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a.disclaimer-button { font-family:arial,helvetica; font-weight: normal; font-size:8pt; font-style:normal;background:#b5b5b5;color:#ffffff;padding: 2px 7px;} a.disclaimer-button:hover {background:#999999; color:#ffffff; } Looking for a flexible, laid-back job with as little stress as possible and good money? Some might call that lazy wishful thinking, but why not? Good news for the slackers out there: there are many jobs for lazy people. But first, let us define “lazy” in the context of this article.  If you are truly lazy in the conventional sense, you won’t […]

Spring seems like it’s finally arriving in the Midwest. I’m probably speaking too soon though. Right now there isn’t any snow on the ground, but it could be a fool’s spring. The fact that I can finally see grass has still made me start thinking about and making summer plans. Last year I think we overdid it—we went on a trip back to the East Coast, attended multiple concerts including the Eras tour, and had family come visit. Honestly just thinking about all that activity makes me tired! Especially with my family member being sick and having lots of extra work coming in. I’m so busy I’ve actually had to turn away work, which rarely happens and is a great “problem” to have. This year I want to have a slower and cheaper summer, which will be easier on our wallet and more aligned with our financial goals. Here’s what we have in mind so far. Free Camping Gear  I think I’ve mentioned that we want to try camping and spending more time in nature, which will help support my mindfulness goals. After my partner’s mom heard about our plans, she really kindly gave us her REI rewards points so we could get some camping gear. We’re all set up with a tent and camping stove thanks to her generosity. I’m looking forward to going on at least one camping excursion this year. I don’t think we’ll go too far from home since there’s a lot of great nature around us. We’re planning to stay at rustic campgrounds to save money and get a nature-oriented experience. Some of the premium campgrounds in our area have wild amenities like mini golf courses and convenience stores. Although I’ve never been camping before, I think that would feel more like vacationing at a resort than camping! That isn’t the vibe I’m going for. I want the true s’mores around the campfire, roughing it in the woods experience I never had as a kid! Attending a Family Wedding Another event we have planned for summer is an upcoming family wedding. It’s happening at the beginning of June out on the East Coast, which will be quite a drive. But luckily we can stay with family, so gas should be the main cost. Usually we don’t travel out of our way to go to weddings. But my partner hasn’t seen this side of the family in person in years and I’ve never even met them, so we really wanted to attend. These two trips are all the excitement and activity I think I can handle this summer! The rest of the time I want to relax on my porch and soak up the sun with some iced tea and a book. Let me know if you have any plans you’re looking forward to. I’m interested to hear how you all save on summer fun. By the way, thank you for the kind comments on my last post! I wish I had time to respond to

Revolutionize your budgeting with this guide on the digital cash envelope system. Master mindful spending and savings in a cashless world. The post 4 Surprising Ways to Master Your Money with the Cashless Envelope System appeared first on The Budget Mom.

According to data published by the Federal Reserve Bank of New York, credit card balances rose by $50 billion to $1.13 trillion over the last quarter of 2023. For many consumers, managing their debt can become challenging, with spiraling interest costs and eventual default on their loans. This can lead to legal action by credit […]

A reader asks, “We have a retirement corpus of over Rs. Ten Crores. While we agree that having fewer funds is more manageable, we are nervous about stacking one cr in each fund, debt or equity. Do you think that fear is unfounded?” The number one goal in portfolio management is a peaceful sleep. So… The post Can I hold Rs. One Crore in a single mutual fund? appeared first on freefincal.

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Welcome to Rich Frugal Life’s February 2024 financial results! Before we get into the numbers, here’s what we were up to last month.   Happy Arizona Spring! February started off with unusually cold and rainy weather, causing us to hide out indoors and miss out on the Phoenix Open (because who wants to watch golf… The post Buying Back our Time and February 2024 Financial Results appeared first on Rich Frugal Life.

Last call on 100k offer. The UnitedSM Business Card offers unique perks for regular United customers including free checked bags and expanded award seat availability for redeeming miles. Right now, there is also an improved 100,000 miles new customer offer. Here are the highlights: Earn 100,000 bonus United miles after you spend $5,000 on purchases in the first 3 months your account is open. 5,000-mile “better together” bonus each anniversary when you have both the […]

What is the best virtual assistant course to learn how to become a virtual assistant? Nobody wants to waste time or money, and each course creator claims their course is

A reader asks: Ben always shares the long-run returns for stocks, bonds and cash. It’s essentially 10%, 5% and 3%. I know past is not predictive, blah, blah, blah but am well aware that cash has the lowest prospective returns of the main asset classes. Knowing this full well, I still want to keep 10% of my portfolio in cash in retirement so I can sleep at night. Would a 60/30/10 portfolio really be that much worse t…

Here are the top places to put your cash. After years of falling rates, interest on savings have been moving up. That’s largely due to the Bank of England base interest rate increasing to 5.25% – though we’re starting to see some rates start to fall back a little, and that could be set to […] The post The best savings accounts (March 2024) appeared first on Be Clever With Your Cash.

In today’s fast-paced digital marketplace, a structured sales process is the backbone of any successful business. This guide outlines a five-step sales process that has been instrumental for our clients since 2017. Understanding and implementing these sales process steps into your client relationship management (CRM) system can significantly enhance your lead tracking and conversion rates. If you’re aiming to streamline your sales system, you’ve come to the right place. Let’s dive into the transformative world of organized sales processes. Resources to Help With This Video: Under six figures? Check out our Persuade to Profit program to help you with your sales skills. Learn more and apply here. Already at six figures? Let’s automate your sales process in Effortless Sales Engine. Learn more and apply here. Grab a complimentary Marketing Strategy Session where we’ll show you how to 3x your lead flow here. Grab our free Funnel Guide with our favorite automations here. 1. Engage: The First Contact The initial stage in the sales process steps is to engage with potential clients. This could mean reaching out through cold calls, emails, direct messaging, or responding to inbound leads. The goal here is to establish a connection and set the stage for further communication. Engagement is your first opportunity to make a memorable impression, so it’s crucial to approach this step with strategy and purpose. 2. Educate: The Qualification Stage Educate, or as it’s commonly known, qualifying, serves a dual purpose. From a business perspective, it’s about assessing whether the potential client has a problem you can solve and whether they are willing and able to pay for your solution. For the client, this stage offers clarity on their needs and whether your product or service is the right fit. Effective qualifying ensures that both parties can benefit from the potential partnership, making it a vital step in the sales process. 3. Enroll: Securing the Deal Once a lead is qualified, the next step is to enroll them—this is the point where sales happen, and agreements are signed. Whether it’s through a sales call, a demo, or a presentation, this stage is about persuading the potential client to make a purchase or commit to your service. A successful enrollment step hinges on clear communication, effective persuasion, and addressing any lingering doubts or questions. 4. Evaluate: The Follow-Up Evaluation, or follow-up, is critical for leads that haven’t yet converted into customers. Persistent and strategic follow-up can significantly increase your conversion rates. Statistics suggest following up between 7 to 15 times to secure a deal. This step is about nurturing the relationship, providing additional information, and addressing any concerns that may have prevented the sale initially. 5. Endorse: Maintaining Client Relationships Finally, endorse focuses on building long-term relationships with existing clients. It’s about keeping communication channels open for upsells, cross-sells, and referrals. Regular engagement with past clients through social media, email, or even physical mail can lead to new opportunities and enhance your

PALO ALTO, CA — A tectonic shift is underway in Silicon Valley as Mercari announces it will become the first major US marketplace and selling app to eliminate seller fees. Welcome news to the millions of Americans who use the app to buy and sell new and used goods on a daily basis. The first-of-its-kind shift kicks off a new business model for Mercari, handing a small win to sellers in an industry that tends […]