Helping folks: Andrea’s just recently started back on the road to recovery from being unhoused. Can you help her with the car costs needed? Ankita has been through a terrible time: losing her father, battling illness, having her mother in hospital, and part of their house collapsed. Enough, universe! A Battle with My Blood. When […]

Now that we creep towards the end of the year, it’s often a time to reflect on what has been and what is coming. There are a lot of unknowns this time around as for what is coming in 2026, which is making financial choices somewhat more difficult. Plus some random stuff we are toying with lately. In short, a mixed post today! Random Stuff – Money Meetups Money Meetups We had our own FIRE meetup (and Bingo) on the 15th of November, and we were also invited to talk FIRE a week later on another gathering. That is a lot of money talk (and preparations & driving) for a couple of weekends. I think we did well, we got some pretty good feedback and motivated various people to progress with their FIRE journey. You’d think I’d be happy, and partially I am, but I’ve not had enough time to talk money on a personal level. It was a lot of transmitting, and very little receiving. As I want to keep learning myself too, I need sparring partners to bounce ideas back and forth. So, I’ve decided that I need to do things differently for me during upcoming meetups. I need to do less organising and more participating. Not sure yet how, but I will definitely need more help from other volunteers and speakers. In case you want to join in, let me or Mrs Hoefnix know (if you have not done so already! You know who you are.). Random Stuff – Box 3 Taxes Box 3 Trying to hit a moving target is difficult. Trying to come up with a solid Box 3 tax strategy for the coming years is nearly impossible. Real estate investing as we did in the past, is no longer financially interesting. We would like to sell the last property in our possession, so we get the chance to invest the money elsewhere. But the tenant is likely not going to go anywhere anytime soon. Perhaps a financial carrot will do the trick, but where is he to go afterwards? Exactly! Nowhere. Therefore neither are we with this investment. Only upside is that the house is becoming more valuable, but cash flow and return wise, it’s not that great but not a problem either! Remember: first world problems are also problems! For 2026, when the assumed return on investments is going to go up to 7,78%, we need to take a good luck at our portfolio and likely need to submit our real return this time. But since I have not had the change to look into this, I have many unanswered questions as to how this works for our investments (real estate specifically). Some will be easy, others not so much is my guess. Anyhow, homework to do (likely over the Christmas holidays)! An update already?! I initially wrote this post on Tuesday already, and Thursday there was some news about changes not going forward for Box 3. Which is great, but it shows

Let me be the first to wish you a Merry Christmas! I’m going to keep this (relatively) short and simple since most of you have seen a similar offer in prior years and know what’s going on. This post announces our annual Black Friday/Cyber Monday Sale on the Millionaire Money Mentors (MMM) membership. If you want to pass on reading this post and just get the details of the sale, follow that link and you’ll […]

Gratitude is often talked about as a simple, feel-good practice, like saying “thank you” more often or counting your blessings. But living a life centered around gratitude is much more powerful than that. It’s a mindset shift that rewires your brain to focus on the positive, helping you feel happier, less stressed, and better able … Read more

    Anyone who knows me, knows that I am always trying to come up with creative ways to give the best gifts for the least amount of effort! HA You could say I’m a lazy gifter with the need to be seen as a good gifter. hahaha One of my favorite things to giveKeep Reading 10+ Easy & Impressive Cash Gift Ideas for Teenagers was originally published on WhatMommyDoes.com

As Thanksgiving 2025 approaches, there’s something magical in the air. The crisp autumn breeze, the scent of pumpkin pie, and the sound of laughter around family tables all remind us of one powerful thing: gratitude. This season isn’t just about the turkey, football, or even the shopping deals that follow. It’s about slowing down, reflecting on what truly matters, and appreciating the people and moments that make life meaningful.

How do you get ordinary people to achieve extraordinary results? Mary Kay Ash built a two-billion-dollar company by solving that specific problem. After watching men she trained get promoted above her for double the salary, she quit to build a company based on a radical idea: meritocracy. Public Release: December 2. Members have access now.Join us. This episode breaks down how she did it. You’ll learn her twenty-three leadership lessons, why pink Cadillacs outperformed raises, […]

MariBank customers moved over $1 billion into Mari Invest SavePlus in just two years. If you’ve seen it in your app, you’re probably wondering if it’s worth using. I’ve been using it with 5 figures since 2024. Here’s what you need to know about the instant withdrawal feature and whether it works for emergency funds. […] The post Mari Invest SavePlus Review (2025) appeared first on Turtle Investor.