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Today’s the day my electrical contract expires, so it’s time to choose another one. For those outside Ohio, or otherwise don’t know, in we have something called Apples-to-Apples where we can choose our electrical supplier. If we don’t choose, it’s chosen for us (normally the same as who bills us), which may cost more than what is available. Choosing the best – or even the cheapest – supplier isn’t as simple as choosing the lowest […]

The stock market outlook shifted to a downtrend on Thursday, but may bullish biases remain intact.

Investing can be a potent way to expand your wealth over time, but knowing how to get started and which strategies to use can be daunting. Fortunately, there are daily investment strategies that can help boost your earnings and make your money work harder for you. Adapt these strategies into your financial plan and provide steady growth, whether you’re a seasoned investor or just starting out. 1. Start with a Budget Creating a budget is […]

Holiday edition Nicely organized reading list We have escaped to warmer climes. It has been a very cold winter in Toronto. We will be back in the spring. I’ve tried to pull together a collection of posts that will take readers through some of the main themes in the Nuggets of Investing Wisdom. Things like: The world has changed, away from tangible assets and towards intangible assets; One of the greatest challenges in investing is […]

 The month of January 2026 as ended and it was quite the month!  On January 28th, the Bank of Canada decided to keep the interest rate at 2.25%.  The prime minister of Canada travelled over seas to discuss trade opportunities to help Canada have better trade with other nations than it currently has at this point in time. The S&P 500 has been up 0.16% over the last month and up 0.23% over the last […]

Here’s a short and sweet wrap-up of 2025 as well as my 2026 word of the year. Or shall I say phrase of the year… The post 2025 IN REVIEW & 2026 WORD(S) OF THE YEAR appeared first on a life on a dime.

Looking for new bank promotions in Canada?  Here are some of the Canadian bank account promos available and their caveats!  Some of these new account bank promotions come on more regularly than others.  For example, the iPad promotion from the Royal Bank of Canada (RBC) … Read moreCanadian New Bank Account Promotions Feb 2026 (FREE iPad or $400 Cash) The post Canadian New Bank Account Promotions Feb 2026 (FREE iPad or $400 Cash) appeared first […]

Interested in learning how to create passive income? Let me guess how this usually goes. You’re scrolling Instagram at night, half-watching Netflix, half-thinking about tomorrow’s to-do list, when someone pops up saying they made $8,432 in passive income this month… while “working two hours a week.” You squint at the screen. Your brain immediately fires back: I know this script well because I ran it on repeat for years. And here’s the uncomfortable truth I […]

Most old-school investors have heard of the Super Bowl Indicator that famously predicts the results of the stock market in any given year based on The post The Bitcoin Super Bowl Indicator appeared first on Impersonal Finances.

What caught my eye this week. I suppose it’s an occupational hazard of writing a weekly column that you become prone to thinking you’re living in particularly excitable times. So for the record I agree that a 1930s Monevator would have been plenty preoccupied with the Great Depression and the backdrop to war. Similarly, students dropping out of the rat race and Neil Armstrong popping onto the Moon would have provided plenty of food for […]

What a flurry of Little Adventures I’ve had recently – all thanks to Scott. For those who are new to this blog, when I retired in 2020, I knew that I’d have to force myself out from The Best House in Mekbourne and explore. I knew I’d travel, but in the in-between times, I’m a […] The post Little Adventures #25: Montalto. appeared first on Burning Desire For FIRE.

One of the most familiar concepts in retirement planning is the safe withdrawal rate, which is the percentage of an investment portfolio you can withdraw each year without running out of money. For many retirees, that conversation begins and ends with a single number: 4%.  The so-called 4% rule originated in research examining historical U.S. stock and bond returns and posed a simple question: how much could a retiree withdraw annually without depleting a portfolio […]

I suspect you’re here because you recently received a bill from your financial institution. It’s called a Form 1099-DIV. Oddly, the financial institution isn’t demanding a penny of payment. Rather, your 1099-DIV prompts the IRS and your state tax agency (in most states) to expect the payment of income tax with respect to your financial […]