Every article about making money recycling wood pallets makes the same promise. “Make $1000 a week just by picking up pallets!” Then you read it. The advice is so vague you couldn’t actually do it. No real numbers. No buyer contacts. No honest talk about what happens when half your haul is broken garbage. I’ve… Continue… The post How to Make Money Recycling Wood Pallets in 2026 (I Made $80 in 5 Hours) appeared first […]

The post 3 Dividend Growth Stocks for February 2026 appeared first on Dividend Power. It’s the end of February, and Valentine’s Day was on everyone’s mind. People bought candy, cards, flowers, jewelry, and clothing, and ate out at restaurants.  The National Retail Federation estimates consumers will spend a record $29.1 billion on Valentine’s Day this year. As a result, companies providing these products and services can make suitable investments.  Moreover, they often have market leadership and scale […]

Right now many people are debating why the U.S. housing market is broken. Some blame interest rates. Some blame prices. Some blame zoning laws. While the truth is a mix of all of these factors, there’s one thing that no one seems to agree on—supply. Does the U.S. actually have a housing shortage, or is something else going on? When Supply is Not Supply While many believe that the U.S. housing market has a supply problem, this view isn’t universally shared. For example, Jon Brooks, a real estate analyst, recently tweeted the following: Everyone keeps saying America has a “housing shortage.” It doesn’t. Divide total homes by population and you get this: We’ve never had more housing per person than we do right now. The problem isn’t supply. It’s prices. Total units divided by population isn’t the best measure of this since U.S. households have been getting smaller (i.e. fewer married couples, fewer children, etc.) over time. But this isn’t even the primary issue here. Brooks’ argument overlooks a more important point—many of these housing units aren’t in areas where people actually want to live. Housing units in unsafe areas or locations with a lack of economic opportunity aren’t ones that people want. Nowhere is this more true than in major American cities (particularly in the Midwest) that saw both increased crime and a declining economy over the latter half of the 20th century. Peter Banks, President of the Boyd Institute, summarized this trend well: Between 1960 and 1992 America went from less than 9,000 murders a year to a peak of 24,000. Other crimes such as burglary underwent a similar process and increased by a factor of nearly 5. A disproportionate share of this growth occurred in the old industrial cities of the Northeast and Midwest, which were also entering a period of economic decline during that era, the result of a weakening US industrial base. Because of this dual shock of massively elevated crime and a weakening of the industrial sector, many of these cities entered into what can only be characterized as a death spiral. St. Louis, Cleveland, and Pittsburgh each also lost roughly half their populations, and even cities like Chicago (which managed to weather the storm relatively well) shed nearly a third of their residents. While “where people want to live” is subjective, areas with low crime and good economic opportunity tend to be universally valued. As a result, these are the only areas where housing supply truly matters.  But the current supply of good housing is just one issue. Where new housing is being built is another. Location, Location, Location Even if you agree that there’s a lack of “good” housing in the U.S., the data suggests that new home construction isn’t helping as much as we’d like. Unfortunately, there’s a geographic gap between where homes are being built and where people actually live. This 2024 report from the Office of the Comptroller of the Currency (OCC) highlights how the areas with the highest housing

Come contattare l’assistenza di Trade Republic? È veramente così difficile? Vale la pena aprire un nuovo conto o meglio evitare? In questa analisi andremo a rispondere a tutte queste domande un po’ “scomode”. Iniziamo col capire come è gestita l’assistenza di Trade Republic. Prima però vediamo alcuni riferimenti nel caso tu abbia bisogno di contattare l’assistenza di Trade Republic: Numero di telefono: +49 322 13232813 (solo per bloccare carta in caso di smarrimento carta o […]

It’s Pancake Tuesday. That means Lent starts tomorrow. As I do every year, I’ve been thinking about what to give up for Lent. This year, in keeping with my 2026 theme of health, I’m going big and tackling unhealthy snack foods. The post It’s time to say no to unhealthy snack foods appeared first on Boomer Eco Crusader.

What can I say about 2025?  For me it was a really good year.  Mainly because 2024 was really shitty, so any movement was likely up.  First and foremost in spring of 2025 I fully retired from my long career,… The post My 2025 Was Awesome Let’s Go! appeared first on Accidental Fire.

The best time to open a retirement account is when you first start working. But what if you’re not even an adult yet? Great news! Kids and teens with earned income can still save for retirement. Read on to learn more about why and how you might want to help your kids open a custodial Roth IRA with Vanguard. Why Open a Custodial Roth IRA The short answer to why you should open a custodial […]

When I began planning my financial future, I became obsessed with nailing a realistic rate of return. All of the investment calculators required one. Plus, everything else flowed from that number – such as how much I needed to save, and how long it would be before I could declare financial independence. It seemed important. Because if I highballed the number then I was telling myself a fairy story, wasn’t I? Eventually I read enough […]