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By Earl Owens | Read Time: 9 Minutes I turn 55 in 2028. That means in just over 2 years, I get to flip the IRS the bird and start pulling money out of my corporate 401(k) with zero 10% penalty, even though I’ve been “retired” from the grind since age 51. (I reduced my work schedule from 60 hrs a week to 25 in early 2025.) Most people think that’s impossible. They think you […]
It’s that time of year again when families gather to feast on bountiful harvests and to give thanks for all … Read more
Summary Welcome to our October spending post! This month, we spent a total of £2,284. October was a fairly boring month for spending, which makes for a lower total than the last 3 months. We had a higher total than usual on food, plus a couple of big items in entertainment/misc, but generally we’re quite pleased with how it went. We’ve sorted our spending into the essentials—housing, food, and transport—plus a catch-all entertainment and miscellaneous category. As always, we’ll break down each area and give you the story behind any standout expenses. CategoryAmountNotes Housing£383See below Food£977See below Transport£182See below Entertainment/misc£742See below Total£2,284
Looking to complete your Christmas dinner menu with the perfect side dish? These Christmas dinner side dishes are sure to impress, offering a mix of easy holiday side dishes and super easy recipes that everyone will love. Whether you’re searching for classic Christmas sides or healthy side dishes, there’s something here for every taste. Make your holiday meal memorable with these delicious and simple options. Easy Make Ahead Xmas Side Dishes Planning an easy Christmas dinner? These make-ahead Christmas side dishes are perfect for a stress-free holiday meal, featuring savory side dishes that complement any main course. From classic holiday side dishes Christmas favorites to versatile Christmas side dish recipes, these dinner sides will help you prepare with ease. Roasted Cheese Stuffed Mini Peppers GET THE RECIPE → Antipasto Skewers GET THE RECIPE → Low Carb Dinner Rolls GET THE RECIPE → Spicy Mini Bell Pepper Cucumber Salad GET THE RECIPE → Best Holiday Vegetable Side Dishes
Consumer spending has been strong throughout 2025 despite higher inflation than desired. Some softness has recently appeared, with shoppers spending less on holiday shopping. Grocery prices haven’t entirely stabilized for items like coffee, ground beef, steaks, and eggs. However, turkey was cheaper in time for this year’s holiday. According to the American Farm Bureau Federation, the average cost of a 16-pound frozen turkey was about $1.34 per pound, down roughly 16% from last year. Gas […]
Save, invest, prosper with My Own Advisor. Weekend Reading – How to navigate a market bubble Welcome to a new Weekend Reading edition on some tips to navigate a market bubble. We might be in one! Before those tips, a reminder I continue to run this book giveaway for another week: The Wealthy Barber Book Review and Giveaway And…last weekend I wondered… Join the million dollar portfolio journey. The article Weekend Reading – How to […]
If you’ve ever been told to “save, save, save” for retirement, only to wonder what exactly you’re saving for, Bill Perkins’ book Die With Zero and this Die with Zero summary will shake you in the best possible way. When I first picked it up, I expected another money book about optimizing investments or budgeting hacks. Instead, I got a life philosophy dressed up as financial advice, one that made me seriously question how I […]
What caught my eye this week. Like many people, my immediate reaction to this week’s budget was a sense of relief. Not just on a personal level. Rather, given the litany of potential clangers leaked beforehand – and Rachel Reeves’ form with her hike in employer NICs last year – I was pleased to see nothing too destabilising for the economy. I don’t even mind that the revenue-raising piece of the budget was backloaded, with […]
As a reminder, the Millionaire Money Mentors (MMM) Black Friday/Cyber Monday sale is currently active. You can get details here. If you want to pass on reading this post and just get the details of the sale, click here to go to the main MMM site. Today I’m going to be sharing 10 reasons you should seriously consider joining the Millionaire Money Mentors. But it’s not just me telling you why MMM is so great, […]
When summer hits in New Zealand, it hits hard. Most Kiwi homes weren’t built with scorching temperatures in mind – think single glazing, minimal insulation, and windows that seem to invite the heat in. If you don’t have (or don’t want to pay for) air conditioning, there are still plenty of low-cost tricks to help … Read more
How to save money for teens? Life hacks that’ll change your teen’s spending and saving patterns. I’ve never seen or heard of a teenager bragging about how much money they’ve saved. They brag about what they wear, who they’re with, what they did last weekend…maybe about their pet. But how much they squirreled away into their savings last month? Nah. And yet…we need to get them interested in saving money. Excited about it, maybe, even. […]
When someone dies, families expect to feel grief. What they rarely expect is the number of decisions, forms, accounts, and urgent conversations with banks and institutions that suddenly land in their laps. Even in the most organized families, the period after a death can feel like a maze. When the person who has passed left little or no guidance, that maze becomes even harder to navigate. What an Executor or Administrator Actually Does Executors and […]
The perfect date night doesn’t need a massive bouquet or a pricey candlelit dinner at a fancy restaurant! There are many amazing ways to save money while showing your partner how much you love them. After all, what matters most isn’t the bill at the end of the night, but the memories you created together…. Read More The post 20 Cheap Date Ideas That Feel Way More Expensive Than They Are appeared first on FinSavvy […]