Year 7 of COVID in the Bay Area Year 7, Day 69: Welp, this might be me paying the price for thinking I could do two medical things in a row: a massage to loosen up the lumps that pass for muscles and a vaccine in the same week. It feels roughly like a giant […]

In my 2025 wrap up post, a reader left a comment that caught my attention and piqued my curiosity: “Is it ever advisable to cash out RRSPs, and move it over to TFSAs?” As we … Read more

The Happy Cent A smile on the face of a penny Carried where it is easy to find Is my inspiration to remember To keep all my blessings in mind. The trials we encounter are many It is often quite easy to frown But a touch or a glimpse of my penny Helps me focus on the good that abounds. There’s no magic found in my penny Nor does it prevent or protect But the joy brought to mind when I see it Has a greater, long lasting effect It reminds me of others less fortunate Making my situation less bleak I recall the man who complained of no shoes Until he met a man with no feet. I’m reminded that life is not perfect And one of the numerous reasons to cry But a frown we endeavor to change to a grin Helps uncomfortable moments go by. My penny reminds me of the thoughtfulness Of friends who have given, and when It repeatedly tells me that love is around And will triumph in the end. We find our good fortune in many ways I can feel rich though my money is spent For I can always give something of value away The smile from my HAPPY CENT. ****** I found this at a yard sale and thought it would be fun to share 🙂 (I also got it for free – didn’t even cost me a cent!)  You’re supposed to keep it in your pocket “as a constant personal reminder of the many small reasons we have to rejoice in every day.” Amen to that. Fun Random Fact: My dad keeps an old silver dollar in his pocket for good luck… only it’s fake! He asked me to conjure one up for him a couple years back which I did, but then a month later he lost it at the gym I got him another one, only now he’s too afraid to carry it around so he did what any frugal person does and took to Temu to order a bag of a dozen fakes! Lol… I told him I don’t think it works the same way, but hey – what do I know about the Luck Fairy? Anyways, happy to forward this to anyone if they want it 🙂 First one to email me gets it. [This post, The Happy Cent ¢, was first published by J. Money on Budgets Are Sexy]

In 2026 I hit a milestone that seemed like a distant, foggy dream back in my corporate days: the ten-year anniversary of my retirement. If you want to go to the beginning and get the details on that blessed event, check out I Retired! There are some fond memories for me in that post! Anyway, my plan to celebrate this momentous occasion is to write several “10 Things” posts about retirement. So far, here are […]

🎙️ Episode #496 – Every real estate market feels different, but the principles of successful investing never change. After 36 years in the business, Vena Jones… The post What 36 Years of Real Estate Teaches That Most Investors Miss appeared first on Coach Carson.

EDITOR’S NOTE: If you’re a DIY investor trying to figure out your financial future, let us introduce you to Boldin. With Boldin’s PlannerPlus, you can do detailed budgeting and income planning, get access to an intro course on financial planning, and analyze Monte Carlo scenarios. Level up your planning game with Boldin so you can get to the retirement of your dreams! By Jim Dahle, WCI Founder

Weight loss advice wasn’t created for millennial moms. Most programs assume you have unlimited time, energy, and mental bandwidth. They tell you to meal prep every Sunday, track every calorie, exercise five days a week, eliminate your favorite foods, and completely overhaul your lifestyle. That might sound good in theory. But if you’re a millennial mom balancing work, young kids, a marriage, a home, and everything else you’re responsible for, it’s simply not realistic long-term. […]

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