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The Retirement Account Your Spouse May Want to Refuse Traditional IRAs come out as ordinary income. The questions are: whose tax return, in which years, and at what rate. For an oversaved couple, the best inheritance may sometimes be the […]

Whole Foods has a new app where you can now order your groceries directly inside (instead of having to go through the Amazon app, which still works too). To get you to try it, they have a $10 off $50 offer with promo code APP10. Works on both pick-up and delivery.

To find out how much side hustles actually pay, I built The 2026 MoneyPantry Side Hustle Real Wage Index. Across the 15… The post How Much Do Side Hustles Actually Pay? 2026 Real Wage Index appeared first on MoneyPantry.com.

Everyone has their own tricks for saving a few bucks, but some methods go far beyond clipping coupons or skipping takeout. A whole world of ultra-frugal strategies stays hidden, either because they’re a little unusual, a little quirky, or just too personal to share. Some of them get raised eyebrows. Walking over an hour to work? Tearing the stems off your vegetables? As odd as they sound, small habits like these add up. There’s frugal, and then there’s really frugal. Here are eleven extreme habits that really do put money back in your pocket. You can try them or skip them: it’s all up to you! Take Home Leftovers From Work One clever way to save on groceries? Working somewhere that gives away leftover food. In a hospital kitchen, after meals are served, the remaining food often goes unclaimed, and it’s not uncommon to be allowed to take some home. The same is true for some food establishments.  With enough access, it’s possible to coast through an entire summer without spending much, if anything, on food. Every workplace has its own rules, so it never hurts to ask what happens to the extra food at the end of a shift. Walk To Work, Even if It Takes Over an Hour Commuting on foot isn’t unusual, but doing it for over an hour each way without ever mentioning the distance? That’s dedication. It’s a great way to save on gas, reduce wear on a car, and stay in shape. When you add up fuel, parking, and maintenance, the savings can be significant. Some people even find the walk becomes the best part of their day, a chance to clear their head before and after work. Tear the Stems off Your Produce Every gram counts at the grocery store, especially when produce is priced by weight. One easy (if slightly meticulous) trick is removing vegetable stems before checkout. It doesn’t seem like much, but over time, the savings add up. Think of broccoli, celery, and leafy greens. You’re only paying for the parts you’ll actually eat, and the stems often end up in the trash anyway. Reuse the Free Shopper Papers at Your Door Those free shopper papers that pile up in driveways? They’re more useful than they look. They’re great for tasks like cleaning windows, protecting surfaces during messy jobs, or scooping cat litter. The bags they come in are an added bonus. Newspaper works on glass because it doesn’t leave lint behind, and it makes a fine drop cloth for painting or a craft project. Instead of buying paper towels or plastic sheeting for these jobs, you’re using something you already have. Sew Reusable Cloth Pads DIY solutions can cut down recurring expenses. For menstrual products, sewing reusable cloth pads not only saves money but also adds a touch of personality and comfort. They’re easy to clean, fun to customize, and eliminate the need for constant repurchasing. This one isn’t for everyone, but for people who like a little sewing

What’s the real reason parents spend so much time worrying about their child’s education? The answer may not be what you think. Stop Paying The Status Tax! It turns out that four things actually matter regarding your children’s future success. None arrive attached with an Ivy League label. The answers to these questions should matter to everyone concerned about their children’s future. Do you give …The post Great Parents Make Great Kids appeared first on A Teachable Moment.

If you’re new here, my husband and I went to Cuba for the first time in November 2025. We brought very few personal items (we each just brought a backpack) and packed the maximum amount of luggage so we could bring as much as possible in humanitarian aid and medical supplies. You can read about that first trip here pre-trip budget) and here (post-trip cost breakdown). In the Spring of 2026 we returned with our […]

Here’s an income by city comparison calculator with statistics such as average income by city and median income by city for the United States in 2026. It includes data for 239 metro areas, plus a catch-all for everywhere else. You can compare or filter on either household or individual income. Income percentile by city calculator Enter an annual income to see how it compares in various metro areas in the United States. If you click or tap in the […]

Health insurance is one of the biggest questions standing between you and leaving your job, and for a lot of families, it’s the reason one spouse never does. In this episode, I welcome back Jordan Grumet, hospice physician, host of the Earn & Invest podcast, and author of Taking Stock, The Purpose Code, and his newest book, The Healthcare Heist. Jordan lost his father, a physician, when he was seven and made it his mission […]

Listen to the pod According to Moneybox data, one first-time buyer every 10 minutes got the keys to a first home in 2025. Brian Byrnes, Head of Personal Finance at Moneybox, explains what it takes and what is next for the Lifetime ISA. Brian Byrnes is Head of Personal Finance at Moneybox and has given evidence to the Treasury Select Committee on the Lifetime ISA. He joins host Sammie Ellard-King on The Money Gains Podcast […]

You do everything for everyone—and you’re good at it. That’s your light. It what makes you so successful. The shadow of that is that you’re simultaneously experiencing internal friction that shows up as nighttime racing thoughts, worrying about your kids, more tension than you’d like to admit, and a never-ending to-do list. It’s not you. It’s your brain. Specifically, your unmanaged brain. In this episode, learn why this is happening and exactly what to do […]

It’s taken five months to admit it, but I can no longer keep writing this website. I won’t do away with it, but neither will I regularly add to it. “Regularly” adding to it hasn’t been my thing lately, as readers have noticed. I’ve been too tired from my part-time retail job and my part-time freelance job, and I’ve had concerns about DF’s health. Recently I gave notice at the retail gig, and I’ve all […]

In this post are United States individual income brackets by age for 2026. You’ll also find average income by age, median, and top 1% by age. Individual incomes here are limited to Americans who worked (or wanted to work) in the calendar year. Incomes are gross (pre-tax) – and earned between January and December 2025. If you missed them: we also have research on household incomes and individual incomes. Individual income benchmarks by age in […]