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In a world where AI can generate all kinds of content with a few clicks, the importance of writing as a life skill and valuable craft is often trivialized. Today, I reflect on why I write and urge all writers to do the same. The post Why I write in 2026 – It still matters appeared first on Boomer Eco Crusader.
Do you want to know how you are doing relative to your peers financially? Then this is the article for you. The Federal Reserve recently released its 2025 Survey of Consumer Finances, the gold standard of wealth data for American households. I’ve decided to take this data and calculate the average net worth by age so you can get a better handle on how you stack up financially. Of course, we know that “comparison is the thief of joy,” but this doesn’t mean that benchmarking can’t be useful. This is especially true when it comes to benchmarking your wealth, something that is still taboo to discuss openly. And since it isn’t discussed, most people can only infer how they are doing by looking at what people buy as a signal to their wealth. Unfortunately, this isn’t the clearest picture of someone’s finances. This is why we must rely on aggregated financial data (i.e. net worth). More importantly, we must break this net worth data down by age for it to be useful to us. Why? Because age is positively correlated with how long you’ve worked, which is positively correlated with your savings and wealth. After all, would it be fair to compare the wealth of someone with three decades of work experience against someone who just graduated from college? Of course not! Though that older person probably has more money, the younger person has more time (which can be used to create money). This is why comparing net worth by age is essential if we want to have a better understanding of our financial well-being. But, before we dig into the data on net worth, let’s do a quick refresher on what it shows and how to interpret it. What is Net Worth? Net worth is the total value of an individual’s assets minus their liabilities: Net Worth = Assets – Liabilities In other words, it’s everything you own (i.e. house, car, bank accounts, stocks, ETFs, rental properties, etc.) minus everything that you owe to others (i.e. credit card debt, student loan debt, mortgage, etc.). After netting the differences, we get a financial measure that we can use to compare across households. One other thing to note is that all of the net worth figures used in this article are inflation-adjusted to 2025 dollars. This means that I am showing real dollar changes when showing any year before 2025. With that being said, let’s look at the average net worth and why this measure has its limitations. What is the Average Net Worth (and What Are its Limitations)? The average net worth of U.S. households in 2025 was $1,231,997. This is an inflation-adjusted increase of $72,550 (6%) from the average net worth of $1,159,447 in 2022. If these figures seem high to you, it’s because they are. The typical American household is not walking around with $1 million in wealth. The problem with the average net worth is that it tends to be heavily skewed by outliers (i.e. the superrich).
Kinsta Premium WordPress Hosting Review – is premium wordpress hosting worth it? The post Kinsta Review: Is Premium WordPress Hosting Worth It? first appeared on Captain FI.
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Christmas shopping gets expensive fast. Between presents, stocking stuffers, gift exchanges, and those last-minute purchases you forgot to budget for, it’s easy to spend hundreds more than you planned. And somehow, even after spending all that money, you can still feel like you haven’t bought enough. But here’s the good news: You don’t have to spend a fortune to give great Christmas gifts. You just need to know a few shopping tricks. From stacking cash-back […]
How long to introduce a Parking Code of Practice After seven years of waiting, the Government is finally laying its new Private Parking Code of Practice before Parliament on 20 October. Yet the Parking (Code of Practice) Act 2019 received Royal Assent on 15 March 2019, more than seven years ago! The code will apply in England, Scotland and Wales. The key points are: Motorists will have their Parking Charge Notice cancelled where they can […]
A year ago, I joined my wife for a brunch with an old friend from college. He brought along a friend, a warm acquaintance of my wife’s, and we sat an indulged good food and excellent conversation. At one point, during a natural turn in our conversation, the acquaintance asked me if I ever thought about what comes next in life. I think about it all the time. This led to an invitation to join […]
The Anti-Life Equation made its debut in this issue. Image source: Price Charting This post includes affiliate links. If you purchase anything through these affiliated links, the author/website may earn a commission. In the vast multiverse of comics, few figures stretch the imagination like abstract comic characters, beings so powerful and conceptual that they transcend physical form, morality, and even storytelling logic. These entities aren’t just characters; they’re plot devices that embody ideas like creation, […]
The basic cost of living in some cities, like New York City, is almost double the $7.25 minimum wage. Double. How can anyone survive like that? Well, thanks to technology, you don’t have to. More and more people are adopting the concept of “location independence,” or working remotely from anywhere. You don’t have to suffer the high costs of living in places like Manhattan or Orange County if you have, or can establish, a remote […]
Buy now, pay later has made borrowing feel like just another way to pay. My experience with a 28.8% interest rate made me take a closer look.
Every month since 2017, I have written an article about the slow and steady growth of our passive income. Several years ago, I added some of my annual goals (New Year’s Resolutions) in a separate article. In the last couple of years, I’ve combined them into one monthly post. Goals for 2026 I put all my goals in a spreadsheet that I stole borrowed from Retire By 40. Here’s what it looks like for this […]
The Canadian Financial Summit kicks off this week. Kyle at the Summit puts it this way – This Virtual Summit will cut through the fog of confusing financial jargon and build the confidence needed to seize control of your personal finances. Each speaker will pull back the curtain on their unique area of expertise. With their actionable advice and attention-grabbing speaking styles, these experienced Canadian gurus will help take your money game to the next level – […]
Looking for new bank promotions in Canada? Here are some of the Canadian bank account promos available and their caveats! Some of these new account bank promotions come on more regularly than others. For example, the iPad promotion from the Royal Bank of Canada (RBC) … Read moreCanadian New Bank Account Promotions October 2026 (FREE iPad or $400 Cash) The post Canadian New Bank Account Promotions October 2026 (FREE iPad or $400 Cash) appeared first […]