My Sweet Retirement Best Fixed Deposit in July 2026 Interest rates have inched up this month, bringing a bit of good news for anyone searching for the best fixed deposit in July 2026. After several months of muted movements, banks and digital players are … Best Fixed Deposit in July 2026 My Sweet Retirement

Having just posted that I didn’t know what adjustment would be made to my QSuper pension, I decided to go have a look into the details of the annual adjustment calculation. Turns out the annual adjustment is made on 1 July each year, and for this year the total adjustment will +2.13% (about half the inflation rate). The way the adjustment is worked out is based on how the underlying ‘Balanced

What caught my eye this week. .memberful-global-teaser-content p:last-child{ -webkit-mask-image: linear-gradient(180deg, #000 0%, transparent); mask-image: linear-gradient(180deg, #000 0%, transparent); } Weekend Reading – featuring the week’s best money and investing articles from around the web – can be read by any logged-in Monevator member. Alternatively please subscribe to our free email newsletter to get future editions direct to your inbox. The post Weekend reading: Alas, Smith and moans appeared first on Monevator.

Today I’m continuing my thoughts on the retirement book, Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy So far, here are the posts in this series: Win the Retirement Game, Introduction Win the Retirement Game, Fighting Boredom Win the Retirement Game: Take Control of Change and Move Beyond the Status Quo Win the Retirement Game: Connect Socially Win the Retirement Game: Be Creative If you missed any of […]

I updated my monthly expenses tracker with June data, so now have the complete ‘actuals’ data for last FY. Turned out that the ‘budget’ I had drawn up in July 2025 (just after I was retrenched and entered retiremen, but before then deciding to seek a new career) was excessively optimistic. The major expense blow-outs were:* monthly groceries averaged $1,711 per month, a lot higher than I had

Save, invest, prosper with My Own Advisor. Weekend Reading – Is Dividend Investing Dead? Welcome to a new Weekend Reading edition on a controversial subject: is dividend investing dead? More on that in a bit! In case you missed some recent articles: I highlighted some financial regrets of retirees (and how to avoid them). Financial regrets of retirees (and how to avoid… Early retiree thanks to DIY investing in stocks and ETFs. The article Weekend […]

Tweet It is great, because it is inevitable yet surprising Balthasar van der Pol Twice a year I prepare a summary of total income from my financial independence portfolio. This is my twentieth portfolio income update since starting this record. As part of the transparency and accountability of this journey, I regularly report this income. My primary goal is to maintain a portfolio of at least $3,250,000 which is capable of providing a passive income […]

What “Safe” Retirement Planning Actually Costs Dr. and Dr. Monroe retire at 63. Both of them. $3.8 million in traditional IRAs. $600k in taxable accounts. Social Security deferred to 70. CPA said they look great. Monte Carlo looks great. Advisor […]

Managing your money doesn’t have to be complicated. There are hundreds of budgeting apps, investing strategies, financial gurus, and “money hacks” online, but most people don’t need a dozen complicated systems. They simply need the basics. Think of your finances like building a house. You wouldn’t start with decorating the living room before pouring the foundation. Personal finance works the same way. Whether you’re just starting your financial journey or you’ve been budgeting for years, […]

This article originally appeared on Humble Dollar. John Urban is the founder of RetireSmartIRA, a retirement tax-planning app. Earlier, he … Read more

I toured a $9 million house in Honolulu to better understand the luxury housing market. I love real estate, and visiting nice homes for sale is one of my favorite hobbies. My parents are 81 and 78 and live in Honolulu. Like many people their age, they have a few health issues, and I’d like […] The post How The Rich Justify Buying $9+ Million Homes They Barely Use appeared first on Financial Samurai.

Dumpster diving for money as a side hustle is profitable because stores like Ulta, Five Below, and Bath & Body Works toss… The post Dumpster Diving for Money: Woman Makes $30,000 From Trash at These 11 Stores appeared first on MoneyPantry.com.

If your budget is tighter than usual, small choices can shape how well you handle the months ahead. A clear view of your finances can help you respond calmly, reduce unnecessary pressure and make decisions that support your priorities without losing sight of your long-term goals. Understanding your financial situation Photo Credit: Deposit Photos. Start by looking closely at your current money habits. Track your income, regular expenses, debts, and spending patterns for at least […]