We just turned the calendar over to a new year. For this post, I thought it’d be fun to share my favorite Amazon finds from last year. The post A LIFE ON A DIME’S 2025 FAVORITE AMAZON FINDS appeared first on a life on a dime.

The Canadian asset allocation ETFs continue to shine. And their popularity continues to surge. In fact, iShares all-equity asset allocation ETF, ticker XEQT, is now in the top ten for Canadian ETF holdings. There are legions of fans who are entirely devoted to this wonderfully simple and effective ETF. “Just XEQT and chill” they chant. It’s all they need to reach their goals. If they’re in the accumulation stage with high risk tolerance, they are […]

Baked to chewy, slightly gooey perfection, these low-carb brownies deliver the decadence and satisfaction you crave from a classic brownie (with no sugar in sight)! Savor the velvety, rich chocolate flavor.  What can I expect?  Expect a convincing brownie dupe. The texture is soft and chewy. The chocolate is rich. You’d never guess these brownies are sugar-free and healthy!  You won’t find any sugar in this recipe, but you will find coffee! Why? Coffee decreases our taste buds’ sensitivity to bitter flavors while enhancing how we perceive sweetness. As a result, there is no mocha flavor, only an enhancement of the decadent flavors you look for in a classic brownie.  Are Chewy Low-Carb Brownies Healthy?  Let’s look at the main ingredients:  Coconut oil  Eggs Almond flour Cocoa powder Unflavored gelatin powder Sugar-free chocolate chips Unsalted butter Cream cheese Milk Coconut oil, eggs, almond flour, cocoa powder, and unflavored gelatin powder are natural, nutritious foods. Each has its own health benefits which you can find out more about here.  But what about butter and cream cheese? What about the added milk? Is dairy healthy?  Here’s what we know. Dairy is full of vitamins, minerals, protein, and natural fat energy. But if everyone consumed dairy all of the time, dairy farming would become abusive and unsustainable… Let’s be mindful of our dairy intake. Buy dairy that comes from pasture-raised cows and limit consumption. Sugar is what makes food unhealthy.  Add 397g of sugar (33g/brownie) to this recipe and you’re looking at heartburn with an energy crash. (And you’ll be scouring the pantry for your next sugar snack within the hour.)  Substitute the sugar for a quality sugar alcohol, and this dessert becomes nourishment. The ingredients provide vitamins, minerals, and long-lasting energy.  Enjoy these chewy low-carb brownies knowing they support your well-being. Learn more about eating less sugar here. Chewy Low-Carb Brownie Tips 1. Use room temperature ingredients.  For easy mixing and quick preparation, let all of your ingredients sit out and come to room temperature before you begin to bake. This helps prevent the batter or icing from becoming lumpy or overworked, ensuring your brownies turn out soft, chewy, and scrumptious.  2. Avoid overmixing the batter.  When it comes to making brownies, you want to make sure to combine your ingredients just until they are smooth. Continuing to mix will only result in dense, tough brownies, and we definitely don’t want that!  3. Add nuts. 

My Sweet Retirement Best Fixed Deposit in January 2026 Below are the best fixed deposit rates in Singapore in January 2026. In January, the effective interest rates of Singapore T Bills and Singapore Savings Bond had slightly recovered from its downtrend. The latest issue … Best Fixed Deposit in January 2026 My Sweet Retirement

Invest Like a Woman and Become a Millionaire by Investing Want to know the secret to building wealth as a woman investor? Here’s a surprising truth: women outperform male investors by 0.4% annually, according to Fidelity’s research on over 5 million investors. Yet despite this proven success, 58% of women report lacking confidence in their investment decisions. If you’re ready to overcome investment anxiety and start building real wealth—this guide reveals the exact investment strategy for women that has helped countless female investors achieve millionaire status by retirement. As a former portfolio manager and university finance instructor with decades of investing experience, I’ll show you why investing for women beginners is simpler than you think, and how you can start today with a proven, low-stress approach that actually works. Contents Toggle Invest Like a Woman and Become a Millionaire by InvestingKey Takeaways: Investment Strategy for WomenWhat is the Best Investment Strategy for a Woman?6 Investment Tips for Women BeginnersWomen, Become a Millionaire in 25 Years of InvestingAsset allocation secretsWomen Investing ResourcesFAQHow to Start Investing for Women RoadmapRelatedSources:  This article may contain affiliate links which means that – at zero cost to you – I might earn a commission if you sign up or buy through the affiliate link. Key Takeaways: Investment Strategy for Women In this comprehensive guide, you’ll discover: Why women are naturally better investors – and how to leverage your strengths for maximum returns. The simple 6-step investment strategy that beats 80% of professional fund managers (without the complex jargon). How to become a millionaire by 65 – starting at age 40 with just $1,236 per month in strategic investments. Best investment tips for women beginners – including exact fund recommendations with fees under 0.05%. How to invest with confidence – even if you’ve never opened a brokerage account before Asset allocation secrets – the 60/40 portfolio strategy that generated 8.66% average annual returns over 97 years Free tools and calculators – to help you start investing today, no financial advisor required Bottom line: You don’t need to be a finance expert to build lasting wealth. Women who follow these proven strategies consistently outperform men—and I’ll show you exactly how to start investing for women in 2026 with confidence and clarity. What is the Best Investment Strategy for a Woman? Long term, investing in the financial markets is a brilliant way to build wealth. Investing in a diversified portfolio of low fee index funds, in line with your risk tolerance, leads to long term wealth. Although female investors might lack confidence in managing an investment portfolio, women’s past investment performance typically surpasses that of their male counterparts. Simple investment strategies like passive index fund investing, outperforms active trading and attempting to time the markets. Women investors, striving for financial security benefit from creating a financial plan and understanding investment history. Women who understand investment history, gain confidence and are less likely to flee the markets after the occasional stock market

 The month of December 2025 as ended and it was quite the month!  On December 10, the Bank of Canada decided to keep the interest rate at 2.25%. This seems to indicate that inflation is under control and kept near 2%. It seems cost keep going up at the grocery store month after month.  The telecommunication companies seem to be increase the price of their services.  I had increases on both my internet and cell […]

An All-Inclusive Wildlife Park is an amazing way to get your children to see and interact with animals that you normally have to fly to far-off regions. Here’s a guide on what you can do on a day pass and a guide to the Tanganyika Wildlife Park experiences. I visited this park, and it had been such a fun day, so I went back a second time!  Thanks to Visit Wichita and Tanganyika Wildlife Park for hosting me! Tanganyika Wildlife Park Information Address: 1000 S Hawkins Ln, Goddard, KS 67052 Note that Tanganyika is located in a residential neighborhood, but there are some signs by the road that direct you to where the park is.  Hours: Seasonally from 9 am to 4 pm.Note: The park closes during winter, starting November 16 or anytime it goes below 55°F. Members (annual pass holders) can go see the animals if it’s over 55°F and if the park has enough staff.  Lemurs at Tanganyika Wildlife Park How much do tickets cost at Tanganyika Wildlife Park? Cost can be a significant factor to consider when it comes to Tanganyika. However, if you plan carefully, you can get amazing value for your money while learning and exploring at the same time. Prices can change, but when I visited, it cost $100 for the entry-level day ticket at Tanganyika.  What’s Included in the Tanganyika Wildlife Park Day Pass? The Day Pass includes entry to the park, all food and drinks, and select wildlife experiences. If you get there early, at opening time (9 am, unless otherwise noted on their official website), you can grab breakfast items, as well as a drink. Unlimited fountain drinks, lemonade, and iced tea are all included with your entry fee; just grab a cup and fill it up from the machine. The park serves Coca-Cola products.  Food and drink are served buffet-style, where you can grab items from the counter, and you can eat as many items as you wish. Want to do breakfast, lunch, and a snack before you leave the park? It’s all included in your ticket!  What wildlife experiences are included in my day pass? The list changes, but as of October 2025, the experiences include giraffe feeding, lemur feeding, kangaroos, and walking about in the park and seeing the animals. Grab a map when you check in to see which animals are in the park, and if there are any meet and greets or ranger experiences on the day you visit. The park does not force the animals out for the meet & greets, so you may meet fewer (or more) animals during your meet

This is what dividend investing is all about!  Investing in dividend stocks allows YOU to earn dividend income, the best passive income stream!  Bias, you better believe it. Time to dive into Lanny’s November 2025 dividend income results!  Were records set?  Almost to financial freedom?  One day and one month at a time! (adsbygoogle = window.adsbygoogle || []).push({}); Dividend Income Dividend Income is the fruit from the labor of investing your money in the stock […]