And it’s so easy to fix. Sellers dream of a bidding war. Two people going at it, outbidding each other, not wanting to lose. At some point, they don’t even realize how high the price has become, and the winner — if you can call them that — severely overpays for the item. Great for the seller, though! Some items are prime for a bidding war An original Jackson Pollock. Superman comic issue #1. Babe […]

In the ever-evolving landscape of cannabis products, THCA (tetrahydrocannabinolic acid) has been gaining popularity for its unique properties and therapeutic potential. Unlike THC, THCA is a non-psychoactive cannabinoid found in raw cannabis. When heated (via smoking, vaping, or cooking), it converts to THC—the compound responsible for the “high.” But in its raw form, how are thca offers distinct benefits, particularly for those looking for wellness support without the buzz. As the market grows, so does […]

A friend texted me the other day with a question that might sound familiar: “Bob, beyond tithing, how do you decide where to give? I’ve got a friend fundraising for a mission trip, an invitation to a charity breakfast for prison ministry, and I just met someone raising money for a youth organization. They’re all […] The post How to Decide Where to Give (When You Can’t Say Yes to Everything) appeared first on .

Artificial intelligence technology promises to reshape our world, but at what environmental cost? As AI models grow increasingly complex, they consume massive amounts of energy, water, and computing resources. The AI industry already accounts for an estimated 2.5-3.7% of global greenhouse gas emissions, exceeding the aviation industry’s carbon footprint. Today’s most forward-thinking AI companies are […]

A few weeks ago, my Google account gave me the good old “Your Gmail storage is 96% full” warning. I had been toeing the line at 95% for the last year or so, but it finally crept over, and it was time to do some spring cleaning. Thankfully, Google has a good storage cleanup tool, and it was easy to figure out that the majority of the problem was coming from 15+ year-old attachments from when I was running several businesses out of that account. As I began my Gmail cleanup process, I started reading old emails from when I was first getting started in business in my early 20s….and boy…that is when the fun began! Because the person in those emails was NOT me. Or was it me? Ok, fine, it was me! But the point is that I don’t even recognize that person anymore. Who was this clown from the emails? That clown, my friends, was ME. The Past Version of You After reading through my old emails for a bit, I realized just how much I have grown not only as a communicator but as a person. You don’t see it day to day. But when you look back at your email from nearly 20 years ago, you can see it plain as day. Day-to-day, that growth is so small, so minuscule, it doesn’t even register. But compound that over 20 years, and it amounts to a lot. More communication experience. More work experience. More life experience. And the person you become over time is so different from where you started that you won’t even recognize who you were. Growth Starts ONE Day at a Time TODAY, you may not have any experience doing what you REALLY want to be doing. Be it managing your investments, getting fit, or doing your dream job. But small incremental gains DO add up. To grow into the person you want to be, you have to start somewhere. You may feel like a clown at first. You may know nothing about what you are about to get yourself into. But it shouldn’t stop you from taking those daily steps! 20 years ago, I was a kid with dreams. I was throwing stuff at the wall. My emails look insane to me now. But ya know what? I grew into the person that I wanted to become. So just start. Whatever it is you have been holding off on. Start. Whatever it is you are scared of. Start. We are all clowns at the beginning. That is entirely the point! In 5,10, or 20 years, you will look back at yourself and you won’t even recognize that person! More from Accidentally Retired Are You Adding OR Subtracting Stress From Your Life? Never Start From Scratch The Hidden Trap in Your Mind The post You Won’t Even Recognize That Person first appeared on Accidentally Retired.

Funding life between “I quit” and age 70—without gutting your portfolio Retiring before your first Social Security check arrives can feel like stepping off a pier and waiting for the tide to rise. Each year you wait to claim your benefits can boost your payments by roughly eight percent, plus cost-of-living adjustments, until you reach age 70. Postponing benefits to age 70 offers you one of the best inflation-adjusted “yields” in retirement finance​. The challenge […]

bring manufacturing back USA Lately, I have found myself in an uncomfortable place when it comes to writing. I’m closing in on 3,000 articles over almost 20 years—there aren’t a lot of new areas of personal finance for me to cover. I get a lot of my inspiration from the news because that’s always evolving. However, when it comes to news and personal finance nowadays, the biggest story (really the only story) is tariffs. I […]

From the earliest days of Monevator I’ve betrayed a soft spot for income investing. My 2008 article at the end of that link doesn’t claim pursuing income will beat the market. But I did suggest it might be a mental better fit for some people in retirement.You discount psychology in investing at your peril. .memberful-global-teaser-content p:last-child{ -webkit-mask-image: linear-gradient(180deg, #000 0%, transparent); mask-image: linear-gradient(180deg, #000 0%, transparent); } This article can be read by selected Monevator […]