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One of the biggest challenges in retirement is creating an income plan that lasts as long as you do. That means striking a balance between safety-first guarantees and growth-oriented investments that can keep up with inflation and help your portfolio grow over time. The right mix isn’t a formula you can pull off the shelf. It depends on your retirement style, your tolerance for longevity risk, and your unique circumstances. Safety-First: Guarantees You Can Count […]
Not every side hustle needs to go viral or scale to six figures. Sometimes, the smartest extra income is the most overlooked — like working a few shifts a week at a bookstore, office front desk, or museum gift shop. In 2025, with freelance fatigue rising and gig app pay stagnating, more workers are quietly turning to traditional W-2 jobs to supplement their income. These aren’t fallback roles. They’re strategic choices for people who want […]
Most people don’t know this about buffalo, but they’re wired differently than almost every other animal in the wild. When a storm rolls in, cattle and other animals instinctively turn and run away from it. The problem is, they can’t outrun it. By running with the storm, they actually prolong their suffering—exposing themselves to wind, rain, and lightning for a longer period. Buffalo, on the other hand, do the opposite. They face the storm head-on. […]
August is over and September is here. I only managed to read one book to my son: You Choose Superman: Superman Day Disaster. He reads a lot on his own now. I did manage to read seventeen books to my daughter: Dr. Suess’s Oh, Baby! Go, Baby! Fancy Nancy Nancy’s Fancy Heirloom How Old is Mr. Tortoise? Huggapotamus Not a Box Put Me in the Zoo Sleep Tight, Disgusting Blob The Berenstain Bears Get Stage […]
The Sun Position Calculator delivers professional-grade azimuth and altitude data for any location, date, and time. Interactive Content Here: Visit on DQYDJ to view. Features of the Sun Position Calculator Get your solar positioning with data and a side of visuals: Dual interface modes: Switch between detailed Table view for coordinates and an interactive Sky Dome View for visual sun tracking. Real-time sky dome: Interactive stereographic projection showing the sun’s exact position on a hemispherical […]
This blog post has been recently updated to include new information from the 2025 tax bill relevant to how your charitable donations affect your tax bill. **Please Note: This content does contain affiliate links where I may profit from a sale. The Tax Benefits of Doing Good You probably don’t donate to your favorite causes just to save on taxes. But doing good comes with a side benefit: charitable donations lower your tax bill. Giving back has […]
Even when you’re doing everything “right,” budgeting can still feel exhausting. This article explores why—and how to make your budget work better for your real life. The post Why Budgeting Feels So Hard (Even When You’re Doing Everything “Right”) appeared first on The Budget Mom.
My Summer sunning myself off work has turned into an Autumn of Unemployment! I don’t know whether to be all Chicken Licken or Panglossian in what seems to be a dreadful situation for me and the old family finances. Some time out of work as a contractor are to be expected. But just like when you are in a relationship, people throw themselves at you and when you are single, nobody is interested – it’s […]
Fred Smith founded FedEx on an idea everyone told him would fail and built it into an $88 billion empire that changed how the world moves. In this episode, we dive into how he built FedEx and the lessons he learned along the way. Public Release: September 9. Members have access now.Join us. Coming Soon: Apple Podcasts | Spotify | Transcript This story proves that impossible is just another word for opportunity. Lessons From Fred […]
I moved to Arizona on August 1, 2001, and spent the next four years working with various CPA firms across the Phoenix and Scottsdale area. At one of those firms, I saw my first tax return with more than a million dollars of income. The Suttons (not their real name) owned commercial properties across the city. This was the first of many wealthy families I met who secured their fortunes through real estate. I found […]
For 2024 I published my side hustle income report each month to maintain accountability. This year, my main goal is to be profitable. To maintain transparency, I’ve been reporting both on my income and my expenses this year. My day job has been subsidizing my side hustles. All this does is make my online efforts play out as a time-consuming hobby. My goal this year is to turn this around. Working at my business regularly […]
Transforming the look of a room doesn’t have to be a daunting task. With a little creativity and some DIY spirit, anyone can revamp their space with stunning wall treatments. From the timeless elegance of wainscoting to the bold statements made by modern wallpaper, the possibilities are endless. Whether you’re looking to add a touch of sophistication or aiming for a complete makeover, DIY wall treatments offer a cost-effective way to achieve your desired aesthetic. […]