We list 5 fantastic cheap countries in the world worth visiting on holiday, with recommendations on what to do and how to get there! The post 5 Best Cheap Countries to Visit in 2026 (Where £40 a Day is Luxury) appeared first on The Financial Wilderness.

This April Military Scholarship post is part of my ongoing Military Scholarships series. We’re really in the thick of the scholarship season now, which is both a blessing and a curse. It makes for a lot of work, but there are many wonderful opportunities and once they’re gone, they’re gone until next year. (Or forever,… | Read More… The post April Military Scholarships for Service Members, Veterans, Spouses and Kids appeared first on KateHorrell.

Last year I shared how my husband and I planned our budget for our first trip to Cuba. We followed up with our actual spending and how it compared with what we had planned. Here’s the next chapter: we’re planning to bring the whole family (including all six kids) for a return trip to Cuba soon. I’ll keep you updated along the way, we’ll start with the financial plan for our upcoming visit. I can’t […]

Photo by Alonso Reyes on Unsplash Cruising alone can be an incredible experience. You get to explore new destinations, enjoy onboard entertainment, and travel on your own schedule without worrying about anyone else’s itinerary. Unfortunately, many solo travelers quickly discover an unexpected expense known as the single supplement fee. Because most cruise cabins are priced assuming two passengers share the room, cruise lines often charge solo guests an extra fee that can raise the total […]

Basis in IRAs is a funny thing. It necessitates the Pro-Rata Rule, one of the least understood tax rules affecting financial planning. IRA basis creates all sorts of confusion, making traditional IRAs less user friendly.  Further, the value of basis in a traditional IRA is whittled away by inflation. Basis is generally the undistributed prior […]

I recently saw this video of Alex Hormozi where he talks about a speaking event he attended. At the event, the speaker wrote $1,000,000 on a large whiteboard. Then the speaker asked someone in the audience how much they make and they replied, “$50,000 per year.” So the speaker wrote $50,000 under the $1,000,000 and put a minus sign in front of it. Then the speaker said: Did you know that it’s costing you $950,000 a year to not know how to make $1,000,000 a year? The point of the story is that our largest financial cost isn’t our housing, food, or healthcare, but our ignorance on how to make more money. As someone who champions raising your income (instead of cutting your spending) to build wealth, I’m in full agreement. Growing your income is the most reliable way to have more wealth in the future. Every dataset I’ve seen suggests so.  But before we start growing our income, we have to believe it’s possible in the first place. I don’t typically discuss beliefs and mindsets because it’s too difficult to prove whether one belief leads to better outcomes than another. On the other hand, I also know from personal experiences that beliefs matter. Much of the success I’ve had as a writer comes from a single belief I had in early 2017—I can write one blog post every week. I’ve followed that belief for over 492 weeks in a row and it’s completely changed my life. I was reminded of this after reading Nir Eyal’s latest book Beyond Belief. In it, Eyal argues that beliefs aren’t fixed truths, but malleable tools we can use to our benefit. To determine whether a particular belief is helpful, Eyal challenges us to ask, “Is this belief serving me or am I serving it?” I loved this idea because it made me realize that many of our financial beliefs are either assets or liabilities. They either help us build wealth or hold us back. But, how do you know which is which? Beliefs that are liabilities actively harm you or prevent you from living up to your potential. Things like, “If I keep gambling, I’ll eventually win big,” or “I could never make $100,000 a year.” Believing such things could ruin your financial life. On the other hand, beliefs that are assets help you become your best self. Things like, “The best time to start investing is today,” or “I can overcome any financial difficulty.” Believing such things will help you improve your finances over time. This isn’t just conjecture either—academic research supports it as well. In an article from Avantis Investors, researchers explored the impact of “financial self-efficacy” (or the belief that one’s actions can influence the future) and found that it was a direct predictor of financial stability. As the study notes: We document a strong negative correlation between self-efficacy and financial distress. Individuals with high self-efficacy, measured earlier in life, are subsequently less likely to default on outstanding loans or

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As I go deeper into my decluttering journey, I’m finally ready to say goodbye to some items that survived my earlier decluttering efforts. When I recently went through a box of dress-up clothes and Halloween costumes, I discovered three old bridesmaid dresses from the 80s. It’s time for another Clutter Tale! The post Old bridesmaid dresses take me back in time appeared first on Boomer Eco Crusader.