IT’S TIME TO PAY IT forward. That’s a phrase I often use when talking about helping the next generation. But my efforts have been mostly focused on my children and grandchildren. What about others in future generations, especially those from less affluent families? Welcome to the Jonathan Clements Getting Going on Savings Initiative and the accompanying book, The Best of Jonathan Clements: Classic Columns on Money and Life. The savings initiative aims to get young […]

Wondering where the best places to pan for gold are? You’re not alone, people have been chasing gold, digging for diamond and gemstones for hundreds of years in rivers, streams, mountains, mines, and wherever else they saw signs of those little shiny gold nuggets. Yes, the Gold Fever is still catching people! So much so… Continue… The post Top 8 Places to Pan for Gold in USA (Find Gold!) appeared first on MoneyPantry.com.

A lament regularly heard in school playgrounds across the land goes something like this: “Eeeeeuuugggh! Shuuuttttt up!” …followed by: “Girls are gross!” So proclaims generation after generation of little boys – only a few years before the hormones kick in and they spend the rest of their lives obsessing over women. As goes the birds and bees, so goes home ownership. People love to debate renting versus buying a home, the imminent collapse of house […]

Image Source: 123rf.com Wealthy individuals often display surprisingly frugal behaviors that contradict their financial status. While they could easily afford luxury, many choose thriftiness instead. This phenomenon isn’t merely quirky behavior—it’s a fundamental mindset that helped create their wealth in the first place. Understanding these frugal habits offers valuable insights for anyone looking to build financial security. The principles guiding wealthy individuals’ spending decisions can transform how you manage your finances, regardless of your current […]

Vinted is a great place to either grab yourself a bargain or make some money selling your unwanted clothes, home decor and beauty items. Your username on Vinted will help you to stand out from the crowd as well as creating a great reputation for yourself. In this post we are going to look at […] The post Vinted Username Ideas & Generator appeared first on Make Money Without A Job.

Short-term investments are a great way to make money. It can be challenging to know which short-term investments are the best for you, but there is no need to worry because we will break down the differences between short-term investments and help you decide what’s best for your needs.  1. Online Savings Account An online … Read more

Image Source: 123rf.com Financial advisors play a crucial role in helping you navigate investment strategies and retirement planning. However, the lines can blur dangerously when legal matters intersect with financial decisions. Many clients develop strong relationships with their financial advisors and naturally turn to them for guidance across various life challenges. But legal advice requires specialized knowledge that extends far beyond financial expertise. Understanding these professional boundaries could save you from costly mistakes and potential […]

Image Source: pexels.com That quick trip to Target for “just one thing” often turns into a cart full of items you never planned to buy. While these shopping habits might seem harmless in the moment, they could be silently undermining your retirement savings. The small, impulsive purchases we make during routine shopping trips create a cumulative effect that can significantly impact long-term financial goals. Understanding how these shopping patterns affect your retirement planning is the […]