Image source: pexels.com Medical debt can sneak up on anyone, even when you think your bills are paid. With healthcare costs rising and insurance paperwork getting more complicated, it’s easy to lose track. But what if you’re paying for medical debt you never actually owed? This problem is more common than you might think. Mistakes in billing, insurance errors, and even identity mix-ups can saddle you with costs that shouldn’t be yours. Understanding how to […]
How long will we live? Based on an article I just read, I’m guessing that it is probably longer than we think. Here’s why. The authors pointed out that statistics (and I suspect my intuition) are based on death rates, which only take into account the people who have…wait for it…already died. Those still alive are living longer than they used to, based on the trend of longer, healthier life that has persisted up until […]
Image Source: pexels.com Estate planning can get complicated, especially when two adult children both want control over one parent’s estate. This situation is more common than you might think, and it can lead to family tension, legal battles, and financial headaches. When siblings disagree over who should manage their parents’ assets, emotions often run high. The stakes are not just about money—they’re also about trust, family history, and sometimes old rivalries. Understanding what happens when […]
Some people have a natural ability to read others. They immediately tune into others’ emotions and know exactly how someone feels at a given time. … Read more
My first home computer was a Comodore 64. Let us not dwell on when that was in terms of the year. Suffice it to say that it was long ago. My first PC when I was employed was an IBM PC with 2 5 1/4’ floppy drives, and no hard drive. It cost the company maybe $5500. I have owned many PCs since then. So, even though I clearly remember using old tech like wired […]
Work shapes a third of our lives. If you’re unsure about how to genuinely feel about work in a positive way, look into Philosophy as guidance. It offers more than abstract ideas on how to think about work, and how to stay fully human in the middle of it. From the Stoics’ emphasis on virtue, to Karl Marx’s warning about alienation, to Hannah Arendt’s call to rise above mere survival, to Dostoevsky’s reflections on freedom, […]
The 6 Worst Foods for Your Gut Health, According to a Gastroenterologist <img decoding="async" class="alignnone wp-image-38206 size-medium" title="The 6 Worst Foods for Your Gut Health, According to a Gastroenterologist" src="https://www.ourdebtfreefamily.com/wp-content/uploads/2025/08/2149243098-1024×683.jpg" alt=" Your gut is like a garden — give it sunshine, water, and the right nourishment, and it thrives. Feed it the wrong stuff, and things get messy fast. Unfortunately, many of the foods we grew up loving (hello, diner milkshakes and crispy fried chicken) […]
Cash App Taxes, which debuted in 2016 under the moniker Credit Karma Tax, have emerged as the standard for routine online self-filing of federal and state taxes. Before entering the tax services industry, it was mainly recognized as a credit-monitoring website that gave users free access to their TransUnion and Equifax VantageScore 3.0 credit scores. Initially, the platform provided guidance on credit cards, loans, insurance, and other financial products. However, a significant transformation occurred as […]
As of this writing, Christmas Day is only 18 weeks away. This means if you’re paid bi-weekly, you have about nine paychecks until Christmas Day this year. And even though Christmas can be the most magical time of the year, it can also bring credit card debt that hangs around until spring. As a mom of three children and an Aunt to many, I’ve found that navigating holiday spending is much easier when the whole […]
The Department of Education has released proposed rules that could bar certain nonprofits and public employers from PSLF eligibility starting … Read more
By Dr. Jim Dahle, WCI Founder Some new investors are surprised to learn that their tax bill goes up when they start investing. While investments often receive favorable tax treatment compared to earned income, the income they produce is generally taxable at some point and at some rate. We’ll go over each type of investment and how it is taxed. Do You Have to Pay Taxes on Stocks? Stocks are generally very tax-efficient assets […]
Understanding the Need to Financially Prepare for a Recession Economic downturns can take individuals and families by surprise, impacting job security, investment value, and day-to-day living expenses. When a recession strikes, those who have proactively…
With each passing day, Indians consume more and more than previous generations. Their aspirations, dreams and wants are often higher than their salaries. Whenever I am invited to speak to a group of employees on the basics of investing, I hear stories of excessive debt. There is a growing mismatch between income and aspirations. People… The post Unrealistic aspirations will make us poor even if we earn in Lakhs! appeared first on freefincal.