Whether you’re renting for the first time or a longtime tenant, you’ve likely heard the so-called golden rule “Spend no more than 30% of your income on rent.” But does it really work in today’s evolving housing market? Whether you’re budgeting for an urban studio or a suburban two-bedroom, the answer isn’t always straightforward. In this guide, I will dive… Continue Reading→ The post The 30% Rule: Does It Really Work for Renters? appeared first on Cash for Kat.

You know that feeling when you find a forgotten bag of wilted spinach in the fridge or a loaf of bread that’s gone moldy way too fast? Yeah… we’ve all been there and wasted food is wasted money. But the good news is that it doesn’t take a total kitchen overhaul to fix it. In today’s episode, I’m sharing practical tips to help you waste less, save more, and get the most out of every […]

Everything flows from your thoughts and the way you speak about money. Your thoughts become words, your words become actions, and your actions shape your reality. You attract what you think. We become what we believe. You must speak life into yourself. Have you ever thought, “I’ll never be good with money” or “I am […] Read more… The post Rewire your Mindset for financial success appeared first on Budget to be Free.

I’m all for earning money, and you’ll be surprised by the sheer number of ways you can get that bag! We aren’t limited to the typical job postings we see on platforms like LinkedIn anymore. There are many unique ways to make a living, whether looking for a full-time job or side hustles from home…. Read More The post 8 Weird Ways To Make Extra Money appeared first on FinSavvy Panda.

February is over. So what did I read last month? I read only two different books to my son and six different books to my daughter. I finished two books for myself. Books I Read to My Children The Books I Read to My Son If You Ever Want to Bring an Alligator to School, Don’t! My Shapes Books I Read to My Daughter If You Ever Want to Bring an Alligator to School, Don’t! […]

If you are paying for multiple streaming services individually, you may be paying too much. Streaming services are now bundling (ironic, as they started as alternatives to cable) so you can save money by combining streaming services rather than paying for them a la carte. The “best” bundles are the ones being offered as add-ons to your cable, internet, or cell provider. To help you find the best options, we’re going to start by breaking the list up by the internet or cell phone service you currently pay for. This is where you’ll get the best options. 🖋️ This is a work in progress as these bundles are constantly changing so if you know of any ones I’ve missed or something has changed, please let me know! Table of ContentsAmerican Express Digital Entertainment CreditVerizon FiosComcast XfinityT-MobileDisney+ BundleParamount+YouTube TVWhat We Use American Express Digital Entertainment Credit Remember, if you have an American Express Platinum Card, you can enroll to get $20 a month towards streaming services. Details. Verizon Fios Verizon Fios offers a few bundles: Disney Bundle: Disney+, Hulu (with Ads), and ESPN+ (with Ads) for $10/month Netflix + Max: Netflix Standard with Ads, Max (with Ads Plan) for $10/month Apple One: Apple Music, Apple tv+, Apple Arcade, and Apple iCloud for $10-20/month YouTube Premium: $10 a month Verizon also offers a +Play service that lets you add on premium subscriptions, essentially building your own bundle: Netflix: Premium $24.99/mo Max: $16.99/mo Paramount+: $7.99/mo STARZ: $10.99/mo Peacock: $7.99/mo AMC+: $6.99/mo and several more lesser known streaming services Comcast Xfinity If you use Comcast Xfinity, they have StreamSaver, which is a $15/month bundle that includes: Netflix Standard with ads (normally $7.99/month) Peacock Premium with ads (normally $7.99/month) Apple TV+ (normally $9.99/month) T-Mobile If you get Go5G Phone service, you can get Apple TV+, Netflix Standard with Ads, and Hulu (With Ads) for free. You can get 6 months of SiriusXM All Access (App Only) but then it auto renews for $9.99 a month. You also get Pandora Premium for 4 months, then renews at current rate. Disney+ Bundle Disney offers two bundles direclty on their website: Disney+ and Hulu: $10.99 a month Disney+, Hulu, ESPN+: $16.99 a month There is also this offer, which I saw in an ad, which swaps out ESPN+ for Max (more than fair trade depending on what you watch!): Disney+, Hulu, and Max: (with Ads) $16.99 a month Disney+, Hulu, and Max: (No Ads) $29.99 a month Paramount+ Paramount+ can sometimes be included as an add-on but otherwise you have to get it directly, usually bundled with Showtime as a free add-on. The cost is $12.99 per month. 💵 Often, you can get a month for free, just use this link to see if there’s a free month offer available right now. This works for existing and new customers but you enter in a credit card number so you will be charged once the month-long trial is over.

Of course you can. If celebrity culture is teaching us anything, it is that yes, you can have lots of money and still be miserable, so miserable in fact that you ruin your life with addictions, even lose your life to them. I recently watched an interesting movie on DVD, Meet Bill. Not a masterpiece but certainly entertaining and also thought-provoking. The guy, Bill, married into a rich family. He works in the family business, […]

With over 1000 ETFs listed on the Canadian market, it’s easy to feel overwhelmed and get stuck on analysis paralysis. But I’m here to help, so let’s dive into How to Pick an ETF. Disclaimer – the following is not investment advice it is for information/education purposes only – please seek professional advice specific to you and your goals and financial journey. What is an ETF? But before we get into how to pick an […]