Happy Friday! So I just released another expert interview with Adrian Smude (Lifestyle-REI.com), a mobile home investor and author, where we talk all about how to inspect mobile homes for real estate investors: In this expert interview, you’ll learn the ins and outs when it comes to how to inspect and determine repairs as a mobile home investor. During this in-depth session, you’ll learn directly from a seasoned mobile home investor who has built success from the ground up. We go beyond theory and dive into real-world tactics that Adrian uses every day to find profitable deals, inspect mobile homes accurately, and negotiate win-win terms with sellers. What You’ll Learn Proven Inspection Strategies: Discover step-by-step methods to spot hidden problems before they become expensive mistakes Repair Cost Analysis: Learn how Adrian estimates repairs quickly and accurately to profit confidently. Negotiation Secrets: Understand how to use inspection findings to create leverage in price discussions while keeping seller relationships positive. Red Flags vs. Green Lights: See what Adrian looks for when deciding if a mobile home is worth the investment. Deal Structuring Insights: Learn creative ways to structure win-win agreements and finance repairs efficiently. Real-Life Case Studies: Hear about actual deals, including how repair discoveries led to huge negotiation wins. Why It’s Different This isn’t another generic real estate talk. It’s a hands-on learning session with a mobile home investor who has walked hundreds of units, managed contractor repairs, and negotiated deals that turned $5,000 investments into $25,000 profits. The insights shared here are actionable from day one – designed by a mobile home investor and anyone serious about mastering mobile home investing. The Takeaway By the end of this interview, you’ll walk away knowing exactly how to inspect, calculate repair costs, and build profitable relationships with sellers – even if you’re new to mobile home investing. Don’t just watch another tutorial. Learn from a pro who’s already doing what you want to achieve. Are you ready to stop guessing and start investing smarter? Watch the interview and turn every walkthrough into your next winning deal. Happy investing! Support the Show: Buy Me a Coffee The post (Expert Interview) How to Inspect Mobile Homes for Real Estate Investors appeared first on Adventures in Mobile Homes.

Everywhere you look, AI is taking over day-to-day tasks, allegedly freeing up time for more important work. And while a lot of people use AI every day, it’s not always the better choice. In fact, it doesn’t even always save time. There are thousands of reports and stories about the latest versions of AI serving up incorrect information, giving harmful advice, and creating a huge mess when asked to come up with solutions for specific […]

Before the article, check out the latest on my podcast, Personal Finance for Long-Term Investors: On Apple Podcasts On Spotify On YouTube Now, here’s today’s article: Reader Brent wrote in last week: I probably need to read Bill Bengen’s book but I have a question about the 4% (or now 4.7%) Withdrawal Rule. Seems to be that a pretty conservative investment could get you a Return Rate of 4% (or even 4.7%) so is it correct in thinking that you are really only digging into the principal of your retirement savings for inflation? With that thought in mind maybe throwing a high % retirement savings in Laddered TIPS is the way to go since it accounts for inflation. Or have I got this all wrong? Brent – that’s a terrific and prevalent question. Retirees often hear “the 4% rule” and think, “Hmm – so, I just need to find an investment that returns 4% per year, and then I’m set for all my retirement?” I believe that most retirees (and plenty of financial professionals) do not understand the process, the data, the assumptions, or the results of “the 4% rule.” It’s built on assumptions. Those assumptions are understandable, but rarely applicable to our individual, unique lives. The data behind the study is “the best we can muster,” but still limited. All these assumptions above provide not just one outcome, but a spectrum of outcomes. Then, we take those outcomes and build a singular rule that skews ALL THE WAY to the conservative side of that spectrum. That is the 4% rule. Despite its apparent limitations and flaws described above, the 4% Rule casts a huge shadow over the world of retirement. We must zoom out and revisit first principles. How did we get here? We’ll gain a broader understanding of how to effectively apply the 4% rule (or another withdrawal rate) to our retirement scenario. Forget What You Know Epictetus once wrote, “It is impossible for a man to learn what he thinks he already knows.” Donald Sutherland?! So I want to ask you, at least for the sake of this article: please set aside what you know about the 4% rule. I want you to pretend you know nothing. We are going to build a “rule” from the ground up. What’s The Big Problem? The problem at the genesis of today’s article is familiar to many retirees: How much can I safely spend from my investments in retirement without running out of money? It’s a simple question, but the devil is in the details. The issue is that there are too many variables built into that simple sentence for us to solve all of them simultaneously. What exactly does “safely spend” mean? Will your spending change from year to year? How is your portfolio allocated among different assets? How long will

This post may contain affiliate links. If you make a purchase through one of them, I may earn a small commission at no additional cost to you. Please see my full disclosure policy for details. Paying off debt is a challenge we know firsthand. During college, I took out student loans to cover my education. Later, when Barb went back to school to earn her Master’s, she did the same. On top of that, we’ve […]

This post may contain affiliate links. If you make a purchase through one of them, I may earn a small commission at no additional cost to you. Please see my full disclosure policy for details. As a husband and father to four kids, including three in college and one in high school, I know how overwhelming life can get. With so many plates spinning at once, staying on top of our finances is a challenge. […]

Minimal BuJo Ideas For Beginners When you start a minimalist bullet journal (BuJo), the benefits go far beyond simple organization. A simple BuJo can help you clear your mind, stay focused, feel more in control of your life, and bring out your creativity. When I started my minimalist bullet journal, I had no idea where … Read more The post How To Start a Minimalist Bullet Journal (Including 7 Page Ideas) appeared first on Dividends […]

When markets crash, panic often takes center stage. Red charts, falling portfolios, and financial news headlines warning of “the next big collapse” can easily trigger fear. But for dividend investors, the key to long-term success isn’t reacting to every market dip, it’s mastering the psychology of staying calm. Dividend investing, by nature, rewards patience and consistency. Understanding how your mind responds during downturns can help you make smarter, more confident decisions even when the world […]

Do you have a jar full of coins in your house? Not sure what to do with the spare change you get after buying something? Instead of doing nothing with these coins, you can turn coins into cash, or even deposit them into your bank account. There are many benefits for doing this, but your first question is probably where to cash in coins? In this article, I share with you 11 of the best […]