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Listen to the pod Join us this week to discuss what’s actually making people rich in the UK right now with Financial Adviser Holly Guscott from LCH Wealth. We discuss the ins and outs of pensions, growing money through ISAs, ISA millionaires and so much more! ———- A huge thanks to the episodes sponsor – Trading 212. Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 https://www.trading212.com/join/MGP If you don’t […]
Many ask the question: should I contribute to a Roth 401(k) or contribute to a Roth IRA? Below I discuss why, in the vast majority of cases, I strongly favor Roth IRA contributions over Roth 401(k) contributions. Roth Accounts Who does not love tax free accounts? The Roth, properly distributed, can create tax free income. […]
I recently saw this Reddit post about a man who retired early (FIRE) only to be called a “loser” by his wife go viral. In the man’s own words: 41m, $2mm liquid, $650k retirement and I get a $75k/yr royalty from a business I sold. Recently retired. Wife is a school teacher, good for healthcare. I make $125k/yr in income off my liquid assets. Since November began, it’s cold and dark early so a lot of what I do M-F when she’s at work is I play GTA (video game) on thc edibles bc nothing else to do where I live this time of year. Wife came home early today and I’m stoned in the middle of a conversation w/ my GTA online friends. She told me I’m becoming a “Loser” but this is me during the day when she works. I admit it’s immature but we dont have kids and I just want to chill after working a stressful job for 15 years I make dinner, clean the house, paid for our nice house and make 2x what she makes as a school teacher from my assets and royalty income. If I want to get high and play video games when she is working what is the problem? We take nice trips across the world in the summer when she’s off. She said I’m too old for this but there’s not much else to do in the winter. I just want to chill but I can tell she doesn’t like it. Early retirement does not fit well in this society. I get his confusion. He provides for his wife, takes care of their home, and isn’t lazy. After all, if he was lazy, how did he acquire $2M in liquid assets by age 41? At the same time, his wife is probably doing a different calculus. She’s not just thinking about the man who acquired their resources, but the man who she’s going to spend the rest of her life with. She’s probably thinking about kids. Is $2M liquid and $650k retirement enough to raise multiple children while also supporting a stoned gamer? Would she be better off divorcing him, taking half of their assets, and starting over with someone new? I’m obviously speculating here, but you can see how both parties can feel like they are correct. The husband feels like he did his job (he provided financial security), but the wife may feel like the job’s not done. Who’s right? With the limited information provided, I can’t say. Either way, this story is a great example of how resources by themselves don’t command respect—how you got them and what you do with them does. Imagine you meet a self-made millionaire and a lottery winner. Which has higher status? It’s obvious. One of them built their fortune while the other just got lucky. In the above scenario the man did build his fortune (as far as I can tell). However, his decision to get blazed and play Grand
Hey, do you know your tax brackets? I’m talking about the bands that determine whether you’re a basic (20%), higher (40%), or additional-rate (45%) taxpayer. Everyone knows their height and their shoe size. An occasional show-off can even tell you their inside leg measurement. But many of us have no idea where the various tax brackets start and end – nor where our income falls within these bands. True, the ongoing – and increasingly controversial […]
Making money online has become easier than ever, and Facebook is still one of the biggest platforms where people spend hours every single day. From videos and Facebook pages to groups and marketplaces, there are many ways to turn Facebook into an income source. When you combine Facebook with ChatGPT, the process becomes faster, easier, […]
Cloudflare CEO Matthew Price recently wrote an editorial for the Wall Street Journal. It took me quite a while, but I found a non-paywalled link.* It’s called “How I Choose Which Cloudflare Employees to Replace With AI.” As you might imagine, it’s gotten some attention. I’m not going to pile on too much about the lack of humanity. I’d much rather cover some of his justifications. I’ll get to those in a bit, but these […]
June is here and it appears warmer weather may have arrived to stay here in southern Ontario. Read on for my May 2026 goals report and a look at my goals for June. The post It’s time for a May 2026 goals report appeared first on Boomer Eco Crusader.
Getting my wedding dress made in Hoi An, Vietnam, was one of the most meaningful things I did during our trip, and also one of the most uncomfortable, sustainability-wise. First things first, it’s kind of crazy that I’m writing this article right now. Mostly because “getting married” wasn’t on my to-do list, like, ever. But here we are, and I’m going to share the whole thing: the compromises, the fabric confusion, the things I got right, and why I think it still matters even when you can’t do everything 100% sustainable. How it happened I won’t go into detail about the engagement, but it happened spontaneously. It was casual, sweet, and intimate. I couldn’t imagine it better. But here’s the thing… a traditional wedding never appealed to me. Making it huge, spending lots of money, and creating all that unnecessary pressure and waste. And like I mentioned earlier, until not that long ago, I never even thought I’d get married at all. It wasn’t something I dreamed about, ever. But life has its ways. So when it did happen, I knew one thing for certain: I didn’t want to spend a fortune on a dress I’d wear once. I couldn’t imagine renting a dress either, as I didn’t want to have a traditional wedding dress. I wanted something I loved, that fit my values as much as possible, and that I could actually wear again after. It happened while we were in Vietnam. Since we were planning to stay there for over a month and knowing how many tailors there were from our previous trip, it made sense to have our wedding clothes made there. Tailor-made in Vietnam meant we’d have control over the materials, the design, and the fit. It was also more affordable than buying from a wedding shop, and it felt like a meaningful thing to do. I was excited, but also a bit nervous. The dress The style I was browsing through Pinterest for a week or so, trying to find inspiration and dresses that I liked. These were some of the designs that caught my eye at first: I had to decide on one style, so in the end, I picked one that stood out the most to me. It was simple, but not too simple, elegant, and did not seem too impossible to make. The fabrics My priorities were simple: I wanted natural fabric, nothing synthetic, and nothing animal-derived. What I kept getting offered: silk, polyester, or mystery blends. Every tailor I spoke to offered either silk (beautiful, yes, but not vegan) or polyester (a hard no, it’s derived from petroleum, sheds microplastics every time it’s washed, and takes over 200 years to break down). I kept explaining what I was looking for and kept hitting the same wall. Eventually, at Yaly Couture (one of the most established tailor shops in Hoi An, which
Don’t get me wrong, life as a solopreneur can be incredibly rewarding. But it also gives you a whole new appreciation for the unsung heroes of HR departments everywhere! Nearly a decade ago, my wife and I first began seriously considering whether I should walk away from my corporate job and set out on my own. I’ll never forget how surprised we were when we realized just how many questions would need to be answered. […]
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Have you ever wondered if it’s possible to retire early, even before turning 30? The idea might seem impossible, but Cody’s story proves that with the right mindset, strategies, and dedication, early financial freedom is achievable. In this deep dive, Cody shares his journey from a young age, his key strategies, and practical tips for […] The post How to Achieve Financial Independence and Retire Before 30: Strategies from Cody’s Journey first appeared on Whitney […]
The post A Review of The Sure Dividend Core Newsletter appeared first on Dividend Power. In this article, I provide a review of the Sure Dividend Newsletter, which is one of the best dividend stock newsletters. Before we proceed, I want to disclose that I am an Affiliate of Sure Dividend. This post provides affiliate links to the Dividend Pro Plan, which includes the Sure Dividend Newsletter. This means I earn a commission for any […]
https://www.independent.co.uk/money/adhd-tax-finances-expert-tips-b2983609.html The post I have ADHD: This is the unspoken tax we face and what to do about it appeared first on The Complaining Cow – Consumer Rights, Complaints and Customer Service Expert.