The Trustees of the Social Security and Medicare trust funds released their annual report this month. The big headline finding: “The Old-Age and Survivors Insurance (OASI) Trust Fund will be able to pay 100 percent of total scheduled benefits until the fourth quarter of 2032, one quarter earlier than projected last year. At that time, the fund’s reserves will become depleted and continuing program income will be sufficient to pay 78 percent of total scheduled […]

If you live in Western Canada, chances are you’ve shopped at Save-On-Foods and collected More Rewards points. Like many loyalty programs, More Rewards can either be an afterthought that earns you the occasional free eggs (around 3600 More Rewards points by the way), or it … Read moreMore Rewards: How We Earn and Redeem Save-On-Foods Points for Maximum Value The post More Rewards: How We Earn and Redeem Save-On-Foods Points for Maximum Value appeared first […]

Life is hard if you want to outperform average. To reach a USTA 5.0 level in tennis takes an endless amount of practice. To get promoted to Managing Director in banking, you first have to survive a decade of 70+ hour weeks just for a shot. And if you want to be your own boss and build […] The post The Incredible Satisfaction of Never Giving Up: A Lesson In Grit appeared first on Financial Samurai.

I’m convinced that AI will not destroy our need for personal connection, humanity, stories, and expression. The reason I’m so convinced of that is because of one word. Culture. When people talk about AI, they underestimate the power of culture. As in common values and thinking. The slow, invisible force that decides what actually sticks in our lives and what doesn’t. Here’s what most people miss. When something new arrives, it has to pass through […]

Year 7 of COVID in the Bay Area Year 7, Day 48: JB and I had the school lost and found project scheduled and we’d invited one of their friends to come help out since they were bored at home. I didn’t expect Friend to be a great deal of help but having the extra […]

Welcome to another month of dividend income report. Despite some market volatility in May, the bull market trend continues. It’s getting a bit nutty whenever I check our portfolio value and more importantly, our net … Read more

Goooood morning friends! Got another book to pass around to ya if you’re in the mood for some good financial reading?! 🙂 This one comes from long-time reader, and financial planner, Bill Hines, who’s always kind enough to give us free copies of his books as they come out. This latest one is an update to his original work by the same name, only pumped up a bit more and co-authored by a financial counselor friend of his, Grady Moshay. It’s called “Plan Your Money Path: A Guide to Create Your Own Financial Plan,” and we’ve got 3 copies to give away today! Here are the core concepts of it that AI gave to me which I really liked – straight to the point 😉 ****** Mathematical Confidence: Focuses on replacing vague financial goals with definitive data, giving you actionable paths to fund your future. Practical Tooling: Guides readers in utilizing robust, inexpensive financial software instead of simplistic online “dumbed-down” tools. Real-World Application: Takes you through the exact inputs, assumptions, and steps needed to model a successful financial strategy ****** That “robust, inexpensive financial software” it mentions? Pralana Online. I’ve never heard of it before (have you?) but Bill loves it! I’d be curious to hear your thoughts if you ever check it out… Another financial tool I’ve recently been told about is ProjectionLab. Mad Fientist just did another blog post around it and says it’s the most powerful financial planning tool he’s ever seen! I don’t really use any software these days personally, but I’ll admit I am tempted! At any rate, if you’re interested in a free copy of this book, tell us what *stage* of your finances you’re currently in and you’ll be entered to win 🙂 Are you in the beginning, data-collecting portion? The middle, cranking away – head down – and just getting the job done state? Or perhaps your towards the end of your accruing journey and now just dotting all your i’s and crossing all your t’s? Or maybe this is the first time you’ve ever landed on a money blog before and you’ve got no idea what the hell is going on??! Haha… I remember that part well… It was scary for a little bit, and then all of a sudden super exciting once things started clicking!! Which it eventually does, so you’ll be great! In either case, drop your answers in the comments below, or via email if you’re reading this in our newsletter, and you’ll be entered to win. We’ll randomly pick the winners at the end of the weekend – good luck! And big thanks to Bill for always keeping us in mind and sharing the wealth. I hope the new edition flies off the shelves, buddy!! Your friend, whose currently in his sabbatical phase of the journey, (I’m close enough to the end where I don’t have to worry about money as much, but too tired/lazy/unconcerned enough to wrap it all up, lol… The “details” part

🎙️ Episode #493 – Choosing the right market isn’t about chasing the best numbers. Here’s how smart investors actually pick where to buy in 2026…. The post How to Choose the RIGHT Real Estate Market in 2026 appeared first on Coach Carson.