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WHO OWNS TIME? WE speak of “my time” and “your time” as if it were a possession we hold in our hands. But we can’t stash it away for future use, nor can we trade or transfer our allotment to another person. Is it truly ours? For the moment, let’s say that it is. Appraising time. How much do we value our time? Some days, we treat it as a precious commodity. On those days, if […]
[EDITOR’S NOTE: Tomorrow night is going to be a meaningful night for members of The Financially Empowered Women (FEW). That’s because Thursday night, February 6, is when you can learn about your money mindset and how to align your financial decisions with your core values with Julia Myers, a PharmD and MBA. We’ll gather together in a live Zoom at 6pm MT to continue creating a WCI community that supports women on their path to […]
It’s been a while since Vanguard announced a big round of expense ratio cuts, and just in time for their upcoming 50th anniversary, they announced the largest fee cut in Vanguard history spanning 87 funds and projected to save fundholders $350 million this year (effective 2/1/25). In this regard, I am not worried about Vanguard. They know that low costs are core to their identity. It’s the other parts that worry me. At Vanguard, we […]
Safe to say, my boys have entered the “fighting phase”—and why I’m calling it a phase, I have no idea, because I know this is just part of life with siblings! If your kids fight too, you’re not alone. I’ve been navigating this stage in my own home, and I know how frustrating (and exhausting) it can feel. In this episode, I’m sharing exactly what to do when your kids fight, so you can stay […]
In Phuket, there are lovely beaches and a real local vibe. It’s like a paradise with tons of fun and chill time for people who come to visit. When planning our trip to Phuket, Thailand, Selina Serenity Rawai Phuket invited us to stay, and we jumped at the opportunity. Experience the peaceful and picturesque island life at Selina Serenity Rawai Phuket, a stunning beachfront resort situated in Rawai, on the southeastern corner of Phuket island. […]
How to Make Money with Valentine’s Day: 5 ideas to help you make cash instead of spend it this time of year. The post How to Make Money with Valentine’s Day appeared first on The Thrifty Issue.
9 money rules to live by if you want to be rich. The post 9 Money Rules To Live By appeared first on The Thrifty Issue.
We first started visiting Vermont in 2020 after stumbling upon a beautiful vacation rental that caught our eye. Since then, we have made it a point to visit a few times a year. Vermont, known as the Green Mountain State, is an absolute gem in the northeastern United States that offers a unique blend of […] The post 12 Best Reasons to Visit Vermont At Least Once a Year appeared first on The Thought Card.
Remember when life’s simple pleasures were just that simple? The thrill of live concerts and the joy of pampering ourselves with personal care services were … Read More 20 Beloved Luxuries That Are Becoming Pocket-Draining Realities For Middle-Class Americans
A reader asks, “Can you please explain why health insurers suddenly hike premiums? I was shocked to see my premium increase by almost 50%. I thought premiums would increase only if we moved from one age band to another.” An insurance company makes money if its customers rarely make claims. Insurers will do everything in… The post Why do health insurers suddenly hike premiums? appeared first on freefincal.
When faced with overwhelming debt, it’s tempting to look for quick solutions—and your retirement savings might seem like an easy fix. After all, that money is sitting there, waiting for the future. But is it a good idea to use retirement savings to pay off debt? The answer isn’t straightforward. While it might provide temporary […] The post Should You Use Retirement Savings to Pay Off Debt? Pros, Cons, and Alternatives appeared first on CuraDebt.
Death is an inevitable part of life, but it’s often accompanied by questions about what happens to the debts we leave behind. Many people worry about whether their loved ones will be burdened by their financial obligations after they’re gone. The truth is, the fate of your debt depends on several factors, including the type […] The post What Happens To Your Debt When You Die? A Complete Guide appeared first on CuraDebt.
If you’re dealing with high-interest credit card debt, you may have heard about balance transfer credit cards as a potential solution. These cards allow you to transfer existing balances to a new card with a lower or even 0% introductory interest rate, giving you a chance to pay down debt faster. But are they the […] The post The Pros and Cons of Balance Transfer Credit Cards: What You Need to Know appeared first on […]