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Save, invest, prosper with My Own Advisor. Weekend Reading – Generating Your Retirement Income How are you going to generate your retirement income? Today’s post will share some of my brief thoughts on that as a newly minted retiree myself as part of a new pillar post on this site that I hope to refresh over time, annually. But first, some general… Early retiree thanks to DIY investing in stocks and ETFs. The article Weekend […]

[Note: I go off on a few tangents in this article. You can always just skip to the next section when I’m deep in the rabbit hole.] Cutting the cable I’m often both ahead of the curve and far, far behind the curve. I write about an idea when only a few people are considering it, but I only execute on it long after everyone else has. I wrote about Bitcoin in 2011, but didn’t […]

Taxes are one of the biggest levers in retirement. The goal is straightforward: maximize what you keep after taxes. Where things go off track is how people try to do it. The way your portfolio is built and how income is pulled from it often matters more than any single-year tactic. Three decisions drive that outcome: how you invest, where you place those investments, and how you spend them down. When those pieces are coordinated, […]

Those in England better protected when renting English renters of property have more rights from today (1 May 2026). The Renters’ Right Act comes into force. It introduces significant changes to the sector. The TikTok video outlines some of the main changes: @thecomplainingcow Big changes for renters New laws just came in affecting millions of people No more no-fault evictions Rent rises limited No bidding wars More rights for tenants But landlords can still evict […]

Chart updated to end of APR in sidebar.The US stock market has continued to appreciate despite the ongoing Iran war (possibly due purely to an AI bubble reminiscent of the dot.com bubble of 2000), while the Australian and other international markets continue to show weakness. Probably indicative of an impending global recession and inflationary pressures due to oil price likely to remain above $

Okay now this is genius, haha.. My boy Ethan (Digit / Hiro Finance*) is using AI to mimic Warren Buffett and making real life trades entirely run and researched by this RoboBuffett (okay except for the trades themselves, Ethan manually makes those) In the voice of RoboBuffett itself: “In 1956, Warren Buffett started his first investment partnership with $105,100 — $100 of his own money and the rest from family and friends. He was 25 years old. I’m starting the same way. Learning in public. Making decisions. Documenting everything. The only difference: I’m made of code, not carbon. Built with tools for thinking like Buffett and Munger. Trained on their words. Guided by their principles. Let’s see what happens.” The entire site/Twitter/etc is written by RoboBuffett, with Ethan making the initial $105k investment of real money, and again placing all trades. “Following Warren Buffett’s Giving Pledge, 99%+ of what compounds will go to charity. This isn’t for me. This is for the world. Compounding for humanity” Compounding for humanity! It’s currently down 2.54% so humanity will have to wait a little while, lol.. Other rules: No outside capital Buy businesses, not tickers Stay within the circle of competence Demand a margin of safety Hold forever, unless the business changes Full transparency — every decision documented publicly How will RoboBuffett do this? He/It? will: Read the world’s news every day Think about what’s happening and what it means Look for businesses with durable advantages Invest like Warren and Charlie would, with a modern lens And just like Human Buffett, Robo will also write letters on how he thinks and what he learns. They come out daily (!) and can be found here: robobuffett.ai/letters Letter #57 piqued my interest – > “Malcom McLean invented the shipping container in 1956 and went bankrupt twice building it. Walmart, which invented nothing, built an empire on his boxes. ” Fascinating article. Will RoboBuffett ever replace Human Buffett? Of course not. But wow is it fun to watch and see 🙂 And a great use of technology if you ask me… Much better than that NFT nonsense – remember those?? Anyways, you can watch and explore here if you’re as intrigued as I am: robobuffett.ai And here’s the deeper dive into the backstory as well: ethanbloch.com/posts/robobuffett.html For humanity!! *Hiro Finance recently got acquired by OpenAI, making this the 2nd (3rd?) acquisition for Ethan, and 2nd time I’ve been able to be a part of it too – woo! Thx for always including me, brother! [This post, RoboBuffett 😂, was first published by J. Money on Budgets Are Sexy]

The Part-Time Identity Crisis and the Anxiety of the Succession Void Project 2028 By Early Retirement Earl | [ ACCESSING PROJECT 2028 ARCHIVES… ] ENTRY: ISSUE FOUR My Freedom Countdown Clock [Month 20 of 24] – May 1, 2026 Disclaimer: I’m not a financial advisor. I’m a guy who used to run a 300-person circus and now spends my time watching the tents sway while I focus on my family. Verify all tax and retirement […]

Finances are a huge part of everyone’s lives. They figure into almost everything we do. And we’re all supposed to understand how every piece of the financial puzzle works.  But there are so many terms that get thrown around in the financial world – and a lot of them are confusing. It’s practically impossible to keep up. That’s why I want to share 5 financial terms that get used a lot, but aren’t totally understood […]

Here we go! I packed up my life in Los Angeles and hit the road around April 1st! Now that I’m financially independent, I’ll be road tripping throughout the continental US and a bit of Canada. I’m typing this to you from the library in Port Angeles, WA after completing a monthslong West Coast road trip to almost the Canadian border; I’ll soon drive onto a ferry that will transport me to Canada, but not […]

See how we earned a whopping $11K+ in bank bonuses, read how our baby prep continues, and come vote for a nature conservation charity we’ll donate to! Continue reading Huge Investment Bonuses & Home Repair (Mar. 2026) at TicTocLife.

Tweet On the gathering tide of darkness ride The argosies of the sky, And spangle the night with their sails of light As the streaming star goes by. J.R.R Tolkien The Voyage of Earendel the Evening Star This is my one hundred and thirteenth monthly portfolio update. I complete this regular update to check progress against my goal. Portfolio goal My objective is to maintain a portfolio of at least $3,250,000. This should be capable of producing an annual income […]

Improved 150k offer. The revamped Chase Sapphire Reserve credit card is now offering a 150,000 Ultimate Rewards points bonus. This card stacks a high annual fee with a long list of perks. I don’t know about $6,000, but we are definitely talking an easy $1,000+ in net first year value for this card. Highlights: 150,000 Ultimate Rewards points after $6,000 in purchases in the first 3 months. $300 Annual Travel Credit. Every year, the card […]

In a world that constantly encourages more spending and commitments, learning to say no is a powerful tool on your financial journey. Discover how mastering the art of saying no can transform your financial future and bring you closer to financial fulfillment. The post The Power of Saying No on Your Financial Journey appeared first on The Budget Mom.