I’m going to do the shares v property reflection in one post this year. As always, a warning that there is a lot of maths ahead! The property valuation has bounced back to 2022 levels after a bit of a slump in 2023. But interest rates continue to wear me down! Without further ado –Continue reading “Reflection: Property and Shares 2024”

Send us a text Join us on Average Joe Finances as our guest Darius Ross, a seasoned entrepreneur with over 30 years of experience. Darius shares his serendipitous entry into entrepreneurship, his experiences with real estate investment, consulting for equity, and the creation of educational materials from his many business lessons. He emphasizes the importance […] The post Podcast 288. Transformative Leadership and Business Strategies with Darius Ross appeared first on Average Joe Finances.

                         The month of January 2025 is another month of dividend income landing in my accounts.  Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings.  The investment portion is going to my TFSA. Any money left […]

The next regular military payday is Friday, 28 February 2025.  Your pay will be available for use on that day, or earlier if your bank or credit union credits your pay before you actually get it. USAA Military Pay Date USAA credits military pay deposits TWO business days early. That means that USAA members should… | Read More… The post When Is The Next Military Payday? appeared first on KateHorrell.

Which generation is better off?   Are millennials worse off than their baby boomer parents were at their age? Both generations have had economic adversity, but what does that data say? Which generation is better off at age 35?   […]

Consider MYGAs instead of CDs MYGAs are good annuities.  Good annuities also include SPIAs and QLACs. They all have similarities, but first, you must buy them rather than being upsold for a product with a higher commission. Good annuities are […]

Birthdays are such special milestones, but they don’t have to come with a hefty price tag! Over the years, I’ve planned plenty of fun and memorable celebrations, and I’ve learned that the best frugal birthday party ideas are often the simplest. When my kids were little, often times, we skipped expensive venues and instead threw budget-friendly parties at home, complete with homemade cakes, delicious food we made ourselves, and fun games that kept everyone entertained. Those celebrations […]

We “needed” to get a prenup. I knew this much from the finance-laden world I swim in. I can recite the reasons why: “Think of it like marriage insurance. Just like you hope you never get in a car accident, but you always have insurance anyway.“ “You already have a prenup. It’s just written by the government, […] The post Confession: I Almost Didn’t Get a Prenup first appeared on Financial Mechanic.