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I love the stock market for a plethora of reasons. It’s the greatest wealth-building machine ever created. It allows you to earn a piece of the profits in the growth and ingenuity of the biggest and best corporations. Plus the stock market is like a laboratory for human psychology and emotions. Sometimes it makes sense. Sometimes it doesn’t. Sometimes it goes insane…because people are insane! The stock m…
Tweet The seeming truth that cunning times put on To entrap the wisest. Shakespeare, The Merchant of Venice This is my one hundred and sixteenth monthly portfolio update. I complete this regular update to check progress against my goal. Portfolio goal My objective is to maintain a portfolio of at least $3,250,000. This should be capable of producing an annual income from total portfolio returns of about $112,000 (in 2026 dollars). This portfolio objective is based on an assumed safe withdrawal rate of 3.45 […]
A restaurant can be packed every night and still struggle financially. Knowing how much revenue comes through the door tells you something, but not nearly enough. You also need to know what it costs to operate and what obligations must be paid. Retirement portfolios deserve the same treatment. An account balance, or the age of the person who owns it, provides useful information, but neither tells us whether the resources are sufficient for the job […]
Do Financially Independent Physicians Need Long-Term Care Insurance? No! Self-insure. Why pay high premiums for a policy with limited benefits when you are already financially independent? If you have enough, self-insure the risk and move on with your life. But […]
Looking for fun backyard family activities that don’t break the bank? Let’s be honest – finding activities that keep the kiddos entertained, don’t break the bank, and (bonus points!) actually create sweet family memories can feel like hitting the jackpot. But here’s the thing: we don’t always need fancy toys or elaborate outdoor spaces to… The post Backyard Family Activities appeared first on Mom Money Map.
In today’s fast-paced economy, achieving financial freedom requires more than just saving; it requires staying informed about the global trends that impact your wallet. From shifting interest rates to the rise of AI in the stock market, understanding these key drivers can help you make smarter decisions for your future. 1. The Impact of Interest Rate Shifts Central banks are currently at a crossroads. With inflation cooling in some sectors but remaining stubborn in others, […]
Our first full month having our baby boy Lukas was filled with fun—splash pads and the USA’s 250th—but also insurance and bills! Continue reading Splashy Summer Insurance Woes (Jun. 2026) at TicTocLife.
Texas has become a popular place for people who want to turn an idea, side hustle, or professional skill into a real business. With strong population growth, active local markets, and a broad mix of industries, the state gives new founders several reasons to consider building their next venture there. The Texas growth story new founders should understand Photo Credit: Shutterstock. A growing population can create fresh demand for housing, healthcare, retail, home services, financial […]
One month, you land three new clients and feel like you finally have this figured out. The next month, two of them go quiet and your income drops by half. Budgeting for freelancers is not the same challenge as budgeting on a steady paycheck, and most generic advice was never built for a bank balance that moves this much. If you have ever stared at your accounting software wondering how you are supposed to plan […]
You may have heard someone proudly say, “Our family has a $1 million net worth.” It’s an impressive milestone and an excellent measure of long-term financial progress. But it also raises an important question: How much of that money could they actually use if they wanted to change their life today? That’s where liquid net worth comes in. While net worth measures your overall wealth, liquid net worth measures how much of that wealth is […]
There are layers to freedom, and most of us only ever peel back two. The first layer is breaking free from your parents. Some people manage it the summer after high school. Others are still depending on dad to pay their new credit card charges at 37. The second layer is breaking free from work. […] The post You’ll Never Be Free From The Government: Introducing The Leash Ratio appeared first on Financial Samurai.
Save, invest, prosper with My Own Advisor. Weekend Reading – Retirement with higher inflation Hey Folks! Welcome to a new Weekend Reading edition about retirement with higher inflation – definitely a foe to fight! In case you missed some recent posts, here they are! Last weekend I wrote about an easy way to invest in AI stocks with minimal risk. Weekend Reading… Early retiree thanks to DIY investing in stocks and ETFs. The article Weekend […]
When I was chastising myself for getting out of practice with parallel parking, it didn’t occur to me there’d be a Guinness Book of World Records record for parallel parking. Best buddies 😍 This is cool: Finland’s radical answer to renewable energy’s biggest headache: The world’s largest sand battery This is why I tell the […]