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The costs of owning a dog- revisited and updated.

Most people want the lifestyle of the top 1% without actually becoming a person who belongs there. They look at the bank accounts, the freedom, and the calm of successful people and think, “I want that.” Then they look at their own life and can’t help but think that they should be further ahead. They are tired of struggling year in year out, with nothing to show for. Their bank account, house, social life, and […]

What a horrible title for a blog post! Hey, they can’t all be winners. 2025 was a great year for us! And if you were invested in index funds, it was a great year for you too. Money This blog is supposed to be about money. Let’s start there. Markets are up. Again. The S&P […] The post Random 2025 Thoughts: Money, Technology, Me appeared first on 1500 Days to Freedom.

The next step on our investment property journey was to make an RV pad on the property so we could rent the space to someone who needs somewhere to park their RV. Renting space for parking an RV sounds pretty basic, but there’s a little more to it. These costs move us toward generating money with our property. If you’re new to this series, we bought an investment property with a very rundown mobile home […]

Image source: Amazon Some of the most interesting comic book stories feature conspiracy theories and secret societies. Comic book stories are more gripping when the hero realizes that they are in over their head. The threat that they face is much bigger than they thought; victory is not certain, and the path to it is unclear. Secret societies, conspiracy theories, and stories drenched in paranoia can take the enjoyment of typical superhero comics to another […]

A rule of thumb that’s becoming increasingly popular is to do Roth conversions in retirement to the top of the 12% bracket and no higher. Any rule of thumb is going to have some situations in which it doesn’t work well, but I think this rule of thumb is particularly bad. Firstly, there are some households for which any conversions are likely to be unhelpful, due to their charitable plans (i.e., they plan to make […]

Every January, I notice the same thought pattern creeping in. This is the year things get better. The year I get more organized. The year I finally feel like I’m ahead instead of constantly catching up. That mindset almost always pushes us in the same direction. We start thinking about what we need to add. Another goal. Another habit. Another commitment that’s supposed to fix everything. But here’s the part we don’t say out loud […]

If you want to achieve financial independence, every investment we make serves one purpose: to buy back our time. Time is infinitely more valuable than any object, experience, or luxury. Given how short our lives are, we should use our money not just to accumulate more, but to buy freedom. Once you have freedom, you can […] The post Practice Converting Annual Investment Returns Into Time Saved appeared first on Financial Samurai.

Roughly 43% of my net worth is in real estate, my favorite asset class for the average person to build long term wealth. Real estate was my primary reason for being able to generate enough passive investment income to leave work in 2012. It has also been responsible for two of my largest capital gains […] The post 2026 Real Estate Outlook: Much Better Times Ahead appeared first on Financial Samurai.

Happy new year! I have a feeling 2026 will be great. I am looking forward to reading the books on my list (especially The Art of Spending Money) and looking forward to the trips we have planned. We are planning to visit Yellowstone National Park … Read moreGenymoney.ca 2026 Personal Finance Goals The post Genymoney.ca 2026 Personal Finance Goals appeared first on Genymoney.ca.

Year 4 of COVID in the Bay Area Year 6, Day 259: You know a thing I miss? When people enjoyed media such that for most books or tv shows or movies, you could Google the title and find at least 5 sites dissecting various plot lines and explaining what happened. Sometimes I can’t hear […]

🎙️Episode #470 – Most investors get stuck at one deal a year… not because of cash flow, but because their savings drip in too slowly…. The post Why Most Investors Get Stuck at One Deal Per Year appeared first on Coach Carson.

Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. This interview took place in September. My questions are in bold italics and their responses follow in black. Let’s get started… OVERVIEW How old are you (and your spouse, if applicable), and how long have you been married? […]