Rental Deposits – Tenant and Landlords

At the end of the lease, tenants have the right to receive their deposit back, provided they’ve met all the conditions of the rental agreement.

The post Rental Deposits – Tenant and Landlords first appeared on // LOCALMONEY.

Dividend Income Update – September 2024

                    


The month of September 2024 is another month of dividend income landing in my accounts. 

Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings.  The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!


Update on paying myself first. At the start of August 2022, I now pay myself 35%.  This will consist of 25% to investing and 10% to savings. 

At the start of January 2024, I allocated 27% to investing and 10% to savings. 

Starting July 2024, I started allocating 30% to investing and 10% savings.

Note: All the dividends and totals below are in Canadian Dollars


I received a total of $1017.70 in dividend income for the month of September 2024. This represents a 4.69% decrease from 3 months ago and a 48.0% increase year over year.


I received dividends from 2 US stocks.  Chord Energy dividend was in actual US dollars.  The value above in the Canadian Dollar equivalent of the US dividend (minus the 15% withholding tax) using the exchange rate on the actual day the dividend hit my account.  For Meta Platforms, my brokerage converted the US dividend (minus the 15% withholding tax) to Canadian dollars. 


I received dividend / distribution income from 15 different companies.

I received $32.05 in option premiums within my investment accounts in September 2024.


Below is a visual of my dividend totals for the last 5 years.

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Most of my dividend income comes from my margin account.  As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing.  
Click To Enlarge

Next, I will show the percentage of total income for each position.
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In first nine months of 2023, I received $5868.28 in dividends. In first nine months of 2024, I received $8303.82 in dividends. This is an increase of 41.50% YTD in 2024 over the same period in 2023. 

The graph below shows my total dividend income, as per the blog, since 2012. 
Click To Enlarge

I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.


Note: Any activity in my RRSP account is not included in these totals.

How was your dividend income for September 2024?

Disclosure : Long all mentioned securities

DISCLAIMER

I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.

Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.

October 2024 Blog Statistics

I’ve still been really busy. At some point, I’m going to have to update my résumé and LinkedIn.

I was still able to publish two posts:

Google Analytics

  • Users → 2,200
  • Sessions → 2,400
  • Views → 7,900

Google Analytics Graph for October

Google Search Console

  • Clicks → 1,530
  • Search Impressions → 91,900
  • Average position → 32.9

Google Search Console Graph for October

AdSense

  • Balance → $95.47
  • Estimated earnings → $8.55
  • Impressions → 7,865
  • Clicks → 23

Google AdSense Graph for October

Moz Stats

  • Moz Domain Authority → 29
  • Moz Linking Domains → 1,100

Ratios

  • Earnings / 1,000 users = $8.55 / 2.2 = $3.89
  • Earnings / 1,000 views = $8.55 / 7.9 = $1.08
  • Earnings / 1,000 impressions = $8.55 / 7.865 = $1.09
  • Earnings / day = $8.55 / 30 = $0.29
  • Users / day = 2,200 / 30 = 73.3
  • Views / day = 7,900 / 30 = 263.3
  • Impressions / day = 7,865 / 30 = 262.2
The Quantum Physics of Manifesting

Manifesting money or your dream life isn’t as “woo” as some people might like you to believe. There’s no fairy dust or magic, just science. Get nerdy with me as we unpack the quantum physics of manifesting with my friend and special guest, Carissa Andrews!

Carissa is an internationally bestselling author with over 25 books published. She’s a podcast host and the CEO of Author Revolution, an online academy helping indie authors become publishing powerhouses.

I came into Carissa’s world because I wanted a mastermind of other authors who balanced practical action with mindset and manifestation practices. She manifested me as a client, and then I manifested her as a founding member of the Wealthy Woman Book Club! (How cool is that??)

Here are the highlights of our discussion of the quantum physics of manifestation:

We unpack the relationship between manifesting and quantum physics in plain English. You might be surprised to learn that you’re already a master manifester! But if you’re doing it unconsciously, you might manifest what you DON’T want instead of what you do.

Discover why collapsing the wave function is the first step in manifesting what you want. Carissa addresses the significance of decision-making in collapsing infinite possibilities into tangible realities.

Carissa and I discuss quantum entanglement and its role in attracting your desires. Fun fact: if you’re reading this right now, you and I are now entangled!

Finally, we talked about the most significant step of manifesting that many people dismiss.

Click HERE to listen to the podcast episode, “The Quantum Physics of Manifestion” on your favorite platform and share it with your friends!

P.S. We’re starting a new book in the Wealthy Woman Book Club soon! Join us, won’t you?

The post The Quantum Physics of Manifesting appeared first on Financial Coaching for High-Income Earners.

How to Calculate Your Take-Home Pay and Make the Most of Your Money

Understanding your take-home pay is one of the most important steps to managing your money effectively. While your gross salary is what’s advertised, your take-home…

The post How to Calculate Your Take-Home Pay and Make the Most of Your Money appeared first on Money Nuggets.