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The holiday season is here, and there’s no better time to sprinkle some creativity into your Christmas decorations! Whether you’re a DIY enthusiast looking for fun crafting ideas or a small business owner searching for unique products to sell, handmade Christmas ornaments are the perfect solution. These little works of art not only add a personal touch to any tree but are also a fantastic way to spread holiday cheer and make some extra income. […]
WHEN I STARTED learning about investing, I stumbled upon a book at my library that immediately grabbed my attention: The Lazy Person’s Guide to Investing by Paul B. Farrell. A portfolio championed by the book consisted of just two mutual funds—one stock index fund and one bond index fund, with 50% of your portfolio invested in each. With only two choices to make, decision-making becomes far more straightforward. Farrell’s suggested 50-50 split simplifies the process […]
[EDITOR’S NOTE: For those with student loans, here’s some news. The Pay As You Earn (PAYE) and Income Contingent Repayment (ICR) plans—which were closed on July 1, 2024—are once again accepting new applicants, as of December 15, 2024.] By Ben Mathew, Guest Writer How much to withdraw from our portfolio each year is a central choice that we face in retirement. It’s a consequential choice. Withdraw too much, and we risk running out of […]
It’s that time of year, where I will soon remind you to use up your Healthcare Flexible Spending Account (FSA) funds before they expire. However, if you somehow have a large unused balance that you can’t offset with sunscreen and cold medicine, you may be interested in the possibility of using it towards exercise equipment. While shopping for a Zwift smart trainer bike, I came across a new checkout option called TrueMed that lets you […]
A reader asks, “Our daughter is five months old. How should we start investing for her future?” It is always best to start planning on a clean slate before making any investment. Let’s dive straight into the goal-planning steps. The goal-planning steps We need a target corpus after 17/18 years, depending on when she was… The post How do I plan for my five-month-old daughter’s future? appeared first on freefincal.
15 ways to save money on theatre tickets With Christmas approaching, many of us will be wanting to visit the theatre to see a play or pantomime, as a treat. But a trip to the theatre can be very expensive. So here are 15 ways to save money on theatre tickets. 1) Many local theatres offer a discount but often don’t advertise it well! So, look up your theatre and find out what they have […]
Choosing a debt relief company is a critical decision that can greatly impact your financial future. With so many options available, it’s essential to understand how companies like Simple Debt Solutions operate. In this article, we’ll break down what Simple Debt Solutions offers, explore customer reviews, and share insights to help you decide if they’re […] The post Simple Debt Solutions Reviews: What You Need To Know appeared first on CuraDebt.
If you’ve ever complained about the lack of interesting or non-classic Christmas stories, then you may not be looking hard enough. How many times have you read the standard Christmas stories or watched the same Christmas films and TV specials? There is a plethora of Christmas-themed comic book stories that are waiting to be discovered. […] The post Top 10 Best Christmas-Themed Comic Book Stories appeared first on Personal Finance Advice.
A minor personal tragedy befell my Christmas shopping expedition this weekend. I was deep in the toy section of Walmart, Airpods blasting the latest episode of Animal Spirits, when I felt something fall on my shirt. I looked up to the ceiling, unsure of what happened. I stood still for two seconds, eventually deciding that something small must have fallen from the top shelf or the ceiling. I pushed my cart onward, determi…The post Aparigraha appeared first on The Belle Curve.
Coffee is more than a beverage. It’s an experience. Most people can’t wake up and get their day started without it. While some choose to make it at home, others love the convenience of picking it up at their favorite shop. There are a plethora of shops, but not all of them deliver the rich, flavorful experience customers expect. Some chains have earned a reputation for lackluster drinks that leave drinkers disappointed. Here are four […]
Image Source: Pexels Is finding “the one” a real thing? We often hear stories about couples that just knew almost immediately that they would end up with their partner. Is this feeling just overly romanticized? In reality, successful relationships take real work and probably aren’t predestined. Whether you believe in soulmates or not, there are real ways to know if you’re compatible with your partner and if the relationship will make it long-term. Here are […]
Image Source: 123rf.com Marriage is a beautiful union, but it’s not for everyone. The Centers for Disease Control and Prevention reported 673,989 divorces in 2022 across 45 reporting states and Washington, D.C. Seventy-five percent of divorces occur due to an overall lack of commitment. At the end of the day, some personalities simply aren’t suited to the compromises, responsibilities, and selflessness that come with lifelong commitment. If you’re considering tying the knot, it’s vital to […]
One crucial factor that often stands between people and their financial goals is their credit standing. Many underestimate the impact good credit can have on their financial health, viewing it merely as a number rather than a powerful tool that can unlock a range of opportunities. Usually, this unfavorable perception about building credit is due […] The post Why Is Building Good Credit Important for Your Financial Goals? appeared first on Make Money Without A […]