I’m excited to share this previously unreleased 2022 conversation between Charlie Munger and Todd Combs.  Public Release: Oct 6th. Members have access now.Join us. As with any Munger talk, the subjects are both deep and wide. I’ve pulled out the ideas that most resonated with me. You’ll learn how Munger recognized people worth betting on, chose problems worth solving, and turned a long attention span into an unfair advantage. I also unpack one of Berkshire’s most underappreciated (and […]

Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. This interview took place in March. It’s a long one, so we’ll be breaking it up into two posts. My questions are in bold italics and their responses follow in black. OVERVIEW How old are you (and spouse […]

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  For decades, the retirement savings advice has been consistent:   Save more than you spend. Invest the difference wisely. Max out your 401(k). Reach your number. But then something strange happens.   You retire.   Suddenly, the behavior that helped you become financially secure doesn’t answer the question of how you’re going to use that nest egg to fund your retirement. The skills required in the “Withdrawal Phase” are different than those you’ve learned […]

A packed August held our son’s first overnight trip, a bunch of bank promotions, and a house that really wants to have water leaking in it. Plus A+ charities! Continue reading Lukas’ First Trip, Leaky House, And Bank Promos (Aug. 2026) at TicTocLife.

Tweet Like unto gulls, they were borne on the waves around the black ship. Homer The Odyssey Bk.XXII 403-425 This is my one hundred and eighteenth monthly portfolio update. I complete this regular update to check progress against my goal. Portfolio goal My objective is to maintain a portfolio of at least $3,250,000. This should be capable of producing an annual income from total portfolio returns of about $112,000 (in 2026 dollars). This portfolio objective is based on an assumed safe withdrawal rate of […]

The Retirement Account Your Spouse May Want to Refuse Traditional IRAs come out as ordinary income. The questions are: whose tax return, in which years, and at what rate. For an oversaved couple, the best inheritance may sometimes be the […]

Whole Foods has a new app where you can now order your groceries directly inside (instead of having to go through the Amazon app, which still works too). To get you to try it, they have a $10 off $50 offer with promo code APP10. Works on both pick-up and delivery.