investments – Lifestyle. You’ll discover how to pay yourself first with concrete guidance and practical advice drawn from people who built wealth on modest incomes. You’ll also find: Strategies for maintaining your physical and financial fitness so you can maximize the value of your assets Ways to turn your existing wealth into even more valuable investments that generate continued, passive income Methods to help you retire early and enjoy your financial independence at a young age Perfect for young professionals, working families, self-employed people, and anyone else seeking to increase their net worth and get more out of life, Millionaire Habits is the intuitive and

Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. This interview took place in March. My questions are in bold italics and their responses follow in black. Let’s get started… OVERVIEW How old are you (and spouse if applicable, plus how long you’ve been married)? I am […]

🎙️ Episode #505 – Think you started investing too late? John Schaub has been buying real estate since 1972 and says you may have more… The post Is It Too Late to Invest in Real Estate? A 50-Year Investor Says No appeared first on Coach Carson.

If you’ll owe the IRS $1,000 or more after withholding this year, your third estimated payment is due September 15. Don’t guess the amount. Pay a quarter of last year’s total tax each installment, 110% of that if last year’s adjusted gross income topped $150,000, and the underpayment penalty can’t touch you whatever this year earns. Source

Hey Everyone! I just realized it’s been 30 years since I moved to Portland. Wow, that feels like a lifetime ago. In 1996, I graduated from UCSB and moved up to Portland to start a job at Intel. It was a golden era for us (me and Intel). The internet was ramping up, and it was a great time to be a young engineer. All my college friends were able to secure jobs relatively easily. Ahh, what I would give to be 22 again! Life was so much fun when I was young. It’s a very different story in the age of AI. The job market for recent college grads seems much tighter and more competitive than ever. My son doesn’t even want to study Computer Science because he heard it’s so difficult to get an entry-level position. The cost of living is also far higher today than it was in 1996. My first apartment cost just $550 a month. I could comfortably afford a one-bedroom apartment on my RCG salary. Even so, because I grew up without much money, I remained frugal. I lived alone for only one year before taking on roommates again to save money. Today, I’m sharing our 30-year house hacking journey because it is officially coming to an end. Here’s how life changed over three decades. The Timeline 1996: I signed a lease and lived by myself for a year in Beaverton, close to the Intel campus. After sharing a bedroom throughout college to save money, I was tired of roommates and wanted more privacy. 1997: Suburban life turned out to be extremely boring for my younger self. I made a lot of friends and decided to move into a two-bedroom apartment in NW Portland with a roommate. That neighborhood was awesome back in the 90s. It was packed with great eateries and cool shops. We lived in an ideal spot to meet up with friends before hitting town on the weekends. My old apartment building, The Envoy. I think we paid $850 for a 2-bedroom apartment, $425 each. I loved it. Our apartment had hardwood floors, old-timey central boiler radiators (free heat in the winter), and a little office. In retrospect, we should have taken the 3-bedroom penthouse and gotten another roommate. That would have been amazing. 1999: After college, Mrs. RB40 joined the Peace Corps and went to Uzbekistan for almost three years. When she returned, she visited me in Portland, and we decided to get back together. We moved into a one-bedroom apartment downtown and got married shortly after. All my friends thought I got her pregnant, but that wasn’t it. We just decided we were better off together. 2000: We purchased a 3-bed/2-bath house in Hillsboro to be closer to my work. I figured my bachelor days were over, so I might as well have a shorter commute. The master suite was on the first floor, and there were two bedrooms

Credit cards can be incredibly useful. They can make purchases more convenient, help you manage cash flow, provide additional security when shopping, offer rewards and help you establish a credit history. But they can also become one of the most expensive forms of debt you carry if you don’t understand how they work. The difference isn’t really the card. It’s how you use it. Here’s what you should know before applying for—or using—a credit card […]

My Sweet Retirement Best Fixed Deposit Rates September 2026 A roundup of the best fixed deposit rates in Singapore for September 2026, comparing DBS, UOB, OCBC, HL Bank, Citibank, SBI, RHB, HSBC, and ICBC across different tenures and minimum deposits. Best Fixed Deposit Rates September 2026 My Sweet Retirement

There are major sporting events happening almost every month of the year. You’ve got the Super Bowl in February, March Madness in the spring, the NBA Finals in June, Wimbledon in the summer, the World Series in October, and plenty more in between. If you enjoy traveling for sports, that gives you a lot of…

In this week’s stock market outlook, Joel Wenger examines the current market trend, price performance, and headline risks.

How to Have a Successful Nail Business If you have ever considered a nail, beauty or any side hustle, this interview is for you! Laura Wattie and Rebekah Drew, co-founders of LA-BEK. Mornington, Victoria share incredile advice and experience. What is your side hustle? We’re LA-BEK, an Australian gel nail wrap brand. We sell salon-style […] The post Side Hustle and Business Tips from LA-BEK appeared first on The Thrifty Issue.

The post The 10 Biggest Dividend Payers appeared first on Dividend Power. 10 Biggest Dividend Payers in 2025 – 2026 We present the ten biggest dividend payers in 2025 – 2026 ranked by total cash paid out and trading on U.S. stock exchanges. This is a mid-year ranking. Most of these companies are also dividend growth stocks. We employ Stock Rover* to sort equities by their dividend cash flow. 1. Microsoft Microsoft Photo Credit: Deposit Photos […]

As the world marked a sombre anniversary this week, I reflected on how we are still searching for peace 25 years after 9/11. Learn more in this week’s edition of The Sunday Spark, along with Guelph’s goods exchange weekend, the origins of Labour Day, and the meaning of the stars on the Australian flag. The post The Sunday Spark – Still searching for peace 25 years after 9/11 appeared first on Boomer Eco Crusader.