Have you ever made a big purchase that, when somebody asked about it, you made up an excuse or reason why?  I recently attended a conference in New York. A friend joined me, and we both brought our kids. I remember asking him, “How was the trip over?” He replied that they all flew over first class. My first reaction when he said first class was to think, “That’s awesome!” But I could tell that […]

Are you ready to slay your financial goals? I know it can be daunting. We all want to make better money decisions, but refining what … Read more

With another strong year in the stock market, it’s time for investors to celebrate! While marveling at the growth of your portfolio is satisfying, a more rewarding way to celebrate is to actually spend some of those phenomenal returns on things that bring joy and fulfillment. Stocks, by themselves, provide no utility. We invest in […] The post Cheap, Fun, And Practical Buys With Your Stock Market Returns appeared first on Financial Samurai.

Christmas is coming and children are counting the sleeps until Santa’s arrival. This is the best time of year for decluttering toys and games. You will free up some space for any new items you receive at Christmas. And it’s an excellent time to donate toys to charity shops, or try to sell them, as parents may be looking for bargains. The post Decluttering challenge – Week 48 – Toys & games appeared first on Boomer Eco Crusader.

The post 3 Consumer Staples Stocks for Long-Term Dividend Growth & Income appeared first on Dividend Power. The consumer staples sector is home to some of the world’s most well-known dividend growth stocks. In fact, the consumer staples sector has the most Dividend Aristocrats of any individual market sector. Consumer staples stocks also appeal to risk-averse investors as defensive industries such as food and beverage and personal care products see steady demand, even during recessions. The following 3 consumer […]

Capital One 360 is Capital One Bank’s online division. It’s a great hybrid of online and traditional brick-and-mortar banking since you get the features and interest rates of an online bank but still have access to Capital One branches and cafes. They offer a checking account, savings account, and CDs. They also have a kid’s checking and a kid’s savings — and parents don’t have to have a Capital One checking to open a kid’s account, which is rare. At a Glance Checking account has no minimum balance requirements and no monthly fees. Savings account earns 3.80% APY. CD terms between 6 months and 5 years, with competitive interest rates. Who Should Use Capital One 360 If you like the idea of an online bank but still want the option to visit a branch, Capital One 360 might be for you. It offers accounts with competitive rates and low fees, which is exactly what you’d expect from an online bank. But, Capital One also has an extensive ATM network and physical locations. Also, if you already have Capital One credit cards, it may be convenient to also do your banking with Capital One. Capital One Alternatives Monthly fees$0varies, but waivable$0Minimum balance$0$0$100Interest rate on savings3.75% APY4.50% APY4.00% APYLearn moreLearn moreLearn more Table of ContentsAt a GlanceWho Should Use Capital One 360Capital One AlternativesAbout Capital One 360Capital One 360 Deposit Accounts360 CheckingMONEY Teen Checking Account360 Performance SavingsKids Savings Account360 CDsCapital One AppCapital One AlternativesDiscoverCitiQuonticConclusion About Capital One 360 Let’s get some paperwork out of the way. You know that I wouldn’t ever review a bank that wasn’t FDIC insured; that would be sheer insanity, but let’s make sure we have all that settled. Capital One 360 is owned by Capital One Financial Corporation and headquartered in McLean, Virginia. When you do a search on the FDIC Bank Find tool, you’ll see several institutions named “Capital One.” This is because Capital One has brick-and-mortar locations for its bank, Capital One Bank. The Capital One 360 entity is entirely separate, it actually used to be ING Direct until Capital One bought it in 2011. So, which one is Capital One 360? Capital One, National Association (FDIC #4297) covers mostly deposits within branches. Capital One Bank (USA), National Association (FDIC #33954) covers mostly the deposits in the online bank. Turns out, ING Bank (FDIC #35489) merged with Capital One Bank and on the BankFind page we learn that those accounts are covered under Capital One, NA (FDIC #4297)! The FDIC # for Capital One 360 is, as far as I know, FDIC #4297. If you which to call them, the Capital One 360 phone number is 1-877-514-2265. The ABA routing number is 031176110. Capital One 360 Deposit Accounts Capital One 360 offers the same types of accounts as everyone else: online checking, online savings, certificates of deposit, etc. 360 Checking This is your standard online checking account. There is no minimum balance or minimum to open. There

We’ve all participated in goofy or fun trends throughout our years. However, there are some trends that most of us would much rather read about … Read more

Once, long ago, you could buy a product and know it would last forever. Manufacturers relied on quality and customer satisfaction to stay in business.  … Read more