Personal Finance Blogs
Featuring the Best Personal Finance Blog Articles
Today's Personal Finance Articles
View articles only on the topic you search below.
Summary Welcome to our annual spending post! Our total spend for the year of 2024 was £30,740. For context, this is for 2 adults plus a three/four-year-old and a newborn as of July, living in the UK! If you’ve been following our monthly spending posts, you’ll know the story. We’ve managed to stick to our frugal instincts in many areas, but are also quite disappointed not to have managed a lower total spend. Especially considering we’re now living mortgage free. This is mostly down to the increased living costs in the UK since we moved away, combined with costs of setting up a home from scratch. We’ve also consciously made some decisions to increase spending on buying quality items. See below for a more detailed breakdown of our 2024 spending. We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment/misc category. CategoryAmount Housing£8,496 Food£6,882 Transport£3,605 Entertainment/misc£11,757 Total£30,740
WiseStacker Trade Alert – Why I Buy This AI Agent Infrastructure Project Trade Alert – Why This Is The Best AI Agent Infrastructure Project At the moment, ‘AI agents’ dominate the narrative. I’ve explored this space in this post, like my investment in Virtual Protocol. In recent weeks, I kept looking for more infrastructure-type investment opportunities within the AI agent landscape. I see myself as an investor, not a speculator. As such, I’m […]
Another year, another set of goals! I’ve got a lot of goals both lifestyle and financial for the coming year. I haven’t updated my FI target for inflation as the inflation calculator hasn’t updated for 2024 yet. Non-financial Goals Financial Goals
Time to take stock and reflect on the past year as a whole! Non-financial Goals Financial Goals
Whew! Another year has gone by so fast. About time I reflected back on my progress over the past year! Net worth total at the end of December 2024: $823,441Change since August 2024: gain of $40,903Total assets minus estimated tax owing: $787,356Progress towards NEW adjusted target of $2.6million in 2024 dollars: 30.2%Equivalent to an estimatedContinue reading “2024 December Review”
Click here to read the Captain FI Net wealth update for Q1, 2025. The post Captain FI Net wealth Update Q1 2025 first appeared on Captain FI.
When I was 17, just before my final year of high school, the Painted Cave Fire consumed over 600 structures, including our family home. First lesson in impermanence. As I watch the destruction and suffering associated with the Palisades Fire in LA, I track those friends and family under mandatory evacuation, while still others spend sleepless nights with the flames visible from their homes. Ash is raining down twenty miles away, while the air at […]
The standard 457(b) contribution limits (also known as elective deferral limits) are below for 2025 and prior years. Note that you cannot put in more than 100% of your includable compensation, so that’s your max if that is less than the limits below. 457(b) Contribution Limits Year Normal Limit Age 50+ Catch-Up Ages 60-63 Catch-Up 2025 $23,500 $7,500 $11,250 2024 $23,000 $7,500 2023 $22,500 $7,500 2022 $20,500 $6,500 2021 […]
How to prepare for a natural disaster should, unfortunately, be on everyone’s mind. We are living through climate change and that means stronger hurricanes, stronger wildfires, longer drought, and a higher likelihood of things like crop failure and port closures. It’s not fun to think or talk about, but it’s essential that everyone has a […] The post How to Prepare for a Natural Disaster: The Things Everyone Should Have At Home appeared first on Bravely Go.
You might just be reading this post on your first day’s back in work after the new year. You might be relaxed and still in festive spirits – or more likely you are dreading the rat race, the dead end job, the teams meetings, KPIs, and general gloom that is working world in 2025. If only there was an easy way to escape? These days, even the posh HENRY on Reddit have side-hustles to keep […]
Here’s a nostalgic reflection on our longest family road trip to our cherished neighbor, Malaysia, during the June school holidays. We spent months planning this family adventure, and it truly felt like a once-in-a-lifetime experience. Our kids loved it so much that we might make road trips a regular occurrence, as they are much easier to plan than flying to other destinations. Throughout this incredible journey, we traveled over 1500 km and visited some amazing […]
If you work for an employer with 100 or fewer employees, they may offer a SIMPLE 401(k) plan instead of a Traditional 401(k) or a Roth 401(k). (If you’re curiouse, SIMPLE stands for Savings Incentive Match PLan for Employees.) SIMPLE 401(k) employee contribution limits are lower than with the other types of 401(k) plans. In general, the amounts you can choose to contribute to a SIMPLE plan as an employee are: Year Normal Limit Age […]
I’ve started getting a lot of free food with mystery shops just a couple months ago and they’ve been one of my favorite side hustles to do lately. I’m a pretty frugal person and don’t spend much money eating out. But these mystery shop opportunities have allowed me to enjoy eating out and focus on my experience as a customer! I’ll be updating this article as I find more platforms that I have success it […]