At a Glance Income & Net Worth Benchmarks – The upper middle class is typically defined as households earning $145K–$235K annually or having a net worth of $658K–$1.9M, though exact ranges vary.  Location Matters – What qualifies as upper middle class depends heavily on cost of living; for example, $85K may feel upper middle class in Mississippi, while in New York or San Francisco, it often requires $200K+.  Path to Growth – Building and sustaining upper middle class status comes from increasing income, investing in real estate for passive cash flow, and using tax-efficient strategies to accelerate wealth. When you ask Americans whether they’re middle class, most will say yes. In fact, according to a Pew Research survey, only 10% of Americans identify as lower class, and just 1% identify as upper class. But in reality, “middle class” and “upper middle class” are fluid terms that depend on income, net worth, and perhaps most importantly where you live. With the economy shifting rapidly, inflation changing the value of money, and wealth disparities widening, it’s worth asking: Who really counts as middle class or upper middle class in the U.S. today? Disclaimer The information provided on this website is for general informational purposes only and should not be construed as legal, financial, or investment advice.  Always consult a licensed real estate consultant and/or financial advisor about your investment decisions.  Real estate investing involves risks; past performance does not indicate future results. We make no representations or warranties about the accuracy or reliability of the information provided.  Our articles may have affiliate links. If you click on an affiliate link, the affiliate may compensate our website at no cost to you. You can view our Privacy Policy here for more information.    Defining Class by Net Worth One of the clearest ways to measure class status is by net worth. Economists often define the upper middle class as those in the 75th to 90th percentile of wealth. 75th percentile net worth (U.S.): $658,340 90th percentile net worth (U.S.): $1,920,758 That means if your household net worth is between roughly $658,000 and $1.92 million, you fall into the “upper middle class” category by wealth. What is Net Worth? Net worth is simply the value of your total assets (cash, real estate, investments, cars, etc.) minus your debts and liabilities. Example: Assets: $1,000,000 (home equity, investments, savings, etc.) Debts: $300,000 (mortgage, loans, credit cards) Net worth = $700,000 In this example, the household would fall squarely into the upper middle class bracket. Defining Class by Income Household income is another common way to categorize middle vs. upper middle class. Using the same percentile ranges (75th to 90th):

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The next regular military payday is Wednesday, 1 October 2025.  Your pay will be available for use on that day, or earlier if your bank or credit union credits your pay before you actually get it. Long Pay Period Alert For anyone who gets paid before the actual military payday at the mid-month pay, the… | Read More… The post When Is The Next Military Payday? appeared first on KateHorrell.

“Was Charlie Kirk just shot?” the text read. Immediately, I go to Twitter. With a few flicks of my thumb, the gruesome shooting video enters my feed. Before I can even process what’s happening, I start reading the reactions. While there were plenty of positive messages like “praying for Kirk and his family,” there were quite a few hateful ones as well. Then I started to wonder, “How many of these negative messages are even real?” After all, how many people watch a video of a man getting murdered and then immediately go cheer about it? Charlie Kirk wasn’t a brutal dictator. He didn’t physically harm anybody. He literally had conversations and put them on the internet. While he made some controversial statements, he didn’t deserve to be harmed for them. No one does. His death is a tragedy and my condolences go to his family. How anyone could cheer for such a thing is beyond me. That’s when it hit me. What I was seeing online wasn’t representative of society at large. It wasn’t representative of most people’s actual opinions and feelings. Those fringe views about Kirk were being normalized to generate more impressions (and money) for the platform. Not only are there tons of bots and fake accounts on Twitter (which have only gotten worse), but the ability to remain anonymous further exacerbates the issue. There are non-Americans posing as Americans. There are men posing as women. There are those on the right posing as those on the left (and vice versa). As a result, we don’t know which opinions are real nor how popular they are. When you can buy likes and retweets, you can overstate how much your message actually resonates with people. I know this is happening, but not to what extent. To make matters worse, social media algorithms literally prioritize the most extreme views because they get the most engagement (and, therefore, make the most money). You can see this clearly in the data (chart from the FT): As a result, moderate, nuanced views are greatly underrepresented on social media. And I can tell you why—because having a centrist opinion makes you an easy target for those with extreme views. For example, if you oppose illegal immigration and are also against ICE terrorizing people, you can be criticized by the far left and the far right. It’s a lose-lose proposition. Therefore, the rational thing to do (for someone in the middle) is to stay quiet. Because of this, it can feel like people are more divided than they actually are since everyone in the middle isn’t being heard. Noah Smith summarized this dynamic perfectly: Remember: Before social media, you would never have seen people saying things like this, or seen people approving of it. It would all be official condemnations and condolences. Social media is what unleashed the hate and chaos from the lowest depths of our society. But, even if social media did unleash more hate and chaos, how much of that

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Welcome To Bankeronwheels.com This article is FREE — but only for humans. We don’t train future AI overlords 🤖🚫 👉 Log in or register (it’s fast & free): Continue with FacebookContinue with GoogleContinue with X .mh-wrapper{ padding;0px; } .nsl-button{ display: none !important; } .custom-social-buttons { display: flex; justify-content: center; gap: 15px; } .custom-button { padding: 6px 20px; border-radius: 10px; font-size: 16px; font-weight: bold; text-align: center; cursor: pointer; width: 40px; border: 1px solid #ddd; } .custom-google-button { display:flex; background-color: #ffffff; color: #db4437; align-items: center; justify-content: center; } .custom-social-buttons .custom-button { border-radius: 8px; transition: background-color 0.3s ease, transform 0.3s ease; transition-delay: 0.1s; /* Adds a slight delay before the hover effect starts */ } .custom-facebook-button { display:flex; color: #ffffff; align-items: center; justify-content: center; } .custom-twitter-button { display:flex; color: #ffffff; align-items: center; justify-content: center; } .custom-google-button:hover { background-color: #D93F2B; transform: scale(1.05); /* Adds a subtle zoom effect */ } .custom-facebook-button:hover { background-color: #365899; transform: scale(1.05); } .custom-twitter-button:hover { background-color: black; transform: scale(1.05); } .custom-button:hover svg path { fill: #FFFFFF; transition: fill 0.3s ease; transition-delay: 0.15s; /* Icon color change happens slightly after the background */ } .mepr-share-button:hover{ background-color: #bd3d59!important; } jQuery(document).ready(function($) { $(“.custom-google-button”).on(“click”, function() { var $googleButton = $(“.nsl-button.nsl-button-default.nsl-button-google”); if ($googleButton.length) { $googleButton.trigger(“click”); } else { console.error(“Google login button not found.”); } }); $(“.custom-facebook-button”).on(“click”, function() { var $facebookButton = $(“.nsl-button.nsl-button-default.nsl-button-facebook”); if ($facebookButton.length) { $facebookButton.trigger(“click”); } else { console.error(“Facebook login button not found.”); } }); $(“.custom-twitter-button”).on(“click”, function() { var $twitterButton = $(“.nsl-button.nsl-button-default.nsl-button-twitter”); if ($twitterButton.length) { $twitterButton.trigger(“click”); } else { console.error(“Twitter login button not found.”); } }); }); OR

I’ve been talking about a project that I’ve been working on for several months now, which has kept me pretty busy. It’s time I fill you in that it’s been all about self-hosting (I’ll explain that soon). What was not expected was how this project sparked a renewed interest in technology for me. The feeling of fun I’ve had with this stuff hasn’t been there since the early days of my IT career, which started […]

Does the word “pension” make you feel: (a) confused (b) bored (c) panicked (d) smug? Much as I hope your answer might be (d), smug in the knowledge that you have salted away more cash… The post What is a pension and why you should care appeared first on Much More With Less.