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I’m an index investor, which obviously means I don’t pick stocks. It’s a comfortable position. When you own the entire market, you’re not making choices, you’re just participating in the market as a neutral observer. My strategy has always been simple: buy broad index funds, reinvest the dividends, ignore the noise. No stock picking, no market timing, no cleverness required. The kind of investing you can explain at a dinner party without boring your guests […]

My Sweet Retirement OCBC Share Price Crosses S$20 OCBC’s share price has climbed past S$20 in recent weeks, marking one of its strongest runs in years and placing the bank near record territory. This rise has occurred alongside a broader rally in Singapore … OCBC Share Price Crosses S$20 My Sweet Retirement

Is it always good to switch from regular to direct plans? The answer is No. Before you move to calculate the switch cost, the first step is to stop existing SIPs in regular plans and start investing in new SIPs in direct plans. The most important factor to consider is the expense ratio difference between… The post Switch Cost Calculator – Cost of Switch from Regular to Direct Plan appeared first on freefincal.

My Sweet Retirement T Bill Singapore BS26101E is 1.39% The first T‑bill issued in 2026, Singapore BS26101E, closed with a cut‑off yield of 1.39% per annum. This is marginally higher than the 1.35% first‑year interest offered by this month’s Singapore Savings Bond (SBFEB26). However, … T Bill Singapore BS26101E is 1.39% My Sweet Retirement

Looking for the best places to sell your shoes? Step into this article, and you will stop wondering: “Where can I sell shoes near me?”  Decluttering our closets and recycling used items is not only a way to earn some extra money but also more environment-friendly than throwing your perfectly good items out. That’s why buying and selling secondhand items are quickly becoming the norm.  Selling shoes for cash can be incredibly profitable. Everyone needs […]

Want to go out on a date night but don’t have a lot of money? These 20 budget-friendly date night ideas are a great way to spend time with your spouse or partner without spending a fortune.  Picnic in the Park Pack a homemade meal, grab a blanket, and enjoy a picnic in a nearby park or scenic outdoor area. Movie Night at Home Create a cozy movie night with homemade popcorn, snacks, and your favorite films. Game Night Have a fun-filled game night at home with board games, card games, video games, or couples trivia games. Explore a Local Farmer’s Market Visit a local farmer’s market and browse fresh produce, sample artisanal foods, and support local vendors. DIY Spa Night Create a relaxing spa experience at home with homemade facemasks, foot soaks, and massages for each other. Take a Scenic Hike Explore nearby trails or nature reserves for a budget-friendly and rejuvenating outdoor adventure. Have a Themed Dinner at Home Choose a cuisine or theme for the evening and cook a meal together that fits the theme. Visit a Free Community Event Check local event listings for free concerts, art exhibitions, or festivals in your area. Have a Bonfire Build a bonfire in your backyard or at a nearby beach and enjoy roasting marshmallows, telling stories, and stargazing. Go for a Bike Ride Take a leisurely bike ride together, exploring your neighborhood or cycling trails in your area. Have a DIY Wine or Beer Tasting Purchase a few different bottles of wine or beer and have a tasting session at home, discussing flavors and preferences. Take a Scenic Drive Explore nearby scenic routes or the countryside with a relaxing drive and enjoy the scenic drives. Have a Themed Movie Marathon Pick a movie genre or series and have a movie marathon night at home with themed snacks and cozy blankets. Visit a Local Museum or Art Gallery on a Free Admission Day Many museums and art galleries offer free admission on certain days, allowing you to enjoy cultural experiences without breaking the bank. Volunteer Together Find a local charity or organization and spend a date night volunteering together, positively impacting your community. Have a DIY Craft Night Get creative with DIY crafts such as painting, scrapbooking, or making handmade cards. Plan a Scavenger Hunt Create a fun and interactive one around your neighborhood or local area, with clues leading to hidden treasures or surprises. Explore a Nearby Beach or Lake Spend a day at a nearby beach or lake, enjoying the sun, sand, and water without any admission fees. Take a Free Cooking or Art Class Many community centers or stores offer free cooking or art classes, allowing you to learn something new together without spending money. Have a Book Exchange and Reading Night Each chooses a book from their collection or borrows one from the library, then spends the evening reading and discussing it.   Read More: 100 Fun and Affordable Things To Do When You’re Bored 

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  I am a huge sports fan. My favorites are football, basketball, and baseball. A few years ago, I made a goal to visit all of the MLB stadiums. Below is how I came up with that goal and where I’m currently. I graduated from college on May 10th, 2008. I was there for 5.5…

My older two kids do not have smartphones, but instead both have an Apple Watch SE w/ Cellular. After a year on BetterRoaming service, which was the cheapest option at the time for those not on a major postpaid plan, I switched their Apple Watch plans over to the US Mobile Smartwatch Plan. I’ve been on US Mobile for a few months now, and I wanted to provide an update that US Mobile is the […]

As the calendar flips to 2026, taxpayers across the country will feel the impact of sweeping state tax changes. From income tax cuts and flat-tax expansions to corporate reforms, sales tax overhauls, and property tax relief, 43 states are implementing notable tax changes, most taking effect January 1, 2026. Together, they reveal a clear trend: states are competing harder than ever to attract workers, families, retirees, and businesses. Read the rest

Today, NBC Sports owns the rights to many of sports’ “crown jewels,” including the Super Bowl, the NBA, the Premier League, Notre Dame Football, and of course, the Olympics. Yet, it hasn’t always been this way. In the early 1990s, NBC Sports was in trouble. After losing Major League Baseball, the network faced a 32-week hole in its programming schedule, which represented an eternity in sports television. With no obvious answers and little margin for […]

Most of the best bank account promotions on the market right now cater exclusively to consumers. Indeed, many of the United States’ best online banks seem to favor personal account holders rather than business owners. But not all banks shortchange small-business owners. If you’re… Source