The Hilton Honors Business American Express card is a US based credit card. Hilton Honors Business Amex Welcome Bonus Right now there is an ‘enhanced’ Welcome bonus, instead of 130,000 Hilton Honors Points on a $6000 spend within the first 6 months of account opening, … Read moreHilton Honors Business Amex Review The post Hilton Honors Business Amex Review appeared first on Genymoney.ca.

🎙️Episode #461 – Ever wondered why a bank denies you even when the deal looks great? Discover the hidden underwriting rules behind most loan rejections… The post Why Most Investors Get Denied for a Loan (and How to Fix It) appeared first on Coach Carson.

The other day, we were playing That Escalated Quickly, in which one player would pick a question card, the other players would pick out a number card from 1 to 10 and come up with … Read more

By Earl Owens | Read Time: 12 Minutes Look, I get it. You’re staring at your $120k corporate gig, feeling the blood pressure climb with every late-night email, and wondering if there’s a way to bail without torching your family’s health coverage or dipping into your Freedom Fund too fast. I was right there two years ago—49 years old, three kids under 8, a wife grinding at a job she actually likes, and a net […]

There’s a big chance that you’re currently not satisfied with something in your life. What’s something you feel like you’re lacking? More money? A rich social life? Being happily married? The freedom to travel the world? Even if you’re satisfied with your life today, there must have been a time when you were not. And at some point, you will probably feel like that again. I’ve had that state of mind many times. In fact, […]

Happy Thanksgiving, everyone! Wow, 2025 has been a tumultuous year. Life has been pretty crazy at the RB40 household as well. RB40Jr started high school, Mrs. RB40 retired, the Retire by 40 blog circling the drain, aging parents dealing with health problems, kitchen remodeling, increasing cost of living, and more. Life can be overwhelming sometimes, but we all have to soldier on. Fortunately, it isn’t all doom and gloom. I have a lot to be thankful for as well. Thankful life Health – Mrs. RB40 and I are in our early 50s. We have some health issues, but we’re relatively healthy. We still go hiking and enjoy the outdoors. Unfortunately, our parents are getting older, and we are seeing how declining health erodes their quality of life. That’s why we need to enjoy life to the fullest while we still can. RB40Jr is a good kid – RB40Jr started high school, and he is adjusting very well. He joined the debate team, the Ultimate Frisbee team, and the racquetball team. He is getting along with everyone, and he is doing well academically. It’s pretty amazing to see our son growing up. I am very thankful he is not getting into any big trouble. Net worth hits an all-time high – The economy has been extra chaotic this year, but I can’t complain because our net worth is at an all-time high. It’s crazy to be doing this well when so many people are struggling. Life seems more difficult for working people than ever. This is why everyone needs to start investing when they’re young. All in all, life is good. I have a duck thawing in the fridge with a bottle of prosecco next to it. Mrs. RB40 will figure out the sides. We’ll cook a little feast to celebrate this crazy year. I hope you are having a good week as well. Happy Thanksgiving! The post Happy Thanksgiving 2025! appeared first on Retire by 40.

Here is a guide for free or cheap outdoor things to do in the Madison, Wisconsin area from someone who has visited Wisconsin multiple times. These will be perfect activities to do during spring, summer, and even early fall, when the weather is nicer, based on my experiences when visiting during late summer.  Harry Vilas Zoological Park and Gardens Address: 702 S Randall Ave, Madison, WI 53715Hours: Daily 9:30 am to 5 pm  Madison is home to a free zoo! This zoo is a perfect place to visit for families on a budget. This zoo is of a decent size too, with plenty of animals and habitats to see and explore. Parking is free, but spots are limited right in front of the zoo. The zoo is located inside a big park complex, so weekends are hectic for both the zoo and the park.  Even though there are obvious enclosures and fences in some of the habitats, you can still get fairly up close to the animals. One of the best parts of the zoo trip was hearing the lion roar.  For the ultimate family trip, rent bicycles and cycle around the park where the zoo is located—more on that in the cycling section below.  Other Wisconsin Trip Ideas: Ultimate Shopping Guide to Sheboygan Wisconsin 4 Free Things to Do In Downtown Madison, Wisconsin 3 Best Things to Do in Osseo Wisconsin Finding Rascal by Sterling North in Wisconsin Saturday Market at the Square (Dane County Farmers Market) If you’re in Madison on a Saturday in summer, you’re in luck. The biggest farmers’ market in Wisconsin is downtown. This is a strictly outdoor market, so if the weather changes, some stalls pack up and leave early. Best to arrive early for the best selection of produce and other goods. All the goods are Wisconsin-sourced, nothing is made in China here! It is a very popular event for locals and tourists alike to visit, and you’ll find yourself walking with the crowd around the Capitol.  Royal Thai Pavilion at Olbrich Botanical Gardens Olbrich Botanical Gardens Address: 3330 Atwood Ave, Madison, WI 53704Hours: Daily 10 am to 6 pm Rarely has there been a garden more accessible and beautiful

I will be honest, I can’t remember my last hearing aid update. So I’m going to recap what all has happened and then tell you where I’m at now… Recent History I’ve known I needed new hearing aids for a little over a year now. The ones I have used for the last 3-4 years, also can’t remember, were not strong enough. And one of them stopped holding a charge for more than an hour. Became unbearable. In August, I went to Sam’s Club and got a hearing test. And priced their hearing aids. Audiologist there referred me to an ENT after a plethora of tests indicating some unusual disconnects. In September, finally got in to see an ENT. They required me to meet with their audiologist before meeting with the doctor. The two tests showed exactly the same results, with the questionable disconnects. After doctor did some additional tests, he indicated that there is damage to the bones inside my ears. And that I could have surgery to repair them. But it wouldn’t restore my hearing, I’d still have to hearing aids for the rest of my life, but it would slow down the progression…maybe. I quickly opted out of the surgery option. I met with their audiologist again and ordered the recommended hearing aids. But they would take a month to come in…so they graciously loaned me a pair for Beauty’s wedding. New Hearing Aids After I returned from Georgia, I got my new hearing aids. They were $4,600. The latest and greatest. They were one step down from the ones they had let me borrow. I wore them for 29 days. I had 30 days to test them. Overall, they were good. I could hear great, even in restuarants which I haven’t been able to hear in for almost a decade now. HOWEVER… At church and music concerts, no matter the volume or program, they had a staticy white noise, that hurt my ears. Nothing I tried would stop it. So I ended up having to turn them all in those situations. At a check in, about two weeks in, I shared the experience with the audiologist and she was going to work with the manufacturer to figure it out… I never heard back from her. So I returned them 1 day before my review period ended. I will get a full refund. More New Hearing Aids The same day I returned them, I went to see the initial Sam’s Club audiologist. I trust him. Told him my needs. And said I just don’t want to spend that kind of money for something that I am already having trouble with. Now I am wearing a pair of $2,000 hearing aids, with a $250 upgrade to have rechargeable batteries. And I have until February to see if they do the trick… It’s a process. But I want to spend the least to get what I needed. And I’m willing to test them out until I find the right