THE WAVES AND WEATHER are always changing on the coast of Maine. Last summer, I paddled my canoe to a nearby island in the sun, and two hours later had to feel my way back through a fog that hid the mainland. There are longer-term forces at play here, too. The black mussel beds I steered around as a child are all gone now. So is the sea grass that made a good hiding place […]

Roth IRAs are popular and powerful, and while they have an earned income requirement, they don’t have a minimum age requirement. As long as a child has “official” earned income, they can contribute that into a Roth IRA (technically a Custodial Roth IRA as a minor, with full rights when they turn 18). There have been various tips floating around on how parents can help “support” the creation of earned income for their child. There […]

Welcome back to part 2 of Dr. Jim Dahle’s harrowing story of his accident, rescue, and recovery. For those who missed it, Jim was climbing the North Face of the Grand Teton with his long-time climbing partner and friend in August. He had a serious fall and sustained some big injuries. He is very lucky to be on his way back to a full recovery. Today, we are telling his story. You will hear from […]

219: Smart Shopping Strategies for Black Friday Apple Podcasts Spotify When it comes to Black Friday, it’s easy to get caught up in the buzz and spend beyond what you planned. I know the feeling all too well. So let’s start by setting up a game plan to avoid those common pitfalls. Whether it’s gifts for loved ones or items you’ve been eyeing all year, taking stock of what you need – and sticking to […]

Understanding stock valuation is crucial for investors. In this episode of the Investing for Beginners podcast, we explore valuation basics, stock-based compensation, and why Warren Buffett emphasizes buying stocks like he buys socks—when they’re on sale. [00:00:50] Introduction to valuation and stock-based compensation concepts. [00:01:11] Buying stocks means owning part of a business. [00:01:33] Valuation determines if a stock’s price is fair. [00:02:30] Importance of paying a good price for stocks. [00:03:16] Warren Buffett buys […]

Reading Time: 2 Minutes I was perusing the interwebs whilst trying to put BabyFrugalSamurai down to sleep last night, and an article happened to catch my eye: House prices fall in 40pc of Sydney suburbs “House prices are now falling across two out of every five Sydney suburbs, a five-fold increase from a year ago, and the highest level in 20 months… the share of Melbourne suburbs where house values dropped in the past three […]

Want to go shopping in Anchorage, Alaska, while you’re visiting the city? Here’s a guide on what stores to visit in Anchorage, and ones I would recommend based on multiple trips to this city. Here’s our shopping guide to Anchorage, Alaska.   Planning an Alaska Trip? Here’s what to do:  How to spend Two Weeks in Alaska (itinerary) Alaska Planning Holland America Alaska Cruise Review Family Fun at the Reindeer Farm in Palmer Alaska Buy our Alaska Book (Amazon) Stores To Visit in Anchorage, Alaska Note that if we put in the times in the stores below, they are all Alaska time. Grizzly’s Gifts Address: 501 W 4th Ave, Anchorage, AK 99501Hours: Open daily from 9 am to 8 pmWhat I bought here: Scrimshaw earrings in ancient ivory Pro Tip: If you’re staying at the Historic Anchorage Hotel, let the cashier know so you can get a 10% discount on your purchase price. Grizzly Bear Gifts is located next door to the Historic Anchorage Hotel and the Hilton. You won’t miss it, they have a giant bear on the second floor of the store. The store also puts out life-sized mascots in front that you can take photos with.  If you’re looking for scrimshaw earrings, this is the place to go in downtown. The interiors have a kooky design and have a lot of variety so take your time looking for interesting and unique pieces.  The Gift Store Inside the Captain Cook Hotel Address: 939 W 5th Ave, Anchorage, AK 99501Looking for local souvenirs in the Western part of downtown? If you find yourself close enough to the Captain Cook hotel, you can get local souvenirs at the gift store inside. Not only do they have amazing accessories and handmade gifts, its convenient enough to visit if you’re staying at the Captain Cook.  Polar Bear Gifts Outlet  Address: 600 W 4th Ave, Anchorage, AK 99501Hours: Daily from 8 am to 6:30 PM What I bought here: Discounted hoodie since it’s colder in Anchorage than I thought! Pro Tip: If you just want discounted items to bring home and don’t care if they’re made in China, make the Polar Bear Gifts Outlet stores your first stop.   The items that are discounted the most are located on a rack in the back of the store. Make your way there first then look for other gifts after. Depending on the store, you may also find a table with discounted goodies.  The store charges for bags, but they’re distinctive. If you see people walking around with a yellow paper bag in Anchorage, it’s from Polar Bear Gifts! 

Whether you seek normal or early retirement, here are seven questions to ask once a year while reviewing your retirement portfolios. 1. What is the retirement corpus worth today? If you retire today, how many years can you be financially independent? If this number equals the years you expect to be alive from today, you… The post Five questions to ask while reviewing our retirement portfolios appeared first on freefincal.