Few topics leave people in the personal finance community more divided than the subject of joint bank accounts. Do you keep your finances separate? Do you merge everything? Maybe it’s best to do a combination. Come with us as we take a deep dive into the joint bank account pros and cons. Use the benefits and drawbacks to help you make the money moves that are right for you and your partner. After all, the goal […]
My Sweet Retirement Frasers Logistics and Commercial Trust FY24 Full Year Results On 6th November 2024, Frasers Logistics and Commercial Trust (FLCT) released their FY24 Full Year Results. The distribution per unit (DPU) declared for 2HFY24 was 3.32 cents. Together with 2.76 cents announced in 1HFY24, Frasers … Frasers Logistics and Commercial Trust FY24 Full Year Results My Sweet Retirement
Three Accounts and the 3-Fund Portfolio Simplicity is a 3-fund portfolio. US and International equity funds and a bond fund are baked together in a set asset allocation. There is much more to consider when you have different account […]
Deep dive into Asset Location Optimization and Tax-Efficient Fund Placement. This is Asset Allocation in Multiple Accounts!
A reader wishes to retire with an ongoing home loan EMI and asked us how to plan for this using the freefincal robo advisor tool — a discussion. First, some general considerations. Retiring in the middle of a home loan service may seem odd to many readers. However, it is quite common. For example, SBI… The post Planning Retirement with an Ongoing Home Loan EMI appeared first on freefincal.
The post Financial Checklist For The End Of The Year appeared first on Dividend Power. It is time for the end-of-year house cleaning of personal finances. We are entering the window between Thanksgiving and the New Year, and this is an excellent period to get your finances in order. Before the New Year, it is time to check budgets, debts, insurance, savings, investments, etc. This activity is necessary to see if goals were met and […]
In 2005, the Initial Public Offering (IPO) market experienced a remarkable revival, with 190 IPOs happening in the United States. … Read more
We are almost hardwired to pursue ever increasing pay levels. Each job should, ideally, give us a salary bump. Yearly evaluations should result in increased wages. In pursuit of ever higher pay, we sometimes miss out on opportunities in life that require us to take a pay cut or to forego money entirely for a time. But to pursue anything other than higher pay goes against what we’ve been taught. But is a pay cut […]
There are plenty of steps that you can take to help you become financially successful, but all your hard work will end up being for nothing if you’re undermining the financial success you’re seeking to attain. The financial steps to success are important, but understanding the actions that’ll ensure financial failure are just as important. It usually only takes a single financial blunder to wipe out much, if not most, of the financial progress you’ve […]
At just 22 years old, Zach Downey has built a six-figure business from an unlikely source: cotton candy vending machines. What started as a college experiment to solve late-night snack shortages at James Madison University quickly pivoted into something much sweeter. With ten machines spread across high-traffic locations like amusement parks and resorts, Zach’s business, Distinctive Vending, is projected to earn over $500,000 in revenue this year alone. But his path to success wasn’t exactly […]
Owning property can be a powerful investment, but let’s be honest—it can also feel like a second job. The day-to-day demands, from collecting rent to handling maintenance issues, have a way of piling up. And if you’re not careful, the constant juggling can start overshadowing the very benefits you were after in the first place. That’s where property management AI tools come into play. Picture these tools as your digital property assistant. They don’t just […]
According to David Hayward, “Either everything is spiritual, or nothing is spiritual.” And, yes, that includes money! This week on the Money is Emotional podcast, I have a profound discussion with David Hayward, a former pastor-turned-artist known for his NakedPastor blog, about his book Money Is Spiritual. [embed]https://youtube.com/watch?v=lpqiV6OTO90&feature=oembed[/embed] David shares his personal journey from a scarcity mindset to financial freedom, emphasizing the importance of seeing money as a spiritual asset. We explore breaking negative money beliefs, practical steps for healing your financial relationship, and the power of positive communities. Are your spiritual beliefs affecting your financial health? And NOT in a good way? We discuss… ● How David’s religious upbringing and 30+ year career as a pastor left him bankrupt, both spiritually and financially ● The concept of money being spiritual and its potential to be worshiped ● Why so many people spiritualize negativity about money (Ever heard the term “Broke for Jesus?”) ● Tips on overcoming guilt and learning to charge what you’re worth as an artist and entrepreneur ● Why it’s so important to surround yourself with positive influences to transform your money mindset and your finances Don’t miss this important conversation! Listen to the podcast on your favorite channel now. P.S. Did you hear? My new book, Provider Money Pleasure Money: The Energetics of Personal Finance, is now available and already a number 1 New Release on Amazon! Get your copy today. The post Money is Spiritual appeared first on Financial Coaching for High-Income Earners.
Get Your Life Together In 10 Easy Steps Life has its fair share of ups and downs, and the quest to make your life better is one many of us understand on a personal level. I know this firsthand because I’ve faced moments when I felt stuck, unmotivated, and unsure of how to turn things … Read more The post How To Make Your Life Better: 10 New Habits to Try appeared first on Dividends […]