Today's Personal Finance Articles
View articles only on the topic you search below.

As inflation normalizes, consumers may see lower borrowing rates for buying homes and cars and using credit cards. It doesn’t happen overnight, but it will provide solid relief for those who put their plans on hold. The Federal Reserve (Fed) raised interest rates 11 times between March 2022 and July 2023 to combat soaring inflation, which peaked at over 9%. It increased its benchmark fed funds from 0.0%- 0.25% in March 2020 to a high […]

Image Source: 123rf.com A gym membership often feels like a smart investment in your health, but it may not always work out that way. For many people, it becomes a monthly expense that drains money without providing results. Worse yet, using equipment incorrectly or overtraining can actually cause physical harm instead of building strength. While gyms can be beneficial, they’re not automatically the solution to fitness or financial goals. Here are seven reasons your gym […]

Coming out of the 2008 financial crisis I felt a little lost. It was a dark time in the world of finance. People were scrambling to come up with explanations for the financial crisis while trying to figure out how to invest in what felt like a new paradigm. So many people were wrong about the financial crisis while the ones who called it were completely blindsided by the recovery. I lost faith in most of the traditional v…

There are flexible freelance jobs that provide financial stability and independence while allowing people to pursue their passions and interests. Whether you’re a digital nomad, a stay-at-home parent, or someone seeking more work-life balance, flexible freelance jobs make it possible to earn a living on your terms. Embracing these opportunities brings a sense of fulfillment … Read more

These simple habits help you maintain financial stability and achieve your financial goals. By quitting habits that lead to unnecessary spending, you can save more money for emergencies, investments, and future plans. Taking control of your finances through these simple ways can bring peace of mind, reduce financial stress, and improve your overall quality of … Read more

Are you eager to take control of your financial future but feeling overwhelmed by where to start? Investing for beginners is a journey full of potential rewards, but understanding the process can seem daunting at…

The retirement financial planning tricks of the trade is not a long list. There are a few things you can do to greatly boost your retirement income, while you manage risk. The RRSP / RRIF meltdown might be the most useful retirement ‘hack’. The strategy entails spending down your RRSP funds at an aggressive rate, starting in your early 60’s to enable the much higher CPP and OAS payments that you will receive at age […]

Send us a text Join us on Average Joe Finances as our guest Ben Reinberg, a seasoned commercial real estate investor with over 32 years of experience, shares the story of his career, discussing the various niches within commercial real estate, with a particular focus on medical office spaces. He talks about his new book, […] The post Podcast 311. Building a Hard Asset Empire with Ben Reinberg appeared first on Average Joe Finances.

Image Source: pexels.com There’s something magical about tasting a dessert that’s become a legend in its own right. Signature desserts aren’t just sweet treats; they’re edible landmarks, often tied to a specific region, culture, or culinary tradition. Trying these iconic dishes gives you a delicious way to experience history and creativity from around the world. Whether you’re a seasoned foodie or just someone with a sweet tooth, sampling these desserts is a memorable adventure. This […]

Image Source: pexels.com Visiting England is a treat for anyone who loves history, culture, and good food. Yet, many tourists find themselves in awkward situations at the dinner table. English dining etiquette can be surprisingly strict, and even small missteps stand out. Understanding the basics helps you feel more comfortable, avoid embarrassment, and even make a good impression on your hosts. Whether you’re at a cozy pub or a formal restaurant, knowing a few key […]

Image Source: pexels.com Comfort foods have a special place in our kitchens and our hearts. Whether you’re winding down after a tough day or celebrating a little victory, these dishes offer warmth, familiarity, and satisfaction. But not all comfort foods are created equal when it comes to taste. Some classics shine brighter than others, and everyone has their favorites. In this list, we’re ranking nine comfort foods by taste, focusing on those time-tested recipes that […]

I’m still at my vacation home, but the season is drawing to a close. The flock of summer visitors have flown back to the real world, to their bustling, busy lives. A vacation home is a funny old thing, isn’t it? A temporary nest for most, a place to perch for a week or two before the demands of reality call them back. But there’s a small, peculiar flock of us who have decided to […]

President Donald Trump’s “big beautiful bill” has made waves with a new tax break: a “no tax on tips” deduction worth up to $25,000 per year. The U.S. Treasury has now released a preliminary list of 68 jobs that may qualify. The deduction runs from 2025 through 2028 and could reshape the financial outlook for millions of service workers. Read the rest