How is your fall going? Much as I hate to think about it, we’ll be getting out the winter coats and boots soon. I’m hoping for a few more weeks of warm fall weather, but this felt like a good week to sort through and declutter coats, boots, and other outerwear in the 52-Week Decluttering Challenge. The post Decluttering challenge – Week 40 – Coats, boots and other outerwear appeared first on Boomer Eco Crusader.
“I owe $20,000 in debt at a 28% interest rate, paying just above the minimum payments, and am not sure whether I should consolidate into a new (hopefully) lower interest rate loan or use debt settlement with a reputable company. Can you help me decide which is best for me?” Let’s look at the true […] The post Consolidation Loan vs. Debt Settlement – Which Do I Choose? appeared first on CuraDebt.
Living frugally is not about deprivation but about empowering yourself to make smart choices that stretch your budget further. Boomers in retirement need to save … Read More 20 Frugal Habits for Boomers in Retirement To Stretch Their Budget
When you hear the phrase “frugal living,” what springs to mind first? Are you thinking about a saving maven who’s always pinching pennies? Or do … Read More 4 Steps To Make Frugal Living Part of Your Daily Routine
7 Things You Should Never Leave in Your Car During Winter <img decoding="async" class="alignnone wp-image-26047 size-full" title="7 Things You Should Never Leave in Your Car During Winter" src="https://www.ourdebtfreefamily.com/wp-content/uploads/2024/11/pexels-ozgomz-849835.jpg" alt=" Winter brings a whole new set of challenges for car owners, and it’s not just about keeping your engine running smoothly. When the temperatures drop, leaving certain items in your car can lead to damage, safety risks, and unnecessary expenses. Whether you’re running errands or just […]
Nearly one in three (32%) have seen their costs rise by over 50% with nine in ten DB scheme trustees (90%) saying running costs have increased by more than 10% in the last 12 months; Trustees say actuarial, technology / data, and covenant services costs are increasing most Alongside rising running costs, the most common challenges facing trustees are accessing different asset classes, pensions dashboard readiness, and covenant negotiations Almost all trustees (99%) found the […]
All Insights | Research | Strategy Weekend Reading – JP Morgan Guide To Markets & Risk Parity Strategies Team Bankeronwheels Last Updated: November 15, 2024 Share: Team Bankeronwheels Last Updated: November 15, 2024 Share: Click Here to Read How This Compilation Works Weekend Reading is a collection of Investment Research and Lifestyle topics from all corners of the Web. We source the highest quality insights from Wall Street and Main Street that you may apply to your investment process. Unlike the rest of Bankeronwheels.com, this series is provided without additional guidance. As usual, everything is to be used at your own risk. Below is the type of content we shortlist: Desire is a contract that you make with yourself to be unhappy until you get what you want. Naval Ravikant Featured Bitcoin in Your Portfolio: A Potentially
10 Nostalgic Signs You Were Definitely Born in the 1950s <img loading="lazy" decoding="async" class="alignnone wp-image-26032 size-full" title="10 Nostalgic Signs You Were Definitely Born in the 1950s" src="https://www.ourdebtfreefamily.com/wp-content/uploads/2024/11/pexels-fabianreck-19568832.jpg" alt=" If you were born in the 1950s, you’ve witnessed incredible changes that shaped the modern world. From the rise of rock and roll to the introduction of television, your formative years were filled with cultural moments that left a lasting impact. Let’s take a stroll down memory […]
Summary Welcome to our October spending post! Our total spend for the month was £3,248. The large expenses this month were some repairs to our roof and a holiday to Center Parcs in January. Everything else is quite low, but those large items make it an expensive month! We break our main expenses down into broad categories starting with the big 3; housing, food and transport. Everything else falls into the entertainment category, with any large inclusions explained in detail. CategoryAmountNotes Housing£1,558See below Food£555See below Transport£136See below Entertainment/misc£999See below Total£3,248
I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been a reader of Financial Samurai for many years and has always been courteous in the comments section when I write about safe withdrawal rates. So, I figured it was time we had a chat to […] The post The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen appeared first on Financial Samurai.
123rf November 1st marks an important date in the calendar for many people around the world. From cultural celebrations to significant historical events, there’s more to this date than you might think. Whether you’re wondering about holidays or key events in history, here’s what you need to know about November 1st. 1. All Saints’ Day: A Major Christian Holiday One of the most notable observances on November 1st is All Saints’ Day. This Christian holiday […]
Are you and your partner part of the DINKS (Dual Income, No Kids) lifestyle? If so, now is the perfect time to explore ways to grow your wealth without the heavy upfront costs. Passive income ideas with no money can provide financial freedom, allowing you to save for the future or even achieve early retirement. Here are five creative and effective ways to get started. 1. Leverage Affiliate Marketing for Steady Earnings Affiliate marketing is […]
123rf Do you enjoy creating mouthwatering dishes but wish you had fresh ingredients at your fingertips? Growing herbs indoors is the secret weapon every home chef needs. It’s easy, affordable, and adds a flavorful twist to your kitchen routine. Here’s how cultivating your own indoor herb garden can elevate your cooking and lifestyle. 1. Freshness at Your Fingertips Imagine having basil, parsley, or cilantro ready to pick whenever you need it. Growing herbs indoors ensures […]